vs
信安金融集团（PFG）与Stryker Corporation（SYK）财务数据对比。点击上方公司名可切换其他公司
Stryker Corporation的季度营收约是信安金融集团的1.6倍（$7.2B vs $4.6B），Stryker Corporation净利率更高（11.8% vs 11.3%，领先0.5%），Stryker Corporation同比增速更快（11.4% vs -3.7%），过去两年Stryker Corporation的营收复合增速更高（16.9% vs 6.3%）
信安金融集团（股票代码：PFG）是总部位于美国艾奥瓦州得梅因的全球性金融服务企业，核心业务涵盖投资管理、保险服务两大板块，在全球多个区域开展业务，为机构客户和个人用户提供专业定制化的金融解决方案，在行业内拥有较高知名度。
斯特赖克是一款八轮装甲战车，衍生自加拿大LAV III步兵战车，而后者源自瑞士莫瓦格食人鱼系列装甲车。该型战车由加拿大通用动力陆地系统公司为美国陆军生产，制造工厂位于安大略省伦敦市。它默认采用8×4四轮驱动，可切换为8×8全轮驱动模式。
PFG vs SYK — 直观对比
营收规模更大
SYK
是对方的1.6倍
$4.6B
营收增速更快
SYK
高出15.1%
-3.7%
净利率更高
SYK
高出0.5%
11.3%
两年增速更快
SYK
近两年复合增速
6.3%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $4.6B | $7.2B |
| 净利润 | $517.0M | $849.0M |
| 毛利率 | — | 64.5% |
| 营业利润率 | — | 25.2% |
| 净利率 | 11.3% | 11.8% |
| 营收同比 | -3.7% | 11.4% |
| 净利润同比 | -42.9% | 55.5% |
| 每股收益（稀释后） | $2.30 | $2.20 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PFGSYK
| Q4 25 | $4.6B | $7.2B | ||
| Q3 25 | $3.7B | $6.1B | ||
| Q2 25 | $3.7B | $6.0B | ||
| Q1 25 | $3.7B | $5.9B | ||
| Q4 24 | $4.8B | $6.4B | ||
| Q3 24 | $3.0B | $5.5B | ||
| Q2 24 | $4.3B | $5.4B | ||
| Q1 24 | $4.1B | $5.2B |
净利润PFGSYK
| Q4 25 | $517.0M | $849.0M | ||
| Q3 25 | $213.8M | $859.0M | ||
| Q2 25 | $406.2M | $884.0M | ||
| Q1 25 | $48.1M | $654.0M | ||
| Q4 24 | $905.4M | $546.0M | ||
| Q3 24 | $-220.0M | $834.0M | ||
| Q2 24 | $353.1M | $825.0M | ||
| Q1 24 | $532.5M | $788.0M |
毛利率PFGSYK
| Q4 25 | — | 64.5% | ||
| Q3 25 | — | 63.6% | ||
| Q2 25 | — | 63.8% | ||
| Q1 25 | — | 63.8% | ||
| Q4 24 | — | 64.9% | ||
| Q3 24 | — | 64.0% | ||
| Q2 24 | — | 63.0% | ||
| Q1 24 | — | 63.6% |
营业利润率PFGSYK
| Q4 25 | — | 25.2% | ||
| Q3 25 | — | 18.7% | ||
| Q2 25 | — | 18.5% | ||
| Q1 25 | — | 14.3% | ||
| Q4 24 | — | 9.0% | ||
| Q3 24 | — | 19.7% | ||
| Q2 24 | — | 19.4% | ||
| Q1 24 | — | 18.5% |
净利率PFGSYK
| Q4 25 | 11.3% | 11.8% | ||
| Q3 25 | 5.8% | 14.2% | ||
| Q2 25 | 11.1% | 14.7% | ||
| Q1 25 | 1.3% | 11.1% | ||
| Q4 24 | 19.1% | 8.5% | ||
| Q3 24 | -7.3% | 15.2% | ||
| Q2 24 | 8.2% | 15.2% | ||
| Q1 24 | 13.1% | 15.0% |
每股收益（稀释后）PFGSYK
| Q4 25 | $2.30 | $2.20 | ||
| Q3 25 | $0.95 | $2.22 | ||
| Q2 25 | $1.79 | $2.29 | ||
| Q1 25 | $0.21 | $1.69 | ||
| Q4 24 | $3.92 | $1.41 | ||
| Q3 24 | $-0.95 | $2.16 | ||
| Q2 24 | $1.49 | $2.14 | ||
| Q1 24 | $2.22 | $2.05 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $4.4B | $4.0B |
| 总债务越低越好 | $3.9B | — |
| 股东权益账面价值 | $11.9B | $22.4B |
| 总资产 | $341.4B | $47.8B |
| 负债/权益比越低杠杆越低 | 0.33× | — |
8季度趋势，按日历期对齐
现金及短期投资PFGSYK
| Q4 25 | $4.4B | $4.0B | ||
| Q3 25 | $5.1B | $3.3B | ||
| Q2 25 | $3.7B | $2.4B | ||
| Q1 25 | $3.9B | $2.3B | ||
| Q4 24 | $4.2B | $3.7B | ||
| Q3 24 | $6.2B | $3.9B | ||
| Q2 24 | $4.8B | $1.9B | ||
| Q1 24 | $4.2B | $2.3B |
总债务PFGSYK
| Q4 25 | $3.9B | — | ||
| Q3 25 | $3.9B | — | ||
| Q2 25 | $3.9B | — | ||
| Q1 25 | $4.3B | — | ||
| Q4 24 | $4.0B | — | ||
| Q3 24 | $3.9B | — | ||
| Q2 24 | $3.9B | — | ||
| Q1 24 | $3.9B | — |
股东权益PFGSYK
| Q4 25 | $11.9B | $22.4B | ||
| Q3 25 | $11.7B | $21.8B | ||
| Q2 25 | $11.4B | $21.2B | ||
| Q1 25 | $11.2B | $20.9B | ||
| Q4 24 | $11.1B | $20.6B | ||
| Q3 24 | $11.2B | $20.1B | ||
| Q2 24 | $11.0B | $19.8B | ||
| Q1 24 | $11.2B | $19.2B |
总资产PFGSYK
| Q4 25 | $341.4B | $47.8B | ||
| Q3 25 | $334.5B | $47.1B | ||
| Q2 25 | $323.1B | $46.3B | ||
| Q1 25 | $313.0B | $46.0B | ||
| Q4 24 | $313.7B | $43.0B | ||
| Q3 24 | $322.9B | $43.8B | ||
| Q2 24 | $308.8B | $39.1B | ||
| Q1 24 | $308.7B | $39.4B |
负债/权益比PFGSYK
| Q4 25 | 0.33× | — | ||
| Q3 25 | 0.34× | — | ||
| Q2 25 | 0.34× | — | ||
| Q1 25 | 0.39× | — | ||
| Q4 24 | 0.36× | — | ||
| Q3 24 | 0.35× | — | ||
| Q2 24 | 0.36× | — | ||
| Q1 24 | 0.35× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.7B | $2.1B |
| 自由现金流经营现金流 - 资本支出 | — | $1.9B |
| 自由现金流率自由现金流/营收 | — | 26.1% |
| 资本支出强度资本支出/营收 | — | 3.7% |
| 现金转化率经营现金流/净利润 | 3.37× | 2.52× |
| 过去12个月自由现金流最近4个季度 | — | $4.3B |
8季度趋势，按日历期对齐
经营现金流PFGSYK
| Q4 25 | $1.7B | $2.1B | ||
| Q3 25 | $1.0B | $1.5B | ||
| Q2 25 | $811.9M | $1.1B | ||
| Q1 25 | $977.3M | $250.0M | ||
| Q4 24 | $1.5B | $1.9B | ||
| Q3 24 | $1.1B | $1.5B | ||
| Q2 24 | $1.4B | $633.0M | ||
| Q1 24 | $584.2M | $204.0M |
自由现金流PFGSYK
| Q4 25 | — | $1.9B | ||
| Q3 25 | — | $1.4B | ||
| Q2 25 | — | $928.0M | ||
| Q1 25 | — | $127.0M | ||
| Q4 24 | — | $1.7B | ||
| Q3 24 | — | $1.3B | ||
| Q2 24 | — | $481.0M | ||
| Q1 24 | — | $37.0M |
自由现金流率PFGSYK
| Q4 25 | — | 26.1% | ||
| Q3 25 | — | 22.3% | ||
| Q2 25 | — | 15.4% | ||
| Q1 25 | — | 2.2% | ||
| Q4 24 | — | 25.9% | ||
| Q3 24 | — | 23.7% | ||
| Q2 24 | — | 8.9% | ||
| Q1 24 | — | 0.7% |
资本支出强度PFGSYK
| Q4 25 | — | 3.7% | ||
| Q3 25 | — | 3.1% | ||
| Q2 25 | — | 3.0% | ||
| Q1 25 | — | 2.1% | ||
| Q4 24 | — | 4.1% | ||
| Q3 24 | — | 3.1% | ||
| Q2 24 | — | 2.8% | ||
| Q1 24 | — | 3.2% |
现金转化率PFGSYK
| Q4 25 | 3.37× | 2.52× | ||
| Q3 25 | 4.70× | 1.79× | ||
| Q2 25 | 2.00× | 1.26× | ||
| Q1 25 | 20.32× | 0.38× | ||
| Q4 24 | 1.61× | 3.54× | ||
| Q3 24 | — | 1.77× | ||
| Q2 24 | 4.05× | 0.77× | ||
| Q1 24 | 1.10× | 0.26× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PFG
| Segment Retirement And Income Solutions | $1.6B | 36% |
| Segment Benefits And Protection | $1.1B | 23% |
| Other | $582.8M | 13% |
| Segment Principal Asset Management | $465.6M | 10% |
| Subsegment Investment Management | $449.4M | 10% |
| Administrative Service | $152.2M | 3% |
| Subsegment International Pension | $91.2M | 2% |
| Segment Corporate | $73.0M | 2% |
| Subsegment Life Insurance | $26.1M | 1% |
| Financial Service Other | $25.1M | 1% |
| Residential Mortgage | $7.4M | 0% |
| Subsegment Specialty Benefits | $3.7M | 0% |
| Deposit Account | $3.4M | 0% |
| Commission Income | $1.8M | 0% |
SYK
| Medical | $1.3B | 18% |
| Endoscopy | $1.1B | 16% |
| Traumaand Extremities | $1.1B | 15% |
| Instruments | $925.0M | 13% |
| Knees | $749.0M | 10% |
| Neuro Cranial | $669.0M | 9% |
| Neurovascular | $539.0M | 8% |
| Hips | $499.0M | 7% |
| Other Orthopaedics | $267.0M | 4% |
| Spine | $8.0M | 0% |
