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Progressive Corporation（PGR）与联合果品公司（UFCS）财务数据对比。点击上方公司名可切换其他公司
Progressive Corporation的季度营收约是联合果品公司的62.2倍（$22.7B vs $365.8M）。Progressive Corporation同比增速更快（12.2% vs 9.8%）。过去两年Progressive Corporation的营收复合增速更高（14.9% vs 11.2%）
美国Progressive Corporation是1937年由杰克·格林与约瑟夫·M·刘易斯联合创立的保险公司，总部位于俄亥俄州梅菲尔德，是美国第二大汽车保险服务商，仅次于州立农业保险。其业务覆盖乘用车、摩托车、房车、船只、商用车等险种，同时通过合作机构提供家财险、寿险、宠物险等多元保险产品。
联合果品公司是一家美国跨国企业，主营在拉丁美洲种植园种植的热带水果贸易，产品销往美国与欧洲。公司1899年由波士顿果品公司与迈纳·C·基思的香蕉贸易企业合并成立，在20世纪上半叶发展蓬勃，掌控了中美洲、哥伦比亚加勒比海岸及西印度群岛的大片领地与运输网络。
PGR vs UFCS — 直观对比
营收规模更大
PGR
是对方的62.2倍
$365.8M
营收增速更快
PGR
高出2.4%
9.8%
两年增速更快
PGR
近两年复合增速
11.2%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $22.7B | $365.8M |
| 净利润 | $3.0B | — |
| 毛利率 | — | — |
| 营业利润率 | 16.2% | 13.2% |
| 净利率 | 13.0% | — |
| 营收同比 | 12.2% | 9.8% |
| 净利润同比 | 25.3% | — |
| 每股收益（稀释后） | $5.01 | $1.45 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PGRUFCS
| Q4 25 | $22.7B | $365.8M | ||
| Q3 25 | $22.5B | $354.0M | ||
| Q2 25 | $22.0B | $335.5M | ||
| Q1 25 | $20.4B | $331.1M | ||
| Q4 24 | $20.3B | $333.2M | ||
| Q3 24 | $19.7B | $323.0M | ||
| Q2 24 | $18.1B | $301.2M | ||
| Q1 24 | $17.2B | $296.0M |
净利润PGRUFCS
| Q4 25 | $3.0B | — | ||
| Q3 25 | $2.6B | $39.2M | ||
| Q2 25 | $3.2B | $22.9M | ||
| Q1 25 | $2.6B | $17.7M | ||
| Q4 24 | $2.4B | — | ||
| Q3 24 | $2.3B | $19.7M | ||
| Q2 24 | $1.5B | $-2.7M | ||
| Q1 24 | $2.3B | $13.5M |
营业利润率PGRUFCS
| Q4 25 | 16.2% | 13.2% | ||
| Q3 25 | 14.8% | 13.7% | ||
| Q2 25 | 18.1% | 8.7% | ||
| Q1 25 | 15.9% | 6.6% | ||
| Q4 24 | 14.6% | 11.9% | ||
| Q3 24 | 14.9% | 7.7% | ||
| Q2 24 | 10.3% | -1.3% | ||
| Q1 24 | 17.1% | 5.5% |
净利率PGRUFCS
| Q4 25 | 13.0% | — | ||
| Q3 25 | 11.6% | 11.1% | ||
| Q2 25 | 14.4% | 6.8% | ||
| Q1 25 | 12.6% | 5.3% | ||
| Q4 24 | 11.6% | — | ||
| Q3 24 | 11.8% | 6.1% | ||
| Q2 24 | 8.0% | -0.9% | ||
| Q1 24 | 13.5% | 4.6% |
每股收益（稀释后）PGRUFCS
| Q4 25 | $5.01 | $1.45 | ||
| Q3 25 | $4.45 | $1.49 | ||
| Q2 25 | $5.40 | $0.87 | ||
| Q1 25 | $4.37 | $0.67 | ||
| Q4 24 | $4.01 | $1.22 | ||
| Q3 24 | $3.97 | $0.76 | ||
| Q2 24 | $2.48 | $-0.11 | ||
| Q1 24 | $3.94 | $0.52 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $10.0B | $156.3M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $30.3B | $941.2M |
| 总资产 | $123.0B | $3.8B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资PGRUFCS
| Q4 25 | $10.0B | $156.3M | ||
| Q3 25 | $1.5B | $233.7M | ||
| Q2 25 | $2.1B | $202.1M | ||
| Q1 25 | $2.6B | $183.7M | ||
| Q4 24 | $615.0M | $200.9M | ||
| Q3 24 | $757.0M | $197.4M | ||
| Q2 24 | $733.0M | $153.4M | ||
| Q1 24 | $1.3B | $217.8M |
股东权益PGRUFCS
| Q4 25 | $30.3B | $941.2M | ||
| Q3 25 | $35.4B | $898.7M | ||
| Q2 25 | $32.6B | $845.7M | ||
| Q1 25 | $29.0B | $817.7M | ||
| Q4 24 | $25.6B | $781.5M | ||
| Q3 24 | $27.2B | $785.8M | ||
| Q2 24 | $23.3B | $726.6M | ||
| Q1 24 | $21.8B | $736.8M |
总资产PGRUFCS
| Q4 25 | $123.0B | $3.8B | ||
| Q3 25 | $121.5B | $3.8B | ||
| Q2 25 | $115.5B | $3.7B | ||
| Q1 25 | $111.4B | $3.5B | ||
| Q4 24 | $105.7B | $3.5B | ||
| Q3 24 | $105.2B | $3.5B | ||
| Q2 24 | $97.9B | $3.4B | ||
| Q1 24 | $94.1B | $3.2B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $3.2B | $119.8M |
| 自由现金流经营现金流 - 资本支出 | $3.0B | — |
| 自由现金流率自由现金流/营收 | 13.4% | — |
| 资本支出强度资本支出/营收 | 0.5% | — |
| 现金转化率经营现金流/净利润 | 1.07× | — |
| 过去12个月自由现金流最近4个季度 | $17.2B | — |
8季度趋势，按日历期对齐
经营现金流PGRUFCS
| Q4 25 | $3.2B | $119.8M | ||
| Q3 25 | $5.2B | $60.8M | ||
| Q2 25 | $4.0B | $53.4M | ||
| Q1 25 | $5.1B | $35.7M | ||
| Q4 24 | $3.0B | $156.3M | ||
| Q3 24 | $4.6B | $56.5M | ||
| Q2 24 | $3.3B | $91.3M | ||
| Q1 24 | $4.2B | $36.2M |
自由现金流PGRUFCS
| Q4 25 | $3.0B | — | ||
| Q3 25 | $5.1B | — | ||
| Q2 25 | $3.9B | — | ||
| Q1 25 | $5.1B | — | ||
| Q4 24 | $2.9B | — | ||
| Q3 24 | $4.6B | — | ||
| Q2 24 | $3.2B | — | ||
| Q1 24 | $4.2B | — |
自由现金流率PGRUFCS
| Q4 25 | 13.4% | — | ||
| Q3 25 | 22.8% | — | ||
| Q2 25 | 17.9% | — | ||
| Q1 25 | 24.9% | — | ||
| Q4 24 | 14.3% | — | ||
| Q3 24 | 23.1% | — | ||
| Q2 24 | 17.6% | — | ||
| Q1 24 | 24.3% | — |
资本支出强度PGRUFCS
| Q4 25 | 0.5% | — | ||
| Q3 25 | 0.3% | — | ||
| Q2 25 | 0.5% | — | ||
| Q1 25 | 0.3% | — | ||
| Q4 24 | 0.5% | — | ||
| Q3 24 | 0.3% | — | ||
| Q2 24 | 0.4% | — | ||
| Q1 24 | 0.3% | — |
现金转化率PGRUFCS
| Q4 25 | 1.07× | — | ||
| Q3 25 | 1.99× | 1.55× | ||
| Q2 25 | 1.27× | 2.33× | ||
| Q1 25 | 2.00× | 2.02× | ||
| Q4 24 | 1.28× | — | ||
| Q3 24 | 1.97× | 2.86× | ||
| Q2 24 | 2.24× | — | ||
| Q1 24 | 1.82× | 2.68× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PGR
| Other | $11.9B | 52% |
| Commercial Lines Segment | $10.9B | 48% |
| Other Indemnity | $2.0M | 0% |
UFCS
暂无分部数据
