vs
Ponce Financial Group, Inc.（PDLB）与TELOS CORP（TLS）财务数据对比。点击上方公司名可切换其他公司
TELOS CORP的季度营收约是Ponce Financial Group, Inc.的1.5倍（$46.8M vs $31.4M），Ponce Financial Group, Inc.净利率更高（36.3% vs -34.9%，领先71.2%），TELOS CORP同比增速更快（77.4% vs 37.6%），Ponce Financial Group, Inc.自由现金流更多（$54.6M vs $8.0M），过去两年TELOS CORP的营收复合增速更高（25.7% vs 23.7%）
庞塞金融集团是总部位于美国的金融控股公司，核心子公司为庞塞银行，主要服务纽约大都会区的多元文化、移民及中低收入社区，提供存款账户、按揭贷款、小微企业融资、个人信贷等零售及商业银行服务。
泰洛斯公司（Telos Corporation）是一家信息技术与网络安全企业，总部位于美国弗吉尼亚州阿什本。公司主要服务对象为政府与企业客户，业务合同大部分来自美国国防部，核心客户涵盖美国军方、情报机构、民政部门以及北约盟友机构。
PDLB vs TLS — 直观对比
营收规模更大
TLS
是对方的1.5倍
$31.4M
营收增速更快
TLS
高出39.8%
37.6%
净利率更高
PDLB
高出71.2%
-34.9%
自由现金流更多
PDLB
多$46.7M
$8.0M
两年增速更快
TLS
近两年复合增速
23.7%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $31.4M | $46.8M |
| 净利润 | $10.1M | $-16.3M |
| 毛利率 | — | 35.0% |
| 营业利润率 | 43.6% | -39.6% |
| 净利率 | 36.3% | -34.9% |
| 营收同比 | 37.6% | 77.4% |
| 净利润同比 | 245.6% | -74.8% |
| 每股收益（稀释后） | $0.43 | $-0.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PDLBTLS
| Q4 25 | $31.4M | $46.8M | ||
| Q3 25 | $26.7M | $51.4M | ||
| Q2 25 | $26.5M | $36.0M | ||
| Q1 25 | $24.6M | $30.6M | ||
| Q4 24 | $22.8M | $26.4M | ||
| Q3 24 | $20.2M | $23.8M | ||
| Q2 24 | $20.2M | $28.5M | ||
| Q1 24 | $20.5M | $29.6M |
净利润PDLBTLS
| Q4 25 | $10.1M | $-16.3M | ||
| Q3 25 | $6.5M | $-2.1M | ||
| Q2 25 | $6.1M | $-9.5M | ||
| Q1 25 | $6.0M | $-8.6M | ||
| Q4 24 | $2.9M | $-9.3M | ||
| Q3 24 | $2.4M | $-28.1M | ||
| Q2 24 | $3.2M | $-7.8M | ||
| Q1 24 | $2.4M | $-7.4M |
毛利率PDLBTLS
| Q4 25 | — | 35.0% | ||
| Q3 25 | — | 39.9% | ||
| Q2 25 | — | 33.2% | ||
| Q1 25 | — | 39.8% | ||
| Q4 24 | — | 40.3% | ||
| Q3 24 | — | 13.2% | ||
| Q2 24 | — | 34.1% | ||
| Q1 24 | — | 37.0% |
营业利润率PDLBTLS
| Q4 25 | 43.6% | -39.6% | ||
| Q3 25 | 32.8% | -4.8% | ||
| Q2 25 | 30.2% | -27.5% | ||
| Q1 25 | 32.5% | -29.5% | ||
| Q4 24 | 19.6% | -37.6% | ||
| Q3 24 | 15.2% | -121.4% | ||
| Q2 24 | 21.8% | -30.3% | ||
| Q1 24 | 18.3% | -28.5% |
净利率PDLBTLS
| Q4 25 | 36.3% | -34.9% | ||
| Q3 25 | 24.3% | -4.1% | ||
| Q2 25 | 23.0% | -26.5% | ||
| Q1 25 | 24.2% | -28.1% | ||
| Q4 24 | 14.1% | -35.4% | ||
| Q3 24 | 12.1% | -118.0% | ||
| Q2 24 | 15.8% | -27.2% | ||
| Q1 24 | 11.8% | -24.9% |
每股收益（稀释后）PDLBTLS
| Q4 25 | $0.43 | $-0.22 | ||
| Q3 25 | $0.27 | $-0.03 | ||
| Q2 25 | $0.25 | $-0.13 | ||
| Q1 25 | $0.25 | $-0.12 | ||
| Q4 24 | $0.11 | $-0.13 | ||
| Q3 24 | $0.10 | $-0.39 | ||
| Q2 24 | $0.14 | $-0.11 | ||
| Q1 24 | $0.11 | $-0.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $126.2M | $53.2M |
| 总债务越低越好 | $596.1M | — |
| 股东权益账面价值 | $541.5M | $96.0M |
| 总资产 | $3.2B | $139.9M |
| 负债/权益比越低杠杆越低 | 1.10× | — |
8季度趋势，按日历期对齐
现金及短期投资PDLBTLS
| Q4 25 | $126.2M | $53.2M | ||
| Q3 25 | $146.6M | $59.0M | ||
| Q2 25 | $126.6M | $57.0M | ||
| Q1 25 | $129.9M | $57.8M | ||
| Q4 24 | $139.8M | $54.6M | ||
| Q3 24 | $155.8M | $69.8M | ||
| Q2 24 | $103.2M | $80.1M | ||
| Q1 24 | $134.7M | $93.9M |
总债务PDLBTLS
| Q4 25 | $596.1M | — | ||
| Q3 25 | $521.1M | — | ||
| Q2 25 | $536.1M | — | ||
| Q1 25 | $521.1M | — | ||
| Q4 24 | $596.1M | — | ||
| Q3 24 | $580.4M | — | ||
| Q2 24 | $680.4M | — | ||
| Q1 24 | $680.4M | — |
股东权益PDLBTLS
| Q4 25 | $541.5M | $96.0M | ||
| Q3 25 | $529.8M | $119.7M | ||
| Q2 25 | $521.1M | $118.4M | ||
| Q1 25 | $513.9M | $126.1M | ||
| Q4 24 | $505.5M | $127.1M | ||
| Q3 24 | $504.6M | $129.5M | ||
| Q2 24 | $497.7M | $149.1M | ||
| Q1 24 | $493.7M | $154.4M |
总资产PDLBTLS
| Q4 25 | $3.2B | $139.9M | ||
| Q3 25 | $3.2B | $164.3M | ||
| Q2 25 | $3.2B | $165.0M | ||
| Q1 25 | $3.1B | $158.1M | ||
| Q4 24 | $3.0B | $158.2M | ||
| Q3 24 | $3.0B | $166.3M | ||
| Q2 24 | $2.8B | $182.4M | ||
| Q1 24 | $2.8B | $195.4M |
负债/权益比PDLBTLS
| Q4 25 | 1.10× | — | ||
| Q3 25 | 0.98× | — | ||
| Q2 25 | 1.03× | — | ||
| Q1 25 | 1.01× | — | ||
| Q4 24 | 1.18× | — | ||
| Q3 24 | 1.15× | — | ||
| Q2 24 | 1.37× | — | ||
| Q1 24 | 1.38× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $55.6M | $8.0M |
| 自由现金流经营现金流 - 资本支出 | $54.6M | $8.0M |
| 自由现金流率自由现金流/营收 | 173.9% | 17.0% |
| 资本支出强度资本支出/营收 | 3.1% | 0.1% |
| 现金转化率经营现金流/净利润 | 5.48× | — |
| 过去12个月自由现金流最近4个季度 | $74.3M | $29.4M |
8季度趋势，按日历期对齐
经营现金流PDLBTLS
| Q4 25 | $55.6M | $8.0M | ||
| Q3 25 | $1.4M | $9.1M | ||
| Q2 25 | $6.2M | $7.0M | ||
| Q1 25 | $13.1M | $6.1M | ||
| Q4 24 | $7.2M | $-10.5M | ||
| Q3 24 | $-14.6M | $-7.1M | ||
| Q2 24 | $-2.6M | $-8.0M | ||
| Q1 24 | $1.5M | $-350.0K |
自由现金流PDLBTLS
| Q4 25 | $54.6M | $8.0M | ||
| Q3 25 | $786.0K | $8.7M | ||
| Q2 25 | $5.9M | $6.8M | ||
| Q1 25 | $12.9M | $6.0M | ||
| Q4 24 | $4.5M | $-12.4M | ||
| Q3 24 | $-15.0M | $-7.1M | ||
| Q2 24 | $-2.6M | $-8.2M | ||
| Q1 24 | $-315.0K | $-447.0K |
自由现金流率PDLBTLS
| Q4 25 | 173.9% | 17.0% | ||
| Q3 25 | 2.9% | 16.9% | ||
| Q2 25 | 22.4% | 19.0% | ||
| Q1 25 | 52.6% | 19.5% | ||
| Q4 24 | 19.7% | -47.0% | ||
| Q3 24 | -74.1% | -30.0% | ||
| Q2 24 | -13.0% | -28.9% | ||
| Q1 24 | -1.5% | -1.5% |
资本支出强度PDLBTLS
| Q4 25 | 3.1% | 0.1% | ||
| Q3 25 | 2.3% | 0.9% | ||
| Q2 25 | 1.0% | 0.4% | ||
| Q1 25 | 0.6% | 0.4% | ||
| Q4 24 | 11.9% | 7.1% | ||
| Q3 24 | 2.0% | 0.2% | ||
| Q2 24 | 0.3% | 0.8% | ||
| Q1 24 | 8.7% | 0.3% |
现金转化率PDLBTLS
| Q4 25 | 5.48× | — | ||
| Q3 25 | 0.21× | — | ||
| Q2 25 | 1.01× | — | ||
| Q1 25 | 2.20× | — | ||
| Q4 24 | 2.46× | — | ||
| Q3 24 | -5.99× | — | ||
| Q2 24 | -0.80× | — | ||
| Q1 24 | 0.61× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PDLB
暂无分部数据
TLS
| Security Solutions Segment | $44.8M | 96% |
| Secure Networks Segment | $1.9M | 4% |
