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PEOPLES BANCORP INC（PEBO）与Ribbon Communications Inc.（RBBN）财务数据对比。点击上方公司名可切换其他公司
Ribbon Communications Inc.的季度营收约是PEOPLES BANCORP INC的1.4倍（$162.6M vs $118.7M），Ribbon Communications Inc.净利率更高（54.8% vs 24.4%，领先30.3%），过去两年PEOPLES BANCORP INC的营收复合增速更高（3.7% vs -8.1%）
该公司是总部位于美国明尼苏达州明尼阿波利斯、在特拉华州注册的美国跨国银行机构。截至2025年，它是美国第五大银行，同时也是美国中西部规模最大的银行，被金融稳定委员会认定为具有系统重要性的金融机构。它主营银行、投资、抵押贷款等相关金融业务。
睿宾通信公司（Ribbon Communications Inc.）主要为电信运营商、企业及关键基础设施领域提供软件、IP与光网络解决方案。公司于2017年由Genband与Sonus Networks合并成立，总部位于美国得克萨斯州普莱诺，是一家上市科技企业。
PEBO vs RBBN — 直观对比
营收规模更大
RBBN
是对方的1.4倍
$118.7M
净利率更高
RBBN
高出30.3%
24.4%
两年增速更快
PEBO
近两年复合增速
-8.1%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $118.7M | $162.6M |
| 净利润 | $29.0M | $89.1M |
| 毛利率 | — | 42.9% |
| 营业利润率 | — | 37.6% |
| 净利率 | 24.4% | 54.8% |
| 营收同比 | — | -10.3% |
| 净利润同比 | -8.7% | — |
| 每股收益（稀释后） | $0.81 | $0.50 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PEBORBBN
| Q1 26 | $118.7M | $162.6M | ||
| Q4 25 | $117.3M | $227.3M | ||
| Q3 25 | $115.2M | $215.4M | ||
| Q2 25 | $114.5M | $220.6M | ||
| Q1 25 | $112.4M | $181.3M | ||
| Q4 24 | $111.6M | $251.4M | ||
| Q3 24 | $113.7M | $210.2M | ||
| Q2 24 | $110.3M | $192.6M |
净利润PEBORBBN
| Q1 26 | $29.0M | $89.1M | ||
| Q4 25 | $31.8M | — | ||
| Q3 25 | $29.5M | $-12.1M | ||
| Q2 25 | $21.2M | $-11.1M | ||
| Q1 25 | $24.3M | $-26.2M | ||
| Q4 24 | $26.9M | — | ||
| Q3 24 | $31.7M | $-13.4M | ||
| Q2 24 | $29.0M | $-16.8M |
毛利率PEBORBBN
| Q1 26 | — | 42.9% | ||
| Q4 25 | — | 53.3% | ||
| Q3 25 | — | 50.1% | ||
| Q2 25 | — | 49.6% | ||
| Q1 25 | — | 45.4% | ||
| Q4 24 | — | 55.7% | ||
| Q3 24 | — | 52.1% | ||
| Q2 24 | — | 50.8% |
营业利润率PEBORBBN
| Q1 26 | — | 37.6% | ||
| Q4 25 | 32.4% | 4.1% | ||
| Q3 25 | 33.0% | 1.3% | ||
| Q2 25 | 24.0% | 1.9% | ||
| Q1 25 | 27.9% | -10.8% | ||
| Q4 24 | 31.2% | 13.2% | ||
| Q3 24 | 36.0% | -0.4% | ||
| Q2 24 | 32.5% | -1.0% |
净利率PEBORBBN
| Q1 26 | 24.4% | 54.8% | ||
| Q4 25 | 27.1% | — | ||
| Q3 25 | 25.6% | -5.6% | ||
| Q2 25 | 18.5% | -5.0% | ||
| Q1 25 | 21.7% | -14.5% | ||
| Q4 24 | 24.1% | — | ||
| Q3 24 | 27.9% | -6.4% | ||
| Q2 24 | 26.3% | -8.7% |
每股收益（稀释后）PEBORBBN
| Q1 26 | $0.81 | $0.50 | ||
| Q4 25 | $0.89 | $0.50 | ||
| Q3 25 | $0.83 | $-0.07 | ||
| Q2 25 | $0.59 | $-0.06 | ||
| Q1 25 | $0.68 | $-0.15 | ||
| Q4 24 | $0.76 | $0.05 | ||
| Q3 24 | $0.89 | $-0.08 | ||
| Q2 24 | $0.82 | $-0.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $82.9M | $67.6M |
| 总债务越低越好 | $691.3M | — |
| 股东权益账面价值 | $1.2B | $419.1M |
| 总资产 | $9.6B | — |
| 负债/权益比越低杠杆越低 | 0.57× | — |
8季度趋势，按日历期对齐
现金及短期投资PEBORBBN
| Q1 26 | $82.9M | $67.6M | ||
| Q4 25 | $189.0M | $96.4M | ||
| Q3 25 | $190.2M | $74.8M | ||
| Q2 25 | $186.1M | $60.5M | ||
| Q1 25 | $187.0M | $71.2M | ||
| Q4 24 | $217.7M | $87.8M | ||
| Q3 24 | $283.7M | $37.2M | ||
| Q2 24 | $235.9M | $64.6M |
总债务PEBORBBN
| Q1 26 | $691.3M | — | ||
| Q4 25 | $204.1M | $342.1M | ||
| Q3 25 | $227.3M | $344.3M | ||
| Q2 25 | $232.4M | $346.5M | ||
| Q1 25 | $237.0M | $347.4M | ||
| Q4 24 | $238.1M | $348.3M | ||
| Q3 24 | $236.8M | $349.1M | ||
| Q2 24 | $234.3M | $350.0M |
股东权益PEBORBBN
| Q1 26 | $1.2B | $419.1M | ||
| Q4 25 | $1.2B | $449.0M | ||
| Q3 25 | $1.2B | $360.1M | ||
| Q2 25 | $1.2B | $370.4M | ||
| Q1 25 | $1.1B | $381.8M | ||
| Q4 24 | $1.1B | $404.6M | ||
| Q3 24 | $1.1B | $395.5M | ||
| Q2 24 | $1.1B | $405.0M |
总资产PEBORBBN
| Q1 26 | $9.6B | — | ||
| Q4 25 | $9.6B | $1.2B | ||
| Q3 25 | $9.6B | $1.1B | ||
| Q2 25 | $9.5B | $1.1B | ||
| Q1 25 | $9.2B | $1.1B | ||
| Q4 24 | $9.3B | $1.2B | ||
| Q3 24 | $9.1B | $1.1B | ||
| Q2 24 | $9.2B | $1.1B |
负债/权益比PEBORBBN
| Q1 26 | 0.57× | — | ||
| Q4 25 | 0.17× | 0.76× | ||
| Q3 25 | 0.19× | 0.96× | ||
| Q2 25 | 0.20× | 0.94× | ||
| Q1 25 | 0.21× | 0.91× | ||
| Q4 24 | 0.21× | 0.86× | ||
| Q3 24 | 0.21× | 0.88× | ||
| Q2 24 | 0.22× | 0.86× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PEBO
| Net Interest Income | $90.4M | 76% |
| Noninterest Income | $28.3M | 24% |
RBBN
| Service | $94.5M | 58% |
| Product | $68.1M | 42% |
