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Porch Group, Inc.（PRCH）与BRC Group Holdings, Inc.（RILY）财务数据对比。点击上方公司名可切换其他公司
BRC Group Holdings, Inc.的季度营收约是Porch Group, Inc.的1.6倍（$188.3M vs $121.1M），BRC Group Holdings, Inc.净利率更高（47.9% vs -3.9%，领先51.8%），Porch Group, Inc.同比增速更快（100.0% vs -21.9%），过去两年Porch Group, Inc.的营收复合增速更高（26.4% vs -15.4%）
Porch Group是一家面向屋主的家居改造服务平台，致力于连接屋主与当地的家居装修承包商。平台不仅提供超过160种家居装修项目的在线预约服务，还涵盖专业建议文章与装修成本指南，帮助屋主便捷规划各类家装工程。
PRCH vs RILY — 直观对比
营收规模更大
RILY
是对方的1.6倍
$121.1M
营收增速更快
PRCH
高出121.9%
-21.9%
净利率更高
RILY
高出51.8%
-3.9%
两年增速更快
PRCH
近两年复合增速
-15.4%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $121.1M | $188.3M |
| 净利润 | $-4.7M | $90.3M |
| 毛利率 | 52.7% | 79.5% |
| 营业利润率 | 34.7% | 32.3% |
| 净利率 | -3.9% | 47.9% |
| 营收同比 | 100.0% | -21.9% |
| 净利润同比 | 2.0% | 1710.8% |
| 每股收益（稀释后） | $-0.04 | $2.78 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PRCHRILY
| Q1 26 | $121.1M | — | ||
| Q4 25 | $112.3M | $188.3M | ||
| Q3 25 | $115.1M | $215.3M | ||
| Q2 25 | $107.0M | $188.2M | ||
| Q1 25 | $84.5M | $197.2M | ||
| Q4 24 | $75.3M | $241.0M | ||
| Q3 24 | $77.7M | $225.5M | ||
| Q2 24 | $75.9M | $256.0M |
净利润PRCHRILY
| Q1 26 | $-4.7M | — | ||
| Q4 25 | $-3.5M | $90.3M | ||
| Q3 25 | $-10.9M | $91.1M | ||
| Q2 25 | $2.6M | $139.5M | ||
| Q1 25 | $8.4M | $-10.0M | ||
| Q4 24 | $30.5M | $-5.6M | ||
| Q3 24 | $14.4M | $-284.4M | ||
| Q2 24 | $-64.3M | $-433.6M |
毛利率PRCHRILY
| Q1 26 | 52.7% | — | ||
| Q4 25 | 99.5% | 79.5% | ||
| Q3 25 | 75.6% | 83.7% | ||
| Q2 25 | 70.9% | 81.3% | ||
| Q1 25 | 77.4% | 81.4% | ||
| Q4 24 | — | 79.8% | ||
| Q3 24 | 79.4% | 82.1% | ||
| Q2 24 | 22.1% | 84.5% |
营业利润率PRCHRILY
| Q1 26 | 34.7% | — | ||
| Q4 25 | 14.7% | 32.3% | ||
| Q3 25 | 14.2% | 30.4% | ||
| Q2 25 | 4.7% | 5.7% | ||
| Q1 25 | -1.5% | -31.2% | ||
| Q4 24 | 33.3% | -69.2% | ||
| Q3 24 | -3.2% | -36.4% | ||
| Q2 24 | -69.2% | -90.8% |
净利率PRCHRILY
| Q1 26 | -3.9% | — | ||
| Q4 25 | -3.1% | 47.9% | ||
| Q3 25 | -9.4% | 42.3% | ||
| Q2 25 | 2.4% | 74.1% | ||
| Q1 25 | 9.9% | -5.1% | ||
| Q4 24 | 40.5% | -2.3% | ||
| Q3 24 | 18.5% | -126.1% | ||
| Q2 24 | -84.8% | -169.4% |
每股收益（稀释后）PRCHRILY
| Q1 26 | $-0.04 | — | ||
| Q4 25 | $0.00 | $2.78 | ||
| Q3 25 | $-0.10 | $2.91 | ||
| Q2 25 | $0.00 | $4.50 | ||
| Q1 25 | $0.07 | $-0.39 | ||
| Q4 24 | $0.34 | $-0.01 | ||
| Q3 24 | $0.12 | $-9.39 | ||
| Q2 24 | $-0.65 | $-14.35 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $68.4M | $226.6M |
| 总债务越低越好 | $391.3M | $1.4B |
| 股东权益账面价值 | $26.3M | $-171.5M |
| 总资产 | $806.6M | $1.7B |
| 负债/权益比越低杠杆越低 | 14.87× | — |
8季度趋势，按日历期对齐
现金及短期投资PRCHRILY
| Q1 26 | $68.4M | — | ||
| Q4 25 | $57.3M | $226.6M | ||
| Q3 25 | $85.0M | $184.2M | ||
| Q2 25 | $79.8M | $267.4M | ||
| Q1 25 | $70.4M | $138.3M | ||
| Q4 24 | $191.7M | $146.9M | ||
| Q3 24 | $238.6M | $159.2M | ||
| Q2 24 | $308.4M | $236.9M |
总债务PRCHRILY
| Q1 26 | $391.3M | — | ||
| Q4 25 | $392.8M | $1.4B | ||
| Q3 25 | $387.1M | $1.3B | ||
| Q2 25 | $394.1M | $1.3B | ||
| Q1 25 | $409.2M | $1.4B | ||
| Q4 24 | $403.9M | $1.5B | ||
| Q3 24 | $399.0M | — | ||
| Q2 24 | $436.8M | — |
股东权益PRCHRILY
| Q1 26 | $26.3M | — | ||
| Q4 25 | $-24.6M | $-171.5M | ||
| Q3 25 | $-27.9M | $-260.5M | ||
| Q2 25 | $-29.3M | $-351.7M | ||
| Q1 25 | $-52.4M | $-496.8M | ||
| Q4 24 | $-43.2M | $-488.2M | ||
| Q3 24 | $-77.0M | $-497.6M | ||
| Q2 24 | $-101.9M | $-218.3M |
总资产PRCHRILY
| Q1 26 | $806.6M | — | ||
| Q4 25 | $797.4M | $1.7B | ||
| Q3 25 | $787.7M | $1.7B | ||
| Q2 25 | $770.7M | $1.5B | ||
| Q1 25 | $802.3M | $1.5B | ||
| Q4 24 | $814.0M | $1.8B | ||
| Q3 24 | $867.3M | $2.2B | ||
| Q2 24 | $876.1M | $3.2B |
负债/权益比PRCHRILY
| Q1 26 | 14.87× | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $26.2M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 0.29× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流PRCHRILY
| Q1 26 | — | — | ||
| Q4 25 | $1.2M | $26.2M | ||
| Q3 25 | $40.8M | $-60.6M | ||
| Q2 25 | $35.6M | $-25.6M | ||
| Q1 25 | $-11.2M | $184.0K | ||
| Q4 24 | $-26.6M | $-2.7M | ||
| Q3 24 | $12.4M | $19.5M | ||
| Q2 24 | $-26.0M | $111.5M |
自由现金流PRCHRILY
| Q1 26 | — | — | ||
| Q4 25 | $1.1M | — | ||
| Q3 25 | $40.7M | — | ||
| Q2 25 | $35.4M | — | ||
| Q1 25 | $-11.2M | — | ||
| Q4 24 | $-26.8M | — | ||
| Q3 24 | $12.2M | — | ||
| Q2 24 | $-26.0M | — |
自由现金流率PRCHRILY
| Q1 26 | — | — | ||
| Q4 25 | 1.0% | — | ||
| Q3 25 | 35.4% | — | ||
| Q2 25 | 33.0% | — | ||
| Q1 25 | -13.3% | — | ||
| Q4 24 | -35.6% | — | ||
| Q3 24 | 15.7% | — | ||
| Q2 24 | -34.3% | — |
资本支出强度PRCHRILY
| Q1 26 | — | — | ||
| Q4 25 | 0.1% | — | ||
| Q3 25 | 0.1% | — | ||
| Q2 25 | 0.2% | — | ||
| Q1 25 | 0.1% | — | ||
| Q4 24 | 0.3% | — | ||
| Q3 24 | 0.3% | — | ||
| Q2 24 | 0.1% | — |
现金转化率PRCHRILY
| Q1 26 | — | — | ||
| Q4 25 | — | 0.29× | ||
| Q3 25 | — | -0.66× | ||
| Q2 25 | 13.79× | -0.18× | ||
| Q1 25 | -1.33× | — | ||
| Q4 24 | -0.87× | — | ||
| Q3 24 | 0.86× | — | ||
| Q2 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PRCH
暂无分部数据
RILY
| Transferred At Point In Time | $101.4M | 54% |
| Wealth Management Segment | $30.7M | 16% |
| Corporate Finance Consulting And Investment Banking Fees | $27.1M | 14% |
| Services And Fees | $24.8M | 13% |
| Commissions Fees And Reimbursed Expenses | $4.8M | 3% |
