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PennyMac Financial Services, Inc.（PFSI）与越洋钻探（RIG）财务数据对比。点击上方公司名可切换其他公司
越洋钻探的季度营收约是PennyMac Financial Services, Inc.的1.9倍（$1.0B vs $538.0M），PennyMac Financial Services, Inc.净利率更高（1752.5% vs 2.4%，领先1750.1%），PennyMac Financial Services, Inc.同比增速更快（14.4% vs 9.6%），越洋钻探自由现金流更多（$321.0M vs $-1.7B），过去两年PennyMac Financial Services, Inc.的营收复合增速更高（32.7% vs 16.9%）
PennyMac Financial Services是总部位于美国加利福尼亚州西湖村的住宅抵押贷款企业，核心业务涵盖美国抵押贷款的发放、贷后服务，以及抵押贷款市场相关投资管理。公司下设两家子公司，其中PNMAC资本管理有限公司负责运营旗下的抵押贷款不动产投资信托（REIT）PennyMac Mortgage Investment Trust。
越洋钻探（Transocean Ltd.）是按营收计全球规模最大的海上钻探承包商，总部位于瑞士施泰因豪森，起源于美国，目前在加拿大、美国、挪威、英国、印度、巴西、新加坡等20个国家设有办事机构，业务覆盖全球主要海上油气开采区域。
PFSI vs RIG — 直观对比
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $538.0M | $1.0B |
| 净利润 | $106.8M | $25.0M |
| 毛利率 | — | 42.0% |
| 营业利润率 | 25.0% | 23.0% |
| 净利率 | 1752.5% | 2.4% |
| 营收同比 | 14.4% | 9.6% |
| 净利润同比 | 2.2% | 257.1% |
| 每股收益（稀释后） | $1.97 | $0.13 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $538.0M | $1.0B | ||
| Q3 25 | $632.9M | $1.0B | ||
| Q2 25 | $444.7M | $988.0M | ||
| Q1 25 | $430.9M | $906.0M | ||
| Q4 24 | $470.1M | $952.0M | ||
| Q3 24 | $411.8M | $948.0M | ||
| Q2 24 | $406.1M | $861.0M | ||
| Q1 24 | $305.7M | $763.0M |
| Q4 25 | $106.8M | $25.0M | ||
| Q3 25 | $181.5M | $-1.9B | ||
| Q2 25 | $136.5M | $-938.0M | ||
| Q1 25 | $76.3M | $-79.0M | ||
| Q4 24 | $104.5M | $7.0M | ||
| Q3 24 | $69.4M | $-494.0M | ||
| Q2 24 | $98.3M | $-123.0M | ||
| Q1 24 | $39.3M | $98.0M |
| Q4 25 | — | 42.0% | ||
| Q3 25 | — | 43.2% | ||
| Q2 25 | — | 39.4% | ||
| Q1 25 | — | 31.8% | ||
| Q4 24 | — | 39.2% | ||
| Q3 24 | — | 40.6% | ||
| Q2 24 | — | 38.0% | ||
| Q1 24 | — | 31.5% |
| Q4 25 | 25.0% | 23.0% | ||
| Q3 25 | 37.3% | -163.1% | ||
| Q2 25 | 17.2% | -97.6% | ||
| Q1 25 | 24.2% | 7.1% | ||
| Q4 24 | 27.5% | 13.7% | ||
| Q3 24 | 22.8% | -51.2% | ||
| Q2 24 | 33.0% | -6.9% | ||
| Q1 24 | 14.4% | -0.4% |
| Q4 25 | 1752.5% | 2.4% | ||
| Q3 25 | 28.7% | -187.1% | ||
| Q2 25 | 30.7% | -94.9% | ||
| Q1 25 | 17.7% | -8.7% | ||
| Q4 24 | 2559.8% | 0.7% | ||
| Q3 24 | 16.8% | -52.1% | ||
| Q2 24 | 24.2% | -14.3% | ||
| Q1 24 | 12.9% | 12.8% |
| Q4 25 | $1.97 | $0.13 | ||
| Q3 25 | $3.37 | $-2.00 | ||
| Q2 25 | $2.54 | $-1.06 | ||
| Q1 25 | $1.42 | $-0.11 | ||
| Q4 24 | $1.95 | $-0.14 | ||
| Q3 24 | $1.30 | $-0.58 | ||
| Q2 24 | $1.85 | $-0.15 | ||
| Q1 24 | $0.74 | $0.11 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $410.0M | $620.0M |
| 总债务越低越好 | $6.2B | $5.2B |
| 股东权益账面价值 | $4.3B | $8.1B |
| 总资产 | $29.4B | $15.6B |
| 负债/权益比越低杠杆越低 | 1.45× | 0.64× |
8季度趋势，按日历期对齐
| Q4 25 | $410.0M | $620.0M | ||
| Q3 25 | $62.2M | $833.0M | ||
| Q2 25 | $462.3M | $377.0M | ||
| Q1 25 | $443.4M | $263.0M | ||
| Q4 24 | $420.6M | $560.0M | ||
| Q3 24 | $667.9M | $435.0M | ||
| Q2 24 | $188.8M | $475.0M | ||
| Q1 24 | $69.0K | $446.0M |
| Q4 25 | $6.2B | $5.2B | ||
| Q3 25 | $6.2B | $4.8B | ||
| Q2 25 | $5.6B | $5.9B | ||
| Q1 25 | $5.8B | $5.9B | ||
| Q4 24 | $5.3B | $6.2B | ||
| Q3 24 | $4.9B | $6.5B | ||
| Q2 24 | $4.9B | $6.8B | ||
| Q1 24 | $4.5B | $6.8B |
| Q4 25 | $4.3B | $8.1B | ||
| Q3 25 | $4.2B | $8.1B | ||
| Q2 25 | $4.0B | $9.4B | ||
| Q1 25 | $3.9B | $10.2B | ||
| Q4 24 | $3.8B | $10.3B | ||
| Q3 24 | $3.7B | $10.2B | ||
| Q2 24 | $3.7B | $10.7B | ||
| Q1 24 | $3.6B | $10.5B |
| Q4 25 | $29.4B | $15.6B | ||
| Q3 25 | $25.4B | $16.2B | ||
| Q2 25 | $24.2B | $17.8B | ||
| Q1 25 | $23.9B | $19.0B | ||
| Q4 24 | $26.1B | $19.4B | ||
| Q3 24 | $22.9B | $19.5B | ||
| Q2 24 | $21.6B | $20.3B | ||
| Q1 24 | $19.8B | $19.9B |
| Q4 25 | 1.45× | 0.64× | ||
| Q3 25 | 1.48× | 0.60× | ||
| Q2 25 | 1.38× | 0.63× | ||
| Q1 25 | 1.48× | 0.58× | ||
| Q4 24 | 1.37× | 0.60× | ||
| Q3 24 | 1.32× | 0.64× | ||
| Q2 24 | 1.35× | 0.63× | ||
| Q1 24 | 1.27× | 0.65× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-1.7B | $349.0M |
| 自由现金流经营现金流 - 资本支出 | $-1.7B | $321.0M |
| 自由现金流率自由现金流/营收 | -309.3% | 30.8% |
| 资本支出强度资本支出/营收 | 2.2% | 2.7% |
| 现金转化率经营现金流/净利润 | -15.46× | 13.96× |
| 过去12个月自由现金流最近4个季度 | $-1.4B | $626.0M |
8季度趋势，按日历期对齐
| Q4 25 | $-1.7B | $349.0M | ||
| Q3 25 | $-697.4M | $246.0M | ||
| Q2 25 | $-131.3M | $128.0M | ||
| Q1 25 | $1.1B | $26.0M | ||
| Q4 24 | $-4.5B | $206.0M | ||
| Q3 24 | $-393.7M | $194.0M | ||
| Q2 24 | $-1.1B | $133.0M | ||
| Q1 24 | $-897.9M | $-86.0M |
| Q4 25 | $-1.7B | $321.0M | ||
| Q3 25 | $-699.4M | $235.0M | ||
| Q2 25 | $-132.6M | $104.0M | ||
| Q1 25 | $1.1B | $-34.0M | ||
| Q4 24 | $-4.5B | $177.0M | ||
| Q3 24 | $-393.9M | $136.0M | ||
| Q2 24 | $-1.1B | $49.0M | ||
| Q1 24 | $-898.9M | $-169.0M |
| Q4 25 | -309.3% | 30.8% | ||
| Q3 25 | -110.5% | 22.9% | ||
| Q2 25 | -29.8% | 10.5% | ||
| Q1 25 | 247.3% | -3.8% | ||
| Q4 24 | -964.7% | 18.6% | ||
| Q3 24 | -95.6% | 14.3% | ||
| Q2 24 | -269.2% | 5.7% | ||
| Q1 24 | -294.1% | -22.1% |
| Q4 25 | 2.2% | 2.7% | ||
| Q3 25 | 0.3% | 1.1% | ||
| Q2 25 | 0.3% | 2.4% | ||
| Q1 25 | 0.1% | 6.6% | ||
| Q4 24 | 0.4% | 3.0% | ||
| Q3 24 | 0.0% | 6.1% | ||
| Q2 24 | 0.1% | 9.8% | ||
| Q1 24 | 0.3% | 10.9% |
| Q4 25 | -15.46× | 13.96× | ||
| Q3 25 | -3.84× | — | ||
| Q2 25 | -0.96× | — | ||
| Q1 25 | 13.97× | — | ||
| Q4 24 | -43.39× | 29.43× | ||
| Q3 24 | -5.68× | — | ||
| Q2 24 | -11.12× | — | ||
| Q1 24 | -22.84× | -0.88× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PFSI
暂无分部数据
RIG
| Ultra Deepwater Floaters | $433.0M | 42% |
| BR | $236.0M | 23% |
| Other Geographical | $211.0M | 20% |
| Harsh Environment Floaters | $163.0M | 16% |
