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PROG Holdings, Inc.（PRG）与Stitch Fix, Inc.（SFIX）财务数据对比。点击上方公司名可切换其他公司
PROG Holdings, Inc.的季度营收约是Stitch Fix, Inc.的1.9倍（$651.6M vs $342.1M），PROG Holdings, Inc.净利率更高（5.5% vs -1.9%，领先7.4%），PROG Holdings, Inc.同比增速更快（457.1% vs 7.3%），过去两年PROG Holdings, Inc.的营收复合增速更高（4.9% vs 1.8%）
PROG Holdings是一家总部位于美国的金融科技企业，主要面向美国本土市场提供灵活的租购及销售点融资解决方案，核心业务涵盖零售合作伙伴融资、消费信贷与支付服务，帮助消费者无需满足传统信用要求即可购买电子产品、家居用品等商品。
Stitch Fix是美国的在线个人造型服务平台，依托推荐算法与数据科学技术，根据顾客的身形尺寸、预算和风格偏好推送个性化服饰单品。该公司创立于2011年，2017年完成首次公开募股，目前总部位于旧金山。
PRG vs SFIX — 直观对比
营收规模更大
PRG
是对方的1.9倍
$342.1M
营收增速更快
PRG
高出449.8%
7.3%
净利率更高
PRG
高出7.4%
-1.9%
两年增速更快
PRG
近两年复合增速
1.8%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $651.6M | $342.1M |
| 净利润 | $36.1M | $-6.4M |
| 毛利率 | — | 43.6% |
| 营业利润率 | 10.0% | -2.5% |
| 净利率 | 5.5% | -1.9% |
| 营收同比 | 457.1% | 7.3% |
| 净利润同比 | 3.8% | -1.7% |
| 每股收益（稀释后） | $3.68 | $-0.05 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PRGSFIX
| Q1 26 | $651.6M | — | ||
| Q4 25 | $525.4M | $342.1M | ||
| Q3 25 | $595.1M | $311.2M | ||
| Q2 25 | $604.7M | $325.0M | ||
| Q1 25 | $684.1M | $312.1M | ||
| Q4 24 | $558.9M | $318.8M | ||
| Q3 24 | $606.1M | $319.6M | ||
| Q2 24 | $592.2M | $322.7M |
净利润PRGSFIX
| Q1 26 | $36.1M | — | ||
| Q4 25 | $40.5M | $-6.4M | ||
| Q3 25 | $33.1M | $-8.6M | ||
| Q2 25 | $38.5M | $-7.4M | ||
| Q1 25 | $34.7M | $-6.5M | ||
| Q4 24 | $57.5M | $-6.3M | ||
| Q3 24 | $84.0M | $-36.5M | ||
| Q2 24 | $33.8M | $-21.3M |
毛利率PRGSFIX
| Q1 26 | — | — | ||
| Q4 25 | — | 43.6% | ||
| Q3 25 | — | 43.6% | ||
| Q2 25 | — | 44.2% | ||
| Q1 25 | — | 44.5% | ||
| Q4 24 | — | 45.4% | ||
| Q3 24 | — | 44.6% | ||
| Q2 24 | — | 45.5% |
营业利润率PRGSFIX
| Q1 26 | 10.0% | — | ||
| Q4 25 | 6.9% | -2.5% | ||
| Q3 25 | 9.0% | -3.6% | ||
| Q2 25 | 10.0% | -3.0% | ||
| Q1 25 | 8.2% | -2.9% | ||
| Q4 24 | 8.9% | -2.8% | ||
| Q3 24 | 8.1% | -13.1% | ||
| Q2 24 | 9.4% | -7.7% |
净利率PRGSFIX
| Q1 26 | 5.5% | — | ||
| Q4 25 | 7.7% | -1.9% | ||
| Q3 25 | 5.6% | -2.8% | ||
| Q2 25 | 6.4% | -2.3% | ||
| Q1 25 | 5.1% | -2.1% | ||
| Q4 24 | 10.3% | -2.0% | ||
| Q3 24 | 13.9% | -11.4% | ||
| Q2 24 | 5.7% | -6.6% |
每股收益（稀释后）PRGSFIX
| Q1 26 | $3.68 | — | ||
| Q4 25 | $0.99 | $-0.05 | ||
| Q3 25 | $0.82 | $-0.06 | ||
| Q2 25 | $0.95 | $-0.06 | ||
| Q1 25 | $0.83 | $-0.05 | ||
| Q4 24 | $1.33 | $-0.05 | ||
| Q3 24 | $1.94 | $-0.29 | ||
| Q2 24 | $0.77 | $-0.18 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $69.4M | $244.2M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $774.4M | $204.1M |
| 总资产 | $2.0B | $530.7M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资PRGSFIX
| Q1 26 | $69.4M | — | ||
| Q4 25 | $308.8M | $244.2M | ||
| Q3 25 | $292.6M | $234.9M | ||
| Q2 25 | $222.0M | $234.2M | ||
| Q1 25 | $213.3M | $219.1M | ||
| Q4 24 | $90.9M | $253.3M | ||
| Q3 24 | $221.7M | $247.0M | ||
| Q2 24 | $250.1M | $244.5M |
总债务PRGSFIX
| Q1 26 | — | — | ||
| Q4 25 | $594.9M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $643.6M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益PRGSFIX
| Q1 26 | $774.4M | — | ||
| Q4 25 | $746.4M | $204.1M | ||
| Q3 25 | $703.6M | $203.0M | ||
| Q2 25 | $668.7M | $200.4M | ||
| Q1 25 | $654.4M | $197.8M | ||
| Q4 24 | $650.3M | $190.5M | ||
| Q3 24 | $630.8M | $187.0M | ||
| Q2 24 | $581.9M | $208.9M |
总资产PRGSFIX
| Q1 26 | $2.0B | — | ||
| Q4 25 | $1.6B | $530.7M | ||
| Q3 25 | $1.5B | $480.6M | ||
| Q2 25 | $1.5B | $484.7M | ||
| Q1 25 | $1.5B | $472.6M | ||
| Q4 24 | $1.5B | $507.1M | ||
| Q3 24 | $1.4B | $486.9M | ||
| Q2 24 | $1.5B | $537.0M |
负债/权益比PRGSFIX
| Q1 26 | — | — | ||
| Q4 25 | 0.80× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.99× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $10.9M |
| 自由现金流经营现金流 - 资本支出 | — | $5.6M |
| 自由现金流率自由现金流/营收 | — | 1.6% |
| 资本支出强度资本支出/营收 | — | 1.6% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $4.9M |
8季度趋势，按日历期对齐
经营现金流PRGSFIX
| Q1 26 | — | — | ||
| Q4 25 | $-54.9M | $10.9M | ||
| Q3 25 | $110.0M | $7.0M | ||
| Q2 25 | $69.9M | $20.5M | ||
| Q1 25 | $209.9M | $-16.2M | ||
| Q4 24 | $-84.5M | $14.3M | ||
| Q3 24 | $31.9M | $8.2M | ||
| Q2 24 | $55.4M | $21.7M |
自由现金流PRGSFIX
| Q1 26 | — | — | ||
| Q4 25 | $-57.5M | $5.6M | ||
| Q3 25 | $106.5M | $2.8M | ||
| Q2 25 | $68.0M | $16.0M | ||
| Q1 25 | $208.0M | $-19.4M | ||
| Q4 24 | $-86.8M | $9.9M | ||
| Q3 24 | $29.8M | $4.5M | ||
| Q2 24 | $53.5M | $18.9M |
自由现金流率PRGSFIX
| Q1 26 | — | — | ||
| Q4 25 | -10.9% | 1.6% | ||
| Q3 25 | 17.9% | 0.9% | ||
| Q2 25 | 11.2% | 4.9% | ||
| Q1 25 | 30.4% | -6.2% | ||
| Q4 24 | -15.5% | 3.1% | ||
| Q3 24 | 4.9% | 1.4% | ||
| Q2 24 | 9.0% | 5.9% |
资本支出强度PRGSFIX
| Q1 26 | — | — | ||
| Q4 25 | 0.5% | 1.6% | ||
| Q3 25 | 0.6% | 1.4% | ||
| Q2 25 | 0.3% | 1.4% | ||
| Q1 25 | 0.3% | 1.0% | ||
| Q4 24 | 0.4% | 1.4% | ||
| Q3 24 | 0.3% | 1.2% | ||
| Q2 24 | 0.3% | 0.9% |
现金转化率PRGSFIX
| Q1 26 | — | — | ||
| Q4 25 | -1.36× | — | ||
| Q3 25 | 3.32× | — | ||
| Q2 25 | 1.82× | — | ||
| Q1 25 | 6.05× | — | ||
| Q4 24 | -1.47× | — | ||
| Q3 24 | 0.38× | — | ||
| Q2 24 | 1.64× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
