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Palomar Holdings, Inc.（PLMR）与BOSTON BEER CO INC（SAM）财务数据对比。点击上方公司名可切换其他公司
BOSTON BEER CO INC的季度营收约是Palomar Holdings, Inc.的1.8倍（$461.6M vs $253.4M），Palomar Holdings, Inc.同比增速更快（62.7% vs -4.1%），过去两年Palomar Holdings, Inc.的营收复合增速更高（46.2% vs -10.7%）
Palomar Holdings, Inc.是一家专业保险控股企业，主要为存在巨灾风险敞口的住宅及商业资产提供财产保险产品，业务范围覆盖美国全境，核心业务板块包含地震、洪水、风暴等高危财产保障服务。
波士顿啤酒公司是美国知名酿酒企业，1984年由吉姆·科赫与朗达·卡尔曼联合创立。旗下首款产品以美国开国元勋、独立运动先驱塞缪尔·亚当斯命名，后续陆续推出多个自有品牌，2019年正式完成与角鲨头酿酒厂的合并，是北美精酿啤酒行业的核心参与者之一。
PLMR vs SAM — 直观对比
营收规模更大
SAM
是对方的1.8倍
$253.4M
营收增速更快
PLMR
高出66.8%
-4.1%
两年增速更快
PLMR
近两年复合增速
-10.7%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $253.4M | $461.6M |
| 净利润 | — | — |
| 毛利率 | — | 46.4% |
| 营业利润率 | 28.7% | 12.4% |
| 净利率 | — | — |
| 营收同比 | 62.7% | -4.1% |
| 净利润同比 | — | — |
| 每股收益（稀释后） | $2.05 | $2.16 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PLMRSAM
| Q1 26 | — | $461.6M | ||
| Q4 25 | $253.4M | $385.7M | ||
| Q3 25 | $244.7M | $537.5M | ||
| Q2 25 | $203.3M | $587.9M | ||
| Q1 25 | $174.6M | $453.9M | ||
| Q4 24 | $155.8M | $402.3M | ||
| Q3 24 | $148.5M | $605.5M | ||
| Q2 24 | $131.1M | $579.1M |
净利润PLMRSAM
| Q1 26 | — | — | ||
| Q4 25 | — | $-22.5M | ||
| Q3 25 | $51.5M | $46.2M | ||
| Q2 25 | $46.5M | $60.4M | ||
| Q1 25 | $42.9M | $24.4M | ||
| Q4 24 | — | $-38.8M | ||
| Q3 24 | $30.5M | $33.5M | ||
| Q2 24 | $25.7M | $52.3M |
毛利率PLMRSAM
| Q1 26 | — | 46.4% | ||
| Q4 25 | — | 43.5% | ||
| Q3 25 | — | 50.8% | ||
| Q2 25 | — | 49.8% | ||
| Q1 25 | — | 48.3% | ||
| Q4 24 | — | 39.9% | ||
| Q3 24 | — | 46.3% | ||
| Q2 24 | — | 46.0% |
营业利润率PLMRSAM
| Q1 26 | — | 12.4% | ||
| Q4 25 | 28.7% | -8.6% | ||
| Q3 25 | 27.4% | 11.5% | ||
| Q2 25 | 29.5% | 14.0% | ||
| Q1 25 | 30.8% | 7.4% | ||
| Q4 24 | 28.9% | -13.9% | ||
| Q3 24 | 25.9% | 7.6% | ||
| Q2 24 | 25.5% | 12.2% |
净利率PLMRSAM
| Q1 26 | — | — | ||
| Q4 25 | — | -5.8% | ||
| Q3 25 | 21.0% | 8.6% | ||
| Q2 25 | 22.9% | 10.3% | ||
| Q1 25 | 24.6% | 5.4% | ||
| Q4 24 | — | -9.6% | ||
| Q3 24 | 20.5% | 5.5% | ||
| Q2 24 | 19.6% | 9.0% |
每股收益（稀释后）PLMRSAM
| Q1 26 | — | $2.16 | ||
| Q4 25 | $2.05 | $-1.97 | ||
| Q3 25 | $1.87 | $4.25 | ||
| Q2 25 | $1.68 | $5.45 | ||
| Q1 25 | $1.57 | $2.16 | ||
| Q4 24 | $1.29 | $-3.23 | ||
| Q3 24 | $1.15 | $2.86 | ||
| Q2 24 | $1.00 | $4.39 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $106.9M | $164.1M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $942.7M | $682.6M |
| 总资产 | $3.1B | $1.2B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资PLMRSAM
| Q1 26 | — | $164.1M | ||
| Q4 25 | $106.9M | $223.4M | ||
| Q3 25 | $111.7M | $250.5M | ||
| Q2 25 | $81.3M | $212.4M | ||
| Q1 25 | $119.3M | $152.5M | ||
| Q4 24 | $80.4M | $211.8M | ||
| Q3 24 | $86.5M | $255.6M | ||
| Q2 24 | $47.8M | $219.3M |
股东权益PLMRSAM
| Q1 26 | — | $682.6M | ||
| Q4 25 | $942.7M | $846.3M | ||
| Q3 25 | $878.1M | $911.0M | ||
| Q2 25 | $847.2M | $912.3M | ||
| Q1 25 | $790.4M | $897.0M | ||
| Q4 24 | $729.0M | $916.2M | ||
| Q3 24 | $703.3M | $1.0B | ||
| Q2 24 | $532.6M | $1.0B |
总资产PLMRSAM
| Q1 26 | — | $1.2B | ||
| Q4 25 | $3.1B | $1.2B | ||
| Q3 25 | $2.9B | $1.2B | ||
| Q2 25 | $2.8B | $1.3B | ||
| Q1 25 | $2.4B | $1.2B | ||
| Q4 24 | $2.3B | $1.3B | ||
| Q3 24 | $2.3B | $1.4B | ||
| Q2 24 | $2.0B | $1.4B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $409.1M | — |
| 自由现金流经营现金流 - 资本支出 | $409.0M | — |
| 自由现金流率自由现金流/营收 | 161.4% | — |
| 资本支出强度资本支出/营收 | 0.1% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $700.6M | — |
8季度趋势，按日历期对齐
经营现金流PLMRSAM
| Q1 26 | — | — | ||
| Q4 25 | $409.1M | $39.9M | ||
| Q3 25 | $83.6M | $101.8M | ||
| Q2 25 | $120.9M | $126.5M | ||
| Q1 25 | $87.2M | $1.9M | ||
| Q4 24 | $261.2M | $41.9M | ||
| Q3 24 | $100.3M | $115.9M | ||
| Q2 24 | $55.1M | $96.0M |
自由现金流PLMRSAM
| Q1 26 | — | — | ||
| Q4 25 | $409.0M | $22.1M | ||
| Q3 25 | $83.6M | $89.2M | ||
| Q2 25 | $120.8M | $112.2M | ||
| Q1 25 | $87.1M | $-8.0M | ||
| Q4 24 | $260.9M | $18.4M | ||
| Q3 24 | $100.1M | $99.2M | ||
| Q2 24 | — | $75.6M |
自由现金流率PLMRSAM
| Q1 26 | — | — | ||
| Q4 25 | 161.4% | 5.7% | ||
| Q3 25 | 34.2% | 16.6% | ||
| Q2 25 | 59.4% | 19.1% | ||
| Q1 25 | 49.9% | -1.8% | ||
| Q4 24 | 167.5% | 4.6% | ||
| Q3 24 | 67.4% | 16.4% | ||
| Q2 24 | — | 13.1% |
资本支出强度PLMRSAM
| Q1 26 | — | — | ||
| Q4 25 | 0.1% | 4.6% | ||
| Q3 25 | 0.0% | 2.3% | ||
| Q2 25 | 0.0% | 2.4% | ||
| Q1 25 | 0.0% | 2.2% | ||
| Q4 24 | 0.2% | 5.8% | ||
| Q3 24 | 0.1% | 2.8% | ||
| Q2 24 | 0.0% | 3.5% |
现金转化率PLMRSAM
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 1.63× | 2.21× | ||
| Q2 25 | 2.60× | 2.09× | ||
| Q1 25 | 2.03× | 0.08× | ||
| Q4 24 | — | — | ||
| Q3 24 | 3.29× | 3.46× | ||
| Q2 24 | 2.14× | 1.83× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
