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CPI Card Group Inc.（PMTS）与Resolute Holdings Management, Inc.（RHLD）财务数据对比。点击上方公司名可切换其他公司
CPI Card Group Inc.的季度营收约是Resolute Holdings Management, Inc.的1.3倍（$153.1M vs $117.7M），CPI Card Group Inc.净利率更高（4.8% vs -1.5%，领先6.3%），Resolute Holdings Management, Inc.自由现金流更多（$189.2M vs $35.2M）
CPI Card Group Inc.是知名的支付卡生产及配套解决方案供应商，主营接触式、非接触式信用卡、借记卡、预付卡的制造与个性化定制服务，客户以北美地区的金融机构、金融科技企业及零售品牌为主。
Resolute Holdings Management, Inc.是一家澳大利亚矿业企业，核心业务布局于非洲地区，目前运营两座金矿，分别为位于马里的 Syama 金矿和塞内加尔的 Mako 金矿，专注于黄金资源的勘探、开采及相关运营管理工作。
PMTS vs RHLD — 直观对比
营收规模更大
PMTS
是对方的1.3倍
$117.7M
净利率更高
PMTS
高出6.3%
-1.5%
自由现金流更多
RHLD
多$154.0M
$35.2M
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $153.1M | $117.7M |
| 净利润 | $7.3M | $-1.7M |
| 毛利率 | 31.5% | 55.7% |
| 营业利润率 | 12.0% | 30.2% |
| 净利率 | 4.8% | -1.5% |
| 营收同比 | 22.3% | — |
| 净利润同比 | 8.5% | — |
| 每股收益（稀释后） | $0.62 | $-0.20 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PMTSRHLD
| Q4 25 | $153.1M | $117.7M | ||
| Q3 25 | $138.0M | $120.9M | ||
| Q2 25 | $129.8M | $119.6M | ||
| Q1 25 | $122.8M | $103.9M | ||
| Q4 24 | $125.1M | — | ||
| Q3 24 | $124.8M | — | ||
| Q2 24 | $118.8M | — | ||
| Q1 24 | $111.9M | — |
净利润PMTSRHLD
| Q4 25 | $7.3M | $-1.7M | ||
| Q3 25 | $2.3M | $-231.0K | ||
| Q2 25 | $518.0K | $-611.0K | ||
| Q1 25 | $4.8M | $-3.4M | ||
| Q4 24 | $6.8M | — | ||
| Q3 24 | $1.3M | — | ||
| Q2 24 | $6.0M | — | ||
| Q1 24 | $5.5M | — |
毛利率PMTSRHLD
| Q4 25 | 31.5% | 55.7% | ||
| Q3 25 | 29.7% | 59.0% | ||
| Q2 25 | 30.9% | 57.5% | ||
| Q1 25 | 33.2% | 52.5% | ||
| Q4 24 | 34.1% | — | ||
| Q3 24 | 35.8% | — | ||
| Q2 24 | 35.7% | — | ||
| Q1 24 | 37.1% | — |
营业利润率PMTSRHLD
| Q4 25 | 12.0% | 30.2% | ||
| Q3 25 | 9.4% | 34.3% | ||
| Q2 25 | 7.3% | 34.0% | ||
| Q1 25 | 11.5% | 24.7% | ||
| Q4 24 | 12.7% | — | ||
| Q3 24 | 14.3% | — | ||
| Q2 24 | 12.5% | — | ||
| Q1 24 | 12.6% | — |
净利率PMTSRHLD
| Q4 25 | 4.8% | -1.5% | ||
| Q3 25 | 1.7% | -0.2% | ||
| Q2 25 | 0.4% | -0.5% | ||
| Q1 25 | 3.9% | -3.2% | ||
| Q4 24 | 5.4% | — | ||
| Q3 24 | 1.0% | — | ||
| Q2 24 | 5.1% | — | ||
| Q1 24 | 4.9% | — |
每股收益（稀释后）PMTSRHLD
| Q4 25 | $0.62 | $-0.20 | ||
| Q3 25 | $0.19 | $-0.03 | ||
| Q2 25 | $0.04 | $-0.07 | ||
| Q1 25 | $0.40 | $-0.39 | ||
| Q4 24 | $0.56 | — | ||
| Q3 24 | $0.11 | — | ||
| Q2 24 | $0.51 | — | ||
| Q1 24 | $0.46 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $21.7M | $205.5M |
| 总债务越低越好 | $286.7M | $169.8M |
| 股东权益账面价值 | $-17.3M | $6.5M |
| 总资产 | $403.2M | $333.4M |
| 负债/权益比越低杠杆越低 | — | 26.03× |
8季度趋势，按日历期对齐
现金及短期投资PMTSRHLD
| Q4 25 | $21.7M | $205.5M | ||
| Q3 25 | $16.0M | $148.0M | ||
| Q2 25 | $17.1M | $99.9M | ||
| Q1 25 | $31.5M | $71.0M | ||
| Q4 24 | $33.5M | — | ||
| Q3 24 | $14.7M | — | ||
| Q2 24 | $7.5M | — | ||
| Q1 24 | $17.1M | — |
总债务PMTSRHLD
| Q4 25 | $286.7M | $169.8M | ||
| Q3 25 | $308.4M | $173.4M | ||
| Q2 25 | $310.9M | $177.1M | ||
| Q1 25 | $280.7M | $180.7M | ||
| Q4 24 | $280.4M | — | ||
| Q3 24 | $280.2M | — | ||
| Q2 24 | $269.7M | — | ||
| Q1 24 | $265.3M | — |
股东权益PMTSRHLD
| Q4 25 | $-17.3M | $6.5M | ||
| Q3 25 | $-25.7M | $10.8M | ||
| Q2 25 | $-29.0M | $9.6M | ||
| Q1 25 | $-29.7M | $8.9M | ||
| Q4 24 | $-35.6M | — | ||
| Q3 24 | $-42.8M | — | ||
| Q2 24 | $-44.6M | — | ||
| Q1 24 | $-48.5M | — |
总资产PMTSRHLD
| Q4 25 | $403.2M | $333.4M | ||
| Q3 25 | $407.1M | $293.2M | ||
| Q2 25 | $399.8M | $253.3M | ||
| Q1 25 | $351.9M | $214.3M | ||
| Q4 24 | $349.7M | — | ||
| Q3 24 | $342.3M | — | ||
| Q2 24 | $321.4M | — | ||
| Q1 24 | $319.8M | — |
负债/权益比PMTSRHLD
| Q4 25 | — | 26.03× | ||
| Q3 25 | — | 16.01× | ||
| Q2 25 | — | 18.42× | ||
| Q1 25 | — | 20.38× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $39.6M | $196.1M |
| 自由现金流经营现金流 - 资本支出 | $35.2M | $189.2M |
| 自由现金流率自由现金流/营收 | 23.0% | 160.8% |
| 资本支出强度资本支出/营收 | 2.9% | 5.8% |
| 现金转化率经营现金流/净利润 | 5.39× | — |
| 过去12个月自由现金流最近4个季度 | $41.3M | $313.2M |
8季度趋势，按日历期对齐
经营现金流PMTSRHLD
| Q4 25 | $39.6M | $196.1M | ||
| Q3 25 | $10.0M | $59.6M | ||
| Q2 25 | $4.3M | $48.9M | ||
| Q1 25 | $5.6M | $18.4M | ||
| Q4 24 | $26.7M | — | ||
| Q3 24 | $12.5M | — | ||
| Q2 24 | $-4.8M | — | ||
| Q1 24 | $8.9M | — |
自由现金流PMTSRHLD
| Q4 25 | $35.2M | $189.2M | ||
| Q3 25 | $5.3M | $58.6M | ||
| Q2 25 | $533.0K | $47.5M | ||
| Q1 25 | $292.0K | $17.8M | ||
| Q4 24 | $21.6M | — | ||
| Q3 24 | $11.1M | — | ||
| Q2 24 | $-6.0M | — | ||
| Q1 24 | $7.4M | — |
自由现金流率PMTSRHLD
| Q4 25 | 23.0% | 160.8% | ||
| Q3 25 | 3.8% | 48.5% | ||
| Q2 25 | 0.4% | 39.7% | ||
| Q1 25 | 0.2% | 17.1% | ||
| Q4 24 | 17.3% | — | ||
| Q3 24 | 8.9% | — | ||
| Q2 24 | -5.0% | — | ||
| Q1 24 | 6.6% | — |
资本支出强度PMTSRHLD
| Q4 25 | 2.9% | 5.8% | ||
| Q3 25 | 3.4% | 0.8% | ||
| Q2 25 | 2.9% | 1.2% | ||
| Q1 25 | 4.3% | 0.6% | ||
| Q4 24 | 4.0% | — | ||
| Q3 24 | 1.2% | — | ||
| Q2 24 | 1.0% | — | ||
| Q1 24 | 1.3% | — |
现金转化率PMTSRHLD
| Q4 25 | 5.39× | — | ||
| Q3 25 | 4.32× | — | ||
| Q2 25 | 8.39× | — | ||
| Q1 25 | 1.17× | — | ||
| Q4 24 | 3.94× | — | ||
| Q3 24 | 9.70× | — | ||
| Q2 24 | -0.79× | — | ||
| Q1 24 | 1.63× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PMTS
| US Debit And Credit | $128.9M | 84% |
| US Prepaid Debit | $24.4M | 16% |
RHLD
暂无分部数据
