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Palomar Holdings, Inc.（PLMR）与RBC Bearings INC（RBC）财务数据对比。点击上方公司名可切换其他公司
RBC Bearings INC的季度营收约是Palomar Holdings, Inc.的1.8倍（$461.6M vs $253.4M），Palomar Holdings, Inc.同比增速更快（62.7% vs 17.0%），Palomar Holdings, Inc.自由现金流更多（$409.0M vs $99.1M），过去两年Palomar Holdings, Inc.的营收复合增速更高（46.2% vs 5.6%）
Palomar Holdings, Inc.是一家专业保险控股企业，主要为存在巨灾风险敞口的住宅及商业资产提供财产保险产品，业务范围覆盖美国全境，核心业务板块包含地震、洪水、风暴等高危财产保障服务。
该文本实际介绍的并非RBC Bearings，而是美国多佛公司。多佛是一家工业产品综合制造商，1955年成立，总部位于伊利诺伊州当纳斯格罗夫。2021年其业务分为五大板块：工程产品、清洁能源与加注、成像与识别、泵与工艺解决方案、气候与可持续技术，是标普500成分股，在纽约证券交易所上市。
PLMR vs RBC — 直观对比
营收规模更大
RBC
是对方的1.8倍
$253.4M
营收增速更快
PLMR
高出45.6%
17.0%
自由现金流更多
PLMR
多$309.9M
$99.1M
两年增速更快
PLMR
近两年复合增速
5.6%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $253.4M | $461.6M |
| 净利润 | — | $67.4M |
| 毛利率 | — | 44.3% |
| 营业利润率 | 28.7% | 22.3% |
| 净利率 | — | 14.6% |
| 营收同比 | 62.7% | 17.0% |
| 净利润同比 | — | 16.4% |
| 每股收益（稀释后） | $2.05 | $2.13 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PLMRRBC
| Q4 25 | $253.4M | $461.6M | ||
| Q3 25 | $244.7M | $455.3M | ||
| Q2 25 | $203.3M | $436.0M | ||
| Q1 25 | $174.6M | $437.7M | ||
| Q4 24 | $155.8M | $394.4M | ||
| Q3 24 | $148.5M | $397.9M | ||
| Q2 24 | $131.1M | $406.3M | ||
| Q1 24 | $118.5M | $413.7M |
净利润PLMRRBC
| Q4 25 | — | $67.4M | ||
| Q3 25 | $51.5M | $60.0M | ||
| Q2 25 | $46.5M | $68.5M | ||
| Q1 25 | $42.9M | $72.7M | ||
| Q4 24 | — | $57.9M | ||
| Q3 24 | $30.5M | $54.2M | ||
| Q2 24 | $25.7M | $61.4M | ||
| Q1 24 | $26.4M | — |
毛利率PLMRRBC
| Q4 25 | — | 44.3% | ||
| Q3 25 | — | 44.1% | ||
| Q2 25 | — | 44.8% | ||
| Q1 25 | — | 44.2% | ||
| Q4 24 | — | 44.3% | ||
| Q3 24 | — | 43.7% | ||
| Q2 24 | — | 45.3% | ||
| Q1 24 | — | 43.1% |
营业利润率PLMRRBC
| Q4 25 | 28.7% | 22.3% | ||
| Q3 25 | 27.4% | 21.5% | ||
| Q2 25 | 29.5% | 23.2% | ||
| Q1 25 | 30.8% | 23.0% | ||
| Q4 24 | 28.9% | 21.7% | ||
| Q3 24 | 25.9% | 21.6% | ||
| Q2 24 | 25.5% | 24.0% | ||
| Q1 24 | 29.0% | 22.8% |
净利率PLMRRBC
| Q4 25 | — | 14.6% | ||
| Q3 25 | 21.0% | 13.2% | ||
| Q2 25 | 22.9% | 15.7% | ||
| Q1 25 | 24.6% | 16.6% | ||
| Q4 24 | — | 14.7% | ||
| Q3 24 | 20.5% | 13.6% | ||
| Q2 24 | 19.6% | 15.1% | ||
| Q1 24 | 22.3% | — |
每股收益（稀释后）PLMRRBC
| Q4 25 | $2.05 | $2.13 | ||
| Q3 25 | $1.87 | $1.90 | ||
| Q2 25 | $1.68 | $2.17 | ||
| Q1 25 | $1.57 | $2.33 | ||
| Q4 24 | $1.29 | $1.82 | ||
| Q3 24 | $1.15 | $1.65 | ||
| Q2 24 | $1.00 | $1.90 | ||
| Q1 24 | $1.04 | $1.92 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $106.9M | $107.6M |
| 总债务越低越好 | — | $990.2M |
| 股东权益账面价值 | $942.7M | $3.3B |
| 总资产 | $3.1B | $5.1B |
| 负债/权益比越低杠杆越低 | — | 0.30× |
8季度趋势，按日历期对齐
现金及短期投资PLMRRBC
| Q4 25 | $106.9M | $107.6M | ||
| Q3 25 | $111.7M | $91.2M | ||
| Q2 25 | $81.3M | $132.9M | ||
| Q1 25 | $119.3M | $36.8M | ||
| Q4 24 | $80.4M | — | ||
| Q3 24 | $86.5M | — | ||
| Q2 24 | $47.8M | $76.8M | ||
| Q1 24 | $61.4M | $63.5M |
总债务PLMRRBC
| Q4 25 | — | $990.2M | ||
| Q3 25 | — | $1.1B | ||
| Q2 25 | — | $915.6M | ||
| Q1 25 | — | $920.1M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | $1.2B |
股东权益PLMRRBC
| Q4 25 | $942.7M | $3.3B | ||
| Q3 25 | $878.1M | $3.2B | ||
| Q2 25 | $847.2M | $3.1B | ||
| Q1 25 | $790.4M | $3.0B | ||
| Q4 24 | $729.0M | $2.9B | ||
| Q3 24 | $703.3M | $2.9B | ||
| Q2 24 | $532.6M | $2.8B | ||
| Q1 24 | $501.7M | $2.8B |
总资产PLMRRBC
| Q4 25 | $3.1B | $5.1B | ||
| Q3 25 | $2.9B | $5.1B | ||
| Q2 25 | $2.8B | $4.8B | ||
| Q1 25 | $2.4B | $4.7B | ||
| Q4 24 | $2.3B | $4.7B | ||
| Q3 24 | $2.3B | $4.7B | ||
| Q2 24 | $2.0B | $4.7B | ||
| Q1 24 | $1.9B | $4.7B |
负债/权益比PLMRRBC
| Q4 25 | — | 0.30× | ||
| Q3 25 | — | 0.34× | ||
| Q2 25 | — | 0.29× | ||
| Q1 25 | — | 0.30× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | 0.43× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $409.1M | $122.1M |
| 自由现金流经营现金流 - 资本支出 | $409.0M | $99.1M |
| 自由现金流率自由现金流/营收 | 161.4% | 21.5% |
| 资本支出强度资本支出/营收 | 0.1% | 5.0% |
| 现金转化率经营现金流/净利润 | — | 1.81× |
| 过去12个月自由现金流最近4个季度 | $700.6M | — |
8季度趋势，按日历期对齐
经营现金流PLMRRBC
| Q4 25 | $409.1M | $122.1M | ||
| Q3 25 | $83.6M | $88.4M | ||
| Q2 25 | $120.9M | $120.0M | ||
| Q1 25 | $87.2M | — | ||
| Q4 24 | $261.2M | $84.0M | ||
| Q3 24 | $100.3M | — | ||
| Q2 24 | $55.1M | $97.4M | ||
| Q1 24 | $33.1M | — |
自由现金流PLMRRBC
| Q4 25 | $409.0M | $99.1M | ||
| Q3 25 | $83.6M | $71.7M | ||
| Q2 25 | $120.8M | $104.3M | ||
| Q1 25 | $87.1M | — | ||
| Q4 24 | $260.9M | $73.6M | ||
| Q3 24 | $100.1M | — | ||
| Q2 24 | — | $88.4M | ||
| Q1 24 | — | — |
自由现金流率PLMRRBC
| Q4 25 | 161.4% | 21.5% | ||
| Q3 25 | 34.2% | 15.7% | ||
| Q2 25 | 59.4% | 23.9% | ||
| Q1 25 | 49.9% | — | ||
| Q4 24 | 167.5% | 18.7% | ||
| Q3 24 | 67.4% | — | ||
| Q2 24 | — | 21.8% | ||
| Q1 24 | — | — |
资本支出强度PLMRRBC
| Q4 25 | 0.1% | 5.0% | ||
| Q3 25 | 0.0% | 3.7% | ||
| Q2 25 | 0.0% | 3.6% | ||
| Q1 25 | 0.0% | 3.2% | ||
| Q4 24 | 0.2% | 2.6% | ||
| Q3 24 | 0.1% | 4.1% | ||
| Q2 24 | 0.0% | 2.2% | ||
| Q1 24 | 0.0% | — |
现金转化率PLMRRBC
| Q4 25 | — | 1.81× | ||
| Q3 25 | 1.63× | 1.47× | ||
| Q2 25 | 2.60× | 1.75× | ||
| Q1 25 | 2.03× | — | ||
| Q4 24 | — | 1.45× | ||
| Q3 24 | 3.29× | — | ||
| Q2 24 | 2.14× | 1.59× | ||
| Q1 24 | 1.26× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PLMR
暂无分部数据
RBC
| Domestic | $413.3M | 90% |
| Foreign | $48.3M | 10% |
