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PennyMac Financial Services, Inc.（PFSI）与Rackspace Technology, Inc.（RXT）财务数据对比。点击上方公司名可切换其他公司
Rackspace Technology, Inc.的季度营收约是PennyMac Financial Services, Inc.的1.3倍（$682.8M vs $538.0M），PennyMac Financial Services, Inc.净利率更高（1752.5% vs -4.8%，领先1757.3%），PennyMac Financial Services, Inc.同比增速更快（14.4% vs -0.4%），Rackspace Technology, Inc.自由现金流更多（$56.0M vs $-1.7B），过去两年PennyMac Financial Services, Inc.的营收复合增速更高（32.7% vs -0.6%）
PennyMac Financial Services是总部位于美国加利福尼亚州西湖村的住宅抵押贷款企业，核心业务涵盖美国抵押贷款的发放、贷后服务，以及抵押贷款市场相关投资管理。公司下设两家子公司，其中PNMAC资本管理有限公司负责运营旗下的抵押贷款不动产投资信托（REIT）PennyMac Mortgage Investment Trust。
Rackspace Technology, Inc.是总部位于美国得克萨斯州圣安东尼奥的云计算企业，在弗吉尼亚州雷斯顿以及澳大利亚、加拿大、英国、印度、迪拜、瑞士、荷兰、德国、新加坡、墨西哥、中国香港等多个国家和地区设有办事处，数据中心分布于全球多个主要城市，为客户提供专业的云计算相关服务。
PFSI vs RXT — 直观对比
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $538.0M | $682.8M |
| 净利润 | $106.8M | $-32.7M |
| 毛利率 | — | 17.6% |
| 营业利润率 | 25.0% | -0.5% |
| 净利率 | 1752.5% | -4.8% |
| 营收同比 | 14.4% | -0.4% |
| 净利润同比 | 2.2% | 41.6% |
| 每股收益（稀释后） | $1.97 | $-0.13 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $538.0M | $682.8M | ||
| Q3 25 | $632.9M | $671.2M | ||
| Q2 25 | $444.7M | $666.3M | ||
| Q1 25 | $430.9M | $665.4M | ||
| Q4 24 | $470.1M | $685.6M | ||
| Q3 24 | $411.8M | $675.8M | ||
| Q2 24 | $406.1M | $684.9M | ||
| Q1 24 | $305.7M | $690.8M |
| Q4 25 | $106.8M | $-32.7M | ||
| Q3 25 | $181.5M | $-67.1M | ||
| Q2 25 | $136.5M | $-54.5M | ||
| Q1 25 | $76.3M | $-71.5M | ||
| Q4 24 | $104.5M | $-56.0M | ||
| Q3 24 | $69.4M | $-186.6M | ||
| Q2 24 | $98.3M | $25.0M | ||
| Q1 24 | $39.3M | $-640.6M |
| Q4 25 | — | 17.6% | ||
| Q3 25 | — | 19.4% | ||
| Q2 25 | — | 19.4% | ||
| Q1 25 | — | 19.1% | ||
| Q4 24 | — | 19.2% | ||
| Q3 24 | — | 20.3% | ||
| Q2 24 | — | 19.2% | ||
| Q1 24 | — | 19.2% |
| Q4 25 | 25.0% | -0.5% | ||
| Q3 25 | 37.3% | -5.1% | ||
| Q2 25 | 17.2% | -3.8% | ||
| Q1 25 | 24.2% | -5.8% | ||
| Q4 24 | 27.5% | -4.2% | ||
| Q3 24 | 22.8% | -25.7% | ||
| Q2 24 | 33.0% | -7.9% | ||
| Q1 24 | 14.4% | -94.5% |
| Q4 25 | 1752.5% | -4.8% | ||
| Q3 25 | 28.7% | -10.0% | ||
| Q2 25 | 30.7% | -8.2% | ||
| Q1 25 | 17.7% | -10.7% | ||
| Q4 24 | 2559.8% | -8.2% | ||
| Q3 24 | 16.8% | -27.6% | ||
| Q2 24 | 24.2% | 3.7% | ||
| Q1 24 | 12.9% | -92.7% |
| Q4 25 | $1.97 | $-0.13 | ||
| Q3 25 | $3.37 | $-0.28 | ||
| Q2 25 | $2.54 | $-0.23 | ||
| Q1 25 | $1.42 | $-0.31 | ||
| Q4 24 | $1.95 | $-0.20 | ||
| Q3 24 | $1.30 | $-0.82 | ||
| Q2 24 | $1.85 | $0.11 | ||
| Q1 24 | $0.74 | $-2.91 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $410.0M | $105.8M |
| 总债务越低越好 | $6.2B | $2.7B |
| 股东权益账面价值 | $4.3B | $-1.2B |
| 总资产 | $29.4B | $2.8B |
| 负债/权益比越低杠杆越低 | 1.45× | — |
8季度趋势，按日历期对齐
| Q4 25 | $410.0M | $105.8M | ||
| Q3 25 | $62.2M | $99.5M | ||
| Q2 25 | $462.3M | $103.9M | ||
| Q1 25 | $443.4M | $128.0M | ||
| Q4 24 | $420.6M | $144.0M | ||
| Q3 24 | $667.9M | $157.1M | ||
| Q2 24 | $188.8M | $190.2M | ||
| Q1 24 | $69.0K | $282.6M |
| Q4 25 | $6.2B | $2.7B | ||
| Q3 25 | $6.2B | $2.8B | ||
| Q2 25 | $5.6B | $2.8B | ||
| Q1 25 | $5.8B | $2.8B | ||
| Q4 24 | $5.3B | $2.8B | ||
| Q3 24 | $4.9B | $2.8B | ||
| Q2 24 | $4.9B | $2.9B | ||
| Q1 24 | $4.5B | $3.0B |
| Q4 25 | $4.3B | $-1.2B | ||
| Q3 25 | $4.2B | $-1.2B | ||
| Q2 25 | $4.0B | $-1.1B | ||
| Q1 25 | $3.9B | $-1.1B | ||
| Q4 24 | $3.8B | $-1.0B | ||
| Q3 24 | $3.7B | $-949.7M | ||
| Q2 24 | $3.7B | $-756.2M | ||
| Q1 24 | $3.6B | $-787.2M |
| Q4 25 | $29.4B | $2.8B | ||
| Q3 25 | $25.4B | $2.8B | ||
| Q2 25 | $24.2B | $2.9B | ||
| Q1 25 | $23.9B | $3.0B | ||
| Q4 24 | $26.1B | $3.1B | ||
| Q3 24 | $22.9B | $3.1B | ||
| Q2 24 | $21.6B | $3.4B | ||
| Q1 24 | $19.8B | $3.5B |
| Q4 25 | 1.45× | — | ||
| Q3 25 | 1.48× | — | ||
| Q2 25 | 1.38× | — | ||
| Q1 25 | 1.48× | — | ||
| Q4 24 | 1.37× | — | ||
| Q3 24 | 1.32× | — | ||
| Q2 24 | 1.35× | — | ||
| Q1 24 | 1.27× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-1.7B | $59.7M |
| 自由现金流经营现金流 - 资本支出 | $-1.7B | $56.0M |
| 自由现金流率自由现金流/营收 | -309.3% | 8.2% |
| 资本支出强度资本支出/营收 | 2.2% | 0.5% |
| 现金转化率经营现金流/净利润 | -15.46× | — |
| 过去12个月自由现金流最近4个季度 | $-1.4B | $90.6M |
8季度趋势，按日历期对齐
| Q4 25 | $-1.7B | $59.7M | ||
| Q3 25 | $-697.4M | $70.7M | ||
| Q2 25 | $-131.3M | $8.4M | ||
| Q1 25 | $1.1B | $12.6M | ||
| Q4 24 | $-4.5B | $54.3M | ||
| Q3 24 | $-393.7M | $51.8M | ||
| Q2 24 | $-1.1B | $24.1M | ||
| Q1 24 | $-897.9M | $-90.3M |
| Q4 25 | $-1.7B | $56.0M | ||
| Q3 25 | $-699.4M | $42.7M | ||
| Q2 25 | $-132.6M | $-12.4M | ||
| Q1 25 | $1.1B | $4.3M | ||
| Q4 24 | $-4.5B | $34.4M | ||
| Q3 24 | $-393.9M | $27.3M | ||
| Q2 24 | $-1.1B | $-14.5M | ||
| Q1 24 | $-898.9M | $-118.4M |
| Q4 25 | -309.3% | 8.2% | ||
| Q3 25 | -110.5% | 6.4% | ||
| Q2 25 | -29.8% | -1.9% | ||
| Q1 25 | 247.3% | 0.6% | ||
| Q4 24 | -964.7% | 5.0% | ||
| Q3 24 | -95.6% | 4.0% | ||
| Q2 24 | -269.2% | -2.1% | ||
| Q1 24 | -294.1% | -17.1% |
| Q4 25 | 2.2% | 0.5% | ||
| Q3 25 | 0.3% | 4.2% | ||
| Q2 25 | 0.3% | 3.1% | ||
| Q1 25 | 0.1% | 1.2% | ||
| Q4 24 | 0.4% | 2.9% | ||
| Q3 24 | 0.0% | 3.6% | ||
| Q2 24 | 0.1% | 5.6% | ||
| Q1 24 | 0.3% | 4.1% |
| Q4 25 | -15.46× | — | ||
| Q3 25 | -3.84× | — | ||
| Q2 25 | -0.96× | — | ||
| Q1 25 | 13.97× | — | ||
| Q4 24 | -43.39× | — | ||
| Q3 24 | -5.68× | — | ||
| Q2 24 | -11.12× | 0.96× | ||
| Q1 24 | -22.84× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PFSI
暂无分部数据
RXT
| Public Cloud Services Segment | $442.2M | 65% |
| Private Cloud Service Segment | $240.6M | 35% |
