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Penguin Solutions, Inc.（PENG）与PennyMac Financial Services, Inc.（PFSI）财务数据对比。点击上方公司名可切换其他公司
PennyMac Financial Services, Inc.的季度营收约是Penguin Solutions, Inc.的1.6倍（$538.0M vs $343.1M），PennyMac Financial Services, Inc.净利率更高（1752.5% vs 1.5%，领先1750.9%），PennyMac Financial Services, Inc.同比增速更快（14.4% vs 0.6%），Penguin Solutions, Inc.自由现金流更多（$28.2M vs $-1.7B），过去两年PennyMac Financial Services, Inc.的营收复合增速更高（32.7% vs 11.8%）
企鹅解决方案公司旗下的兰波集团以拉姆齐解决方案品牌开展业务，是一家美国企业，业务涵盖个人理财、领导力发展、人际关系管理与职业发展相关产品与服务。该公司由戴夫·拉姆齐与妻子莎伦于1991年创立，总部位于田纳西州富兰克林。
PennyMac Financial Services是总部位于美国加利福尼亚州西湖村的住宅抵押贷款企业，核心业务涵盖美国抵押贷款的发放、贷后服务，以及抵押贷款市场相关投资管理。公司下设两家子公司，其中PNMAC资本管理有限公司负责运营旗下的抵押贷款不动产投资信托（REIT）PennyMac Mortgage Investment Trust。
PENG vs PFSI — 直观对比
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $343.1M | $538.0M |
| 净利润 | $5.3M | $106.8M |
| 毛利率 | 28.0% | — |
| 营业利润率 | 5.7% | 25.0% |
| 净利率 | 1.5% | 1752.5% |
| 营收同比 | 0.6% | 14.4% |
| 净利润同比 | 1.0% | 2.2% |
| 每股收益（稀释后） | $0.04 | $1.97 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $343.1M | $538.0M | ||
| Q3 25 | $337.9M | $632.9M | ||
| Q2 25 | $324.3M | $444.7M | ||
| Q1 25 | $365.5M | $430.9M | ||
| Q4 24 | $341.1M | $470.1M | ||
| Q3 24 | $284.8M | $411.8M | ||
| Q2 24 | $300.6M | $406.1M | ||
| Q1 24 | — | $305.7M |
| Q4 25 | $5.3M | $106.8M | ||
| Q3 25 | $9.4M | $181.5M | ||
| Q2 25 | $2.7M | $136.5M | ||
| Q1 25 | $8.1M | $76.3M | ||
| Q4 24 | $5.2M | $104.5M | ||
| Q3 24 | — | $69.4M | ||
| Q2 24 | $5.6M | $98.3M | ||
| Q1 24 | — | $39.3M |
| Q4 25 | 28.0% | — | ||
| Q3 25 | 28.6% | — | ||
| Q2 25 | 29.3% | — | ||
| Q1 25 | 28.6% | — | ||
| Q4 24 | 28.7% | — | ||
| Q3 24 | 28.8% | — | ||
| Q2 24 | 29.6% | — | ||
| Q1 24 | — | — |
| Q4 25 | 5.7% | 25.0% | ||
| Q3 25 | 3.7% | 37.3% | ||
| Q2 25 | 3.0% | 17.2% | ||
| Q1 25 | 5.1% | 24.2% | ||
| Q4 24 | 5.1% | 27.5% | ||
| Q3 24 | -1.2% | 22.8% | ||
| Q2 24 | 3.8% | 33.0% | ||
| Q1 24 | — | 14.4% |
| Q4 25 | 1.5% | 1752.5% | ||
| Q3 25 | 2.8% | 28.7% | ||
| Q2 25 | 0.8% | 30.7% | ||
| Q1 25 | 2.2% | 17.7% | ||
| Q4 24 | 1.5% | 2559.8% | ||
| Q3 24 | — | 16.8% | ||
| Q2 24 | 1.9% | 24.2% | ||
| Q1 24 | — | 12.9% |
| Q4 25 | $0.04 | $1.97 | ||
| Q3 25 | $0.10 | $3.37 | ||
| Q2 25 | $-0.01 | $2.54 | ||
| Q1 25 | $0.09 | $1.42 | ||
| Q4 24 | $0.10 | $1.95 | ||
| Q3 24 | — | $1.30 | ||
| Q2 24 | $0.10 | $1.85 | ||
| Q1 24 | — | $0.74 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $461.5M | $410.0M |
| 总债务越低越好 | $462.3M | $6.2B |
| 股东权益账面价值 | $389.7M | $4.3B |
| 总资产 | $1.6B | $29.4B |
| 负债/权益比越低杠杆越低 | 1.19× | 1.45× |
8季度趋势，按日历期对齐
| Q4 25 | $461.5M | $410.0M | ||
| Q3 25 | $453.8M | $62.2M | ||
| Q2 25 | $735.5M | $462.3M | ||
| Q1 25 | $647.0M | $443.4M | ||
| Q4 24 | $393.7M | $420.6M | ||
| Q3 24 | $389.5M | $667.9M | ||
| Q2 24 | $467.5M | $188.8M | ||
| Q1 24 | — | $69.0K |
| Q4 25 | $462.3M | $6.2B | ||
| Q3 25 | $461.8M | $6.2B | ||
| Q2 25 | $659.5M | $5.6B | ||
| Q1 25 | $658.8M | $5.8B | ||
| Q4 24 | $658.1M | $5.3B | ||
| Q3 24 | $657.3M | $4.9B | ||
| Q2 24 | $667.0M | $4.9B | ||
| Q1 24 | — | $4.5B |
| Q4 25 | $389.7M | $4.3B | ||
| Q3 25 | $394.2M | $4.2B | ||
| Q2 25 | $584.8M | $4.0B | ||
| Q1 25 | $602.5M | $3.9B | ||
| Q4 24 | $400.4M | $3.8B | ||
| Q3 24 | $391.4M | $3.7B | ||
| Q2 24 | $423.4M | $3.7B | ||
| Q1 24 | — | $3.6B |
| Q4 25 | $1.6B | $29.4B | ||
| Q3 25 | $1.6B | $25.4B | ||
| Q2 25 | $1.8B | $24.2B | ||
| Q1 25 | $1.8B | $23.9B | ||
| Q4 24 | $1.6B | $26.1B | ||
| Q3 24 | $1.5B | $22.9B | ||
| Q2 24 | $1.5B | $21.6B | ||
| Q1 24 | — | $19.8B |
| Q4 25 | 1.19× | 1.45× | ||
| Q3 25 | 1.17× | 1.48× | ||
| Q2 25 | 1.13× | 1.38× | ||
| Q1 25 | 1.09× | 1.48× | ||
| Q4 24 | 1.64× | 1.37× | ||
| Q3 24 | 1.68× | 1.32× | ||
| Q2 24 | 1.58× | 1.35× | ||
| Q1 24 | — | 1.27× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $31.1M | $-1.7B |
| 自由现金流经营现金流 - 资本支出 | $28.2M | $-1.7B |
| 自由现金流率自由现金流/营收 | 8.2% | -309.3% |
| 资本支出强度资本支出/营收 | 0.8% | 2.2% |
| 现金转化率经营现金流/净利润 | 5.89× | -15.46× |
| 过去12个月自由现金流最近4个季度 | $116.3M | $-1.4B |
8季度趋势，按日历期对齐
| Q4 25 | $31.1M | $-1.7B | ||
| Q3 25 | $-70.4M | $-697.4M | ||
| Q2 25 | $92.8M | $-131.3M | ||
| Q1 25 | $72.9M | $1.1B | ||
| Q4 24 | $13.8M | $-4.5B | ||
| Q3 24 | — | $-393.7M | ||
| Q2 24 | $57.9M | $-1.1B | ||
| Q1 24 | — | $-897.9M |
| Q4 25 | $28.2M | $-1.7B | ||
| Q3 25 | $-73.4M | $-699.4M | ||
| Q2 25 | $90.9M | $-132.6M | ||
| Q1 25 | $70.5M | $1.1B | ||
| Q4 24 | $12.0M | $-4.5B | ||
| Q3 24 | — | $-393.9M | ||
| Q2 24 | $48.9M | $-1.1B | ||
| Q1 24 | — | $-898.9M |
| Q4 25 | 8.2% | -309.3% | ||
| Q3 25 | -21.7% | -110.5% | ||
| Q2 25 | 28.0% | -29.8% | ||
| Q1 25 | 19.3% | 247.3% | ||
| Q4 24 | 3.5% | -964.7% | ||
| Q3 24 | — | -95.6% | ||
| Q2 24 | 16.3% | -269.2% | ||
| Q1 24 | — | -294.1% |
| Q4 25 | 0.8% | 2.2% | ||
| Q3 25 | 0.9% | 0.3% | ||
| Q2 25 | 0.6% | 0.3% | ||
| Q1 25 | 0.6% | 0.1% | ||
| Q4 24 | 0.5% | 0.4% | ||
| Q3 24 | — | 0.0% | ||
| Q2 24 | 3.0% | 0.1% | ||
| Q1 24 | — | 0.3% |
| Q4 25 | 5.89× | -15.46× | ||
| Q3 25 | -7.47× | -3.84× | ||
| Q2 25 | 34.88× | -0.96× | ||
| Q1 25 | 9.02× | 13.97× | ||
| Q4 24 | 2.65× | -43.39× | ||
| Q3 24 | — | -5.68× | ||
| Q2 24 | 10.30× | -11.12× | ||
| Q1 24 | — | -22.84× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PENG
| Integrated Memory Segment | $171.6M | 50% |
| Advanced Computing Segment | $115.7M | 34% |
| Optimized LED Segment | $55.7M | 16% |
PFSI
暂无分部数据
