vs
Ponce Financial Group, Inc.（PDLB）与Neuronetics, Inc.（STIM）财务数据对比。点击上方公司名可切换其他公司
Neuronetics, Inc.的季度营收约是Ponce Financial Group, Inc.的1.3倍（$41.8M vs $31.4M），Ponce Financial Group, Inc.净利率更高（36.3% vs -17.2%，领先53.5%），Neuronetics, Inc.同比增速更快（85.7% vs 37.6%），Ponce Financial Group, Inc.自由现金流更多（$54.6M vs $692.0K），过去两年Neuronetics, Inc.的营收复合增速更高（54.9% vs 23.7%）
庞塞金融集团是总部位于美国的金融控股公司，核心子公司为庞塞银行，主要服务纽约大都会区的多元文化、移民及中低收入社区，提供存款账户、按揭贷款、小微企业融资、个人信贷等零售及商业银行服务。
Neuronetics, Inc.是一家总部位于宾夕法尼亚州莫尔文的上市公司，2003年4月于特拉华州成立，专注研发神经调节技术相关产品，为传统治疗无效或耐药的精神疾病提供无创治疗方案。
PDLB vs STIM — 直观对比
营收规模更大
STIM
是对方的1.3倍
$31.4M
营收增速更快
STIM
高出48.1%
37.6%
净利率更高
PDLB
高出53.5%
-17.2%
自由现金流更多
PDLB
多$53.9M
$692.0K
两年增速更快
STIM
近两年复合增速
23.7%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $31.4M | $41.8M |
| 净利润 | $10.1M | $-7.2M |
| 毛利率 | — | 52.0% |
| 营业利润率 | 43.6% | -12.1% |
| 净利率 | 36.3% | -17.2% |
| 营收同比 | 37.6% | 85.7% |
| 净利润同比 | 245.6% | 43.2% |
| 每股收益（稀释后） | $0.43 | $-0.10 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PDLBSTIM
| Q4 25 | $31.4M | $41.8M | ||
| Q3 25 | $26.7M | $37.3M | ||
| Q2 25 | $26.5M | $38.1M | ||
| Q1 25 | $24.6M | $32.0M | ||
| Q4 24 | $22.8M | $22.5M | ||
| Q3 24 | $20.2M | $18.5M | ||
| Q2 24 | $20.2M | $16.4M | ||
| Q1 24 | $20.5M | $17.4M |
净利润PDLBSTIM
| Q4 25 | $10.1M | $-7.2M | ||
| Q3 25 | $6.5M | $-9.0M | ||
| Q2 25 | $6.1M | $-10.1M | ||
| Q1 25 | $6.0M | $-12.7M | ||
| Q4 24 | $2.9M | $-12.7M | ||
| Q3 24 | $2.4M | $-13.3M | ||
| Q2 24 | $3.2M | $-9.8M | ||
| Q1 24 | $2.4M | $-7.9M |
毛利率PDLBSTIM
| Q4 25 | — | 52.0% | ||
| Q3 25 | — | 45.9% | ||
| Q2 25 | — | 46.6% | ||
| Q1 25 | — | 49.2% | ||
| Q4 24 | — | 66.2% | ||
| Q3 24 | — | 75.6% | ||
| Q2 24 | — | 74.0% | ||
| Q1 24 | — | 75.1% |
营业利润率PDLBSTIM
| Q4 25 | 43.6% | -12.1% | ||
| Q3 25 | 32.8% | -19.6% | ||
| Q2 25 | 30.2% | -21.1% | ||
| Q1 25 | 32.5% | -34.4% | ||
| Q4 24 | 19.6% | -51.0% | ||
| Q3 24 | 15.2% | -41.7% | ||
| Q2 24 | 21.8% | -51.7% | ||
| Q1 24 | 18.3% | -39.4% |
净利率PDLBSTIM
| Q4 25 | 36.3% | -17.2% | ||
| Q3 25 | 24.3% | -24.3% | ||
| Q2 25 | 23.0% | -26.6% | ||
| Q1 25 | 24.2% | -39.6% | ||
| Q4 24 | 14.1% | -56.4% | ||
| Q3 24 | 12.1% | -72.0% | ||
| Q2 24 | 15.8% | -59.8% | ||
| Q1 24 | 11.8% | -45.2% |
每股收益（稀释后）PDLBSTIM
| Q4 25 | $0.43 | $-0.10 | ||
| Q3 25 | $0.27 | $-0.13 | ||
| Q2 25 | $0.25 | $-0.15 | ||
| Q1 25 | $0.25 | $-0.21 | ||
| Q4 24 | $0.11 | $-0.34 | ||
| Q3 24 | $0.10 | $-0.44 | ||
| Q2 24 | $0.14 | $-0.33 | ||
| Q1 24 | $0.11 | $-0.27 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $126.2M | $28.1M |
| 总债务越低越好 | $596.1M | $65.8M |
| 股东权益账面价值 | $541.5M | $22.4M |
| 总资产 | $3.2B | $141.6M |
| 负债/权益比越低杠杆越低 | 1.10× | 2.94× |
8季度趋势，按日历期对齐
现金及短期投资PDLBSTIM
| Q4 25 | $126.2M | $28.1M | ||
| Q3 25 | $146.6M | $28.0M | ||
| Q2 25 | $126.6M | $11.0M | ||
| Q1 25 | $129.9M | $20.2M | ||
| Q4 24 | $139.8M | $18.5M | ||
| Q3 24 | $155.8M | $20.9M | ||
| Q2 24 | $103.2M | $42.6M | ||
| Q1 24 | $134.7M | $47.7M |
总债务PDLBSTIM
| Q4 25 | $596.1M | $65.8M | ||
| Q3 25 | $521.1M | $65.7M | ||
| Q2 25 | $536.1M | $55.5M | ||
| Q1 25 | $521.1M | $55.3M | ||
| Q4 24 | $596.1M | $55.2M | ||
| Q3 24 | $580.4M | $46.0M | ||
| Q2 24 | $680.4M | $59.8M | ||
| Q1 24 | $680.4M | $59.4M |
股东权益PDLBSTIM
| Q4 25 | $541.5M | $22.4M | ||
| Q3 25 | $529.8M | $27.4M | ||
| Q2 25 | $521.1M | $27.1M | ||
| Q1 25 | $513.9M | $35.5M | ||
| Q4 24 | $505.5M | $27.7M | ||
| Q3 24 | $504.6M | $9.4M | ||
| Q2 24 | $497.7M | $19.4M | ||
| Q1 24 | $493.7M | $27.7M |
总资产PDLBSTIM
| Q4 25 | $3.2B | $141.6M | ||
| Q3 25 | $3.2B | $145.5M | ||
| Q2 25 | $3.2B | $134.7M | ||
| Q1 25 | $3.1B | $142.0M | ||
| Q4 24 | $3.0B | $140.9M | ||
| Q3 24 | $3.0B | — | ||
| Q2 24 | $2.8B | $96.8M | ||
| Q1 24 | $2.8B | $103.8M |
负债/权益比PDLBSTIM
| Q4 25 | 1.10× | 2.94× | ||
| Q3 25 | 0.98× | 2.40× | ||
| Q2 25 | 1.03× | 2.05× | ||
| Q1 25 | 1.01× | 1.56× | ||
| Q4 24 | 1.18× | 1.99× | ||
| Q3 24 | 1.15× | 4.90× | ||
| Q2 24 | 1.37× | 3.08× | ||
| Q1 24 | 1.38× | 2.15× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $55.6M | $908.0K |
| 自由现金流经营现金流 - 资本支出 | $54.6M | $692.0K |
| 自由现金流率自由现金流/营收 | 173.9% | 1.7% |
| 资本支出强度资本支出/营收 | 3.1% | 0.5% |
| 现金转化率经营现金流/净利润 | 5.48× | — |
| 过去12个月自由现金流最近4个季度 | $74.3M | $-21.2M |
8季度趋势，按日历期对齐
经营现金流PDLBSTIM
| Q4 25 | $55.6M | $908.0K | ||
| Q3 25 | $1.4M | $-785.0K | ||
| Q2 25 | $6.2M | $-3.5M | ||
| Q1 25 | $13.1M | $-17.0M | ||
| Q4 24 | $7.2M | $-8.6M | ||
| Q3 24 | $-14.6M | $-5.4M | ||
| Q2 24 | $-2.6M | $-5.0M | ||
| Q1 24 | $1.5M | $-12.0M |
自由现金流PDLBSTIM
| Q4 25 | $54.6M | $692.0K | ||
| Q3 25 | $786.0K | $-899.0K | ||
| Q2 25 | $5.9M | $-3.8M | ||
| Q1 25 | $12.9M | $-17.2M | ||
| Q4 24 | $4.5M | $-8.7M | ||
| Q3 24 | $-15.0M | $-5.8M | ||
| Q2 24 | $-2.6M | $-5.6M | ||
| Q1 24 | $-315.0K | $-12.4M |
自由现金流率PDLBSTIM
| Q4 25 | 173.9% | 1.7% | ||
| Q3 25 | 2.9% | -2.4% | ||
| Q2 25 | 22.4% | -9.9% | ||
| Q1 25 | 52.6% | -53.8% | ||
| Q4 24 | 19.7% | -38.6% | ||
| Q3 24 | -74.1% | -31.3% | ||
| Q2 24 | -13.0% | -34.0% | ||
| Q1 24 | -1.5% | -71.1% |
资本支出强度PDLBSTIM
| Q4 25 | 3.1% | 0.5% | ||
| Q3 25 | 2.3% | 0.3% | ||
| Q2 25 | 1.0% | 0.7% | ||
| Q1 25 | 0.6% | 0.7% | ||
| Q4 24 | 11.9% | 0.4% | ||
| Q3 24 | 2.0% | 2.1% | ||
| Q2 24 | 0.3% | 3.7% | ||
| Q1 24 | 8.7% | 2.2% |
现金转化率PDLBSTIM
| Q4 25 | 5.48× | — | ||
| Q3 25 | 0.21× | — | ||
| Q2 25 | 1.01× | — | ||
| Q1 25 | 2.20× | — | ||
| Q4 24 | 2.46× | — | ||
| Q3 24 | -5.99× | — | ||
| Q2 24 | -0.80× | — | ||
| Q1 24 | 0.61× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
