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PROG Holdings, Inc.（PRG）与思佳讯（SWKS）财务数据对比。点击上方公司名可切换其他公司
思佳讯的季度营收约是PROG Holdings, Inc.的2.0倍（$1.0B vs $525.4M），PROG Holdings, Inc.净利率更高（7.7% vs 7.6%，领先0.1%），思佳讯同比增速更快（8.6% vs -6.0%），思佳讯自由现金流更多（$339.0M vs $-57.5M），过去两年思佳讯的营收复合增速更高（-0.5% vs -9.5%）
PROG Holdings是一家总部位于美国的金融科技企业，主要面向美国本土市场提供灵活的租购及销售点融资解决方案，核心业务涵盖零售合作伙伴融资、消费信贷与支付服务，帮助消费者无需满足传统信用要求即可购买电子产品、家居用品等商品。
思佳讯是总部位于美国加利福尼亚州尔湾的半导体企业，公司股票在纳斯达克全球精选市场挂牌交易，股票代码为SWKS，同时也是标普500指数的成分股之一，在全球射频半导体领域拥有较高市场地位。
PRG vs SWKS — 直观对比
营收规模更大
SWKS
是对方的2.0倍
$525.4M
营收增速更快
SWKS
高出14.6%
-6.0%
净利率更高
PRG
高出0.1%
7.6%
自由现金流更多
SWKS
多$396.5M
$-57.5M
两年增速更快
SWKS
近两年复合增速
-9.5%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $525.4M | $1.0B |
| 净利润 | $40.5M | $79.2M |
| 毛利率 | — | 41.3% |
| 营业利润率 | 6.9% | 10.0% |
| 净利率 | 7.7% | 7.6% |
| 营收同比 | -6.0% | 8.6% |
| 净利润同比 | -29.7% | 15.3% |
| 每股收益（稀释后） | $0.99 | $0.53 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PRGSWKS
| Q1 26 | — | $1.0B | ||
| Q4 25 | $525.4M | $1.1B | ||
| Q3 25 | $595.1M | — | ||
| Q2 25 | $604.7M | $965.0M | ||
| Q1 25 | $684.1M | $953.2M | ||
| Q4 24 | $558.9M | $1.1B | ||
| Q3 24 | $606.1M | $1.0B | ||
| Q2 24 | $592.2M | $905.5M |
净利润PRGSWKS
| Q1 26 | — | $79.2M | ||
| Q4 25 | $40.5M | $141.4M | ||
| Q3 25 | $33.1M | — | ||
| Q2 25 | $38.5M | $105.0M | ||
| Q1 25 | $34.7M | $68.7M | ||
| Q4 24 | $57.5M | $162.0M | ||
| Q3 24 | $84.0M | $60.5M | ||
| Q2 24 | $33.8M | $120.9M |
毛利率PRGSWKS
| Q1 26 | — | 41.3% | ||
| Q4 25 | — | 40.7% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 41.6% | ||
| Q1 25 | — | 41.1% | ||
| Q4 24 | — | 41.4% | ||
| Q3 24 | — | 41.9% | ||
| Q2 24 | — | 40.2% |
营业利润率PRGSWKS
| Q1 26 | — | 10.0% | ||
| Q4 25 | 6.9% | 10.1% | ||
| Q3 25 | 9.0% | — | ||
| Q2 25 | 10.0% | 11.5% | ||
| Q1 25 | 8.2% | 10.2% | ||
| Q4 24 | 8.9% | 16.9% | ||
| Q3 24 | 8.1% | 5.8% | ||
| Q2 24 | 9.4% | 14.4% |
净利率PRGSWKS
| Q1 26 | — | 7.6% | ||
| Q4 25 | 7.7% | 12.9% | ||
| Q3 25 | 5.6% | — | ||
| Q2 25 | 6.4% | 10.9% | ||
| Q1 25 | 5.1% | 7.2% | ||
| Q4 24 | 10.3% | 15.2% | ||
| Q3 24 | 13.9% | 5.9% | ||
| Q2 24 | 5.7% | 13.4% |
每股收益（稀释后）PRGSWKS
| Q1 26 | — | $0.53 | ||
| Q4 25 | $0.99 | $0.95 | ||
| Q3 25 | $0.82 | — | ||
| Q2 25 | $0.95 | $0.70 | ||
| Q1 25 | $0.83 | $0.43 | ||
| Q4 24 | $1.33 | $1.00 | ||
| Q3 24 | $1.94 | $0.36 | ||
| Q2 24 | $0.77 | $0.75 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $308.8M | $1.6B |
| 总债务越低越好 | $594.9M | $496.6M |
| 股东权益账面价值 | $746.4M | $5.8B |
| 总资产 | $1.6B | $7.9B |
| 负债/权益比越低杠杆越低 | 0.80× | 0.09× |
8季度趋势，按日历期对齐
现金及短期投资PRGSWKS
| Q1 26 | — | $1.6B | ||
| Q4 25 | $308.8M | $1.4B | ||
| Q3 25 | $292.6M | — | ||
| Q2 25 | $222.0M | $1.3B | ||
| Q1 25 | $213.3M | $1.5B | ||
| Q4 24 | $90.9M | $1.7B | ||
| Q3 24 | $221.7M | $1.6B | ||
| Q2 24 | $250.1M | $1.3B |
总债务PRGSWKS
| Q1 26 | — | $496.6M | ||
| Q4 25 | $594.9M | $496.4M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | $496.2M | ||
| Q1 25 | — | $995.1M | ||
| Q4 24 | $643.6M | $994.7M | ||
| Q3 24 | — | $994.3M | ||
| Q2 24 | — | $994.0M |
股东权益PRGSWKS
| Q1 26 | — | $5.8B | ||
| Q4 25 | $746.4M | $5.8B | ||
| Q3 25 | $703.6M | — | ||
| Q2 25 | $668.7M | $5.7B | ||
| Q1 25 | $654.4M | $5.9B | ||
| Q4 24 | $650.3M | $6.4B | ||
| Q3 24 | $630.8M | $6.3B | ||
| Q2 24 | $581.9M | $6.3B |
总资产PRGSWKS
| Q1 26 | — | $7.9B | ||
| Q4 25 | $1.6B | $7.9B | ||
| Q3 25 | $1.5B | — | ||
| Q2 25 | $1.5B | $7.7B | ||
| Q1 25 | $1.5B | $7.9B | ||
| Q4 24 | $1.5B | $8.3B | ||
| Q3 24 | $1.4B | $8.3B | ||
| Q2 24 | $1.5B | $8.2B |
负债/权益比PRGSWKS
| Q1 26 | — | 0.09× | ||
| Q4 25 | 0.80× | 0.09× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 0.09× | ||
| Q1 25 | — | 0.17× | ||
| Q4 24 | 0.99× | 0.16× | ||
| Q3 24 | — | 0.16× | ||
| Q2 24 | — | 0.16× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-54.9M | $395.5M |
| 自由现金流经营现金流 - 资本支出 | $-57.5M | $339.0M |
| 自由现金流率自由现金流/营收 | -10.9% | 32.7% |
| 资本支出强度资本支出/营收 | 0.5% | 5.5% |
| 现金转化率经营现金流/净利润 | -1.36× | 4.99× |
| 过去12个月自由现金流最近4个季度 | $324.9M | $1.1B |
8季度趋势，按日历期对齐
经营现金流PRGSWKS
| Q1 26 | — | $395.5M | ||
| Q4 25 | $-54.9M | $200.0M | ||
| Q3 25 | $110.0M | — | ||
| Q2 25 | $69.9M | $314.2M | ||
| Q1 25 | $209.9M | $409.4M | ||
| Q4 24 | $-84.5M | $377.2M | ||
| Q3 24 | $31.9M | $476.1M | ||
| Q2 24 | $55.4M | $273.4M |
自由现金流PRGSWKS
| Q1 26 | — | $339.0M | ||
| Q4 25 | $-57.5M | $144.0M | ||
| Q3 25 | $106.5M | — | ||
| Q2 25 | $68.0M | $252.7M | ||
| Q1 25 | $208.0M | $370.9M | ||
| Q4 24 | $-86.8M | $338.2M | ||
| Q3 24 | $29.8M | $393.3M | ||
| Q2 24 | $53.5M | $249.0M |
自由现金流率PRGSWKS
| Q1 26 | — | 32.7% | ||
| Q4 25 | -10.9% | 13.1% | ||
| Q3 25 | 17.9% | — | ||
| Q2 25 | 11.2% | 26.2% | ||
| Q1 25 | 30.4% | 38.9% | ||
| Q4 24 | -15.5% | 31.7% | ||
| Q3 24 | 4.9% | 38.4% | ||
| Q2 24 | 9.0% | 27.5% |
资本支出强度PRGSWKS
| Q1 26 | — | 5.5% | ||
| Q4 25 | 0.5% | 5.1% | ||
| Q3 25 | 0.6% | — | ||
| Q2 25 | 0.3% | 6.4% | ||
| Q1 25 | 0.3% | 4.0% | ||
| Q4 24 | 0.4% | 3.6% | ||
| Q3 24 | 0.3% | 8.1% | ||
| Q2 24 | 0.3% | 2.7% |
现金转化率PRGSWKS
| Q1 26 | — | 4.99× | ||
| Q4 25 | -1.36× | 1.41× | ||
| Q3 25 | 3.32× | — | ||
| Q2 25 | 1.82× | 2.99× | ||
| Q1 25 | 6.05× | 5.96× | ||
| Q4 24 | -1.47× | 2.33× | ||
| Q3 24 | 0.38× | 7.87× | ||
| Q2 24 | 1.64× | 2.26× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PRG
暂无分部数据
SWKS
| Sales Channel Through Intermediary | $915.6M | 88% |
| Sales Channel Directly To Consumer | $119.8M | 12% |
