vs
PROG Holdings, Inc.（PRG）与Ubiquiti Inc.（UI）财务数据对比。点击上方公司名可切换其他公司
Ubiquiti Inc.的季度营收约是PROG Holdings, Inc.的1.3倍（$814.9M vs $651.6M），Ubiquiti Inc.净利率更高（28.7% vs 5.5%，领先23.1%），PROG Holdings, Inc.同比增速更快（457.1% vs 35.8%），过去两年Ubiquiti Inc.的营收复合增速更高（28.6% vs 4.9%）
PROG Holdings是一家总部位于美国的金融科技企业，主要面向美国本土市场提供灵活的租购及销售点融资解决方案，核心业务涵盖零售合作伙伴融资、消费信贷与支付服务，帮助消费者无需满足传统信用要求即可购买电子产品、家居用品等商品。
Ubiquiti Inc.是一家美国科技企业，2003年于加利福尼亚州圣何塞成立，目前总部位于纽约。公司旗下拥有多个品牌，主营面向企业及家庭用户的有线、无线数据通信产品的研发、生产与销售。
PRG vs UI — 直观对比
营收规模更大
UI
是对方的1.3倍
$651.6M
营收增速更快
PRG
高出421.3%
35.8%
净利率更高
UI
高出23.1%
5.5%
两年增速更快
UI
近两年复合增速
4.9%
损益表 — Q1 FY2026 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $651.6M | $814.9M |
| 净利润 | $36.1M | $233.6M |
| 毛利率 | — | 45.9% |
| 营业利润率 | 10.0% | 35.9% |
| 净利率 | 5.5% | 28.7% |
| 营收同比 | 457.1% | 35.8% |
| 净利润同比 | 3.8% | 70.8% |
| 每股收益（稀释后） | $3.68 | $3.86 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PRGUI
| Q1 26 | $651.6M | — | ||
| Q4 25 | $525.4M | $814.9M | ||
| Q3 25 | $595.1M | $733.8M | ||
| Q2 25 | $604.7M | $759.2M | ||
| Q1 25 | $684.1M | $664.2M | ||
| Q4 24 | $558.9M | $599.9M | ||
| Q3 24 | $606.1M | $550.3M | ||
| Q2 24 | $592.2M | $507.5M |
净利润PRGUI
| Q1 26 | $36.1M | — | ||
| Q4 25 | $40.5M | $233.6M | ||
| Q3 25 | $33.1M | $207.9M | ||
| Q2 25 | $38.5M | $266.7M | ||
| Q1 25 | $34.7M | $180.4M | ||
| Q4 24 | $57.5M | $136.8M | ||
| Q3 24 | $84.0M | $128.0M | ||
| Q2 24 | $33.8M | $103.8M |
毛利率PRGUI
| Q1 26 | — | — | ||
| Q4 25 | — | 45.9% | ||
| Q3 25 | — | 46.0% | ||
| Q2 25 | — | 45.1% | ||
| Q1 25 | — | 44.5% | ||
| Q4 24 | — | 41.2% | ||
| Q3 24 | — | 42.1% | ||
| Q2 24 | — | 40.2% |
营业利润率PRGUI
| Q1 26 | 10.0% | — | ||
| Q4 25 | 6.9% | 35.9% | ||
| Q3 25 | 9.0% | 35.7% | ||
| Q2 25 | 10.0% | 34.4% | ||
| Q1 25 | 8.2% | 34.2% | ||
| Q4 24 | 8.9% | 29.8% | ||
| Q3 24 | 8.1% | 30.7% | ||
| Q2 24 | 9.4% | 27.3% |
净利率PRGUI
| Q1 26 | 5.5% | — | ||
| Q4 25 | 7.7% | 28.7% | ||
| Q3 25 | 5.6% | 28.3% | ||
| Q2 25 | 6.4% | 35.1% | ||
| Q1 25 | 5.1% | 27.2% | ||
| Q4 24 | 10.3% | 22.8% | ||
| Q3 24 | 13.9% | 23.3% | ||
| Q2 24 | 5.7% | 20.5% |
每股收益（稀释后）PRGUI
| Q1 26 | $3.68 | — | ||
| Q4 25 | $0.99 | $3.86 | ||
| Q3 25 | $0.82 | $3.43 | ||
| Q2 25 | $0.95 | $4.40 | ||
| Q1 25 | $0.83 | $2.98 | ||
| Q4 24 | $1.33 | $2.26 | ||
| Q3 24 | $1.94 | $2.12 | ||
| Q2 24 | $0.77 | $1.72 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $69.4M | $302.8M |
| 总债务越低越好 | — | $47.5M |
| 股东权益账面价值 | $774.4M | $1.0B |
| 总资产 | $2.0B | $1.6B |
| 负债/权益比越低杠杆越低 | — | 0.05× |
8季度趋势，按日历期对齐
现金及短期投资PRGUI
| Q1 26 | $69.4M | — | ||
| Q4 25 | $308.8M | $302.8M | ||
| Q3 25 | $292.6M | $177.2M | ||
| Q2 25 | $222.0M | $149.7M | ||
| Q1 25 | $213.3M | $151.0M | ||
| Q4 24 | $90.9M | $133.1M | ||
| Q3 24 | $221.7M | $165.2M | ||
| Q2 24 | $250.1M | $126.3M |
总债务PRGUI
| Q1 26 | — | — | ||
| Q4 25 | $594.9M | $47.5M | ||
| Q3 25 | — | $133.8M | ||
| Q2 25 | — | $250.0M | ||
| Q1 25 | — | $340.0M | ||
| Q4 24 | $643.6M | $406.3M | ||
| Q3 24 | — | $552.5M | ||
| Q2 24 | — | $708.1M |
股东权益PRGUI
| Q1 26 | $774.4M | — | ||
| Q4 25 | $746.4M | $1.0B | ||
| Q3 25 | $703.6M | $828.4M | ||
| Q2 25 | $668.7M | $668.3M | ||
| Q1 25 | $654.4M | $436.1M | ||
| Q4 24 | $650.3M | $290.4M | ||
| Q3 24 | $630.8M | $188.1M | ||
| Q2 24 | $581.9M | $95.1M |
总资产PRGUI
| Q1 26 | $2.0B | — | ||
| Q4 25 | $1.6B | $1.6B | ||
| Q3 25 | $1.5B | $1.5B | ||
| Q2 25 | $1.5B | $1.5B | ||
| Q1 25 | $1.5B | $1.3B | ||
| Q4 24 | $1.5B | $1.2B | ||
| Q3 24 | $1.4B | $1.2B | ||
| Q2 24 | $1.5B | $1.2B |
负债/权益比PRGUI
| Q1 26 | — | — | ||
| Q4 25 | 0.80× | 0.05× | ||
| Q3 25 | — | 0.16× | ||
| Q2 25 | — | 0.37× | ||
| Q1 25 | — | 0.78× | ||
| Q4 24 | 0.99× | 1.40× | ||
| Q3 24 | — | 2.94× | ||
| Q2 24 | — | 7.45× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $263.9M |
| 自由现金流经营现金流 - 资本支出 | — | $260.3M |
| 自由现金流率自由现金流/营收 | — | 31.9% |
| 资本支出强度资本支出/营收 | — | 0.4% |
| 现金转化率经营现金流/净利润 | — | 1.13× |
| 过去12个月自由现金流最近4个季度 | — | $699.5M |
8季度趋势，按日历期对齐
经营现金流PRGUI
| Q1 26 | — | — | ||
| Q4 25 | $-54.9M | $263.9M | ||
| Q3 25 | $110.0M | $198.5M | ||
| Q2 25 | $69.9M | $130.4M | ||
| Q1 25 | $209.9M | $123.6M | ||
| Q4 24 | $-84.5M | $152.4M | ||
| Q3 24 | $31.9M | $233.7M | ||
| Q2 24 | $55.4M | $231.4M |
自由现金流PRGUI
| Q1 26 | — | — | ||
| Q4 25 | $-57.5M | $260.3M | ||
| Q3 25 | $106.5M | $193.3M | ||
| Q2 25 | $68.0M | $125.2M | ||
| Q1 25 | $208.0M | $120.7M | ||
| Q4 24 | $-86.8M | $150.4M | ||
| Q3 24 | $29.8M | $231.1M | ||
| Q2 24 | $53.5M | $229.5M |
自由现金流率PRGUI
| Q1 26 | — | — | ||
| Q4 25 | -10.9% | 31.9% | ||
| Q3 25 | 17.9% | 26.3% | ||
| Q2 25 | 11.2% | 16.5% | ||
| Q1 25 | 30.4% | 18.2% | ||
| Q4 24 | -15.5% | 25.1% | ||
| Q3 24 | 4.9% | 42.0% | ||
| Q2 24 | 9.0% | 45.2% |
资本支出强度PRGUI
| Q1 26 | — | — | ||
| Q4 25 | 0.5% | 0.4% | ||
| Q3 25 | 0.6% | 0.7% | ||
| Q2 25 | 0.3% | 0.7% | ||
| Q1 25 | 0.3% | 0.4% | ||
| Q4 24 | 0.4% | 0.3% | ||
| Q3 24 | 0.3% | 0.5% | ||
| Q2 24 | 0.3% | 0.4% |
现金转化率PRGUI
| Q1 26 | — | — | ||
| Q4 25 | -1.36× | 1.13× | ||
| Q3 25 | 3.32× | 0.95× | ||
| Q2 25 | 1.82× | 0.49× | ||
| Q1 25 | 6.05× | 0.68× | ||
| Q4 24 | -1.47× | 1.11× | ||
| Q3 24 | 0.38× | 1.83× | ||
| Q2 24 | 1.64× | 2.23× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PRG
暂无分部数据
UI
| Enterprise Technology | $729.0M | 89% |
| Service Provider Technology | $85.9M | 11% |
