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Perfect Moment Ltd.（PMNT）与RIVERVIEW BANCORP INC（RVSB）财务数据对比。点击上方公司名可切换其他公司
RIVERVIEW BANCORP INC的季度营收约是Perfect Moment Ltd.的1.2倍（$14.0M vs $11.7M），RIVERVIEW BANCORP INC净利率更高（9.8% vs 0.8%，领先9.0%），RIVERVIEW BANCORP INC同比增速更快（10.4% vs 0.8%），Perfect Moment Ltd.自由现金流更多（$2.2M vs $-736.0K）
Perfect Moment Ltd是一家高端生活方式与户外服饰品牌，主打兼顾高性能与时尚设计的滑雪服、运动服饰及配套配件，面向高端户外与冬季运动消费群体，业务覆盖北美、欧洲、亚太等核心市场。
Riverview Bancorp Inc.是一家总部位于美国的银行控股公司，主营个人与商业银行业务，服务覆盖太平洋西北地区，提供存款、消费贷款、住房抵押贷款、商业信贷及小企业金融等产品，服务零售客户与本地企业群体。
PMNT vs RVSB — 直观对比
营收规模更大
RVSB
是对方的1.2倍
$11.7M
营收增速更快
RVSB
高出9.6%
0.8%
净利率更高
RVSB
高出9.0%
0.8%
自由现金流更多
PMNT
多$3.0M
$-736.0K
损益表 — Q3 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $11.7M | $14.0M |
| 净利润 | $93.0K | $1.4M |
| 毛利率 | 64.4% | — |
| 营业利润率 | 5.0% | 12.4% |
| 净利率 | 0.8% | 9.8% |
| 营收同比 | 0.8% | 10.4% |
| 净利润同比 | 103.7% | 11.8% |
| 每股收益（稀释后） | $0.00 | $0.07 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PMNTRVSB
| Q4 25 | $11.7M | $14.0M | ||
| Q3 25 | $4.8M | $13.6M | ||
| Q2 25 | $1.5M | $13.3M | ||
| Q1 25 | $5.0M | $12.9M | ||
| Q4 24 | $11.7M | $12.7M | ||
| Q3 24 | $3.8M | $12.8M | ||
| Q2 24 | — | $12.2M | ||
| Q1 24 | — | $9.0M |
净利润PMNTRVSB
| Q4 25 | $93.0K | $1.4M | ||
| Q3 25 | $-1.8M | $1.1M | ||
| Q2 25 | $-3.8M | $1.2M | ||
| Q1 25 | $-7.3M | $1.1M | ||
| Q4 24 | $-2.5M | $1.2M | ||
| Q3 24 | $-2.7M | $1.6M | ||
| Q2 24 | — | $966.0K | ||
| Q1 24 | — | $-3.0M |
毛利率PMNTRVSB
| Q4 25 | 64.4% | — | ||
| Q3 25 | 60.1% | — | ||
| Q2 25 | 60.4% | — | ||
| Q1 25 | 32.0% | — | ||
| Q4 24 | 54.8% | — | ||
| Q3 24 | 54.0% | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
营业利润率PMNTRVSB
| Q4 25 | 5.0% | 12.4% | ||
| Q3 25 | -23.9% | 10.2% | ||
| Q2 25 | -207.5% | 11.7% | ||
| Q1 25 | -130.1% | 11.3% | ||
| Q4 24 | -11.1% | 12.4% | ||
| Q3 24 | -66.7% | 15.5% | ||
| Q2 24 | — | 10.0% | ||
| Q1 24 | — | -47.5% |
净利率PMNTRVSB
| Q4 25 | 0.8% | 9.8% | ||
| Q3 25 | -38.6% | 8.1% | ||
| Q2 25 | -259.4% | 9.2% | ||
| Q1 25 | -145.5% | 8.9% | ||
| Q4 24 | -21.3% | 9.7% | ||
| Q3 24 | -71.6% | 12.2% | ||
| Q2 24 | — | 7.9% | ||
| Q1 24 | — | -34.7% |
每股收益（稀释后）PMNTRVSB
| Q4 25 | $0.00 | $0.07 | ||
| Q3 25 | $-0.06 | $0.05 | ||
| Q2 25 | $-0.21 | $0.06 | ||
| Q1 25 | $-0.45 | $0.05 | ||
| Q4 24 | $-0.15 | $0.06 | ||
| Q3 24 | $-0.17 | $0.07 | ||
| Q2 24 | — | $0.05 | ||
| Q1 24 | — | $-0.14 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.6M | $28.6M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.1M | $164.2M |
| 总资产 | $13.8M | $1.5B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资PMNTRVSB
| Q4 25 | $1.6M | $28.6M | ||
| Q3 25 | $393.0K | $32.8M | ||
| Q2 25 | $3.0M | $34.2M | ||
| Q1 25 | $6.2M | $29.4M | ||
| Q4 24 | $2.8M | $25.3M | ||
| Q3 24 | $725.0K | $31.0M | ||
| Q2 24 | — | $27.8M | ||
| Q1 24 | — | $23.6M |
总债务PMNTRVSB
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $1.9M | — | ||
| Q3 24 | $1.8M | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益PMNTRVSB
| Q4 25 | $1.1M | $164.2M | ||
| Q3 25 | $981.0K | $163.5M | ||
| Q2 25 | $987.0K | $162.0M | ||
| Q1 25 | $1.9M | $160.0M | ||
| Q4 24 | $907.0K | $158.3M | ||
| Q3 24 | $2.7M | $160.8M | ||
| Q2 24 | — | $155.9M | ||
| Q1 24 | — | $155.6M |
总资产PMNTRVSB
| Q4 25 | $13.8M | $1.5B | ||
| Q3 25 | $15.0M | $1.5B | ||
| Q2 25 | $8.3M | $1.5B | ||
| Q1 25 | $13.3M | $1.5B | ||
| Q4 24 | $13.2M | $1.5B | ||
| Q3 24 | $13.3M | $1.5B | ||
| Q2 24 | — | $1.5B | ||
| Q1 24 | — | $1.5B |
负债/权益比PMNTRVSB
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 2.11× | — | ||
| Q3 24 | 0.67× | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $2.3M | $-506.0K |
| 自由现金流经营现金流 - 资本支出 | $2.2M | $-736.0K |
| 自由现金流率自由现金流/营收 | 19.1% | -5.2% |
| 资本支出强度资本支出/营收 | 0.3% | 1.6% |
| 现金转化率经营现金流/净利润 | 24.26× | -0.37× |
| 过去12个月自由现金流最近4个季度 | — | $20.4M |
8季度趋势，按日历期对齐
经营现金流PMNTRVSB
| Q4 25 | $2.3M | $-506.0K | ||
| Q3 25 | $-7.2M | $16.8M | ||
| Q2 25 | $-3.9M | $-697.0K | ||
| Q1 25 | $-1.1M | $8.3M | ||
| Q4 24 | $-1.0M | $2.2M | ||
| Q3 24 | $-3.9M | $764.0K | ||
| Q2 24 | — | $5.4M | ||
| Q1 24 | — | $12.8M |
自由现金流PMNTRVSB
| Q4 25 | $2.2M | $-736.0K | ||
| Q3 25 | — | $16.4M | ||
| Q2 25 | — | $-773.0K | ||
| Q1 25 | $-1.1M | $5.6M | ||
| Q4 24 | $-1.2M | $1.9M | ||
| Q3 24 | $-3.9M | $-1.4M | ||
| Q2 24 | — | $5.3M | ||
| Q1 24 | — | $7.1M |
自由现金流率PMNTRVSB
| Q4 25 | 19.1% | -5.2% | ||
| Q3 25 | — | 120.1% | ||
| Q2 25 | — | -5.8% | ||
| Q1 25 | -21.8% | 43.1% | ||
| Q4 24 | -10.6% | 15.0% | ||
| Q3 24 | -101.5% | -11.3% | ||
| Q2 24 | — | 43.7% | ||
| Q1 24 | — | 79.0% |
资本支出强度PMNTRVSB
| Q4 25 | 0.3% | 1.6% | ||
| Q3 25 | — | 2.9% | ||
| Q2 25 | — | 0.6% | ||
| Q1 25 | 0.3% | 21.0% | ||
| Q4 24 | 1.6% | 2.4% | ||
| Q3 24 | 1.0% | 17.3% | ||
| Q2 24 | — | 0.9% | ||
| Q1 24 | — | 62.0% |
现金转化率PMNTRVSB
| Q4 25 | 24.26× | -0.37× | ||
| Q3 25 | — | 15.25× | ||
| Q2 25 | — | -0.57× | ||
| Q1 25 | — | 7.20× | ||
| Q4 24 | — | 1.79× | ||
| Q3 24 | — | 0.49× | ||
| Q2 24 | — | 5.63× | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
