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帕兰提尔科技（PLTR）与SoFi Technologies, Inc.（SOFI）财务数据对比。点击上方公司名可切换其他公司
帕兰提尔科技的季度营收约是SoFi Technologies, Inc.的1.4倍（$1.4B vs $1.0B），帕兰提尔科技净利率更高（43.3% vs 16.9%，领先26.3%），帕兰提尔科技同比增速更快（70.0% vs 39.6%），帕兰提尔科技自由现金流更多（$764.0M vs $-4.0B），过去两年帕兰提尔科技的营收复合增速更高（48.9% vs 26.1%）
帕兰提尔科技是美国上市企业，专注研发数据集成与分析平台，为政府机构、军方及各行业企业提供多源数据整合分析能力。旗下核心产品Gotham与Foundry可打通相互孤立的数据库，广泛支撑情报作业、反恐分析、执法工作及企业级数据分析场景。
SoFi Technologies是美国金融科技企业，2011年由斯坦福大学学生创立，持有全国性特许牌照运营线上银行，同时为其他金融机构提供技术解决方案，是美国规模最大的线上贷款机构，截至2025年累计服务客户达1370万。
PLTR vs SOFI — 直观对比
营收规模更大
PLTR
是对方的1.4倍
$1.0B
营收增速更快
PLTR
高出30.4%
39.6%
净利率更高
PLTR
高出26.3%
16.9%
自由现金流更多
PLTR
多$4.7B
$-4.0B
两年增速更快
PLTR
近两年复合增速
26.1%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.4B | $1.0B |
| 净利润 | $608.7M | $173.5M |
| 毛利率 | 84.6% | 84.2% |
| 营业利润率 | 40.9% | 18.1% |
| 净利率 | 43.3% | 16.9% |
| 营收同比 | 70.0% | 39.6% |
| 净利润同比 | 670.4% | -47.8% |
| 每股收益（稀释后） | $0.24 | $0.14 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PLTRSOFI
| Q4 25 | $1.4B | $1.0B | ||
| Q3 25 | $1.2B | $961.6M | ||
| Q2 25 | $1.0B | $854.9M | ||
| Q1 25 | $883.9M | $771.8M | ||
| Q4 24 | $827.5M | $734.1M | ||
| Q3 24 | $725.5M | $697.1M | ||
| Q2 24 | $678.1M | $598.6M | ||
| Q1 24 | $634.3M | $645.0M |
净利润PLTRSOFI
| Q4 25 | $608.7M | $173.5M | ||
| Q3 25 | $475.6M | $139.4M | ||
| Q2 25 | $326.7M | $97.3M | ||
| Q1 25 | $214.0M | $71.1M | ||
| Q4 24 | $79.0M | $332.5M | ||
| Q3 24 | $143.5M | $60.7M | ||
| Q2 24 | $134.1M | $17.4M | ||
| Q1 24 | $105.5M | $88.0M |
毛利率PLTRSOFI
| Q4 25 | 84.6% | 84.2% | ||
| Q3 25 | 82.4% | 83.2% | ||
| Q2 25 | 80.8% | 82.4% | ||
| Q1 25 | 80.4% | 82.4% | ||
| Q4 24 | 78.9% | 82.5% | ||
| Q3 24 | 79.8% | 82.3% | ||
| Q2 24 | 81.0% | 81.7% | ||
| Q1 24 | 81.7% | 84.5% |
营业利润率PLTRSOFI
| Q4 25 | 40.9% | 18.1% | ||
| Q3 25 | 33.3% | 15.4% | ||
| Q2 25 | 26.8% | 13.1% | ||
| Q1 25 | 19.9% | 10.3% | ||
| Q4 24 | 1.3% | 8.2% | ||
| Q3 24 | 15.6% | 9.2% | ||
| Q2 24 | 15.5% | 2.6% | ||
| Q1 24 | 12.8% | 14.6% |
净利率PLTRSOFI
| Q4 25 | 43.3% | 16.9% | ||
| Q3 25 | 40.3% | 14.5% | ||
| Q2 25 | 32.6% | 11.4% | ||
| Q1 25 | 24.2% | 9.2% | ||
| Q4 24 | 9.5% | 45.3% | ||
| Q3 24 | 19.8% | 8.7% | ||
| Q2 24 | 19.8% | 2.9% | ||
| Q1 24 | 16.6% | 13.7% |
每股收益（稀释后）PLTRSOFI
| Q4 25 | $0.24 | $0.14 | ||
| Q3 25 | $0.18 | $0.11 | ||
| Q2 25 | $0.13 | $0.08 | ||
| Q1 25 | $0.08 | $0.06 | ||
| Q4 24 | $0.03 | $0.31 | ||
| Q3 24 | $0.06 | $0.05 | ||
| Q2 24 | $0.06 | $0.01 | ||
| Q1 24 | $0.04 | $0.02 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $7.2B | $4.9B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $7.4B | $10.5B |
| 总资产 | $8.9B | $50.7B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资PLTRSOFI
| Q4 25 | $7.2B | $4.9B | ||
| Q3 25 | $6.4B | $3.2B | ||
| Q2 25 | $6.0B | $2.1B | ||
| Q1 25 | $5.4B | $2.1B | ||
| Q4 24 | $5.2B | $2.5B | ||
| Q3 24 | $4.6B | $2.4B | ||
| Q2 24 | $4.0B | $2.3B | ||
| Q1 24 | $3.9B | $3.7B |
股东权益PLTRSOFI
| Q4 25 | $7.4B | $10.5B | ||
| Q3 25 | $6.6B | $8.8B | ||
| Q2 25 | $5.9B | $6.9B | ||
| Q1 25 | $5.4B | $6.7B | ||
| Q4 24 | $5.0B | $6.5B | ||
| Q3 24 | $4.5B | $6.1B | ||
| Q2 24 | $4.1B | $5.9B | ||
| Q1 24 | $3.8B | $5.8B |
总资产PLTRSOFI
| Q4 25 | $8.9B | $50.7B | ||
| Q3 25 | $8.1B | $45.3B | ||
| Q2 25 | $7.4B | $41.1B | ||
| Q1 25 | $6.7B | $37.7B | ||
| Q4 24 | $6.3B | $36.3B | ||
| Q3 24 | $5.8B | $34.4B | ||
| Q2 24 | $5.2B | $32.6B | ||
| Q1 24 | $4.8B | $31.3B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $777.3M | $-3.7B |
| 自由现金流经营现金流 - 资本支出 | $764.0M | $-4.0B |
| 自由现金流率自由现金流/营收 | 54.3% | -388.8% |
| 资本支出强度资本支出/营收 | 0.9% | 23.7% |
| 现金转化率经营现金流/净利润 | 1.28× | -21.56× |
| 过去12个月自由现金流最近4个季度 | $2.1B | $-6.9B |
8季度趋势，按日历期对齐
经营现金流PLTRSOFI
| Q4 25 | $777.3M | $-3.7B | ||
| Q3 25 | $507.7M | $-1.3B | ||
| Q2 25 | $539.3M | $-1.5B | ||
| Q1 25 | $310.3M | $21.5M | ||
| Q4 24 | $460.3M | $-1.1B | ||
| Q3 24 | $419.8M | $-1.2B | ||
| Q2 24 | $144.2M | $-484.4M | ||
| Q1 24 | $129.6M | $738.2M |
自由现金流PLTRSOFI
| Q4 25 | $764.0M | $-4.0B | ||
| Q3 25 | $500.9M | $-1.4B | ||
| Q2 25 | $531.6M | $-1.5B | ||
| Q1 25 | $304.1M | $-31.1M | ||
| Q4 24 | $457.2M | $-1.3B | ||
| Q3 24 | $415.8M | $-1.2B | ||
| Q2 24 | $141.3M | $-521.1M | ||
| Q1 24 | $126.9M | $706.3M |
自由现金流率PLTRSOFI
| Q4 25 | 54.3% | -388.8% | ||
| Q3 25 | 42.4% | -142.0% | ||
| Q2 25 | 53.0% | -179.0% | ||
| Q1 25 | 34.4% | -4.0% | ||
| Q4 24 | 55.3% | -173.5% | ||
| Q3 24 | 57.3% | -174.6% | ||
| Q2 24 | 20.8% | -87.0% | ||
| Q1 24 | 20.0% | 109.5% |
资本支出强度PLTRSOFI
| Q4 25 | 0.9% | 23.7% | ||
| Q3 25 | 0.6% | 6.2% | ||
| Q2 25 | 0.8% | 7.4% | ||
| Q1 25 | 0.7% | 6.8% | ||
| Q4 24 | 0.4% | 21.0% | ||
| Q3 24 | 0.5% | 6.2% | ||
| Q2 24 | 0.4% | 6.1% | ||
| Q1 24 | 0.4% | 5.0% |
现金转化率PLTRSOFI
| Q4 25 | 1.28× | -21.56× | ||
| Q3 25 | 1.07× | -9.37× | ||
| Q2 25 | 1.65× | -15.08× | ||
| Q1 25 | 1.45× | 0.30× | ||
| Q4 24 | 5.83× | -3.37× | ||
| Q3 24 | 2.92× | -19.32× | ||
| Q2 24 | 1.08× | -27.83× | ||
| Q1 24 | 1.23× | 8.39× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PLTR
| Geographic Concentration Risk | $1.1B | 77% |
| Other | $330.4M | 23% |
SOFI
暂无分部数据
