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Planet Labs PBC（PL）与Stellar Bancorp, Inc.（STEL）财务数据对比。点击上方公司名可切换其他公司
Stellar Bancorp, Inc.的季度营收约是Planet Labs PBC的1.3倍（$108.9M vs $81.3M），Stellar Bancorp, Inc.净利率更高（24.0% vs -72.8%，领先96.9%），Planet Labs PBC同比增速更快（32.6% vs 0.8%），Stellar Bancorp, Inc.自由现金流更多（$92.6M vs $1.9M），过去两年Planet Labs PBC的营收复合增速更高（17.5% vs 0.2%）
Planet Labs PBC（常简称为Planet）是总部位于美国加利福尼亚州旧金山的上市地球影像企业，核心目标是实现全球范围的每日成像，以此监测地表变化、精准识别相关趋势，为多行业的地理数据分析需求提供可靠的数据支持。
Stellar Bancorp, Inc.是总部位于美国的金融控股公司，通过旗下全资银行子公司开展运营，提供全品类零售及商业银行服务，覆盖存款产品、个人及商业贷款、抵押贷款、财富管理解决方案，服务客群包括个人消费者、小微企业及区域企业客户。
PL vs STEL — 直观对比
营收规模更大
STEL
是对方的1.3倍
$81.3M
营收增速更快
PL
高出31.8%
0.8%
净利率更高
STEL
高出96.9%
-72.8%
自由现金流更多
STEL
多$90.7M
$1.9M
两年增速更快
PL
近两年复合增速
0.2%
损益表 — Q3 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $81.3M | $108.9M |
| 净利润 | $-59.2M | $26.1M |
| 毛利率 | 57.3% | — |
| 营业利润率 | -22.6% | 29.0% |
| 净利率 | -72.8% | 24.0% |
| 营收同比 | 32.6% | 0.8% |
| 净利润同比 | -194.7% | 3.7% |
| 每股收益（稀释后） | $-0.19 | $0.52 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PLSTEL
| Q4 25 | $81.3M | $108.9M | ||
| Q3 25 | $73.4M | $105.6M | ||
| Q2 25 | $66.3M | $104.1M | ||
| Q1 25 | $61.6M | $104.8M | ||
| Q4 24 | $61.3M | $108.0M | ||
| Q3 24 | $61.1M | $107.8M | ||
| Q2 24 | $60.4M | $106.8M | ||
| Q1 24 | $58.9M | $108.4M |
净利润PLSTEL
| Q4 25 | $-59.2M | $26.1M | ||
| Q3 25 | $-22.6M | $25.7M | ||
| Q2 25 | $-12.6M | $26.4M | ||
| Q1 25 | $-35.2M | $24.7M | ||
| Q4 24 | $-20.1M | $25.2M | ||
| Q3 24 | $-38.7M | $33.9M | ||
| Q2 24 | $-29.3M | $29.8M | ||
| Q1 24 | $-30.1M | $26.1M |
毛利率PLSTEL
| Q4 25 | 57.3% | — | ||
| Q3 25 | 57.6% | — | ||
| Q2 25 | 55.2% | — | ||
| Q1 25 | 62.1% | — | ||
| Q4 24 | 61.2% | — | ||
| Q3 24 | 52.9% | — | ||
| Q2 24 | 52.4% | — | ||
| Q1 24 | 55.2% | — |
营业利润率PLSTEL
| Q4 25 | -22.6% | 29.0% | ||
| Q3 25 | -24.5% | 30.5% | ||
| Q2 25 | -34.4% | 31.7% | ||
| Q1 25 | -31.5% | 29.6% | ||
| Q4 24 | -36.9% | 29.4% | ||
| Q3 24 | -64.8% | 39.6% | ||
| Q2 24 | -57.2% | 35.1% | ||
| Q1 24 | -57.6% | 30.4% |
净利率PLSTEL
| Q4 25 | -72.8% | 24.0% | ||
| Q3 25 | -30.8% | 24.3% | ||
| Q2 25 | -19.1% | 25.3% | ||
| Q1 25 | -57.1% | 23.6% | ||
| Q4 24 | -32.8% | 23.3% | ||
| Q3 24 | -63.3% | 31.4% | ||
| Q2 24 | -48.5% | 27.9% | ||
| Q1 24 | -51.1% | 24.1% |
每股收益（稀释后）PLSTEL
| Q4 25 | $-0.19 | $0.52 | ||
| Q3 25 | $-0.07 | $0.50 | ||
| Q2 25 | $-0.04 | $0.51 | ||
| Q1 25 | $-0.12 | $0.46 | ||
| Q4 24 | $-0.07 | $0.47 | ||
| Q3 24 | $-0.13 | $0.63 | ||
| Q2 24 | $-0.10 | $0.56 | ||
| Q1 24 | $-0.10 | $0.49 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $443.3M | $419.5M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $349.6M | $1.7B |
| 总资产 | $1.1B | $10.8B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资PLSTEL
| Q4 25 | $443.3M | $419.5M | ||
| Q3 25 | $181.1M | $728.4M | ||
| Q2 25 | $133.5M | $578.1M | ||
| Q1 25 | $118.0M | $560.6M | ||
| Q4 24 | $139.0M | $911.2M | ||
| Q3 24 | $148.3M | $516.2M | ||
| Q2 24 | $107.4M | $490.3M | ||
| Q1 24 | $83.9M | $399.7M |
股东权益PLSTEL
| Q4 25 | $349.6M | $1.7B | ||
| Q3 25 | $435.7M | $1.7B | ||
| Q2 25 | $444.8M | $1.6B | ||
| Q1 25 | $441.3M | $1.6B | ||
| Q4 24 | $464.6M | $1.6B | ||
| Q3 24 | $473.2M | $1.6B | ||
| Q2 24 | $500.3M | $1.6B | ||
| Q1 24 | $518.0M | $1.5B |
总资产PLSTEL
| Q4 25 | $1.1B | $10.8B | ||
| Q3 25 | $696.4M | $10.6B | ||
| Q2 25 | $658.4M | $10.5B | ||
| Q1 25 | $633.8M | $10.4B | ||
| Q4 24 | $630.8M | $10.9B | ||
| Q3 24 | $658.4M | $10.6B | ||
| Q2 24 | $674.6M | $10.7B | ||
| Q1 24 | $702.0M | $10.7B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $28.6M | $97.0M |
| 自由现金流经营现金流 - 资本支出 | $1.9M | $92.6M |
| 自由现金流率自由现金流/营收 | 2.3% | 85.0% |
| 资本支出强度资本支出/营收 | 32.9% | 4.0% |
| 现金转化率经营现金流/净利润 | — | 3.71× |
| 过去12个月自由现金流最近4个季度 | $40.7M | $173.2M |
8季度趋势，按日历期对齐
经营现金流PLSTEL
| Q4 25 | $28.6M | $97.0M | ||
| Q3 25 | $67.8M | $63.6M | ||
| Q2 25 | $17.3M | $25.8M | ||
| Q1 25 | $-6.3M | $-5.7M | ||
| Q4 24 | $4.1M | $132.6M | ||
| Q3 24 | $-7.9M | $59.5M | ||
| Q2 24 | $-4.3M | $38.1M | ||
| Q1 24 | $-6.8M | $31.1M |
自由现金流PLSTEL
| Q4 25 | $1.9M | $92.6M | ||
| Q3 25 | $47.5M | $62.5M | ||
| Q2 25 | $9.2M | $24.5M | ||
| Q1 25 | $-17.9M | $-6.4M | ||
| Q4 24 | $-3.6M | $128.0M | ||
| Q3 24 | $-23.0M | $57.7M | ||
| Q2 24 | $-14.2M | $37.1M | ||
| Q1 24 | $-15.7M | $30.5M |
自由现金流率PLSTEL
| Q4 25 | 2.3% | 85.0% | ||
| Q3 25 | 64.7% | 59.2% | ||
| Q2 25 | 13.9% | 23.6% | ||
| Q1 25 | -29.1% | -6.2% | ||
| Q4 24 | -5.8% | 118.5% | ||
| Q3 24 | -37.6% | 53.5% | ||
| Q2 24 | -23.6% | 34.8% | ||
| Q1 24 | -26.7% | 28.2% |
资本支出强度PLSTEL
| Q4 25 | 32.9% | 4.0% | ||
| Q3 25 | 27.6% | 1.1% | ||
| Q2 25 | 12.3% | 1.2% | ||
| Q1 25 | 18.9% | 0.7% | ||
| Q4 24 | 12.5% | 4.3% | ||
| Q3 24 | 24.8% | 1.7% | ||
| Q2 24 | 16.4% | 0.9% | ||
| Q1 24 | 15.1% | 0.5% |
现金转化率PLSTEL
| Q4 25 | — | 3.71× | ||
| Q3 25 | — | 2.48× | ||
| Q2 25 | — | 0.98× | ||
| Q1 25 | — | -0.23× | ||
| Q4 24 | — | 5.26× | ||
| Q3 24 | — | 1.76× | ||
| Q2 24 | — | 1.28× | ||
| Q1 24 | — | 1.19× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PL
| Defense And Intelligence | $49.4M | 61% |
| Civil Government | $18.8M | 23% |
| Commercial | $13.1M | 16% |
STEL
暂无分部数据
