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Palomar Holdings, Inc.（PLMR）与PLUG POWER INC（PLUG）财务数据对比。点击上方公司名可切换其他公司
Palomar Holdings, Inc.的季度营收约是PLUG POWER INC的1.1倍（$253.4M vs $225.2M），Palomar Holdings, Inc.同比增速更快（62.7% vs 17.6%），Palomar Holdings, Inc.自由现金流更多（$409.0M vs $-153.0M），过去两年Palomar Holdings, Inc.的营收复合增速更高（46.2% vs 36.8%）
Palomar Holdings, Inc.是一家专业保险控股企业，主要为存在巨灾风险敞口的住宅及商业资产提供财产保险产品，业务范围覆盖美国全境，核心业务板块包含地震、洪水、风暴等高危财产保障服务。
普拉格能源是一家美国企业，专注于氢燃料电池和电解槽系统的研发，其产品可替代电动设备及车辆所使用的传统电池。公司总部位于纽约州斯林格兰兹，在华盛顿州斯波坎、纽约州罗切斯特均设有生产运营基地。
PLMR vs PLUG — 直观对比
营收规模更大
PLMR
是对方的1.1倍
$225.2M
营收增速更快
PLMR
高出45.0%
17.6%
自由现金流更多
PLMR
多$562.0M
$-153.0M
两年增速更快
PLMR
近两年复合增速
36.8%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $253.4M | $225.2M |
| 净利润 | — | $-846.0M |
| 毛利率 | — | 2.4% |
| 营业利润率 | 28.7% | -338.9% |
| 净利率 | — | -375.6% |
| 营收同比 | 62.7% | 17.6% |
| 净利润同比 | — | 36.7% |
| 每股收益（稀释后） | $2.05 | $-0.70 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PLMRPLUG
| Q4 25 | $253.4M | $225.2M | ||
| Q3 25 | $244.7M | $177.1M | ||
| Q2 25 | $203.3M | $174.0M | ||
| Q1 25 | $174.6M | $133.7M | ||
| Q4 24 | $155.8M | $191.5M | ||
| Q3 24 | $148.5M | $173.7M | ||
| Q2 24 | $131.1M | $143.3M | ||
| Q1 24 | $118.5M | $120.3M |
净利润PLMRPLUG
| Q4 25 | — | $-846.0M | ||
| Q3 25 | $51.5M | $-361.9M | ||
| Q2 25 | $46.5M | $-227.1M | ||
| Q1 25 | $42.9M | $-196.7M | ||
| Q4 24 | — | $-1.3B | ||
| Q3 24 | $30.5M | $-211.2M | ||
| Q2 24 | $25.7M | $-262.3M | ||
| Q1 24 | $26.4M | $-295.8M |
毛利率PLMRPLUG
| Q4 25 | — | 2.4% | ||
| Q3 25 | — | -67.9% | ||
| Q2 25 | — | -30.7% | ||
| Q1 25 | — | -55.3% | ||
| Q4 24 | — | -122.5% | ||
| Q3 24 | — | -57.6% | ||
| Q2 24 | — | -91.6% | ||
| Q1 24 | — | -132.3% |
营业利润率PLMRPLUG
| Q4 25 | 28.7% | -338.9% | ||
| Q3 25 | 27.4% | -197.0% | ||
| Q2 25 | 29.5% | -101.7% | ||
| Q1 25 | 30.8% | -133.5% | ||
| Q4 24 | 28.9% | -678.7% | ||
| Q3 24 | 25.9% | -124.4% | ||
| Q2 24 | 25.5% | -170.7% | ||
| Q1 24 | 29.0% | -215.7% |
净利率PLMRPLUG
| Q4 25 | — | -375.6% | ||
| Q3 25 | 21.0% | -204.4% | ||
| Q2 25 | 22.9% | -130.5% | ||
| Q1 25 | 24.6% | -147.1% | ||
| Q4 24 | — | -697.5% | ||
| Q3 24 | 20.5% | -121.5% | ||
| Q2 24 | 19.6% | -183.0% | ||
| Q1 24 | 22.3% | -245.9% |
每股收益（稀释后）PLMRPLUG
| Q4 25 | $2.05 | $-0.70 | ||
| Q3 25 | $1.87 | $-0.31 | ||
| Q2 25 | $1.68 | $-0.20 | ||
| Q1 25 | $1.57 | $-0.21 | ||
| Q4 24 | $1.29 | $-1.61 | ||
| Q3 24 | $1.15 | $-0.25 | ||
| Q2 24 | $1.00 | $-0.36 | ||
| Q1 24 | $1.04 | $-0.46 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $106.9M | $368.5M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $942.7M | $978.1M |
| 总资产 | $3.1B | $2.6B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资PLMRPLUG
| Q4 25 | $106.9M | $368.5M | ||
| Q3 25 | $111.7M | $165.9M | ||
| Q2 25 | $81.3M | $140.7M | ||
| Q1 25 | $119.3M | $295.8M | ||
| Q4 24 | $80.4M | $205.7M | ||
| Q3 24 | $86.5M | $93.9M | ||
| Q2 24 | $47.8M | $62.4M | ||
| Q1 24 | $61.4M | $172.9M |
总债务PLMRPLUG
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $3.9M | ||
| Q2 24 | — | $3.7M | ||
| Q1 24 | — | $3.8M |
股东权益PLMRPLUG
| Q4 25 | $942.7M | $978.1M | ||
| Q3 25 | $878.1M | $1.4B | ||
| Q2 25 | $847.2M | $1.7B | ||
| Q1 25 | $790.4M | $1.9B | ||
| Q4 24 | $729.0M | $1.7B | ||
| Q3 24 | $703.3M | $3.0B | ||
| Q2 24 | $532.6M | $3.0B | ||
| Q1 24 | $501.7M | $2.9B |
总资产PLMRPLUG
| Q4 25 | $3.1B | $2.6B | ||
| Q3 25 | $2.9B | $3.1B | ||
| Q2 25 | $2.8B | $3.4B | ||
| Q1 25 | $2.4B | $3.6B | ||
| Q4 24 | $2.3B | $3.6B | ||
| Q3 24 | $2.3B | $4.7B | ||
| Q2 24 | $2.0B | $4.8B | ||
| Q1 24 | $1.9B | $4.8B |
负债/权益比PLMRPLUG
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.00× | ||
| Q2 24 | — | 0.00× | ||
| Q1 24 | — | 0.00× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $409.1M | $-148.6M |
| 自由现金流经营现金流 - 资本支出 | $409.0M | $-153.0M |
| 自由现金流率自由现金流/营收 | 161.4% | -67.9% |
| 资本支出强度资本支出/营收 | 0.1% | 1.9% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $700.6M | $-647.0M |
8季度趋势，按日历期对齐
经营现金流PLMRPLUG
| Q4 25 | $409.1M | $-148.6M | ||
| Q3 25 | $83.6M | $-89.8M | ||
| Q2 25 | $120.9M | $-191.8M | ||
| Q1 25 | $87.2M | $-105.6M | ||
| Q4 24 | $261.2M | $-131.2M | ||
| Q3 24 | $100.3M | $-174.9M | ||
| Q2 24 | $55.1M | $-254.7M | ||
| Q1 24 | $33.1M | $-167.7M |
自由现金流PLMRPLUG
| Q4 25 | $409.0M | $-153.0M | ||
| Q3 25 | $83.6M | $-117.5M | ||
| Q2 25 | $120.8M | $-230.4M | ||
| Q1 25 | $87.1M | $-146.0M | ||
| Q4 24 | $260.9M | $-165.2M | ||
| Q3 24 | $100.1M | $-234.2M | ||
| Q2 24 | — | $-356.0M | ||
| Q1 24 | — | $-260.3M |
自由现金流率PLMRPLUG
| Q4 25 | 161.4% | -67.9% | ||
| Q3 25 | 34.2% | -66.4% | ||
| Q2 25 | 59.4% | -132.5% | ||
| Q1 25 | 49.9% | -109.2% | ||
| Q4 24 | 167.5% | -86.3% | ||
| Q3 24 | 67.4% | -134.8% | ||
| Q2 24 | — | -248.4% | ||
| Q1 24 | — | -216.5% |
资本支出强度PLMRPLUG
| Q4 25 | 0.1% | 1.9% | ||
| Q3 25 | 0.0% | 15.6% | ||
| Q2 25 | 0.0% | 22.2% | ||
| Q1 25 | 0.0% | 30.3% | ||
| Q4 24 | 0.2% | 17.7% | ||
| Q3 24 | 0.1% | 34.1% | ||
| Q2 24 | 0.0% | 70.7% | ||
| Q1 24 | 0.0% | 77.0% |
现金转化率PLMRPLUG
| Q4 25 | — | — | ||
| Q3 25 | 1.63× | — | ||
| Q2 25 | 2.60× | — | ||
| Q1 25 | 2.03× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 3.29× | — | ||
| Q2 24 | 2.14× | — | ||
| Q1 24 | 1.26× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PLMR
暂无分部数据
PLUG
| Sales Of Equipment And Related Infrastructure | $111.6M | 50% |
| Services Performed On Fuel Cell Systems And Related Infrastructure | $41.5M | 18% |
| Power Purchase Agreements | $36.1M | 16% |
| Sale Of Cryogenic Equipment | $20.0M | 9% |
| Sales Of Fuel Cell Systems | $11.2M | 5% |
| Other | $4.8M | 2% |
