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PEOPLES BANCORP INC（PEBO）与STURM RUGER & CO INC（RGR）财务数据对比。点击上方公司名可切换其他公司
STURM RUGER & CO INC的季度营收约是PEOPLES BANCORP INC的1.3倍（$151.1M vs $118.7M），过去两年STURM RUGER & CO INC的营收复合增速更高（5.1% vs 3.7%）
该公司是总部位于美国明尼苏达州明尼阿波利斯、在特拉华州注册的美国跨国银行机构。截至2025年，它是美国第五大银行，同时也是美国中西部规模最大的银行，被金融稳定委员会认定为具有系统重要性的金融机构。它主营银行、投资、抵押贷款等相关金融业务。
鲁格公司（Ruger）是总部位于美国康涅狄格州绍斯波特的枪械制造企业，除总部外，还在新罕布什尔州纽波特、北卡罗来纳州梅约丹以及亚利桑那州普雷斯科特设有生产工厂。公司由亚历山大·麦考密克·斯特姆与威廉·B·鲁格于1949年共同创立，自1969年起公开上市交易。
PEBO vs RGR — 直观对比
营收规模更大
RGR
是对方的1.3倍
$118.7M
两年增速更快
RGR
近两年复合增速
3.7%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $118.7M | $151.1M |
| 净利润 | $29.0M | — |
| 毛利率 | — | 17.8% |
| 营业利润率 | — | 2.3% |
| 净利率 | 24.4% | — |
| 营收同比 | — | 3.6% |
| 净利润同比 | -8.7% | — |
| 每股收益（稀释后） | $0.81 | $0.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PEBORGR
| Q1 26 | $118.7M | — | ||
| Q4 25 | $117.3M | $151.1M | ||
| Q3 25 | $115.2M | $126.8M | ||
| Q2 25 | $114.5M | $132.5M | ||
| Q1 25 | $112.4M | $135.7M | ||
| Q4 24 | $111.6M | $145.8M | ||
| Q3 24 | $113.7M | $122.3M | ||
| Q2 24 | $110.3M | $130.8M |
净利润PEBORGR
| Q1 26 | $29.0M | — | ||
| Q4 25 | $31.8M | — | ||
| Q3 25 | $29.5M | $1.6M | ||
| Q2 25 | $21.2M | $-17.2M | ||
| Q1 25 | $24.3M | $7.8M | ||
| Q4 24 | $26.9M | — | ||
| Q3 24 | $31.7M | $4.7M | ||
| Q2 24 | $29.0M | $8.3M |
毛利率PEBORGR
| Q1 26 | — | — | ||
| Q4 25 | — | 17.8% | ||
| Q3 25 | — | 15.1% | ||
| Q2 25 | — | 3.9% | ||
| Q1 25 | — | 22.0% | ||
| Q4 24 | — | 22.8% | ||
| Q3 24 | — | 18.5% | ||
| Q2 24 | — | 22.3% |
营业利润率PEBORGR
| Q1 26 | — | — | ||
| Q4 25 | 32.4% | 2.3% | ||
| Q3 25 | 33.0% | -2.7% | ||
| Q2 25 | 24.0% | -15.6% | ||
| Q1 25 | 27.9% | 6.2% | ||
| Q4 24 | 31.2% | 7.8% | ||
| Q3 24 | 36.0% | 3.1% | ||
| Q2 24 | 32.5% | 6.9% |
净利率PEBORGR
| Q1 26 | 24.4% | — | ||
| Q4 25 | 27.1% | — | ||
| Q3 25 | 25.6% | 1.2% | ||
| Q2 25 | 18.5% | -13.0% | ||
| Q1 25 | 21.7% | 5.7% | ||
| Q4 24 | 24.1% | — | ||
| Q3 24 | 27.9% | 3.9% | ||
| Q2 24 | 26.3% | 6.3% |
每股收益（稀释后）PEBORGR
| Q1 26 | $0.81 | — | ||
| Q4 25 | $0.89 | $0.22 | ||
| Q3 25 | $0.83 | $0.10 | ||
| Q2 25 | $0.59 | $-1.05 | ||
| Q1 25 | $0.68 | $0.46 | ||
| Q4 24 | $0.76 | $0.62 | ||
| Q3 24 | $0.89 | $0.28 | ||
| Q2 24 | $0.82 | $0.47 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $82.9M | $92.5M |
| 总债务越低越好 | $691.3M | — |
| 股东权益账面价值 | $1.2B | $283.8M |
| 总资产 | $9.6B | $342.0M |
| 负债/权益比越低杠杆越低 | 0.57× | — |
8季度趋势，按日历期对齐
现金及短期投资PEBORGR
| Q1 26 | $82.9M | — | ||
| Q4 25 | $189.0M | $92.5M | ||
| Q3 25 | $190.2M | $80.8M | ||
| Q2 25 | $186.1M | $101.4M | ||
| Q1 25 | $187.0M | $108.3M | ||
| Q4 24 | $217.7M | $105.5M | ||
| Q3 24 | $283.7M | $96.0M | ||
| Q2 24 | $235.9M | $105.6M |
总债务PEBORGR
| Q1 26 | $691.3M | — | ||
| Q4 25 | $204.1M | — | ||
| Q3 25 | $227.3M | — | ||
| Q2 25 | $232.4M | — | ||
| Q1 25 | $237.0M | — | ||
| Q4 24 | $238.1M | — | ||
| Q3 24 | $236.8M | — | ||
| Q2 24 | $234.3M | — |
股东权益PEBORGR
| Q1 26 | $1.2B | — | ||
| Q4 25 | $1.2B | $283.8M | ||
| Q3 25 | $1.2B | $279.6M | ||
| Q2 25 | $1.2B | $289.3M | ||
| Q1 25 | $1.1B | $321.5M | ||
| Q4 24 | $1.1B | $319.6M | ||
| Q3 24 | $1.1B | $314.9M | ||
| Q2 24 | $1.1B | $321.5M |
总资产PEBORGR
| Q1 26 | $9.6B | — | ||
| Q4 25 | $9.6B | $342.0M | ||
| Q3 25 | $9.6B | $342.3M | ||
| Q2 25 | $9.5B | $349.5M | ||
| Q1 25 | $9.2B | $379.0M | ||
| Q4 24 | $9.3B | $384.0M | ||
| Q3 24 | $9.1B | $373.5M | ||
| Q2 24 | $9.2B | $376.7M |
负债/权益比PEBORGR
| Q1 26 | 0.57× | — | ||
| Q4 25 | 0.17× | — | ||
| Q3 25 | 0.19× | — | ||
| Q2 25 | 0.20× | — | ||
| Q1 25 | 0.21× | — | ||
| Q4 24 | 0.21× | — | ||
| Q3 24 | 0.21× | — | ||
| Q2 24 | 0.22× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $15.5M |
| 自由现金流经营现金流 - 资本支出 | — | $12.3M |
| 自由现金流率自由现金流/营收 | — | 8.2% |
| 资本支出强度资本支出/营收 | — | 2.1% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $38.5M |
8季度趋势，按日历期对齐
经营现金流PEBORGR
| Q1 26 | — | — | ||
| Q4 25 | $134.7M | $15.5M | ||
| Q3 25 | $14.4M | $12.9M | ||
| Q2 25 | $50.7M | $14.7M | ||
| Q1 25 | $34.3M | $11.1M | ||
| Q4 24 | $143.2M | $20.0M | ||
| Q3 24 | $34.1M | $9.4M | ||
| Q2 24 | $32.1M | $18.7M |
自由现金流PEBORGR
| Q1 26 | — | — | ||
| Q4 25 | $128.7M | $12.3M | ||
| Q3 25 | $12.7M | $7.0M | ||
| Q2 25 | $49.2M | $9.1M | ||
| Q1 25 | $31.5M | $10.0M | ||
| Q4 24 | $136.4M | $16.4M | ||
| Q3 24 | $33.2M | $2.6M | ||
| Q2 24 | $30.2M | $10.1M |
自由现金流率PEBORGR
| Q1 26 | — | — | ||
| Q4 25 | 109.7% | 8.2% | ||
| Q3 25 | 11.0% | 5.5% | ||
| Q2 25 | 43.0% | 6.9% | ||
| Q1 25 | 28.1% | 7.4% | ||
| Q4 24 | 122.2% | 11.2% | ||
| Q3 24 | 29.2% | 2.1% | ||
| Q2 24 | 27.4% | 7.7% |
资本支出强度PEBORGR
| Q1 26 | — | — | ||
| Q4 25 | 5.1% | 2.1% | ||
| Q3 25 | 1.5% | 4.6% | ||
| Q2 25 | 1.3% | 4.2% | ||
| Q1 25 | 2.4% | 0.8% | ||
| Q4 24 | 6.1% | 2.5% | ||
| Q3 24 | 0.8% | 5.5% | ||
| Q2 24 | 1.7% | 6.6% |
现金转化率PEBORGR
| Q1 26 | — | — | ||
| Q4 25 | 4.24× | — | ||
| Q3 25 | 0.49× | 8.15× | ||
| Q2 25 | 2.39× | — | ||
| Q1 25 | 1.41× | 1.43× | ||
| Q4 24 | 5.32× | — | ||
| Q3 24 | 1.08× | 1.98× | ||
| Q2 24 | 1.11× | 2.27× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PEBO
| Net Interest Income | $90.4M | 76% |
| Noninterest Income | $28.3M | 24% |
RGR
| Firearms | $150.6M | 100% |
| Castings | $7.3M | 5% |
