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信安金融集团（PFG）与TRINET GROUP, INC.（TNET）财务数据对比。点击上方公司名可切换其他公司
TRINET GROUP, INC.的季度营收约是信安金融集团的1.7倍（$1.2B vs $750.8M），信安金融集团同比增速更快（4.0% vs -2.2%），过去两年TRINET GROUP, INC.的营收复合增速更高（-0.6% vs -58.3%）
信安金融集团（股票代码：PFG）是总部位于美国艾奥瓦州得梅因的全球性金融服务企业，核心业务涵盖投资管理、保险服务两大板块，在全球多个区域开展业务，为机构客户和个人用户提供专业定制化的金融解决方案，在行业内拥有较高知名度。
TriNet Group, Inc.是一家面向中小企业的专业雇主组织，总部位于加州都柏林，服务员工规模在3至2500人之间的各类机构。可提供薪资管理、健康福利管理服务，还能为客户提供劳动法规合规、风险降低相关咨询，可作为外包人力资源部门为企业分担人事相关事务。
PFG vs TNET — 直观对比
营收规模更大
TNET
是对方的1.7倍
$750.8M
营收增速更快
PFG
高出6.2%
-2.2%
两年增速更快
TNET
近两年复合增速
-58.3%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $750.8M | $1.2B |
| 净利润 | $1.9M | — |
| 毛利率 | — | — |
| 营业利润率 | — | 0.1% |
| 净利率 | 0.3% | — |
| 营收同比 | 4.0% | -2.2% |
| 净利润同比 | 783.0% | — |
| 每股收益（稀释后） | — | $0.02 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PFGTNET
| Q1 26 | $750.8M | — | ||
| Q4 25 | $4.6B | $1.2B | ||
| Q3 25 | $3.7B | $1.2B | ||
| Q2 25 | $3.7B | $1.2B | ||
| Q1 25 | $3.7B | $1.3B | ||
| Q4 24 | $4.8B | $1.3B | ||
| Q3 24 | $3.0B | $1.2B | ||
| Q2 24 | $4.3B | $1.2B |
净利润PFGTNET
| Q1 26 | $1.9M | — | ||
| Q4 25 | $517.0M | — | ||
| Q3 25 | $213.8M | $34.0M | ||
| Q2 25 | $406.2M | $37.0M | ||
| Q1 25 | $48.1M | $85.0M | ||
| Q4 24 | $905.4M | — | ||
| Q3 24 | $-220.0M | $45.0M | ||
| Q2 24 | $353.1M | $60.0M |
营业利润率PFGTNET
| Q1 26 | — | — | ||
| Q4 25 | — | 0.1% | ||
| Q3 25 | — | 4.1% | ||
| Q2 25 | — | 4.1% | ||
| Q1 25 | — | 8.9% | ||
| Q4 24 | — | -2.9% | ||
| Q3 24 | — | 4.7% | ||
| Q2 24 | — | 6.5% |
净利率PFGTNET
| Q1 26 | 0.3% | — | ||
| Q4 25 | 11.3% | — | ||
| Q3 25 | 5.8% | 2.8% | ||
| Q2 25 | 11.1% | 3.0% | ||
| Q1 25 | 1.3% | 6.6% | ||
| Q4 24 | 19.1% | — | ||
| Q3 24 | -7.3% | 3.6% | ||
| Q2 24 | 8.2% | 4.9% |
每股收益（稀释后）PFGTNET
| Q1 26 | — | — | ||
| Q4 25 | $2.30 | $0.02 | ||
| Q3 25 | $0.95 | $0.70 | ||
| Q2 25 | $1.79 | $0.77 | ||
| Q1 25 | $0.21 | $1.71 | ||
| Q4 24 | $3.92 | $-0.44 | ||
| Q3 24 | $-0.95 | $0.89 | ||
| Q2 24 | $1.49 | $1.20 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $287.0M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | — | $54.0M |
| 总资产 | — | $3.8B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资PFGTNET
| Q1 26 | — | — | ||
| Q4 25 | $4.4B | $287.0M | ||
| Q3 25 | $5.1B | $321.0M | ||
| Q2 25 | $3.7B | $407.0M | ||
| Q1 25 | $3.9B | $349.0M | ||
| Q4 24 | $4.2B | $360.0M | ||
| Q3 24 | $6.2B | $301.0M | ||
| Q2 24 | $4.8B | $249.0M |
总债务PFGTNET
| Q1 26 | — | — | ||
| Q4 25 | $3.9B | — | ||
| Q3 25 | $3.9B | — | ||
| Q2 25 | $3.9B | — | ||
| Q1 25 | $4.3B | — | ||
| Q4 24 | $4.0B | — | ||
| Q3 24 | $3.9B | — | ||
| Q2 24 | $3.9B | — |
股东权益PFGTNET
| Q1 26 | — | — | ||
| Q4 25 | $11.9B | $54.0M | ||
| Q3 25 | $11.7B | $110.0M | ||
| Q2 25 | $11.4B | $107.0M | ||
| Q1 25 | $11.2B | $63.0M | ||
| Q4 24 | $11.1B | $69.0M | ||
| Q3 24 | $11.2B | $129.0M | ||
| Q2 24 | $11.0B | $100.0M |
总资产PFGTNET
| Q1 26 | — | — | ||
| Q4 25 | $341.4B | $3.8B | ||
| Q3 25 | $334.5B | $3.4B | ||
| Q2 25 | $323.1B | $3.7B | ||
| Q1 25 | $313.0B | $3.8B | ||
| Q4 24 | $313.7B | $4.1B | ||
| Q3 24 | $322.9B | $3.7B | ||
| Q2 24 | $308.8B | $3.7B |
负债/权益比PFGTNET
| Q1 26 | — | — | ||
| Q4 25 | 0.33× | — | ||
| Q3 25 | 0.34× | — | ||
| Q2 25 | 0.34× | — | ||
| Q1 25 | 0.39× | — | ||
| Q4 24 | 0.36× | — | ||
| Q3 24 | 0.35× | — | ||
| Q2 24 | 0.36× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $61.0M |
| 自由现金流经营现金流 - 资本支出 | — | $43.0M |
| 自由现金流率自由现金流/营收 | — | 3.4% |
| 资本支出强度资本支出/营收 | — | 1.4% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $234.0M |
8季度趋势，按日历期对齐
经营现金流PFGTNET
| Q1 26 | — | — | ||
| Q4 25 | $1.7B | $61.0M | ||
| Q3 25 | $1.0B | $72.0M | ||
| Q2 25 | $811.9M | $75.0M | ||
| Q1 25 | $977.3M | $95.0M | ||
| Q4 24 | $1.5B | $65.0M | ||
| Q3 24 | $1.1B | $84.0M | ||
| Q2 24 | $1.4B | $39.0M |
自由现金流PFGTNET
| Q1 26 | — | — | ||
| Q4 25 | — | $43.0M | ||
| Q3 25 | — | $55.0M | ||
| Q2 25 | — | $57.0M | ||
| Q1 25 | — | $79.0M | ||
| Q4 24 | — | $47.0M | ||
| Q3 24 | — | $59.0M | ||
| Q2 24 | — | $22.0M |
自由现金流率PFGTNET
| Q1 26 | — | — | ||
| Q4 25 | — | 3.4% | ||
| Q3 25 | — | 4.5% | ||
| Q2 25 | — | 4.6% | ||
| Q1 25 | — | 6.1% | ||
| Q4 24 | — | 3.7% | ||
| Q3 24 | — | 4.8% | ||
| Q2 24 | — | 1.8% |
资本支出强度PFGTNET
| Q1 26 | — | — | ||
| Q4 25 | — | 1.4% | ||
| Q3 25 | — | 1.4% | ||
| Q2 25 | — | 1.5% | ||
| Q1 25 | — | 1.2% | ||
| Q4 24 | — | 1.4% | ||
| Q3 24 | — | 2.0% | ||
| Q2 24 | — | 1.4% |
现金转化率PFGTNET
| Q1 26 | — | — | ||
| Q4 25 | 3.37× | — | ||
| Q3 25 | 4.70× | 2.12× | ||
| Q2 25 | 2.00× | 2.03× | ||
| Q1 25 | 20.32× | 1.12× | ||
| Q4 24 | 1.61× | — | ||
| Q3 24 | — | 1.87× | ||
| Q2 24 | 4.05× | 0.65× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PFG
暂无分部数据
TNET
| Insurance Services | $1.1B | 85% |
| Professional Services | $169.0M | 14% |
