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Palomar Holdings, Inc.（PLMR）与STURM RUGER & CO INC（RGR）财务数据对比。点击上方公司名可切换其他公司
Palomar Holdings, Inc.的季度营收约是STURM RUGER & CO INC的1.7倍（$253.4M vs $151.1M），Palomar Holdings, Inc.同比增速更快（62.7% vs 3.6%），Palomar Holdings, Inc.自由现金流更多（$409.0M vs $12.3M），过去两年Palomar Holdings, Inc.的营收复合增速更高（46.2% vs 5.1%）
Palomar Holdings, Inc.是一家专业保险控股企业，主要为存在巨灾风险敞口的住宅及商业资产提供财产保险产品，业务范围覆盖美国全境，核心业务板块包含地震、洪水、风暴等高危财产保障服务。
鲁格公司（Ruger）是总部位于美国康涅狄格州绍斯波特的枪械制造企业，除总部外，还在新罕布什尔州纽波特、北卡罗来纳州梅约丹以及亚利桑那州普雷斯科特设有生产工厂。公司由亚历山大·麦考密克·斯特姆与威廉·B·鲁格于1949年共同创立，自1969年起公开上市交易。
PLMR vs RGR — 直观对比
营收规模更大
PLMR
是对方的1.7倍
$151.1M
营收增速更快
PLMR
高出59.0%
3.6%
自由现金流更多
PLMR
多$396.7M
$12.3M
两年增速更快
PLMR
近两年复合增速
5.1%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $253.4M | $151.1M |
| 净利润 | — | — |
| 毛利率 | — | 17.8% |
| 营业利润率 | 28.7% | 2.3% |
| 净利率 | — | — |
| 营收同比 | 62.7% | 3.6% |
| 净利润同比 | — | — |
| 每股收益（稀释后） | $2.05 | $0.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PLMRRGR
| Q4 25 | $253.4M | $151.1M | ||
| Q3 25 | $244.7M | $126.8M | ||
| Q2 25 | $203.3M | $132.5M | ||
| Q1 25 | $174.6M | $135.7M | ||
| Q4 24 | $155.8M | $145.8M | ||
| Q3 24 | $148.5M | $122.3M | ||
| Q2 24 | $131.1M | $130.8M | ||
| Q1 24 | $118.5M | $136.8M |
净利润PLMRRGR
| Q4 25 | — | — | ||
| Q3 25 | $51.5M | $1.6M | ||
| Q2 25 | $46.5M | $-17.2M | ||
| Q1 25 | $42.9M | $7.8M | ||
| Q4 24 | — | — | ||
| Q3 24 | $30.5M | $4.7M | ||
| Q2 24 | $25.7M | $8.3M | ||
| Q1 24 | $26.4M | $7.1M |
毛利率PLMRRGR
| Q4 25 | — | 17.8% | ||
| Q3 25 | — | 15.1% | ||
| Q2 25 | — | 3.9% | ||
| Q1 25 | — | 22.0% | ||
| Q4 24 | — | 22.8% | ||
| Q3 24 | — | 18.5% | ||
| Q2 24 | — | 22.3% | ||
| Q1 24 | — | 21.5% |
营业利润率PLMRRGR
| Q4 25 | 28.7% | 2.3% | ||
| Q3 25 | 27.4% | -2.7% | ||
| Q2 25 | 29.5% | -15.6% | ||
| Q1 25 | 30.8% | 6.2% | ||
| Q4 24 | 28.9% | 7.8% | ||
| Q3 24 | 25.9% | 3.1% | ||
| Q2 24 | 25.5% | 6.9% | ||
| Q1 24 | 29.0% | 5.5% |
净利率PLMRRGR
| Q4 25 | — | — | ||
| Q3 25 | 21.0% | 1.2% | ||
| Q2 25 | 22.9% | -13.0% | ||
| Q1 25 | 24.6% | 5.7% | ||
| Q4 24 | — | — | ||
| Q3 24 | 20.5% | 3.9% | ||
| Q2 24 | 19.6% | 6.3% | ||
| Q1 24 | 22.3% | 5.2% |
每股收益（稀释后）PLMRRGR
| Q4 25 | $2.05 | $0.22 | ||
| Q3 25 | $1.87 | $0.10 | ||
| Q2 25 | $1.68 | $-1.05 | ||
| Q1 25 | $1.57 | $0.46 | ||
| Q4 24 | $1.29 | $0.62 | ||
| Q3 24 | $1.15 | $0.28 | ||
| Q2 24 | $1.00 | $0.47 | ||
| Q1 24 | $1.04 | $0.40 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $106.9M | $92.5M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $942.7M | $283.8M |
| 总资产 | $3.1B | $342.0M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资PLMRRGR
| Q4 25 | $106.9M | $92.5M | ||
| Q3 25 | $111.7M | $80.8M | ||
| Q2 25 | $81.3M | $101.4M | ||
| Q1 25 | $119.3M | $108.3M | ||
| Q4 24 | $80.4M | $105.5M | ||
| Q3 24 | $86.5M | $96.0M | ||
| Q2 24 | $47.8M | $105.6M | ||
| Q1 24 | $61.4M | $115.3M |
股东权益PLMRRGR
| Q4 25 | $942.7M | $283.8M | ||
| Q3 25 | $878.1M | $279.6M | ||
| Q2 25 | $847.2M | $289.3M | ||
| Q1 25 | $790.4M | $321.5M | ||
| Q4 24 | $729.0M | $319.6M | ||
| Q3 24 | $703.3M | $314.9M | ||
| Q2 24 | $532.6M | $321.5M | ||
| Q1 24 | $501.7M | $332.0M |
总资产PLMRRGR
| Q4 25 | $3.1B | $342.0M | ||
| Q3 25 | $2.9B | $342.3M | ||
| Q2 25 | $2.8B | $349.5M | ||
| Q1 25 | $2.4B | $379.0M | ||
| Q4 24 | $2.3B | $384.0M | ||
| Q3 24 | $2.3B | $373.5M | ||
| Q2 24 | $2.0B | $376.7M | ||
| Q1 24 | $1.9B | $385.0M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $409.1M | $15.5M |
| 自由现金流经营现金流 - 资本支出 | $409.0M | $12.3M |
| 自由现金流率自由现金流/营收 | 161.4% | 8.2% |
| 资本支出强度资本支出/营收 | 0.1% | 2.1% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $700.6M | $38.5M |
8季度趋势，按日历期对齐
经营现金流PLMRRGR
| Q4 25 | $409.1M | $15.5M | ||
| Q3 25 | $83.6M | $12.9M | ||
| Q2 25 | $120.9M | $14.7M | ||
| Q1 25 | $87.2M | $11.1M | ||
| Q4 24 | $261.2M | $20.0M | ||
| Q3 24 | $100.3M | $9.4M | ||
| Q2 24 | $55.1M | $18.7M | ||
| Q1 24 | $33.1M | $7.3M |
自由现金流PLMRRGR
| Q4 25 | $409.0M | $12.3M | ||
| Q3 25 | $83.6M | $7.0M | ||
| Q2 25 | $120.8M | $9.1M | ||
| Q1 25 | $87.1M | $10.0M | ||
| Q4 24 | $260.9M | $16.4M | ||
| Q3 24 | $100.1M | $2.6M | ||
| Q2 24 | — | $10.1M | ||
| Q1 24 | — | $5.6M |
自由现金流率PLMRRGR
| Q4 25 | 161.4% | 8.2% | ||
| Q3 25 | 34.2% | 5.5% | ||
| Q2 25 | 59.4% | 6.9% | ||
| Q1 25 | 49.9% | 7.4% | ||
| Q4 24 | 167.5% | 11.2% | ||
| Q3 24 | 67.4% | 2.1% | ||
| Q2 24 | — | 7.7% | ||
| Q1 24 | — | 4.1% |
资本支出强度PLMRRGR
| Q4 25 | 0.1% | 2.1% | ||
| Q3 25 | 0.0% | 4.6% | ||
| Q2 25 | 0.0% | 4.2% | ||
| Q1 25 | 0.0% | 0.8% | ||
| Q4 24 | 0.2% | 2.5% | ||
| Q3 24 | 0.1% | 5.5% | ||
| Q2 24 | 0.0% | 6.6% | ||
| Q1 24 | 0.0% | 1.3% |
现金转化率PLMRRGR
| Q4 25 | — | — | ||
| Q3 25 | 1.63× | 8.15× | ||
| Q2 25 | 2.60× | — | ||
| Q1 25 | 2.03× | 1.43× | ||
| Q4 24 | — | — | ||
| Q3 24 | 3.29× | 1.98× | ||
| Q2 24 | 2.14× | 2.27× | ||
| Q1 24 | 1.26× | 1.04× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PLMR
暂无分部数据
RGR
| Firearms | $150.6M | 100% |
| Castings | $7.3M | 5% |
