vs
Ponce Financial Group, Inc.（PDLB）与Star Holdings（STHO）财务数据对比。点击上方公司名可切换其他公司
Ponce Financial Group, Inc.的季度营收约是Star Holdings的1.2倍（$31.4M vs $25.4M），Ponce Financial Group, Inc.净利率更高（36.3% vs -75.5%，领先111.8%），Ponce Financial Group, Inc.同比增速更快（37.6% vs -22.6%），过去两年Ponce Financial Group, Inc.的营收复合增速更高（23.7% vs -0.2%）
庞塞金融集团是总部位于美国的金融控股公司，核心子公司为庞塞银行，主要服务纽约大都会区的多元文化、移民及中低收入社区，提供存款账户、按揭贷款、小微企业融资、个人信贷等零售及商业银行服务。
蓝星有限公司是一家印度跨国家电企业，总部位于孟买，主营空调、商用制冷以及机电工程业务，是印度本土市场规模第二大的空调领域本土企业。
PDLB vs STHO — 直观对比
营收规模更大
PDLB
是对方的1.2倍
$25.4M
营收增速更快
PDLB
高出60.2%
-22.6%
净利率更高
PDLB
高出111.8%
-75.5%
两年增速更快
PDLB
近两年复合增速
-0.2%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $31.4M | $25.4M |
| 净利润 | $10.1M | $-19.1M |
| 毛利率 | — | — |
| 营业利润率 | 43.6% | -91.7% |
| 净利率 | 36.3% | -75.5% |
| 营收同比 | 37.6% | -22.6% |
| 净利润同比 | 245.6% | 81.3% |
| 每股收益（稀释后） | $0.43 | $-1.52 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PDLBSTHO
| Q4 25 | $31.4M | $25.4M | ||
| Q3 25 | $26.7M | $28.1M | ||
| Q2 25 | $26.5M | $42.1M | ||
| Q1 25 | $24.6M | $14.6M | ||
| Q4 24 | $22.8M | $32.8M | ||
| Q3 24 | $20.2M | $24.6M | ||
| Q2 24 | $20.2M | $30.6M | ||
| Q1 24 | $20.5M | $25.4M |
净利润PDLBSTHO
| Q4 25 | $10.1M | $-19.1M | ||
| Q3 25 | $6.5M | $1.8M | ||
| Q2 25 | $6.1M | $-39.3M | ||
| Q1 25 | $6.0M | $-7.6M | ||
| Q4 24 | $2.9M | $-102.6M | ||
| Q3 24 | $2.4M | $91.9M | ||
| Q2 24 | $3.2M | $-27.1M | ||
| Q1 24 | $2.4M | $-49.0M |
营业利润率PDLBSTHO
| Q4 25 | 43.6% | -91.7% | ||
| Q3 25 | 32.8% | 1.0% | ||
| Q2 25 | 30.2% | -94.5% | ||
| Q1 25 | 32.5% | -55.0% | ||
| Q4 24 | 19.6% | -314.1% | ||
| Q3 24 | 15.2% | — | ||
| Q2 24 | 21.8% | -91.5% | ||
| Q1 24 | 18.3% | -192.6% |
净利率PDLBSTHO
| Q4 25 | 36.3% | -75.5% | ||
| Q3 25 | 24.3% | 6.4% | ||
| Q2 25 | 23.0% | -93.5% | ||
| Q1 25 | 24.2% | -52.0% | ||
| Q4 24 | 14.1% | -313.1% | ||
| Q3 24 | 12.1% | 374.3% | ||
| Q2 24 | 15.8% | -88.8% | ||
| Q1 24 | 11.8% | -192.6% |
每股收益（稀释后）PDLBSTHO
| Q4 25 | $0.43 | $-1.52 | ||
| Q3 25 | $0.27 | $0.14 | ||
| Q2 25 | $0.25 | $-2.95 | ||
| Q1 25 | $0.25 | $-0.57 | ||
| Q4 24 | $0.11 | $-7.69 | ||
| Q3 24 | $0.10 | $6.90 | ||
| Q2 24 | $0.14 | $-2.04 | ||
| Q1 24 | $0.11 | $-3.68 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $126.2M | $50.1M |
| 总债务越低越好 | $596.1M | $268.7M |
| 股东权益账面价值 | $541.5M | $251.8M |
| 总资产 | $3.2B | $570.2M |
| 负债/权益比越低杠杆越低 | 1.10× | 1.07× |
8季度趋势，按日历期对齐
现金及短期投资PDLBSTHO
| Q4 25 | $126.2M | $50.1M | ||
| Q3 25 | $146.6M | $40.6M | ||
| Q2 25 | $126.6M | $44.2M | ||
| Q1 25 | $129.9M | $30.3M | ||
| Q4 24 | $139.8M | $35.0M | ||
| Q3 24 | $155.8M | $45.0M | ||
| Q2 24 | $103.2M | $48.3M | ||
| Q1 24 | $134.7M | $45.7M |
总债务PDLBSTHO
| Q4 25 | $596.1M | $268.7M | ||
| Q3 25 | $521.1M | $259.3M | ||
| Q2 25 | $536.1M | $245.4M | ||
| Q1 25 | $521.1M | $231.5M | ||
| Q4 24 | $596.1M | $217.3M | ||
| Q3 24 | $580.4M | $201.2M | ||
| Q2 24 | $680.4M | $197.2M | ||
| Q1 24 | $680.4M | $195.0M |
股东权益PDLBSTHO
| Q4 25 | $541.5M | $251.8M | ||
| Q3 25 | $529.8M | $275.4M | ||
| Q2 25 | $521.1M | $276.1M | ||
| Q1 25 | $513.9M | $316.1M | ||
| Q4 24 | $505.5M | $324.3M | ||
| Q3 24 | $504.6M | $427.5M | ||
| Q2 24 | $497.7M | $335.3M | ||
| Q1 24 | $493.7M | $362.4M |
总资产PDLBSTHO
| Q4 25 | $3.2B | $570.2M | ||
| Q3 25 | $3.2B | $595.9M | ||
| Q2 25 | $3.2B | $589.9M | ||
| Q1 25 | $3.1B | $618.2M | ||
| Q4 24 | $3.0B | $608.7M | ||
| Q3 24 | $3.0B | $696.5M | ||
| Q2 24 | $2.8B | $601.0M | ||
| Q1 24 | $2.8B | $622.9M |
负债/权益比PDLBSTHO
| Q4 25 | 1.10× | 1.07× | ||
| Q3 25 | 0.98× | 0.94× | ||
| Q2 25 | 1.03× | 0.89× | ||
| Q1 25 | 1.01× | 0.73× | ||
| Q4 24 | 1.18× | 0.67× | ||
| Q3 24 | 1.15× | 0.47× | ||
| Q2 24 | 1.37× | 0.59× | ||
| Q1 24 | 1.38× | 0.54× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $55.6M | $-11.7M |
| 自由现金流经营现金流 - 资本支出 | $54.6M | — |
| 自由现金流率自由现金流/营收 | 173.9% | — |
| 资本支出强度资本支出/营收 | 3.1% | — |
| 现金转化率经营现金流/净利润 | 5.48× | — |
| 过去12个月自由现金流最近4个季度 | $74.3M | — |
8季度趋势，按日历期对齐
经营现金流PDLBSTHO
| Q4 25 | $55.6M | $-11.7M | ||
| Q3 25 | $1.4M | $5.3M | ||
| Q2 25 | $6.2M | $-2.6M | ||
| Q1 25 | $13.1M | $-6.3M | ||
| Q4 24 | $7.2M | $-31.3M | ||
| Q3 24 | $-14.6M | $-3.8M | ||
| Q2 24 | $-2.6M | $-6.4M | ||
| Q1 24 | $1.5M | $-14.2M |
自由现金流PDLBSTHO
| Q4 25 | $54.6M | — | ||
| Q3 25 | $786.0K | — | ||
| Q2 25 | $5.9M | — | ||
| Q1 25 | $12.9M | — | ||
| Q4 24 | $4.5M | — | ||
| Q3 24 | $-15.0M | — | ||
| Q2 24 | $-2.6M | — | ||
| Q1 24 | $-315.0K | — |
自由现金流率PDLBSTHO
| Q4 25 | 173.9% | — | ||
| Q3 25 | 2.9% | — | ||
| Q2 25 | 22.4% | — | ||
| Q1 25 | 52.6% | — | ||
| Q4 24 | 19.7% | — | ||
| Q3 24 | -74.1% | — | ||
| Q2 24 | -13.0% | — | ||
| Q1 24 | -1.5% | — |
资本支出强度PDLBSTHO
| Q4 25 | 3.1% | — | ||
| Q3 25 | 2.3% | — | ||
| Q2 25 | 1.0% | — | ||
| Q1 25 | 0.6% | — | ||
| Q4 24 | 11.9% | — | ||
| Q3 24 | 2.0% | — | ||
| Q2 24 | 0.3% | — | ||
| Q1 24 | 8.7% | — |
现金转化率PDLBSTHO
| Q4 25 | 5.48× | — | ||
| Q3 25 | 0.21× | 2.95× | ||
| Q2 25 | 1.01× | — | ||
| Q1 25 | 2.20× | — | ||
| Q4 24 | 2.46× | — | ||
| Q3 24 | -5.99× | -0.04× | ||
| Q2 24 | -0.80× | — | ||
| Q1 24 | 0.61× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PDLB
暂无分部数据
STHO
| Land Development | $13.0M | 51% |
| Other Income Revenue | $9.3M | 37% |
| Operating Lease Income | $2.0M | 8% |
| Other | $1.2M | 5% |
