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PEOPLES BANCORP INC（PEBO）与RCI HOSPITALITY HOLDINGS, INC.（RICK）财务数据对比。点击上方公司名可切换其他公司
PEOPLES BANCORP INC的季度营收约是RCI HOSPITALITY HOLDINGS, INC.的1.7倍（$118.7M vs $70.9M），PEOPLES BANCORP INC净利率更高（24.4% vs -7.8%，领先32.2%），过去两年PEOPLES BANCORP INC的营收复合增速更高（3.7% vs -2.0%）
该公司是总部位于美国明尼苏达州明尼阿波利斯、在特拉华州注册的美国跨国银行机构。截至2025年，它是美国第五大银行，同时也是美国中西部规模最大的银行，被金融稳定委员会认定为具有系统重要性的金融机构。它主营银行、投资、抵押贷款等相关金融业务。
RCI Hospitality控股通过子公司经营脱衣舞俱乐部、夜总会、运动酒吧与餐厅，同时还运营一家为成人俱乐部行业提供服务的传媒会展企业。公司于1995年完成首次公开募股上市，目前在纳斯达克全球市场挂牌交易。
PEBO vs RICK — 直观对比
营收规模更大
PEBO
是对方的1.7倍
$70.9M
净利率更高
PEBO
高出32.2%
-7.8%
两年增速更快
PEBO
近两年复合增速
-2.0%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $118.7M | $70.9M |
| 净利润 | $29.0M | $-5.5M |
| 毛利率 | — | — |
| 营业利润率 | — | -0.7% |
| 净利率 | 24.4% | -7.8% |
| 营收同比 | — | -3.1% |
| 净利润同比 | -8.7% | -2354.9% |
| 每股收益（稀释后） | $0.81 | $-0.60 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PEBORICK
| Q1 26 | $118.7M | — | ||
| Q4 25 | $117.3M | — | ||
| Q3 25 | $115.2M | $70.9M | ||
| Q2 25 | $114.5M | $71.1M | ||
| Q1 25 | $112.4M | $65.9M | ||
| Q4 24 | $111.6M | $71.5M | ||
| Q3 24 | $113.7M | $73.2M | ||
| Q2 24 | $110.3M | $76.2M |
净利润PEBORICK
| Q1 26 | $29.0M | — | ||
| Q4 25 | $31.8M | — | ||
| Q3 25 | $29.5M | $-5.5M | ||
| Q2 25 | $21.2M | $4.1M | ||
| Q1 25 | $24.3M | $3.2M | ||
| Q4 24 | $26.9M | $9.0M | ||
| Q3 24 | $31.7M | $244.0K | ||
| Q2 24 | $29.0M | $-5.2M |
营业利润率PEBORICK
| Q1 26 | — | — | ||
| Q4 25 | 32.4% | — | ||
| Q3 25 | 33.0% | -0.7% | ||
| Q2 25 | 24.0% | 12.2% | ||
| Q1 25 | 27.9% | 12.4% | ||
| Q4 24 | 31.2% | 19.5% | ||
| Q3 24 | 36.0% | 4.8% | ||
| Q2 24 | 32.5% | -3.3% |
净利率PEBORICK
| Q1 26 | 24.4% | — | ||
| Q4 25 | 27.1% | — | ||
| Q3 25 | 25.6% | -7.8% | ||
| Q2 25 | 18.5% | 5.7% | ||
| Q1 25 | 21.7% | 4.9% | ||
| Q4 24 | 24.1% | 12.6% | ||
| Q3 24 | 27.9% | 0.3% | ||
| Q2 24 | 26.3% | -6.9% |
每股收益（稀释后）PEBORICK
| Q1 26 | $0.81 | — | ||
| Q4 25 | $0.89 | — | ||
| Q3 25 | $0.83 | $-0.60 | ||
| Q2 25 | $0.59 | $0.46 | ||
| Q1 25 | $0.68 | $0.36 | ||
| Q4 24 | $0.76 | $1.01 | ||
| Q3 24 | $0.89 | $0.04 | ||
| Q2 24 | $0.82 | $-0.56 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $82.9M | $33.7M |
| 总债务越低越好 | $691.3M | $238.2M |
| 股东权益账面价值 | $1.2B | $261.1M |
| 总资产 | $9.6B | $596.9M |
| 负债/权益比越低杠杆越低 | 0.57× | 0.91× |
8季度趋势，按日历期对齐
现金及短期投资PEBORICK
| Q1 26 | $82.9M | — | ||
| Q4 25 | $189.0M | — | ||
| Q3 25 | $190.2M | $33.7M | ||
| Q2 25 | $186.1M | $29.3M | ||
| Q1 25 | $187.0M | $32.7M | ||
| Q4 24 | $217.7M | $34.7M | ||
| Q3 24 | $283.7M | $32.4M | ||
| Q2 24 | $235.9M | $34.9M |
总债务PEBORICK
| Q1 26 | $691.3M | — | ||
| Q4 25 | $204.1M | — | ||
| Q3 25 | $227.3M | $238.2M | ||
| Q2 25 | $232.4M | $243.8M | ||
| Q1 25 | $237.0M | $244.1M | ||
| Q4 24 | $238.1M | — | ||
| Q3 24 | $236.8M | $241.1M | ||
| Q2 24 | $234.3M | — |
股东权益PEBORICK
| Q1 26 | $1.2B | — | ||
| Q4 25 | $1.2B | — | ||
| Q3 25 | $1.2B | $261.1M | ||
| Q2 25 | $1.2B | $269.5M | ||
| Q1 25 | $1.1B | $268.8M | ||
| Q4 24 | $1.1B | $269.0M | ||
| Q3 24 | $1.1B | $263.4M | ||
| Q2 24 | $1.1B | $271.2M |
总资产PEBORICK
| Q1 26 | $9.6B | — | ||
| Q4 25 | $9.6B | — | ||
| Q3 25 | $9.6B | $596.9M | ||
| Q2 25 | $9.5B | $597.4M | ||
| Q1 25 | $9.2B | $589.8M | ||
| Q4 24 | $9.3B | $586.2M | ||
| Q3 24 | $9.1B | $584.4M | ||
| Q2 24 | $9.2B | $601.0M |
负债/权益比PEBORICK
| Q1 26 | 0.57× | — | ||
| Q4 25 | 0.17× | — | ||
| Q3 25 | 0.19× | 0.91× | ||
| Q2 25 | 0.20× | 0.90× | ||
| Q1 25 | 0.21× | 0.91× | ||
| Q4 24 | 0.21× | — | ||
| Q3 24 | 0.21× | 0.92× | ||
| Q2 24 | 0.22× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $13.7M |
| 自由现金流经营现金流 - 资本支出 | — | $11.5M |
| 自由现金流率自由现金流/营收 | — | 16.2% |
| 资本支出强度资本支出/营收 | — | 3.2% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $34.9M |
8季度趋势，按日历期对齐
经营现金流PEBORICK
| Q1 26 | — | — | ||
| Q4 25 | $134.7M | — | ||
| Q3 25 | $14.4M | $13.7M | ||
| Q2 25 | $50.7M | $13.8M | ||
| Q1 25 | $34.3M | $8.5M | ||
| Q4 24 | $143.2M | $13.3M | ||
| Q3 24 | $34.1M | $15.7M | ||
| Q2 24 | $32.1M | $15.8M |
自由现金流PEBORICK
| Q1 26 | — | — | ||
| Q4 25 | $128.7M | — | ||
| Q3 25 | $12.7M | $11.5M | ||
| Q2 25 | $49.2M | $10.1M | ||
| Q1 25 | $31.5M | $5.7M | ||
| Q4 24 | $136.4M | $7.6M | ||
| Q3 24 | $33.2M | $10.3M | ||
| Q2 24 | $30.2M | $9.3M |
自由现金流率PEBORICK
| Q1 26 | — | — | ||
| Q4 25 | 109.7% | — | ||
| Q3 25 | 11.0% | 16.2% | ||
| Q2 25 | 43.0% | 14.2% | ||
| Q1 25 | 28.1% | 8.6% | ||
| Q4 24 | 122.2% | 10.6% | ||
| Q3 24 | 29.2% | 14.0% | ||
| Q2 24 | 27.4% | 12.3% |
资本支出强度PEBORICK
| Q1 26 | — | — | ||
| Q4 25 | 5.1% | — | ||
| Q3 25 | 1.5% | 3.2% | ||
| Q2 25 | 1.3% | 5.2% | ||
| Q1 25 | 2.4% | 4.3% | ||
| Q4 24 | 6.1% | 8.0% | ||
| Q3 24 | 0.8% | 7.3% | ||
| Q2 24 | 1.7% | 8.4% |
现金转化率PEBORICK
| Q1 26 | — | — | ||
| Q4 25 | 4.24× | — | ||
| Q3 25 | 0.49× | — | ||
| Q2 25 | 2.39× | 3.40× | ||
| Q1 25 | 1.41× | 2.65× | ||
| Q4 24 | 5.32× | 1.48× | ||
| Q3 24 | 1.08× | 64.14× | ||
| Q2 24 | 1.11× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PEBO
| Net Interest Income | $90.4M | 76% |
| Noninterest Income | $28.3M | 24% |
RICK
| Transferred At Point In Time | $60.8M | 86% |
| Food And Merchandise | $10.4M | 15% |
