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Palomar Holdings, Inc.（PLMR）与PROGRESS SOFTWARE CORP（PRGS）财务数据对比。点击上方公司名可切换其他公司
Palomar Holdings, Inc.的季度营收约是PROGRESS SOFTWARE CORP的1.0倍（$253.4M vs $252.7M），Palomar Holdings, Inc.同比增速更快（62.7% vs 17.5%），Palomar Holdings, Inc.自由现金流更多（$409.0M vs $59.9M），过去两年Palomar Holdings, Inc.的营收复合增速更高（46.2% vs 17.0%）
Palomar Holdings, Inc.是一家专业保险控股企业，主要为存在巨灾风险敞口的住宅及商业资产提供财产保险产品，业务范围覆盖美国全境，核心业务板块包含地震、洪水、风暴等高危财产保障服务。
Progress Software是全球领先的企业级软件服务商，主营应用开发平台、数据连接工具、数字体验解决方案等产品，服务覆盖金融、医疗、制造、零售等多行业的全球企业客户，助力客户搭建高性能可扩展的业务应用，提升运营效率。
PLMR vs PRGS — 直观对比
营收规模更大
PLMR
是对方的1.0倍
$252.7M
营收增速更快
PLMR
高出45.1%
17.5%
自由现金流更多
PLMR
多$349.0M
$59.9M
两年增速更快
PLMR
近两年复合增速
17.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $253.4M | $252.7M |
| 净利润 | — | $25.7M |
| 毛利率 | — | 81.6% |
| 营业利润率 | 28.7% | 15.2% |
| 净利率 | — | 10.2% |
| 营收同比 | 62.7% | 17.5% |
| 净利润同比 | — | 2144.6% |
| 每股收益（稀释后） | $2.05 | $0.59 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PLMRPRGS
| Q4 25 | $253.4M | $252.7M | ||
| Q3 25 | $244.7M | $249.8M | ||
| Q2 25 | $203.3M | $237.4M | ||
| Q1 25 | $174.6M | $238.0M | ||
| Q4 24 | $155.8M | $215.0M | ||
| Q3 24 | $148.5M | $178.7M | ||
| Q2 24 | $131.1M | $175.1M | ||
| Q1 24 | $118.5M | $184.7M |
净利润PLMRPRGS
| Q4 25 | — | $25.7M | ||
| Q3 25 | $51.5M | $19.4M | ||
| Q2 25 | $46.5M | $17.0M | ||
| Q1 25 | $42.9M | $10.9M | ||
| Q4 24 | — | $1.1M | ||
| Q3 24 | $30.5M | $28.5M | ||
| Q2 24 | $25.7M | $16.2M | ||
| Q1 24 | $26.4M | $22.6M |
毛利率PLMRPRGS
| Q4 25 | — | 81.6% | ||
| Q3 25 | — | 81.0% | ||
| Q2 25 | — | 80.1% | ||
| Q1 25 | — | 80.6% | ||
| Q4 24 | — | 83.0% | ||
| Q3 24 | — | 83.7% | ||
| Q2 24 | — | 81.7% | ||
| Q1 24 | — | 82.2% |
营业利润率PLMRPRGS
| Q4 25 | 28.7% | 15.2% | ||
| Q3 25 | 27.4% | 17.6% | ||
| Q2 25 | 29.5% | 16.3% | ||
| Q1 25 | 30.8% | 13.6% | ||
| Q4 24 | 28.9% | 10.0% | ||
| Q3 24 | 25.9% | 22.6% | ||
| Q2 24 | 25.5% | 15.5% | ||
| Q1 24 | 29.0% | 19.0% |
净利率PLMRPRGS
| Q4 25 | — | 10.2% | ||
| Q3 25 | 21.0% | 7.8% | ||
| Q2 25 | 22.9% | 7.2% | ||
| Q1 25 | 24.6% | 4.6% | ||
| Q4 24 | — | 0.5% | ||
| Q3 24 | 20.5% | 15.9% | ||
| Q2 24 | 19.6% | 9.2% | ||
| Q1 24 | 22.3% | 12.3% |
每股收益（稀释后）PLMRPRGS
| Q4 25 | $2.05 | $0.59 | ||
| Q3 25 | $1.87 | $0.44 | ||
| Q2 25 | $1.68 | $0.39 | ||
| Q1 25 | $1.57 | $0.24 | ||
| Q4 24 | $1.29 | $0.01 | ||
| Q3 24 | $1.15 | $0.65 | ||
| Q2 24 | $1.00 | $0.37 | ||
| Q1 24 | $1.04 | $0.51 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $106.9M | $94.8M |
| 总债务越低越好 | — | $1.4B |
| 股东权益账面价值 | $942.7M | $478.3M |
| 总资产 | $3.1B | $2.5B |
| 负债/权益比越低杠杆越低 | — | 2.93× |
8季度趋势，按日历期对齐
现金及短期投资PLMRPRGS
| Q4 25 | $106.9M | $94.8M | ||
| Q3 25 | $111.7M | $99.0M | ||
| Q2 25 | $81.3M | $102.0M | ||
| Q1 25 | $119.3M | $124.2M | ||
| Q4 24 | $80.4M | $118.1M | ||
| Q3 24 | $86.5M | $232.7M | ||
| Q2 24 | $47.8M | $190.4M | ||
| Q1 24 | $61.4M | $133.2M |
总债务PLMRPRGS
| Q4 25 | — | $1.4B | ||
| Q3 25 | — | $1.4B | ||
| Q2 25 | — | $1.5B | ||
| Q1 25 | — | $1.5B | ||
| Q4 24 | — | $1.5B | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益PLMRPRGS
| Q4 25 | $942.7M | $478.3M | ||
| Q3 25 | $878.1M | $477.7M | ||
| Q2 25 | $847.2M | $452.7M | ||
| Q1 25 | $790.4M | $431.8M | ||
| Q4 24 | $729.0M | $438.8M | ||
| Q3 24 | $703.3M | $425.6M | ||
| Q2 24 | $532.6M | $401.7M | ||
| Q1 24 | $501.7M | $461.7M |
总资产PLMRPRGS
| Q4 25 | $3.1B | $2.5B | ||
| Q3 25 | $2.9B | $2.4B | ||
| Q2 25 | $2.8B | $2.4B | ||
| Q1 25 | $2.4B | $2.5B | ||
| Q4 24 | $2.3B | $2.5B | ||
| Q3 24 | $2.3B | $1.6B | ||
| Q2 24 | $2.0B | $1.6B | ||
| Q1 24 | $1.9B | $1.5B |
负债/权益比PLMRPRGS
| Q4 25 | — | 2.93× | ||
| Q3 25 | — | 2.97× | ||
| Q2 25 | — | 3.22× | ||
| Q1 25 | — | 3.50× | ||
| Q4 24 | — | 3.48× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $409.1M | $62.8M |
| 自由现金流经营现金流 - 资本支出 | $409.0M | $59.9M |
| 自由现金流率自由现金流/营收 | 161.4% | 23.7% |
| 资本支出强度资本支出/营收 | 0.1% | 1.1% |
| 现金转化率经营现金流/净利润 | — | 2.44× |
| 过去12个月自由现金流最近4个季度 | $700.6M | $229.5M |
8季度趋势，按日历期对齐
经营现金流PLMRPRGS
| Q4 25 | $409.1M | $62.8M | ||
| Q3 25 | $83.6M | $73.4M | ||
| Q2 25 | $120.9M | $30.0M | ||
| Q1 25 | $87.2M | $68.9M | ||
| Q4 24 | $261.2M | $19.7M | ||
| Q3 24 | $100.3M | $57.7M | ||
| Q2 24 | $55.1M | $63.7M | ||
| Q1 24 | $33.1M | $70.5M |
自由现金流PLMRPRGS
| Q4 25 | $409.0M | $59.9M | ||
| Q3 25 | $83.6M | $72.4M | ||
| Q2 25 | $120.8M | $29.5M | ||
| Q1 25 | $87.1M | $67.7M | ||
| Q4 24 | $260.9M | $16.8M | ||
| Q3 24 | $100.1M | $56.6M | ||
| Q2 24 | — | $62.7M | ||
| Q1 24 | — | $70.2M |
自由现金流率PLMRPRGS
| Q4 25 | 161.4% | 23.7% | ||
| Q3 25 | 34.2% | 29.0% | ||
| Q2 25 | 59.4% | 12.4% | ||
| Q1 25 | 49.9% | 28.4% | ||
| Q4 24 | 167.5% | 7.8% | ||
| Q3 24 | 67.4% | 31.7% | ||
| Q2 24 | — | 35.8% | ||
| Q1 24 | — | 38.0% |
资本支出强度PLMRPRGS
| Q4 25 | 0.1% | 1.1% | ||
| Q3 25 | 0.0% | 0.4% | ||
| Q2 25 | 0.0% | 0.2% | ||
| Q1 25 | 0.0% | 0.5% | ||
| Q4 24 | 0.2% | 1.3% | ||
| Q3 24 | 0.1% | 0.6% | ||
| Q2 24 | 0.0% | 0.5% | ||
| Q1 24 | 0.0% | 0.2% |
现金转化率PLMRPRGS
| Q4 25 | — | 2.44× | ||
| Q3 25 | 1.63× | 3.78× | ||
| Q2 25 | 2.60× | 1.76× | ||
| Q1 25 | 2.03× | 6.30× | ||
| Q4 24 | — | 17.13× | ||
| Q3 24 | 3.29× | 2.03× | ||
| Q2 24 | 2.14× | 3.93× | ||
| Q1 24 | 1.26× | 3.11× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PLMR
暂无分部数据
PRGS
| Maintenanceand Services | $187.5M | 74% |
| Share File Acquisition | $67.5M | 27% |
