vs
PulteGroup（PHM）与Raymond James Financial（RJF）财务数据对比。点击上方公司名可切换其他公司
Raymond James Financial的季度营收约是PulteGroup的1.2倍（$4.2B vs $3.4B），Raymond James Financial净利率更高（13.5% vs 10.2%，领先3.3%），Raymond James Financial同比增速更快（3.5% vs -12.4%），过去两年Raymond James Financial的营收复合增速更高（7.1% vs -13.9%）
PulteGroup Inc.是总部位于美国佐治亚州亚特兰大的住宅建造企业，2023年按房屋交付量统计为美国第三大住宅建造商，自成立以来累计已建成超过77.5万套住宅，是美国住宅开发领域的领先企业之一。
雷蒙德詹姆斯金融是美国跨国独立投资银行及金融服务机构，通过旗下子公司为个人、企业及市政主体提供多元金融服务，核心业务覆盖投资与财务规划、投资银行、资产管理等领域，总部位于美国佛罗里达州圣彼得堡。
PHM vs RJF — 直观对比
营收规模更大
RJF
是对方的1.2倍
$3.4B
营收增速更快
RJF
高出15.9%
-12.4%
净利率更高
RJF
高出3.3%
10.2%
两年增速更快
RJF
近两年复合增速
-13.9%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $3.4B | $4.2B |
| 净利润 | $347.0M | $563.0M |
| 毛利率 | — | — |
| 营业利润率 | — | — |
| 净利率 | 10.2% | 13.5% |
| 营收同比 | -12.4% | 3.5% |
| 净利润同比 | -33.6% | -6.2% |
| 每股收益（稀释后） | — | $2.79 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PHMRJF
| Q1 26 | $3.4B | — | ||
| Q4 25 | $4.6B | $4.2B | ||
| Q3 25 | $4.4B | $4.2B | ||
| Q2 25 | $4.4B | $3.8B | ||
| Q1 25 | $3.9B | $3.8B | ||
| Q4 24 | $4.9B | $4.0B | ||
| Q3 24 | $4.5B | $4.0B | ||
| Q2 24 | $4.6B | $3.8B |
净利润PHMRJF
| Q1 26 | $347.0M | — | ||
| Q4 25 | $501.6M | $563.0M | ||
| Q3 25 | $585.8M | $604.0M | ||
| Q2 25 | $608.5M | $436.0M | ||
| Q1 25 | $522.8M | $495.0M | ||
| Q4 24 | $913.2M | $600.0M | ||
| Q3 24 | $697.9M | $602.0M | ||
| Q2 24 | $809.1M | $492.0M |
毛利率PHMRJF
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 27.8% | — | ||
| Q2 25 | 28.6% | — | ||
| Q1 25 | 28.8% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 30.4% | — | ||
| Q2 24 | 31.4% | — |
营业利润率PHMRJF
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 14.7% | ||
| Q1 25 | — | 17.5% | ||
| Q4 24 | — | 18.6% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 17.1% |
净利率PHMRJF
| Q1 26 | 10.2% | — | ||
| Q4 25 | 10.9% | 13.5% | ||
| Q3 25 | 13.3% | 14.4% | ||
| Q2 25 | 13.8% | 11.3% | ||
| Q1 25 | 13.4% | 12.9% | ||
| Q4 24 | 18.6% | 14.9% | ||
| Q3 24 | 15.6% | 15.0% | ||
| Q2 24 | 17.6% | 13.1% |
每股收益（稀释后）PHMRJF
| Q1 26 | — | — | ||
| Q4 25 | $2.56 | $2.79 | ||
| Q3 25 | $2.96 | $2.96 | ||
| Q2 25 | $3.03 | $2.12 | ||
| Q1 25 | $2.57 | $2.36 | ||
| Q4 24 | $4.41 | $2.86 | ||
| Q3 24 | $3.35 | $2.85 | ||
| Q2 24 | $3.83 | $2.31 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.8B | $9.9B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $13.0B | $12.6B |
| 总资产 | $5.2B | $88.8B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资PHMRJF
| Q1 26 | $1.8B | — | ||
| Q4 25 | $2.0B | $9.9B | ||
| Q3 25 | $1.5B | $11.4B | ||
| Q2 25 | $1.2B | $9.2B | ||
| Q1 25 | $1.2B | $9.7B | ||
| Q4 24 | $1.6B | $10.0B | ||
| Q3 24 | $1.4B | $11.0B | ||
| Q2 24 | $1.4B | $9.1B |
总债务PHMRJF
| Q1 26 | — | — | ||
| Q4 25 | $43.9M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $31.1M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益PHMRJF
| Q1 26 | $13.0B | — | ||
| Q4 25 | $13.0B | $12.6B | ||
| Q3 25 | $12.8B | $12.5B | ||
| Q2 25 | $12.6B | $12.3B | ||
| Q1 25 | $12.3B | $12.2B | ||
| Q4 24 | $12.1B | $11.9B | ||
| Q3 24 | $11.6B | $11.7B | ||
| Q2 24 | $11.2B | $11.2B |
总资产PHMRJF
| Q1 26 | $5.2B | — | ||
| Q4 25 | $18.0B | $88.8B | ||
| Q3 25 | $17.9B | $88.2B | ||
| Q2 25 | $17.6B | $84.8B | ||
| Q1 25 | $17.3B | $83.1B | ||
| Q4 24 | $17.4B | $82.3B | ||
| Q3 24 | $17.0B | $83.0B | ||
| Q2 24 | $16.5B | $80.6B |
负债/权益比PHMRJF
| Q1 26 | — | — | ||
| Q4 25 | 0.00× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.00× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $159.8M | $-10.0M |
| 自由现金流经营现金流 - 资本支出 | — | $-56.0M |
| 自由现金流率自由现金流/营收 | — | -1.3% |
| 资本支出强度资本支出/营收 | 0.7% | 1.1% |
| 现金转化率经营现金流/净利润 | 0.46× | -0.02× |
| 过去12个月自由现金流最近4个季度 | — | $1.4B |
8季度趋势，按日历期对齐
经营现金流PHMRJF
| Q1 26 | $159.8M | — | ||
| Q4 25 | $771.1M | $-10.0M | ||
| Q3 25 | $678.4M | $796.0M | ||
| Q2 25 | $287.5M | $691.0M | ||
| Q1 25 | $134.2M | $117.0M | ||
| Q4 24 | $567.6M | $830.0M | ||
| Q3 24 | $455.9M | $510.0M | ||
| Q2 24 | $417.5M | $711.0M |
自由现金流PHMRJF
| Q1 26 | — | — | ||
| Q4 25 | $739.8M | $-56.0M | ||
| Q3 25 | $651.1M | $752.0M | ||
| Q2 25 | $253.0M | $634.0M | ||
| Q1 25 | $104.6M | $71.0M | ||
| Q4 24 | $543.1M | $789.0M | ||
| Q3 24 | $417.2M | $460.0M | ||
| Q2 24 | $386.2M | $655.0M |
自由现金流率PHMRJF
| Q1 26 | — | — | ||
| Q4 25 | 16.0% | -1.3% | ||
| Q3 25 | 14.8% | 17.9% | ||
| Q2 25 | 5.7% | 16.5% | ||
| Q1 25 | 2.7% | 1.8% | ||
| Q4 24 | 11.0% | 19.6% | ||
| Q3 24 | 9.3% | 11.5% | ||
| Q2 24 | 8.4% | 17.4% |
资本支出强度PHMRJF
| Q1 26 | 0.7% | — | ||
| Q4 25 | 0.7% | 1.1% | ||
| Q3 25 | 0.6% | 1.1% | ||
| Q2 25 | 0.8% | 1.5% | ||
| Q1 25 | 0.8% | 1.2% | ||
| Q4 24 | 0.5% | 1.0% | ||
| Q3 24 | 0.9% | 1.2% | ||
| Q2 24 | 0.7% | 1.5% |
现金转化率PHMRJF
| Q1 26 | 0.46× | — | ||
| Q4 25 | 1.54× | -0.02× | ||
| Q3 25 | 1.16× | 1.32× | ||
| Q2 25 | 0.47× | 1.58× | ||
| Q1 25 | 0.26× | 0.24× | ||
| Q4 24 | 0.62× | 1.38× | ||
| Q3 24 | 0.65× | 0.85× | ||
| Q2 24 | 0.52× | 1.45× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PHM
| Home sale revenues | $3.3B | 97% |
| Financial Services | $71.7M | 2% |
| Land sale and other revenues | $29.3M | 1% |
RJF
暂无分部数据
