vs
CPI Card Group Inc.（PMTS）与STURM RUGER & CO INC（RGR）财务数据对比。点击上方公司名可切换其他公司
CPI Card Group Inc.的季度营收约是STURM RUGER & CO INC的1.0倍（$153.1M vs $151.1M），CPI Card Group Inc.同比增速更快（22.3% vs 3.6%），CPI Card Group Inc.自由现金流更多（$35.2M vs $12.3M），过去两年CPI Card Group Inc.的营收复合增速更高（16.9% vs 5.1%）
CPI Card Group Inc.是知名的支付卡生产及配套解决方案供应商，主营接触式、非接触式信用卡、借记卡、预付卡的制造与个性化定制服务，客户以北美地区的金融机构、金融科技企业及零售品牌为主。
鲁格公司（Ruger）是总部位于美国康涅狄格州绍斯波特的枪械制造企业，除总部外，还在新罕布什尔州纽波特、北卡罗来纳州梅约丹以及亚利桑那州普雷斯科特设有生产工厂。公司由亚历山大·麦考密克·斯特姆与威廉·B·鲁格于1949年共同创立，自1969年起公开上市交易。
PMTS vs RGR — 直观对比
营收规模更大
PMTS
是对方的1.0倍
$151.1M
营收增速更快
PMTS
高出18.7%
3.6%
自由现金流更多
PMTS
多$22.9M
$12.3M
两年增速更快
PMTS
近两年复合增速
5.1%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $153.1M | $151.1M |
| 净利润 | $7.3M | — |
| 毛利率 | 31.5% | 17.8% |
| 营业利润率 | 12.0% | 2.3% |
| 净利率 | 4.8% | — |
| 营收同比 | 22.3% | 3.6% |
| 净利润同比 | 8.5% | — |
| 每股收益（稀释后） | $0.62 | $0.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PMTSRGR
| Q4 25 | $153.1M | $151.1M | ||
| Q3 25 | $138.0M | $126.8M | ||
| Q2 25 | $129.8M | $132.5M | ||
| Q1 25 | $122.8M | $135.7M | ||
| Q4 24 | $125.1M | $145.8M | ||
| Q3 24 | $124.8M | $122.3M | ||
| Q2 24 | $118.8M | $130.8M | ||
| Q1 24 | $111.9M | $136.8M |
净利润PMTSRGR
| Q4 25 | $7.3M | — | ||
| Q3 25 | $2.3M | $1.6M | ||
| Q2 25 | $518.0K | $-17.2M | ||
| Q1 25 | $4.8M | $7.8M | ||
| Q4 24 | $6.8M | — | ||
| Q3 24 | $1.3M | $4.7M | ||
| Q2 24 | $6.0M | $8.3M | ||
| Q1 24 | $5.5M | $7.1M |
毛利率PMTSRGR
| Q4 25 | 31.5% | 17.8% | ||
| Q3 25 | 29.7% | 15.1% | ||
| Q2 25 | 30.9% | 3.9% | ||
| Q1 25 | 33.2% | 22.0% | ||
| Q4 24 | 34.1% | 22.8% | ||
| Q3 24 | 35.8% | 18.5% | ||
| Q2 24 | 35.7% | 22.3% | ||
| Q1 24 | 37.1% | 21.5% |
营业利润率PMTSRGR
| Q4 25 | 12.0% | 2.3% | ||
| Q3 25 | 9.4% | -2.7% | ||
| Q2 25 | 7.3% | -15.6% | ||
| Q1 25 | 11.5% | 6.2% | ||
| Q4 24 | 12.7% | 7.8% | ||
| Q3 24 | 14.3% | 3.1% | ||
| Q2 24 | 12.5% | 6.9% | ||
| Q1 24 | 12.6% | 5.5% |
净利率PMTSRGR
| Q4 25 | 4.8% | — | ||
| Q3 25 | 1.7% | 1.2% | ||
| Q2 25 | 0.4% | -13.0% | ||
| Q1 25 | 3.9% | 5.7% | ||
| Q4 24 | 5.4% | — | ||
| Q3 24 | 1.0% | 3.9% | ||
| Q2 24 | 5.1% | 6.3% | ||
| Q1 24 | 4.9% | 5.2% |
每股收益（稀释后）PMTSRGR
| Q4 25 | $0.62 | $0.22 | ||
| Q3 25 | $0.19 | $0.10 | ||
| Q2 25 | $0.04 | $-1.05 | ||
| Q1 25 | $0.40 | $0.46 | ||
| Q4 24 | $0.56 | $0.62 | ||
| Q3 24 | $0.11 | $0.28 | ||
| Q2 24 | $0.51 | $0.47 | ||
| Q1 24 | $0.46 | $0.40 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $21.7M | $92.5M |
| 总债务越低越好 | $286.7M | — |
| 股东权益账面价值 | $-17.3M | $283.8M |
| 总资产 | $403.2M | $342.0M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资PMTSRGR
| Q4 25 | $21.7M | $92.5M | ||
| Q3 25 | $16.0M | $80.8M | ||
| Q2 25 | $17.1M | $101.4M | ||
| Q1 25 | $31.5M | $108.3M | ||
| Q4 24 | $33.5M | $105.5M | ||
| Q3 24 | $14.7M | $96.0M | ||
| Q2 24 | $7.5M | $105.6M | ||
| Q1 24 | $17.1M | $115.3M |
总债务PMTSRGR
| Q4 25 | $286.7M | — | ||
| Q3 25 | $308.4M | — | ||
| Q2 25 | $310.9M | — | ||
| Q1 25 | $280.7M | — | ||
| Q4 24 | $280.4M | — | ||
| Q3 24 | $280.2M | — | ||
| Q2 24 | $269.7M | — | ||
| Q1 24 | $265.3M | — |
股东权益PMTSRGR
| Q4 25 | $-17.3M | $283.8M | ||
| Q3 25 | $-25.7M | $279.6M | ||
| Q2 25 | $-29.0M | $289.3M | ||
| Q1 25 | $-29.7M | $321.5M | ||
| Q4 24 | $-35.6M | $319.6M | ||
| Q3 24 | $-42.8M | $314.9M | ||
| Q2 24 | $-44.6M | $321.5M | ||
| Q1 24 | $-48.5M | $332.0M |
总资产PMTSRGR
| Q4 25 | $403.2M | $342.0M | ||
| Q3 25 | $407.1M | $342.3M | ||
| Q2 25 | $399.8M | $349.5M | ||
| Q1 25 | $351.9M | $379.0M | ||
| Q4 24 | $349.7M | $384.0M | ||
| Q3 24 | $342.3M | $373.5M | ||
| Q2 24 | $321.4M | $376.7M | ||
| Q1 24 | $319.8M | $385.0M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $39.6M | $15.5M |
| 自由现金流经营现金流 - 资本支出 | $35.2M | $12.3M |
| 自由现金流率自由现金流/营收 | 23.0% | 8.2% |
| 资本支出强度资本支出/营收 | 2.9% | 2.1% |
| 现金转化率经营现金流/净利润 | 5.39× | — |
| 过去12个月自由现金流最近4个季度 | $41.3M | $38.5M |
8季度趋势，按日历期对齐
经营现金流PMTSRGR
| Q4 25 | $39.6M | $15.5M | ||
| Q3 25 | $10.0M | $12.9M | ||
| Q2 25 | $4.3M | $14.7M | ||
| Q1 25 | $5.6M | $11.1M | ||
| Q4 24 | $26.7M | $20.0M | ||
| Q3 24 | $12.5M | $9.4M | ||
| Q2 24 | $-4.8M | $18.7M | ||
| Q1 24 | $8.9M | $7.3M |
自由现金流PMTSRGR
| Q4 25 | $35.2M | $12.3M | ||
| Q3 25 | $5.3M | $7.0M | ||
| Q2 25 | $533.0K | $9.1M | ||
| Q1 25 | $292.0K | $10.0M | ||
| Q4 24 | $21.6M | $16.4M | ||
| Q3 24 | $11.1M | $2.6M | ||
| Q2 24 | $-6.0M | $10.1M | ||
| Q1 24 | $7.4M | $5.6M |
自由现金流率PMTSRGR
| Q4 25 | 23.0% | 8.2% | ||
| Q3 25 | 3.8% | 5.5% | ||
| Q2 25 | 0.4% | 6.9% | ||
| Q1 25 | 0.2% | 7.4% | ||
| Q4 24 | 17.3% | 11.2% | ||
| Q3 24 | 8.9% | 2.1% | ||
| Q2 24 | -5.0% | 7.7% | ||
| Q1 24 | 6.6% | 4.1% |
资本支出强度PMTSRGR
| Q4 25 | 2.9% | 2.1% | ||
| Q3 25 | 3.4% | 4.6% | ||
| Q2 25 | 2.9% | 4.2% | ||
| Q1 25 | 4.3% | 0.8% | ||
| Q4 24 | 4.0% | 2.5% | ||
| Q3 24 | 1.2% | 5.5% | ||
| Q2 24 | 1.0% | 6.6% | ||
| Q1 24 | 1.3% | 1.3% |
现金转化率PMTSRGR
| Q4 25 | 5.39× | — | ||
| Q3 25 | 4.32× | 8.15× | ||
| Q2 25 | 8.39× | — | ||
| Q1 25 | 1.17× | 1.43× | ||
| Q4 24 | 3.94× | — | ||
| Q3 24 | 9.70× | 1.98× | ||
| Q2 24 | -0.79× | 2.27× | ||
| Q1 24 | 1.63× | 1.04× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PMTS
| US Debit And Credit | $128.9M | 84% |
| US Prepaid Debit | $24.4M | 16% |
RGR
| Firearms | $150.6M | 100% |
| Castings | $7.3M | 5% |
