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PROG Holdings, Inc.（PRG）与RAYONIER ADVANCED MATERIALS INC.（RYAM）财务数据对比。点击上方公司名可切换其他公司
PROG Holdings, Inc.的季度营收约是RAYONIER ADVANCED MATERIALS INC.的1.6倍（$651.6M vs $417.5M），PROG Holdings, Inc.净利率更高（5.5% vs -5.0%，领先10.6%），PROG Holdings, Inc.同比增速更快（457.1% vs -1.2%），过去两年PROG Holdings, Inc.的营收复合增速更高（4.9% vs 3.8%）
PROG Holdings是一家总部位于美国的金融科技企业，主要面向美国本土市场提供灵活的租购及销售点融资解决方案，核心业务涵盖零售合作伙伴融资、消费信贷与支付服务，帮助消费者无需满足传统信用要求即可购买电子产品、家居用品等商品。
RYAM（原雷尼尔先进材料公司）是一家美国全球性纤维素技术企业，主打高纯度特种纤维素产品，所生产的天然聚合物广泛应用于过滤器生产、食品加工、医药制造及各类工业领域，同时也为造纸和包装行业供应相关产品，在纤维素技术领域拥有较高的行业认可度。
PRG vs RYAM — 直观对比
营收规模更大
PRG
是对方的1.6倍
$417.5M
营收增速更快
PRG
高出458.3%
-1.2%
净利率更高
PRG
高出10.6%
-5.0%
两年增速更快
PRG
近两年复合增速
3.8%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $651.6M | $417.5M |
| 净利润 | $36.1M | $-21.1M |
| 毛利率 | — | 8.9% |
| 营业利润率 | 10.0% | 2.6% |
| 净利率 | 5.5% | -5.0% |
| 营收同比 | 457.1% | -1.2% |
| 净利润同比 | 3.8% | -31.9% |
| 每股收益（稀释后） | $3.68 | $-0.33 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PRGRYAM
| Q1 26 | $651.6M | — | ||
| Q4 25 | $525.4M | $417.5M | ||
| Q3 25 | $595.1M | $352.8M | ||
| Q2 25 | $604.7M | $340.0M | ||
| Q1 25 | $684.1M | $356.0M | ||
| Q4 24 | $558.9M | $422.5M | ||
| Q3 24 | $606.1M | $401.1M | ||
| Q2 24 | $592.2M | $419.0M |
净利润PRGRYAM
| Q1 26 | $36.1M | — | ||
| Q4 25 | $40.5M | $-21.1M | ||
| Q3 25 | $33.1M | $-4.5M | ||
| Q2 25 | $38.5M | $-363.2M | ||
| Q1 25 | $34.7M | $-32.0M | ||
| Q4 24 | $57.5M | $-16.0M | ||
| Q3 24 | $84.0M | $-32.6M | ||
| Q2 24 | $33.8M | $11.4M |
毛利率PRGRYAM
| Q1 26 | — | — | ||
| Q4 25 | — | 8.9% | ||
| Q3 25 | — | 9.7% | ||
| Q2 25 | — | 7.0% | ||
| Q1 25 | — | 6.8% | ||
| Q4 24 | — | 8.7% | ||
| Q3 24 | — | 10.9% | ||
| Q2 24 | — | 11.5% |
营业利润率PRGRYAM
| Q1 26 | 10.0% | — | ||
| Q4 25 | 6.9% | 2.6% | ||
| Q3 25 | 9.0% | 2.8% | ||
| Q2 25 | 10.0% | -0.4% | ||
| Q1 25 | 8.2% | -4.2% | ||
| Q4 24 | 8.9% | 2.6% | ||
| Q3 24 | 8.1% | -4.2% | ||
| Q2 24 | 9.4% | 6.7% |
净利率PRGRYAM
| Q1 26 | 5.5% | — | ||
| Q4 25 | 7.7% | -5.0% | ||
| Q3 25 | 5.6% | -1.3% | ||
| Q2 25 | 6.4% | -106.8% | ||
| Q1 25 | 5.1% | -9.0% | ||
| Q4 24 | 10.3% | -3.8% | ||
| Q3 24 | 13.9% | -8.1% | ||
| Q2 24 | 5.7% | 2.7% |
每股收益（稀释后）PRGRYAM
| Q1 26 | $3.68 | — | ||
| Q4 25 | $0.99 | $-0.33 | ||
| Q3 25 | $0.82 | $-0.07 | ||
| Q2 25 | $0.95 | $-5.44 | ||
| Q1 25 | $0.83 | $-0.49 | ||
| Q4 24 | $1.33 | $-0.25 | ||
| Q3 24 | $1.94 | $-0.49 | ||
| Q2 24 | $0.77 | $0.17 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $69.4M | $75.4M |
| 总债务越低越好 | — | $758.1M |
| 股东权益账面价值 | $774.4M | $316.6M |
| 总资产 | $2.0B | $1.8B |
| 负债/权益比越低杠杆越低 | — | 2.39× |
8季度趋势，按日历期对齐
现金及短期投资PRGRYAM
| Q1 26 | $69.4M | — | ||
| Q4 25 | $308.8M | $75.4M | ||
| Q3 25 | $292.6M | $77.0M | ||
| Q2 25 | $222.0M | $70.7M | ||
| Q1 25 | $213.3M | $129.9M | ||
| Q4 24 | $90.9M | $125.2M | ||
| Q3 24 | $221.7M | $136.1M | ||
| Q2 24 | $250.1M | $114.1M |
总债务PRGRYAM
| Q1 26 | — | — | ||
| Q4 25 | $594.9M | $758.1M | ||
| Q3 25 | — | $763.5M | ||
| Q2 25 | — | $720.4M | ||
| Q1 25 | — | $707.0M | ||
| Q4 24 | $643.6M | $706.4M | ||
| Q3 24 | — | $747.7M | ||
| Q2 24 | — | $752.8M |
股东权益PRGRYAM
| Q1 26 | $774.4M | — | ||
| Q4 25 | $746.4M | $316.6M | ||
| Q3 25 | $703.6M | $338.2M | ||
| Q2 25 | $668.7M | $342.3M | ||
| Q1 25 | $654.4M | $688.1M | ||
| Q4 24 | $650.3M | $713.9M | ||
| Q3 24 | $630.8M | $732.7M | ||
| Q2 24 | $581.9M | $755.1M |
总资产PRGRYAM
| Q1 26 | $2.0B | — | ||
| Q4 25 | $1.6B | $1.8B | ||
| Q3 25 | $1.5B | $1.8B | ||
| Q2 25 | $1.5B | $1.8B | ||
| Q1 25 | $1.5B | $2.1B | ||
| Q4 24 | $1.5B | $2.1B | ||
| Q3 24 | $1.4B | $2.2B | ||
| Q2 24 | $1.5B | $2.2B |
负债/权益比PRGRYAM
| Q1 26 | — | — | ||
| Q4 25 | 0.80× | 2.39× | ||
| Q3 25 | — | 2.26× | ||
| Q2 25 | — | 2.10× | ||
| Q1 25 | — | 1.03× | ||
| Q4 24 | 0.99× | 0.99× | ||
| Q3 24 | — | 1.02× | ||
| Q2 24 | — | 1.00× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $32.3M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流PRGRYAM
| Q1 26 | — | — | ||
| Q4 25 | $-54.9M | $32.3M | ||
| Q3 25 | $110.0M | $-17.8M | ||
| Q2 25 | $69.9M | $-30.2M | ||
| Q1 25 | $209.9M | $39.6M | ||
| Q4 24 | $-84.5M | $54.9M | ||
| Q3 24 | $31.9M | $49.8M | ||
| Q2 24 | $55.4M | $87.6M |
自由现金流PRGRYAM
| Q1 26 | — | — | ||
| Q4 25 | $-57.5M | — | ||
| Q3 25 | $106.5M | — | ||
| Q2 25 | $68.0M | — | ||
| Q1 25 | $208.0M | — | ||
| Q4 24 | $-86.8M | — | ||
| Q3 24 | $29.8M | — | ||
| Q2 24 | $53.5M | — |
自由现金流率PRGRYAM
| Q1 26 | — | — | ||
| Q4 25 | -10.9% | — | ||
| Q3 25 | 17.9% | — | ||
| Q2 25 | 11.2% | — | ||
| Q1 25 | 30.4% | — | ||
| Q4 24 | -15.5% | — | ||
| Q3 24 | 4.9% | — | ||
| Q2 24 | 9.0% | — |
资本支出强度PRGRYAM
| Q1 26 | — | — | ||
| Q4 25 | 0.5% | — | ||
| Q3 25 | 0.6% | — | ||
| Q2 25 | 0.3% | — | ||
| Q1 25 | 0.3% | — | ||
| Q4 24 | 0.4% | — | ||
| Q3 24 | 0.3% | — | ||
| Q2 24 | 0.3% | — |
现金转化率PRGRYAM
| Q1 26 | — | — | ||
| Q4 25 | -1.36× | — | ||
| Q3 25 | 3.32× | — | ||
| Q2 25 | 1.82× | — | ||
| Q1 25 | 6.05× | — | ||
| Q4 24 | -1.47× | — | ||
| Q3 24 | 0.38× | — | ||
| Q2 24 | 1.64× | 7.69× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PRG
暂无分部数据
RYAM
| Cellulose Specialties | $249.6M | 60% |
| Other | $86.2M | 21% |
| Paperboard | $44.2M | 11% |
| High Yield Pulp | $28.3M | 7% |
| Biomaterials | $9.2M | 2% |
