vs
Ponce Financial Group, Inc.（PDLB）与REGIS CORP（RGS）财务数据对比。点击上方公司名可切换其他公司
REGIS CORP的季度营收约是Ponce Financial Group, Inc.的1.8倍（$57.1M vs $31.4M），Ponce Financial Group, Inc.净利率更高（36.3% vs 0.8%，领先35.5%），Ponce Financial Group, Inc.同比增速更快（37.6% vs 22.3%），Ponce Financial Group, Inc.自由现金流更多（$54.6M vs $891.0K），过去两年Ponce Financial Group, Inc.的营收复合增速更高（23.7% vs 7.8%）
庞塞金融集团是总部位于美国的金融控股公司，核心子公司为庞塞银行，主要服务纽约大都会区的多元文化、移民及中低收入社区，提供存款账户、按揭贷款、小微企业融资、个人信贷等零售及商业银行服务。
瑞吉斯公司是一家美国美发沙龙运营商，总部位于明尼苏达州明尼阿波利斯市。截至2021年8月，该集团旗下拥有5563家加盟沙龙以及276家直营门店，是北美地区规模领先的美发沙龙连锁经营企业。
PDLB vs RGS — 直观对比
营收规模更大
RGS
是对方的1.8倍
$31.4M
营收增速更快
PDLB
高出15.4%
22.3%
净利率更高
PDLB
高出35.5%
0.8%
自由现金流更多
PDLB
多$53.7M
$891.0K
两年增速更快
PDLB
近两年复合增速
7.8%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $31.4M | $57.1M |
| 净利润 | $10.1M | $456.0K |
| 毛利率 | — | — |
| 营业利润率 | 43.6% | 10.8% |
| 净利率 | 36.3% | 0.8% |
| 营收同比 | 37.6% | 22.3% |
| 净利润同比 | 245.6% | -94.0% |
| 每股收益（稀释后） | $0.43 | $0.16 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PDLBRGS
| Q4 25 | $31.4M | $57.1M | ||
| Q3 25 | $26.7M | $59.0M | ||
| Q2 25 | $26.5M | $60.4M | ||
| Q1 25 | $24.6M | $57.0M | ||
| Q4 24 | $22.8M | $46.7M | ||
| Q3 24 | $20.2M | $46.1M | ||
| Q2 24 | $20.2M | $49.4M | ||
| Q1 24 | $20.5M | $49.2M |
净利润PDLBRGS
| Q4 25 | $10.1M | $456.0K | ||
| Q3 25 | $6.5M | $1.4M | ||
| Q2 25 | $6.1M | $116.5M | ||
| Q1 25 | $6.0M | $250.0K | ||
| Q4 24 | $2.9M | $7.6M | ||
| Q3 24 | $2.4M | $-853.0K | ||
| Q2 24 | $3.2M | $91.2M | ||
| Q1 24 | $2.4M | $-2.3M |
营业利润率PDLBRGS
| Q4 25 | 43.6% | 10.8% | ||
| Q3 25 | 32.8% | 10.0% | ||
| Q2 25 | 30.2% | 12.1% | ||
| Q1 25 | 32.5% | 8.8% | ||
| Q4 24 | 19.6% | 11.8% | ||
| Q3 24 | 15.2% | 4.6% | ||
| Q2 24 | 21.8% | — | ||
| Q1 24 | 18.3% | 8.3% |
净利率PDLBRGS
| Q4 25 | 36.3% | 0.8% | ||
| Q3 25 | 24.3% | 2.3% | ||
| Q2 25 | 23.0% | 192.9% | ||
| Q1 25 | 24.2% | 0.4% | ||
| Q4 24 | 14.1% | 16.4% | ||
| Q3 24 | 12.1% | -1.9% | ||
| Q2 24 | 15.8% | 184.7% | ||
| Q1 24 | 11.8% | -4.7% |
每股收益（稀释后）PDLBRGS
| Q4 25 | $0.43 | $0.16 | ||
| Q3 25 | $0.27 | $0.49 | ||
| Q2 25 | $0.25 | $43.67 | ||
| Q1 25 | $0.25 | $0.08 | ||
| Q4 24 | $0.11 | $2.71 | ||
| Q3 24 | $0.10 | $-0.36 | ||
| Q2 24 | $0.14 | $38.40 | ||
| Q1 24 | $0.11 | $-1.00 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $126.2M | $18.4M |
| 总债务越低越好 | $596.1M | $113.3M |
| 股东权益账面价值 | $541.5M | $188.7M |
| 总资产 | $3.2B | $588.3M |
| 负债/权益比越低杠杆越低 | 1.10× | 0.60× |
8季度趋势，按日历期对齐
现金及短期投资PDLBRGS
| Q4 25 | $126.2M | $18.4M | ||
| Q3 25 | $146.6M | $16.6M | ||
| Q2 25 | $126.6M | $17.0M | ||
| Q1 25 | $129.9M | $13.3M | ||
| Q4 24 | $139.8M | $10.2M | ||
| Q3 24 | $155.8M | $6.3M | ||
| Q2 24 | $103.2M | $10.1M | ||
| Q1 24 | $134.7M | $5.9M |
总债务PDLBRGS
| Q4 25 | $596.1M | $113.3M | ||
| Q3 25 | $521.1M | $111.3M | ||
| Q2 25 | $536.1M | $110.8M | ||
| Q1 25 | $521.1M | $112.0M | ||
| Q4 24 | $596.1M | $111.5M | ||
| Q3 24 | $580.4M | $95.2M | ||
| Q2 24 | $680.4M | $99.5M | ||
| Q1 24 | $680.4M | $179.7M |
股东权益PDLBRGS
| Q4 25 | $541.5M | $188.7M | ||
| Q3 25 | $529.8M | $187.6M | ||
| Q2 25 | $521.1M | $185.6M | ||
| Q1 25 | $513.9M | $68.6M | ||
| Q4 24 | $505.5M | $66.7M | ||
| Q3 24 | $504.6M | $56.4M | ||
| Q2 24 | $497.7M | $56.8M | ||
| Q1 24 | $493.7M | $-35.8M |
总资产PDLBRGS
| Q4 25 | $3.2B | $588.3M | ||
| Q3 25 | $3.2B | $592.1M | ||
| Q2 25 | $3.2B | $599.0M | ||
| Q1 25 | $3.1B | $511.2M | ||
| Q4 24 | $3.0B | $530.1M | ||
| Q3 24 | $3.0B | $508.9M | ||
| Q2 24 | $2.8B | $530.5M | ||
| Q1 24 | $2.8B | $543.7M |
负债/权益比PDLBRGS
| Q4 25 | 1.10× | 0.60× | ||
| Q3 25 | 0.98× | 0.59× | ||
| Q2 25 | 1.03× | 0.60× | ||
| Q1 25 | 1.01× | 1.63× | ||
| Q4 24 | 1.18× | 1.67× | ||
| Q3 24 | 1.15× | 1.69× | ||
| Q2 24 | 1.37× | 1.75× | ||
| Q1 24 | 1.38× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $55.6M | $1.7M |
| 自由现金流经营现金流 - 资本支出 | $54.6M | $891.0K |
| 自由现金流率自由现金流/营收 | 173.9% | 1.6% |
| 资本支出强度资本支出/营收 | 3.1% | 1.4% |
| 现金转化率经营现金流/净利润 | 5.48× | 3.65× |
| 过去12个月自由现金流最近4个季度 | $74.3M | $14.9M |
8季度趋势，按日历期对齐
经营现金流PDLBRGS
| Q4 25 | $55.6M | $1.7M | ||
| Q3 25 | $1.4M | $2.3M | ||
| Q2 25 | $6.2M | $6.8M | ||
| Q1 25 | $13.1M | $6.2M | ||
| Q4 24 | $7.2M | $2.1M | ||
| Q3 24 | $-14.6M | $-1.3M | ||
| Q2 24 | $-2.6M | $5.1M | ||
| Q1 24 | $1.5M | $-277.0K |
自由现金流PDLBRGS
| Q4 25 | $54.6M | $891.0K | ||
| Q3 25 | $786.0K | $1.9M | ||
| Q2 25 | $5.9M | $6.2M | ||
| Q1 25 | $12.9M | $5.9M | ||
| Q4 24 | $4.5M | $1.7M | ||
| Q3 24 | $-15.0M | $-1.4M | ||
| Q2 24 | $-2.6M | $5.1M | ||
| Q1 24 | $-315.0K | $-326.0K |
自由现金流率PDLBRGS
| Q4 25 | 173.9% | 1.6% | ||
| Q3 25 | 2.9% | 3.2% | ||
| Q2 25 | 22.4% | 10.3% | ||
| Q1 25 | 52.6% | 10.3% | ||
| Q4 24 | 19.7% | 3.6% | ||
| Q3 24 | -74.1% | -3.0% | ||
| Q2 24 | -13.0% | 10.3% | ||
| Q1 24 | -1.5% | -0.7% |
资本支出强度PDLBRGS
| Q4 25 | 3.1% | 1.4% | ||
| Q3 25 | 2.3% | 0.7% | ||
| Q2 25 | 1.0% | 0.9% | ||
| Q1 25 | 0.6% | 0.6% | ||
| Q4 24 | 11.9% | 0.9% | ||
| Q3 24 | 2.0% | 0.0% | ||
| Q2 24 | 0.3% | 0.0% | ||
| Q1 24 | 8.7% | 0.1% |
现金转化率PDLBRGS
| Q4 25 | 5.48× | 3.65× | ||
| Q3 25 | 0.21× | 1.68× | ||
| Q2 25 | 1.01× | 0.06× | ||
| Q1 25 | 2.20× | 24.80× | ||
| Q4 24 | 2.46× | 0.28× | ||
| Q3 24 | -5.99× | — | ||
| Q2 24 | -0.80× | 0.06× | ||
| Q1 24 | 0.61× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PDLB
暂无分部数据
RGS
| Franchise Segment | $37.9M | 66% |
| Royalty | $13.6M | 24% |
| Other | $2.8M | 5% |
| Fees | $1.8M | 3% |
| Franchise Fees | $1.0M | 2% |
