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PINTEREST, INC.（PINS）与RENAISSANCERE HOLDINGS LTD（RNR）财务数据对比。点击上方公司名可切换其他公司
RENAISSANCERE HOLDINGS LTD的季度营收约是PINTEREST, INC.的1.7倍（$2.2B vs $1.3B），RENAISSANCERE HOLDINGS LTD净利率更高（23.5% vs 21.0%，领先2.5%），PINTEREST, INC.同比增速更快（14.3% vs -36.8%），过去两年PINTEREST, INC.的营收复合增速更高（33.5% vs -11.9%）
Pinterest是美国社交媒体服务商，主打数字图板形式的信息发布与发现功能，用户可通过图片分享获取食谱、家居、穿搭、创意灵感等多元内容。公司由本·西尔伯曼、保罗·夏拉、埃文·夏普联合创立，总部位于旧金山。
RenaissanceRe Holdings Ltd是总部位于百慕大的保险及相关商业服务提供商，核心业务覆盖再保险、常规保险两大板块，同时运营风险相关创新投资业务，为全球客户提供专业的风险对冲与保险解决方案。
PINS vs RNR — 直观对比
营收规模更大
RNR
是对方的1.7倍
$1.3B
营收增速更快
PINS
高出51.1%
-36.8%
净利率更高
RNR
高出2.5%
21.0%
两年增速更快
PINS
近两年复合增速
-11.9%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.3B | $2.2B |
| 净利润 | $277.1M | $515.8M |
| 毛利率 | 82.8% | — |
| 营业利润率 | 22.8% | — |
| 净利率 | 21.0% | 23.5% |
| 营收同比 | 14.3% | -36.8% |
| 净利润同比 | -85.0% | 72.6% |
| 每股收益（稀释后） | $0.41 | $6.57 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PINSRNR
| Q1 26 | — | $2.2B | ||
| Q4 25 | $1.3B | $3.0B | ||
| Q3 25 | $1.0B | $3.2B | ||
| Q2 25 | $998.2M | $3.2B | ||
| Q1 25 | $855.0M | $3.5B | ||
| Q4 24 | $1.2B | $2.3B | ||
| Q3 24 | $898.4M | $4.0B | ||
| Q2 24 | $853.7M | $2.8B |
净利润PINSRNR
| Q1 26 | — | $515.8M | ||
| Q4 25 | $277.1M | $760.5M | ||
| Q3 25 | $92.1M | $916.5M | ||
| Q2 25 | $38.8M | $835.4M | ||
| Q1 25 | $8.9M | $170.0M | ||
| Q4 24 | $1.8B | $-189.7M | ||
| Q3 24 | $30.6M | $1.2B | ||
| Q2 24 | $8.9M | $503.9M |
毛利率PINSRNR
| Q1 26 | — | — | ||
| Q4 25 | 82.8% | — | ||
| Q3 25 | 79.8% | — | ||
| Q2 25 | 79.7% | — | ||
| Q1 25 | 76.7% | — | ||
| Q4 24 | 82.9% | — | ||
| Q3 24 | 79.1% | — | ||
| Q2 24 | 78.3% | — |
营业利润率PINSRNR
| Q1 26 | — | — | ||
| Q4 25 | 22.8% | 42.5% | ||
| Q3 25 | 5.6% | 46.3% | ||
| Q2 25 | -0.4% | 41.8% | ||
| Q1 25 | -4.1% | -2.0% | ||
| Q4 24 | 22.7% | -3.6% | ||
| Q3 24 | -0.7% | 43.7% | ||
| Q2 24 | -2.5% | 25.0% |
净利率PINSRNR
| Q1 26 | — | 23.5% | ||
| Q4 25 | 21.0% | 25.6% | ||
| Q3 25 | 8.8% | 28.7% | ||
| Q2 25 | 3.9% | 26.1% | ||
| Q1 25 | 1.0% | 4.9% | ||
| Q4 24 | 160.1% | -8.3% | ||
| Q3 24 | 3.4% | 29.8% | ||
| Q2 24 | 1.0% | 17.8% |
每股收益（稀释后）PINSRNR
| Q1 26 | — | $6.57 | ||
| Q4 25 | $0.41 | $16.16 | ||
| Q3 25 | $0.13 | $19.40 | ||
| Q2 25 | $0.06 | $17.20 | ||
| Q1 25 | $0.01 | $3.27 | ||
| Q4 24 | $2.66 | $-3.76 | ||
| Q3 24 | $0.04 | $22.62 | ||
| Q2 24 | $0.01 | $9.41 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $969.3M | $1.6B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $4.7B | $4.3B |
| 总资产 | $5.5B | $53.7B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资PINSRNR
| Q1 26 | — | $1.6B | ||
| Q4 25 | $969.3M | $1.7B | ||
| Q3 25 | $1.1B | $1.7B | ||
| Q2 25 | $1.2B | $1.4B | ||
| Q1 25 | $1.3B | $1.6B | ||
| Q4 24 | $1.1B | $1.7B | ||
| Q3 24 | $1.0B | $1.6B | ||
| Q2 24 | $1.4B | $1.6B |
总债务PINSRNR
| Q1 26 | — | — | ||
| Q4 25 | — | $2.3B | ||
| Q3 25 | — | $2.2B | ||
| Q2 25 | — | $2.3B | ||
| Q1 25 | — | $2.8B | ||
| Q4 24 | — | $1.9B | ||
| Q3 24 | — | $1.9B | ||
| Q2 24 | — | $2.0B |
股东权益PINSRNR
| Q1 26 | — | $4.3B | ||
| Q4 25 | $4.7B | $11.6B | ||
| Q3 25 | $4.8B | $11.5B | ||
| Q2 25 | $4.8B | $10.8B | ||
| Q1 25 | $4.7B | $10.3B | ||
| Q4 24 | $4.8B | $10.6B | ||
| Q3 24 | $2.9B | $11.2B | ||
| Q2 24 | $3.2B | $10.2B |
总资产PINSRNR
| Q1 26 | — | $53.7B | ||
| Q4 25 | $5.5B | $53.8B | ||
| Q3 25 | $5.5B | $54.5B | ||
| Q2 25 | $5.4B | $54.7B | ||
| Q1 25 | $5.3B | $53.6B | ||
| Q4 24 | $5.3B | $50.7B | ||
| Q3 24 | $3.5B | $52.8B | ||
| Q2 24 | $3.7B | $51.6B |
负债/权益比PINSRNR
| Q1 26 | — | — | ||
| Q4 25 | — | 0.20× | ||
| Q3 25 | — | 0.19× | ||
| Q2 25 | — | 0.21× | ||
| Q1 25 | — | 0.27× | ||
| Q4 24 | — | 0.18× | ||
| Q3 24 | — | 0.17× | ||
| Q2 24 | — | 0.19× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $391.2M | — |
| 自由现金流经营现金流 - 资本支出 | $380.4M | — |
| 自由现金流率自由现金流/营收 | 28.8% | — |
| 资本支出强度资本支出/营收 | 0.8% | — |
| 现金转化率经营现金流/净利润 | 1.41× | — |
| 过去12个月自由现金流最近4个季度 | $1.3B | — |
8季度趋势，按日历期对齐
经营现金流PINSRNR
| Q1 26 | — | — | ||
| Q4 25 | $391.2M | $483.0M | ||
| Q3 25 | $321.7M | $1.6B | ||
| Q2 25 | $207.7M | $1.5B | ||
| Q1 25 | $363.7M | $157.8M | ||
| Q4 24 | $254.0M | $778.9M | ||
| Q3 24 | $248.0M | $1.5B | ||
| Q2 24 | $106.4M | $1.2B |
自由现金流PINSRNR
| Q1 26 | — | — | ||
| Q4 25 | $380.4M | — | ||
| Q3 25 | $318.4M | — | ||
| Q2 25 | $196.7M | — | ||
| Q1 25 | $356.4M | — | ||
| Q4 24 | $250.2M | — | ||
| Q3 24 | $244.1M | — | ||
| Q2 24 | $101.6M | — |
自由现金流率PINSRNR
| Q1 26 | — | — | ||
| Q4 25 | 28.8% | — | ||
| Q3 25 | 30.3% | — | ||
| Q2 25 | 19.7% | — | ||
| Q1 25 | 41.7% | — | ||
| Q4 24 | 21.7% | — | ||
| Q3 24 | 27.2% | — | ||
| Q2 24 | 11.9% | — |
资本支出强度PINSRNR
| Q1 26 | — | — | ||
| Q4 25 | 0.8% | — | ||
| Q3 25 | 0.3% | — | ||
| Q2 25 | 1.1% | — | ||
| Q1 25 | 0.9% | — | ||
| Q4 24 | 0.3% | — | ||
| Q3 24 | 0.4% | — | ||
| Q2 24 | 0.6% | — |
现金转化率PINSRNR
| Q1 26 | — | — | ||
| Q4 25 | 1.41× | 0.64× | ||
| Q3 25 | 3.49× | 1.73× | ||
| Q2 25 | 5.36× | 1.76× | ||
| Q1 25 | 40.77× | 0.93× | ||
| Q4 24 | 0.14× | — | ||
| Q3 24 | 8.12× | 1.26× | ||
| Q2 24 | 11.98× | 2.41× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PINS
| United States And Canada | $944.3M | 72% |
| Other | $375.0M | 28% |
RNR
暂无分部数据
