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PERDOCEO EDUCATION Corp（PRDO）与Stellar Bancorp, Inc.（STEL）财务数据对比。点击上方公司名可切换其他公司
PERDOCEO EDUCATION Corp的季度营收约是Stellar Bancorp, Inc.的1.9倍（$211.6M vs $108.9M），PERDOCEO EDUCATION Corp同比增速更快（20.0% vs 0.8%），Stellar Bancorp, Inc.自由现金流更多（$92.6M vs $37.9M），过去两年PERDOCEO EDUCATION Corp的营收复合增速更高（12.2% vs 0.2%）
Perdoceo Education是美国上市营利性教育集团，前身为职业教育公司（Career Education Corporation），旗下运营五所美国营利性大学，包括美国洲际大学、科罗拉多理工大学、南加利福尼亚大学、三叉戟国际大学及圣奥古斯丁健康科学大学，业务覆盖高等教育、职业教育及健康科学相关教育领域。
Stellar Bancorp, Inc.是总部位于美国的金融控股公司，通过旗下全资银行子公司开展运营，提供全品类零售及商业银行服务，覆盖存款产品、个人及商业贷款、抵押贷款、财富管理解决方案，服务客群包括个人消费者、小微企业及区域企业客户。
PRDO vs STEL — 直观对比
营收规模更大
PRDO
是对方的1.9倍
$108.9M
营收增速更快
PRDO
高出19.1%
0.8%
自由现金流更多
STEL
多$54.7M
$37.9M
两年增速更快
PRDO
近两年复合增速
0.2%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $211.6M | $108.9M |
| 净利润 | — | $26.1M |
| 毛利率 | — | — |
| 营业利润率 | 19.8% | 29.0% |
| 净利率 | — | 24.0% |
| 营收同比 | 20.0% | 0.8% |
| 净利润同比 | — | 3.7% |
| 每股收益（稀释后） | $0.55 | $0.52 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PRDOSTEL
| Q4 25 | $211.6M | $108.9M | ||
| Q3 25 | $211.9M | $105.6M | ||
| Q2 25 | $209.6M | $104.1M | ||
| Q1 25 | $213.0M | $104.8M | ||
| Q4 24 | $176.4M | $108.0M | ||
| Q3 24 | $169.8M | $107.8M | ||
| Q2 24 | $166.7M | $106.8M | ||
| Q1 24 | $168.3M | $108.4M |
净利润PRDOSTEL
| Q4 25 | — | $26.1M | ||
| Q3 25 | $39.9M | $25.7M | ||
| Q2 25 | $41.0M | $26.4M | ||
| Q1 25 | $43.7M | $24.7M | ||
| Q4 24 | — | $25.2M | ||
| Q3 24 | $38.3M | $33.9M | ||
| Q2 24 | $38.4M | $29.8M | ||
| Q1 24 | $39.4M | $26.1M |
营业利润率PRDOSTEL
| Q4 25 | 19.8% | 29.0% | ||
| Q3 25 | 24.1% | 30.5% | ||
| Q2 25 | 24.5% | 31.7% | ||
| Q1 25 | 24.3% | 29.6% | ||
| Q4 24 | 21.1% | 29.4% | ||
| Q3 24 | 26.4% | 39.6% | ||
| Q2 24 | 27.6% | 35.1% | ||
| Q1 24 | 27.5% | 30.4% |
净利率PRDOSTEL
| Q4 25 | — | 24.0% | ||
| Q3 25 | 18.8% | 24.3% | ||
| Q2 25 | 19.6% | 25.3% | ||
| Q1 25 | 20.5% | 23.6% | ||
| Q4 24 | — | 23.3% | ||
| Q3 24 | 22.5% | 31.4% | ||
| Q2 24 | 23.0% | 27.9% | ||
| Q1 24 | 23.4% | 24.1% |
每股收益（稀释后）PRDOSTEL
| Q4 25 | $0.55 | $0.52 | ||
| Q3 25 | $0.60 | $0.50 | ||
| Q2 25 | $0.62 | $0.51 | ||
| Q1 25 | $0.65 | $0.46 | ||
| Q4 24 | $0.46 | $0.47 | ||
| Q3 24 | $0.57 | $0.63 | ||
| Q2 24 | $0.57 | $0.56 | ||
| Q1 24 | $0.59 | $0.49 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $111.0M | $419.5M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $972.4M | $1.7B |
| 总资产 | $1.2B | $10.8B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资PRDOSTEL
| Q4 25 | $111.0M | $419.5M | ||
| Q3 25 | $159.5M | $728.4M | ||
| Q2 25 | $172.1M | $578.1M | ||
| Q1 25 | $132.1M | $560.6M | ||
| Q4 24 | $109.1M | $911.2M | ||
| Q3 24 | $238.0M | $516.2M | ||
| Q2 24 | $127.9M | $490.3M | ||
| Q1 24 | $125.8M | $399.7M |
股东权益PRDOSTEL
| Q4 25 | $972.4M | $1.7B | ||
| Q3 25 | $997.9M | $1.7B | ||
| Q2 25 | $984.6M | $1.6B | ||
| Q1 25 | $970.3M | $1.6B | ||
| Q4 24 | $959.5M | $1.6B | ||
| Q3 24 | $935.4M | $1.6B | ||
| Q2 24 | $899.5M | $1.6B | ||
| Q1 24 | $866.1M | $1.5B |
总资产PRDOSTEL
| Q4 25 | $1.2B | $10.8B | ||
| Q3 25 | $1.3B | $10.6B | ||
| Q2 25 | $1.3B | $10.5B | ||
| Q1 25 | $1.3B | $10.4B | ||
| Q4 24 | $1.2B | $10.9B | ||
| Q3 24 | $1.1B | $10.6B | ||
| Q2 24 | $1.1B | $10.7B | ||
| Q1 24 | $1.1B | $10.7B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $40.1M | $97.0M |
| 自由现金流经营现金流 - 资本支出 | $37.9M | $92.6M |
| 自由现金流率自由现金流/营收 | 17.9% | 85.0% |
| 资本支出强度资本支出/营收 | 1.1% | 4.0% |
| 现金转化率经营现金流/净利润 | — | 3.71× |
| 过去12个月自由现金流最近4个季度 | $216.7M | $173.2M |
8季度趋势，按日历期对齐
经营现金流PRDOSTEL
| Q4 25 | $40.1M | $97.0M | ||
| Q3 25 | $41.2M | $63.6M | ||
| Q2 25 | $78.8M | $25.8M | ||
| Q1 25 | $65.1M | $-5.7M | ||
| Q4 24 | $17.6M | $132.6M | ||
| Q3 24 | $51.0M | $59.5M | ||
| Q2 24 | $38.5M | $38.1M | ||
| Q1 24 | $54.5M | $31.1M |
自由现金流PRDOSTEL
| Q4 25 | $37.9M | $92.6M | ||
| Q3 25 | $39.4M | $62.5M | ||
| Q2 25 | $76.0M | $24.5M | ||
| Q1 25 | $63.4M | $-6.4M | ||
| Q4 24 | $16.0M | $128.0M | ||
| Q3 24 | $50.0M | $57.7M | ||
| Q2 24 | $37.7M | $37.1M | ||
| Q1 24 | $53.3M | $30.5M |
自由现金流率PRDOSTEL
| Q4 25 | 17.9% | 85.0% | ||
| Q3 25 | 18.6% | 59.2% | ||
| Q2 25 | 36.3% | 23.6% | ||
| Q1 25 | 29.8% | -6.2% | ||
| Q4 24 | 9.1% | 118.5% | ||
| Q3 24 | 29.4% | 53.5% | ||
| Q2 24 | 22.6% | 34.8% | ||
| Q1 24 | 31.7% | 28.2% |
资本支出强度PRDOSTEL
| Q4 25 | 1.1% | 4.0% | ||
| Q3 25 | 0.9% | 1.1% | ||
| Q2 25 | 1.3% | 1.2% | ||
| Q1 25 | 0.8% | 0.7% | ||
| Q4 24 | 0.9% | 4.3% | ||
| Q3 24 | 0.6% | 1.7% | ||
| Q2 24 | 0.5% | 0.9% | ||
| Q1 24 | 0.7% | 0.5% |
现金转化率PRDOSTEL
| Q4 25 | — | 3.71× | ||
| Q3 25 | 1.03× | 2.48× | ||
| Q2 25 | 1.92× | 0.98× | ||
| Q1 25 | 1.49× | -0.23× | ||
| Q4 24 | — | 5.26× | ||
| Q3 24 | 1.33× | 1.76× | ||
| Q2 24 | 1.00× | 1.28× | ||
| Q1 24 | 1.38× | 1.19× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PRDO
| CTU | $107.0M | 51% |
| AIUS | $60.8M | 29% |
| University Of St Augustine For Health Sciences Llc | $43.7M | 21% |
| Other | $1.1M | 1% |
STEL
暂无分部数据
