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Palomar Holdings, Inc.（PLMR）与REX AMERICAN RESOURCES Corp（REX）财务数据对比。点击上方公司名可切换其他公司
Palomar Holdings, Inc.的季度营收约是REX AMERICAN RESOURCES Corp的1.4倍（$253.4M vs $175.6M），Palomar Holdings, Inc.同比增速更快（62.7% vs 0.4%），Palomar Holdings, Inc.自由现金流更多（$409.0M vs $24.5M），过去两年Palomar Holdings, Inc.的营收复合增速更高（46.2% vs -3.2%）
Palomar Holdings, Inc.是一家专业保险控股企业，主要为存在巨灾风险敞口的住宅及商业资产提供财产保险产品，业务范围覆盖美国全境，核心业务板块包含地震、洪水、风暴等高危财产保障服务。
REX美国资源公司是一家美国能源企业，1980年成立，总部位于俄亥俄州代顿市。公司主营乙醇、酒糟与天然气的生产及零售，同时也对能源相关企业进行投资控股。目前全资拥有三家关联企业，截至2012年，公司旗下拥有22家全国性零售门店，并参股了五个乙醇生产项目。
PLMR vs REX — 直观对比
营收规模更大
PLMR
是对方的1.4倍
$175.6M
营收增速更快
PLMR
高出62.2%
0.4%
自由现金流更多
PLMR
多$384.5M
$24.5M
两年增速更快
PLMR
近两年复合增速
-3.2%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $253.4M | $175.6M |
| 净利润 | — | $27.5M |
| 毛利率 | — | 20.6% |
| 营业利润率 | 28.7% | 20.2% |
| 净利率 | — | 15.6% |
| 营收同比 | 62.7% | 0.4% |
| 净利润同比 | — | -8.7% |
| 每股收益（稀释后） | $2.05 | $0.71 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PLMRREX
| Q4 25 | $253.4M | $175.6M | ||
| Q3 25 | $244.7M | $158.6M | ||
| Q2 25 | $203.3M | $158.3M | ||
| Q1 25 | $174.6M | $158.2M | ||
| Q4 24 | $155.8M | $174.9M | ||
| Q3 24 | $148.5M | $148.2M | ||
| Q2 24 | $131.1M | $161.2M | ||
| Q1 24 | $118.5M | $187.6M |
净利润PLMRREX
| Q4 25 | — | $27.5M | ||
| Q3 25 | $51.5M | $9.3M | ||
| Q2 25 | $46.5M | $10.7M | ||
| Q1 25 | $42.9M | $14.1M | ||
| Q4 24 | — | $30.1M | ||
| Q3 24 | $30.5M | $15.0M | ||
| Q2 24 | $25.7M | $12.3M | ||
| Q1 24 | $26.4M | $25.3M |
毛利率PLMRREX
| Q4 25 | — | 20.6% | ||
| Q3 25 | — | 9.0% | ||
| Q2 25 | — | 9.1% | ||
| Q1 25 | — | 11.1% | ||
| Q4 24 | — | 22.7% | ||
| Q3 24 | — | 13.3% | ||
| Q2 24 | — | 9.0% | ||
| Q1 24 | — | 16.2% |
营业利润率PLMRREX
| Q4 25 | 28.7% | 20.2% | ||
| Q3 25 | 27.4% | — | ||
| Q2 25 | 29.5% | — | ||
| Q1 25 | 30.8% | 11.3% | ||
| Q4 24 | 28.9% | 22.6% | ||
| Q3 24 | 25.9% | 13.2% | ||
| Q2 24 | 25.5% | 9.9% | ||
| Q1 24 | 29.0% | 17.3% |
净利率PLMRREX
| Q4 25 | — | 15.6% | ||
| Q3 25 | 21.0% | 5.9% | ||
| Q2 25 | 22.9% | 6.7% | ||
| Q1 25 | 24.6% | 8.9% | ||
| Q4 24 | — | 17.2% | ||
| Q3 24 | 20.5% | 10.1% | ||
| Q2 24 | 19.6% | 7.6% | ||
| Q1 24 | 22.3% | 13.5% |
每股收益（稀释后）PLMRREX
| Q4 25 | $2.05 | $0.71 | ||
| Q3 25 | $1.87 | $0.43 | ||
| Q2 25 | $1.68 | $0.51 | ||
| Q1 25 | $1.57 | $-0.32 | ||
| Q4 24 | $1.29 | $0.69 | ||
| Q3 24 | $1.15 | $0.70 | ||
| Q2 24 | $1.00 | $0.58 | ||
| Q1 24 | $1.04 | $-0.58 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $106.9M | $335.5M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $942.7M | $566.9M |
| 总资产 | $3.1B | $750.1M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资PLMRREX
| Q4 25 | $106.9M | $335.5M | ||
| Q3 25 | $111.7M | $310.5M | ||
| Q2 25 | $81.3M | $315.9M | ||
| Q1 25 | $119.3M | $359.1M | ||
| Q4 24 | $80.4M | $365.1M | ||
| Q3 24 | $86.5M | $346.0M | ||
| Q2 24 | $47.8M | $351.8M | ||
| Q1 24 | $61.4M | $378.7M |
股东权益PLMRREX
| Q4 25 | $942.7M | $566.9M | ||
| Q3 25 | $878.1M | $545.8M | ||
| Q2 25 | $847.2M | $536.4M | ||
| Q1 25 | $790.4M | $560.3M | ||
| Q4 24 | $729.0M | $564.5M | ||
| Q3 24 | $703.3M | $539.6M | ||
| Q2 24 | $532.6M | $524.5M | ||
| Q1 24 | $501.7M | $513.9M |
总资产PLMRREX
| Q4 25 | $3.1B | $750.1M | ||
| Q3 25 | $2.9B | $700.6M | ||
| Q2 25 | $2.8B | $693.8M | ||
| Q1 25 | $2.4B | $720.0M | ||
| Q4 24 | $2.3B | $715.7M | ||
| Q3 24 | $2.3B | $680.0M | ||
| Q2 24 | $2.0B | $671.0M | ||
| Q1 24 | $1.9B | $664.8M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $409.1M | $51.2M |
| 自由现金流经营现金流 - 资本支出 | $409.0M | $24.5M |
| 自由现金流率自由现金流/营收 | 161.4% | 14.0% |
| 资本支出强度资本支出/营收 | 0.1% | 15.2% |
| 现金转化率经营现金流/净利润 | — | 1.87× |
| 过去12个月自由现金流最近4个季度 | $700.6M | $17.6M |
8季度趋势，按日历期对齐
经营现金流PLMRREX
| Q4 25 | $409.1M | $51.2M | ||
| Q3 25 | $83.6M | $16.3M | ||
| Q2 25 | $120.9M | $-3.5M | ||
| Q1 25 | $87.2M | $25.1M | ||
| Q4 24 | $261.2M | $33.4M | ||
| Q3 24 | $100.3M | $8.0M | ||
| Q2 24 | $55.1M | $-2.3M | ||
| Q1 24 | $33.1M | $62.5M |
自由现金流PLMRREX
| Q4 25 | $409.0M | $24.5M | ||
| Q3 25 | $83.6M | $-5.7M | ||
| Q2 25 | $120.8M | $-10.4M | ||
| Q1 25 | $87.1M | $9.2M | ||
| Q4 24 | $260.9M | $18.2M | ||
| Q3 24 | $100.1M | $-7.4M | ||
| Q2 24 | — | $-27.1M | ||
| Q1 24 | — | $47.2M |
自由现金流率PLMRREX
| Q4 25 | 161.4% | 14.0% | ||
| Q3 25 | 34.2% | -3.6% | ||
| Q2 25 | 59.4% | -6.6% | ||
| Q1 25 | 49.9% | 5.8% | ||
| Q4 24 | 167.5% | 10.4% | ||
| Q3 24 | 67.4% | -5.0% | ||
| Q2 24 | — | -16.8% | ||
| Q1 24 | — | 25.2% |
资本支出强度PLMRREX
| Q4 25 | 0.1% | 15.2% | ||
| Q3 25 | 0.0% | 13.9% | ||
| Q2 25 | 0.0% | 4.4% | ||
| Q1 25 | 0.0% | 10.0% | ||
| Q4 24 | 0.2% | 8.7% | ||
| Q3 24 | 0.1% | 10.4% | ||
| Q2 24 | 0.0% | 15.4% | ||
| Q1 24 | 0.0% | 8.2% |
现金转化率PLMRREX
| Q4 25 | — | 1.87× | ||
| Q3 25 | 1.63× | 1.75× | ||
| Q2 25 | 2.60× | -0.33× | ||
| Q1 25 | 2.03× | 1.78× | ||
| Q4 24 | — | 1.11× | ||
| Q3 24 | 3.29× | 0.53× | ||
| Q2 24 | 2.14× | -0.18× | ||
| Q1 24 | 1.26× | 2.47× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PLMR
暂无分部数据
REX
| Ethanol | $136.0M | 77% |
| Dried Distillers Grains | $22.4M | 13% |
| Distillers Corn Oil | $16.4M | 9% |
| Modified Distillers Grains | $1.2M | 1% |
