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PROG Holdings, Inc.（PRG）与STARWOOD PROPERTY TRUST, INC.（STWD）财务数据对比。点击上方公司名可切换其他公司
PROG Holdings, Inc.的季度营收约是STARWOOD PROPERTY TRUST, INC.的1.3倍（$651.6M vs $492.9M），STARWOOD PROPERTY TRUST, INC.净利率更高（19.7% vs 5.5%，领先14.1%），PROG Holdings, Inc.同比增速更快（457.1% vs 8.5%），过去两年PROG Holdings, Inc.的营收复合增速更高（4.9% vs -2.9%）
PROG Holdings是一家总部位于美国的金融科技企业，主要面向美国本土市场提供灵活的租购及销售点融资解决方案，核心业务涵盖零售合作伙伴融资、消费信贷与支付服务，帮助消费者无需满足传统信用要求即可购买电子产品、家居用品等商品。
喜达屋酒店及度假村国际集团是全球规模最大的酒店企业之一，业务涵盖酒店、度假村、水疗中心、住宅及度假产权物业的持有、运营、特许经营与管理。集团前身为1969年成立的房地产投资信托基金，1995年完成收购重组，旗下共11个品牌，管理及特许经营的物业共计1297处。
PRG vs STWD — 直观对比
营收规模更大
PRG
是对方的1.3倍
$492.9M
营收增速更快
PRG
高出448.6%
8.5%
净利率更高
STWD
高出14.1%
5.5%
两年增速更快
PRG
近两年复合增速
-2.9%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $651.6M | $492.9M |
| 净利润 | $36.1M | $96.9M |
| 毛利率 | — | — |
| 营业利润率 | 10.0% | 26.6% |
| 净利率 | 5.5% | 19.7% |
| 营收同比 | 457.1% | 8.5% |
| 净利润同比 | 3.8% | 87.7% |
| 每股收益（稀释后） | $3.68 | $0.25 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PRGSTWD
| Q1 26 | $651.6M | — | ||
| Q4 25 | $525.4M | $492.9M | ||
| Q3 25 | $595.1M | $488.9M | ||
| Q2 25 | $604.7M | $444.3M | ||
| Q1 25 | $684.1M | $418.2M | ||
| Q4 24 | $558.9M | $454.4M | ||
| Q3 24 | $606.1M | $479.5M | ||
| Q2 24 | $592.2M | $489.8M |
净利润PRGSTWD
| Q1 26 | $36.1M | — | ||
| Q4 25 | $40.5M | $96.9M | ||
| Q3 25 | $33.1M | $72.6M | ||
| Q2 25 | $38.5M | $129.8M | ||
| Q1 25 | $34.7M | $112.3M | ||
| Q4 24 | $57.5M | $51.6M | ||
| Q3 24 | $84.0M | $76.1M | ||
| Q2 24 | $33.8M | $77.9M |
营业利润率PRGSTWD
| Q1 26 | 10.0% | — | ||
| Q4 25 | 6.9% | 26.6% | ||
| Q3 25 | 9.0% | 19.1% | ||
| Q2 25 | 10.0% | 30.5% | ||
| Q1 25 | 8.2% | 28.7% | ||
| Q4 24 | 8.9% | 15.1% | ||
| Q3 24 | 8.1% | 17.2% | ||
| Q2 24 | 9.4% | 19.1% |
净利率PRGSTWD
| Q1 26 | 5.5% | — | ||
| Q4 25 | 7.7% | 19.7% | ||
| Q3 25 | 5.6% | 14.8% | ||
| Q2 25 | 6.4% | 29.2% | ||
| Q1 25 | 5.1% | 26.8% | ||
| Q4 24 | 10.3% | 11.4% | ||
| Q3 24 | 13.9% | 15.9% | ||
| Q2 24 | 5.7% | 15.9% |
每股收益（稀释后）PRGSTWD
| Q1 26 | $3.68 | — | ||
| Q4 25 | $0.99 | $0.25 | ||
| Q3 25 | $0.82 | $0.19 | ||
| Q2 25 | $0.95 | $0.38 | ||
| Q1 25 | $0.83 | $0.33 | ||
| Q4 24 | $1.33 | $0.15 | ||
| Q3 24 | $1.94 | $0.23 | ||
| Q2 24 | $0.77 | $0.24 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $69.4M | $499.5M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $774.4M | $6.8B |
| 总资产 | $2.0B | $63.2B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资PRGSTWD
| Q1 26 | $69.4M | — | ||
| Q4 25 | $308.8M | $499.5M | ||
| Q3 25 | $292.6M | $301.1M | ||
| Q2 25 | $222.0M | $259.9M | ||
| Q1 25 | $213.3M | $440.6M | ||
| Q4 24 | $90.9M | $377.8M | ||
| Q3 24 | $221.7M | $357.9M | ||
| Q2 24 | $250.1M | $259.3M |
总债务PRGSTWD
| Q1 26 | — | — | ||
| Q4 25 | $594.9M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $643.6M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益PRGSTWD
| Q1 26 | $774.4M | — | ||
| Q4 25 | $746.4M | $6.8B | ||
| Q3 25 | $703.6M | $6.9B | ||
| Q2 25 | $668.7M | $6.4B | ||
| Q1 25 | $654.4M | $6.4B | ||
| Q4 24 | $650.3M | $6.4B | ||
| Q3 24 | $630.8M | $6.5B | ||
| Q2 24 | $581.9M | $6.2B |
总资产PRGSTWD
| Q1 26 | $2.0B | — | ||
| Q4 25 | $1.6B | $63.2B | ||
| Q3 25 | $1.5B | $62.4B | ||
| Q2 25 | $1.5B | $62.4B | ||
| Q1 25 | $1.5B | $62.2B | ||
| Q4 24 | $1.5B | $62.6B | ||
| Q3 24 | $1.4B | $64.2B | ||
| Q2 24 | $1.5B | $64.1B |
负债/权益比PRGSTWD
| Q1 26 | — | — | ||
| Q4 25 | 0.80× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.99× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $488.8M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 5.04× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流PRGSTWD
| Q1 26 | — | — | ||
| Q4 25 | $-54.9M | $488.8M | ||
| Q3 25 | $110.0M | $337.6M | ||
| Q2 25 | $69.9M | $-87.4M | ||
| Q1 25 | $209.9M | $238.9M | ||
| Q4 24 | $-84.5M | $295.6M | ||
| Q3 24 | $31.9M | $241.8M | ||
| Q2 24 | $55.4M | $53.3M |
自由现金流PRGSTWD
| Q1 26 | — | — | ||
| Q4 25 | $-57.5M | — | ||
| Q3 25 | $106.5M | — | ||
| Q2 25 | $68.0M | — | ||
| Q1 25 | $208.0M | — | ||
| Q4 24 | $-86.8M | — | ||
| Q3 24 | $29.8M | — | ||
| Q2 24 | $53.5M | — |
自由现金流率PRGSTWD
| Q1 26 | — | — | ||
| Q4 25 | -10.9% | — | ||
| Q3 25 | 17.9% | — | ||
| Q2 25 | 11.2% | — | ||
| Q1 25 | 30.4% | — | ||
| Q4 24 | -15.5% | — | ||
| Q3 24 | 4.9% | — | ||
| Q2 24 | 9.0% | — |
资本支出强度PRGSTWD
| Q1 26 | — | — | ||
| Q4 25 | 0.5% | — | ||
| Q3 25 | 0.6% | — | ||
| Q2 25 | 0.3% | — | ||
| Q1 25 | 0.3% | — | ||
| Q4 24 | 0.4% | — | ||
| Q3 24 | 0.3% | — | ||
| Q2 24 | 0.3% | — |
现金转化率PRGSTWD
| Q1 26 | — | — | ||
| Q4 25 | -1.36× | 5.04× | ||
| Q3 25 | 3.32× | 4.65× | ||
| Q2 25 | 1.82× | -0.67× | ||
| Q1 25 | 6.05× | 2.13× | ||
| Q4 24 | -1.47× | 5.72× | ||
| Q3 24 | 0.38× | 3.18× | ||
| Q2 24 | 1.64× | 0.68× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PRG
暂无分部数据
STWD
| Commercial And Residential Lending Segment | $335.2M | 68% |
| Infrastructure Lending Segment | $70.3M | 14% |
| Property Segment | $57.8M | 12% |
| Other | $29.7M | 6% |
