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PennyMac Mortgage Investment Trust（PMT）与RESOURCES CONNECTION, INC.（RGP）财务数据对比。点击上方公司名可切换其他公司
RESOURCES CONNECTION, INC.的季度营收约是PennyMac Mortgage Investment Trust的1.3倍（$117.7M vs $93.6M），PennyMac Mortgage Investment Trust净利率更高（56.0% vs -10.8%，领先66.7%），PennyMac Mortgage Investment Trust同比增速更快（-13.3% vs -19.2%），过去两年PennyMac Mortgage Investment Trust的营收复合增速更高（12.3% vs -11.8%）
PennyMac Mortgage Investment Trust是总部位于美国的房地产投资信托，专注于住宅抵押贷款相关资产，主要投资履约及违约抵押贷款、住宅抵押贷款支持证券和信用风险转移工具，业务覆盖美国住房市场的投资管理与抵押贷款服务板块。
RGP原名 Resources Global Professionals，是 Resources Connection, Inc. 的核心运营主体，面向全球客户提供多领域专业咨询服务，覆盖财务会计、信息管理、治理风险合规、人力资本、法务监管、企业咨询与重组、战略传播以及供应链管理等板块。
PMT vs RGP — 直观对比
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $93.6M | $117.7M |
| 净利润 | $52.4M | $-12.7M |
| 毛利率 | — | 37.1% |
| 营业利润率 | 38.6% | -10.3% |
| 净利率 | 56.0% | -10.8% |
| 营收同比 | -13.3% | -19.2% |
| 净利润同比 | 12.5% | 81.6% |
| 每股收益（稀释后） | $0.49 | $-0.38 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $93.6M | $117.7M | ||
| Q3 25 | $99.2M | $120.2M | ||
| Q2 25 | $70.2M | $139.3M | ||
| Q1 25 | $44.5M | $129.4M | ||
| Q4 24 | $107.9M | $145.6M | ||
| Q3 24 | $80.9M | $136.9M | ||
| Q2 24 | $71.2M | $148.2M | ||
| Q1 24 | $74.2M | $151.3M |
| Q4 25 | $52.4M | $-12.7M | ||
| Q3 25 | $58.3M | $-2.4M | ||
| Q2 25 | $7.5M | $-73.3M | ||
| Q1 25 | $9.7M | $-44.1M | ||
| Q4 24 | $46.5M | $-68.7M | ||
| Q3 24 | $41.4M | $-5.7M | ||
| Q2 24 | $25.4M | $10.5M | ||
| Q1 24 | $47.6M | $2.5M |
| Q4 25 | — | 37.1% | ||
| Q3 25 | — | 39.5% | ||
| Q2 25 | — | 40.2% | ||
| Q1 25 | — | 35.1% | ||
| Q4 24 | — | 38.5% | ||
| Q3 24 | — | 36.5% | ||
| Q2 24 | — | 40.2% | ||
| Q1 24 | — | 37.0% |
| Q4 25 | 38.6% | -10.3% | ||
| Q3 25 | 47.4% | -1.7% | ||
| Q2 25 | 24.2% | -47.0% | ||
| Q1 25 | -14.2% | -38.4% | ||
| Q4 24 | 51.1% | -52.7% | ||
| Q3 24 | 32.8% | -3.5% | ||
| Q2 24 | 40.2% | 7.6% | ||
| Q1 24 | 43.6% | 2.8% |
| Q4 25 | 56.0% | -10.8% | ||
| Q3 25 | 58.7% | -2.0% | ||
| Q2 25 | 10.7% | -52.6% | ||
| Q1 25 | 21.8% | -34.0% | ||
| Q4 24 | 43.1% | -47.2% | ||
| Q3 24 | 51.2% | -4.2% | ||
| Q2 24 | 35.7% | 7.1% | ||
| Q1 24 | 64.2% | 1.7% |
| Q4 25 | $0.49 | $-0.38 | ||
| Q3 25 | $0.55 | $-0.07 | ||
| Q2 25 | $-0.04 | $-2.21 | ||
| Q1 25 | $-0.01 | $-1.34 | ||
| Q4 24 | $0.45 | $-2.08 | ||
| Q3 24 | $0.36 | $-0.17 | ||
| Q2 24 | $0.17 | $0.31 | ||
| Q1 24 | $0.39 | $0.08 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $190.5M | $89.8M |
| 总债务越低越好 | $1.1B | — |
| 股东权益账面价值 | $1.9B | $194.6M |
| 总资产 | $21.3B | $289.3M |
| 负债/权益比越低杠杆越低 | 0.58× | — |
8季度趋势，按日历期对齐
| Q4 25 | $190.5M | $89.8M | ||
| Q3 25 | $181.0M | $77.5M | ||
| Q2 25 | $108.6M | $86.1M | ||
| Q1 25 | $204.2M | $72.5M | ||
| Q4 24 | $103.2M | $78.2M | ||
| Q3 24 | $102.8M | $89.6M | ||
| Q2 24 | $336.3M | $108.9M | ||
| Q1 24 | $343.3M | $113.8M |
| Q4 25 | $1.1B | — | ||
| Q3 25 | $299.0M | — | ||
| Q2 25 | $1.2B | — | ||
| Q1 25 | $968.4M | — | ||
| Q4 24 | $1.0B | — | ||
| Q3 24 | $5.2B | — | ||
| Q2 24 | $5.4B | — | ||
| Q1 24 | $5.1B | — |
| Q4 25 | $1.9B | $194.6M | ||
| Q3 25 | $1.9B | $206.4M | ||
| Q2 25 | $1.9B | $207.1M | ||
| Q1 25 | $1.9B | $277.8M | ||
| Q4 24 | $1.9B | $325.7M | ||
| Q3 24 | $1.9B | $407.2M | ||
| Q2 24 | $1.9B | $418.8M | ||
| Q1 24 | $2.0B | $414.9M |
| Q4 25 | $21.3B | $289.3M | ||
| Q3 25 | $18.5B | $287.2M | ||
| Q2 25 | $16.8B | $304.7M | ||
| Q1 25 | $14.9B | $375.6M | ||
| Q4 24 | $14.4B | $424.9M | ||
| Q3 24 | $13.1B | $512.9M | ||
| Q2 24 | $12.1B | $510.9M | ||
| Q1 24 | $12.3B | $523.2M |
| Q4 25 | 0.58× | — | ||
| Q3 25 | 0.16× | — | ||
| Q2 25 | 0.65× | — | ||
| Q1 25 | 0.51× | — | ||
| Q4 24 | 0.52× | — | ||
| Q3 24 | 2.70× | — | ||
| Q2 24 | 2.76× | — | ||
| Q1 24 | 2.60× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-7.2B | $15.9M |
| 自由现金流经营现金流 - 资本支出 | — | $15.6M |
| 自由现金流率自由现金流/营收 | — | 13.2% |
| 资本支出强度资本支出/营收 | — | 0.3% |
| 现金转化率经营现金流/净利润 | -137.76× | — |
| 过去12个月自由现金流最近4个季度 | — | $24.3M |
8季度趋势，按日历期对齐
| Q4 25 | $-7.2B | $15.9M | ||
| Q3 25 | $-1.3B | $-7.8M | ||
| Q2 25 | $-2.0B | $16.8M | ||
| Q1 25 | $-594.3M | $659.0K | ||
| Q4 24 | $-2.7B | $1.8M | ||
| Q3 24 | $-983.8M | $-309.0K | ||
| Q2 24 | $243.8M | $3.2M | ||
| Q1 24 | $-342.4M | $20.5M |
| Q4 25 | — | $15.6M | ||
| Q3 25 | — | $-8.0M | ||
| Q2 25 | — | $16.5M | ||
| Q1 25 | — | $238.0K | ||
| Q4 24 | — | $61.0K | ||
| Q3 24 | — | $-575.0K | ||
| Q2 24 | — | $3.0M | ||
| Q1 24 | — | $20.4M |
| Q4 25 | — | 13.2% | ||
| Q3 25 | — | -6.6% | ||
| Q2 25 | — | 11.8% | ||
| Q1 25 | — | 0.2% | ||
| Q4 24 | — | 0.0% | ||
| Q3 24 | — | -0.4% | ||
| Q2 24 | — | 2.1% | ||
| Q1 24 | — | 13.5% |
| Q4 25 | — | 0.3% | ||
| Q3 25 | — | 0.1% | ||
| Q2 25 | — | 0.2% | ||
| Q1 25 | — | 0.3% | ||
| Q4 24 | — | 1.2% | ||
| Q3 24 | — | 0.2% | ||
| Q2 24 | — | 0.1% | ||
| Q1 24 | — | 0.1% |
| Q4 25 | -137.76× | — | ||
| Q3 25 | -22.26× | — | ||
| Q2 25 | -267.53× | — | ||
| Q1 25 | -61.39× | — | ||
| Q4 24 | -58.08× | — | ||
| Q3 24 | -23.76× | — | ||
| Q2 24 | 9.59× | 0.30× | ||
| Q1 24 | -7.19× | 8.04× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PMT
| Other | $55.0M | 59% |
| Interest Rate Sensitive Strategies | $31.4M | 34% |
| Correspondent Production | $7.2M | 8% |
RGP
| US | $93.7M | 80% |
| Non Us | $24.0M | 20% |
