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PEOPLES BANCORP INC（PEBO）与RE/MAX Holdings, Inc.（RMAX）财务数据对比。点击上方公司名可切换其他公司
PEOPLES BANCORP INC的季度营收约是RE/MAX Holdings, Inc.的1.7倍（$118.7M vs $71.1M），PEOPLES BANCORP INC净利率更高（24.4% vs 2.0%，领先22.4%），过去两年PEOPLES BANCORP INC的营收复合增速更高（3.7% vs -4.7%）
该公司是总部位于美国明尼苏达州明尼阿波利斯、在特拉华州注册的美国跨国银行机构。截至2025年，它是美国第五大银行，同时也是美国中西部规模最大的银行，被金融稳定委员会认定为具有系统重要性的金融机构。它主营银行、投资、抵押贷款等相关金融业务。
RE/MAX是全球知名的房地产特许经营机构，业务遍布全球一百多个国家和地区，旗下拥有数千家门店，总计超过十万名房产经纪人，在国际房产中介领域拥有极高的品牌知名度与市场影响力。
PEBO vs RMAX — 直观对比
营收规模更大
PEBO
是对方的1.7倍
$71.1M
净利率更高
PEBO
高出22.4%
2.0%
两年增速更快
PEBO
近两年复合增速
-4.7%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $118.7M | $71.1M |
| 净利润 | $29.0M | $1.4M |
| 毛利率 | — | — |
| 营业利润率 | — | 13.1% |
| 净利率 | 24.4% | 2.0% |
| 营收同比 | — | -1.8% |
| 净利润同比 | -8.7% | -75.2% |
| 每股收益（稀释后） | $0.81 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PEBORMAX
| Q1 26 | $118.7M | — | ||
| Q4 25 | $117.3M | $71.1M | ||
| Q3 25 | $115.2M | $73.2M | ||
| Q2 25 | $114.5M | $72.8M | ||
| Q1 25 | $112.4M | $74.5M | ||
| Q4 24 | $111.6M | $72.5M | ||
| Q3 24 | $113.7M | $78.5M | ||
| Q2 24 | $110.3M | $78.5M |
净利润PEBORMAX
| Q1 26 | $29.0M | — | ||
| Q4 25 | $31.8M | $1.4M | ||
| Q3 25 | $29.5M | $4.0M | ||
| Q2 25 | $21.2M | $4.7M | ||
| Q1 25 | $24.3M | $-2.0M | ||
| Q4 24 | $26.9M | $5.8M | ||
| Q3 24 | $31.7M | $966.0K | ||
| Q2 24 | $29.0M | $3.7M |
营业利润率PEBORMAX
| Q1 26 | — | — | ||
| Q4 25 | 32.4% | 13.1% | ||
| Q3 25 | 33.0% | 25.0% | ||
| Q2 25 | 24.0% | 19.3% | ||
| Q1 25 | 27.9% | 7.2% | ||
| Q4 24 | 31.2% | 5.9% | ||
| Q3 24 | 36.0% | 19.4% | ||
| Q2 24 | 32.5% | 20.6% |
净利率PEBORMAX
| Q1 26 | 24.4% | — | ||
| Q4 25 | 27.1% | 2.0% | ||
| Q3 25 | 25.6% | 5.4% | ||
| Q2 25 | 18.5% | 6.4% | ||
| Q1 25 | 21.7% | -2.6% | ||
| Q4 24 | 24.1% | 8.0% | ||
| Q3 24 | 27.9% | 1.2% | ||
| Q2 24 | 26.3% | 4.7% |
每股收益（稀释后）PEBORMAX
| Q1 26 | $0.81 | — | ||
| Q4 25 | $0.89 | — | ||
| Q3 25 | $0.83 | — | ||
| Q2 25 | $0.59 | — | ||
| Q1 25 | $0.68 | — | ||
| Q4 24 | $0.76 | — | ||
| Q3 24 | $0.89 | — | ||
| Q2 24 | $0.82 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $82.9M | $118.7M |
| 总债务越低越好 | $691.3M | $432.2M |
| 股东权益账面价值 | $1.2B | $452.4M |
| 总资产 | $9.6B | $582.5M |
| 负债/权益比越低杠杆越低 | 0.57× | 0.96× |
8季度趋势，按日历期对齐
现金及短期投资PEBORMAX
| Q1 26 | $82.9M | — | ||
| Q4 25 | $189.0M | $118.7M | ||
| Q3 25 | $190.2M | $107.5M | ||
| Q2 25 | $186.1M | $94.3M | ||
| Q1 25 | $187.0M | $89.1M | ||
| Q4 24 | $217.7M | $96.6M | ||
| Q3 24 | $283.7M | $83.8M | ||
| Q2 24 | $235.9M | $66.1M |
总债务PEBORMAX
| Q1 26 | $691.3M | — | ||
| Q4 25 | $204.1M | $432.2M | ||
| Q3 25 | $227.3M | $433.3M | ||
| Q2 25 | $232.4M | $434.4M | ||
| Q1 25 | $237.0M | $435.3M | ||
| Q4 24 | $238.1M | $436.2M | ||
| Q3 24 | $236.8M | $437.2M | ||
| Q2 24 | $234.3M | $438.1M |
股东权益PEBORMAX
| Q1 26 | $1.2B | — | ||
| Q4 25 | $1.2B | $452.4M | ||
| Q3 25 | $1.2B | $448.1M | ||
| Q2 25 | $1.2B | $442.4M | ||
| Q1 25 | $1.1B | $433.5M | ||
| Q4 24 | $1.1B | $429.5M | ||
| Q3 24 | $1.1B | $423.1M | ||
| Q2 24 | $1.1B | $418.4M |
总资产PEBORMAX
| Q1 26 | $9.6B | — | ||
| Q4 25 | $9.6B | $582.5M | ||
| Q3 25 | $9.6B | $582.2M | ||
| Q2 25 | $9.5B | $574.8M | ||
| Q1 25 | $9.2B | $571.4M | ||
| Q4 24 | $9.3B | $581.6M | ||
| Q3 24 | $9.1B | $578.6M | ||
| Q2 24 | $9.2B | $571.4M |
负债/权益比PEBORMAX
| Q1 26 | 0.57× | — | ||
| Q4 25 | 0.17× | 0.96× | ||
| Q3 25 | 0.19× | 0.97× | ||
| Q2 25 | 0.20× | 0.98× | ||
| Q1 25 | 0.21× | 1.00× | ||
| Q4 24 | 0.21× | 1.02× | ||
| Q3 24 | 0.21× | 1.03× | ||
| Q2 24 | 0.22× | 1.05× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $40.9M |
| 自由现金流经营现金流 - 资本支出 | — | $33.5M |
| 自由现金流率自由现金流/营收 | — | 47.1% |
| 资本支出强度资本支出/营收 | — | 10.4% |
| 现金转化率经营现金流/净利润 | — | 28.39× |
| 过去12个月自由现金流最近4个季度 | — | $56.8M |
8季度趋势，按日历期对齐
经营现金流PEBORMAX
| Q1 26 | — | — | ||
| Q4 25 | $134.7M | $40.9M | ||
| Q3 25 | $14.4M | $17.7M | ||
| Q2 25 | $50.7M | $4.6M | ||
| Q1 25 | $34.3M | $5.7M | ||
| Q4 24 | $143.2M | $59.7M | ||
| Q3 24 | $34.1M | $17.6M | ||
| Q2 24 | $32.1M | $15.9M |
自由现金流PEBORMAX
| Q1 26 | — | — | ||
| Q4 25 | $128.7M | $33.5M | ||
| Q3 25 | $12.7M | $16.4M | ||
| Q2 25 | $49.2M | $2.9M | ||
| Q1 25 | $31.5M | $4.0M | ||
| Q4 24 | $136.4M | $53.0M | ||
| Q3 24 | $33.2M | $16.3M | ||
| Q2 24 | $30.2M | $14.0M |
自由现金流率PEBORMAX
| Q1 26 | — | — | ||
| Q4 25 | 109.7% | 47.1% | ||
| Q3 25 | 11.0% | 22.4% | ||
| Q2 25 | 43.0% | 4.0% | ||
| Q1 25 | 28.1% | 5.3% | ||
| Q4 24 | 122.2% | 73.2% | ||
| Q3 24 | 29.2% | 20.8% | ||
| Q2 24 | 27.4% | 17.8% |
资本支出强度PEBORMAX
| Q1 26 | — | — | ||
| Q4 25 | 5.1% | 10.4% | ||
| Q3 25 | 1.5% | 1.8% | ||
| Q2 25 | 1.3% | 2.2% | ||
| Q1 25 | 2.4% | 2.3% | ||
| Q4 24 | 6.1% | 9.1% | ||
| Q3 24 | 0.8% | 1.7% | ||
| Q2 24 | 1.7% | 2.4% |
现金转化率PEBORMAX
| Q1 26 | — | — | ||
| Q4 25 | 4.24× | 28.39× | ||
| Q3 25 | 0.49× | 4.45× | ||
| Q2 25 | 2.39× | 0.97× | ||
| Q1 25 | 1.41× | — | ||
| Q4 24 | 5.32× | 10.28× | ||
| Q3 24 | 1.08× | 18.22× | ||
| Q2 24 | 1.11× | 4.29× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PEBO
| Net Interest Income | $90.4M | 76% |
| Noninterest Income | $28.3M | 24% |
RMAX
| Franchising Segment | $50.1M | 70% |
| Broker Fees | $13.9M | 20% |
| Annual Dues | $7.4M | 10% |
