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PROGRESS SOFTWARE CORP（PRGS）与RENASANT CORP（RNST）财务数据对比。点击上方公司名可切换其他公司
RENASANT CORP的季度营收约是PROGRESS SOFTWARE CORP的1.1倍（$273.8M vs $252.7M），RENASANT CORP净利率更高（32.2% vs 10.2%，领先22.0%），过去两年RENASANT CORP的营收复合增速更高（29.3% vs 17.0%）
Progress Software是全球领先的企业级软件服务商，主营应用开发平台、数据连接工具、数字体验解决方案等产品，服务覆盖金融、医疗、制造、零售等多行业的全球企业客户，助力客户搭建高性能可扩展的业务应用，提升运营效率。
瑞耐桑特银行是美国密西西比州图珀洛的区域商业金融机构，母公司为瑞耐桑特公司，在阿拉巴马、佛罗里达、佐治亚、密西西比、路易斯安那、田纳西、北卡罗来纳、南卡罗来纳八州拥有280多家分支机构，旗下还运营内容平台“瑞耐桑特国度”，发布博客及节目内容。
PRGS vs RNST — 直观对比
营收规模更大
RNST
是对方的1.1倍
$252.7M
净利率更高
RNST
高出22.0%
10.2%
两年增速更快
RNST
近两年复合增速
17.0%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $252.7M | $273.8M |
| 净利润 | $25.7M | $88.2M |
| 毛利率 | 81.6% | — |
| 营业利润率 | 15.2% | — |
| 净利率 | 10.2% | 32.2% |
| 营收同比 | 17.5% | — |
| 净利润同比 | 2144.6% | 112.5% |
| 每股收益（稀释后） | $0.59 | $0.94 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PRGSRNST
| Q1 26 | — | $273.8M | ||
| Q4 25 | $252.7M | $278.4M | ||
| Q3 25 | $249.8M | $269.5M | ||
| Q2 25 | $237.4M | $267.2M | ||
| Q1 25 | $238.0M | $170.7M | ||
| Q4 24 | $215.0M | $167.1M | ||
| Q3 24 | $178.7M | $220.3M | ||
| Q2 24 | $175.1M | $163.8M |
净利润PRGSRNST
| Q1 26 | — | $88.2M | ||
| Q4 25 | $25.7M | $78.9M | ||
| Q3 25 | $19.4M | $59.8M | ||
| Q2 25 | $17.0M | $1.0M | ||
| Q1 25 | $10.9M | $41.5M | ||
| Q4 24 | $1.1M | $44.7M | ||
| Q3 24 | $28.5M | $72.5M | ||
| Q2 24 | $16.2M | $38.8M |
毛利率PRGSRNST
| Q1 26 | — | — | ||
| Q4 25 | 81.6% | — | ||
| Q3 25 | 81.0% | — | ||
| Q2 25 | 80.1% | — | ||
| Q1 25 | 80.6% | — | ||
| Q4 24 | 83.0% | — | ||
| Q3 24 | 83.7% | — | ||
| Q2 24 | 81.7% | — |
营业利润率PRGSRNST
| Q1 26 | — | — | ||
| Q4 25 | 15.2% | 34.8% | ||
| Q3 25 | 17.6% | 27.9% | ||
| Q2 25 | 16.3% | 1.0% | ||
| Q1 25 | 13.6% | 30.4% | ||
| Q4 24 | 10.0% | 29.8% | ||
| Q3 24 | 22.6% | 44.2% | ||
| Q2 24 | 15.5% | 29.6% |
净利率PRGSRNST
| Q1 26 | — | 32.2% | ||
| Q4 25 | 10.2% | 28.4% | ||
| Q3 25 | 7.8% | 22.2% | ||
| Q2 25 | 7.2% | 0.4% | ||
| Q1 25 | 4.6% | 24.3% | ||
| Q4 24 | 0.5% | 26.8% | ||
| Q3 24 | 15.9% | 32.9% | ||
| Q2 24 | 9.2% | 23.7% |
每股收益（稀释后）PRGSRNST
| Q1 26 | — | $0.94 | ||
| Q4 25 | $0.59 | $0.78 | ||
| Q3 25 | $0.44 | $0.63 | ||
| Q2 25 | $0.39 | $0.01 | ||
| Q1 25 | $0.24 | $0.65 | ||
| Q4 24 | $0.01 | $0.70 | ||
| Q3 24 | $0.65 | $1.18 | ||
| Q2 24 | $0.37 | $0.69 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $94.8M | $1.2B |
| 总债务越低越好 | $1.4B | $806.2M |
| 股东权益账面价值 | $478.3M | $3.9B |
| 总资产 | $2.5B | $27.1B |
| 负债/权益比越低杠杆越低 | 2.93× | 0.21× |
8季度趋势，按日历期对齐
现金及短期投资PRGSRNST
| Q1 26 | — | $1.2B | ||
| Q4 25 | $94.8M | $1.1B | ||
| Q3 25 | $99.0M | $1.1B | ||
| Q2 25 | $102.0M | $1.4B | ||
| Q1 25 | $124.2M | $1.1B | ||
| Q4 24 | $118.1M | $1.1B | ||
| Q3 24 | $232.7M | $1.3B | ||
| Q2 24 | $190.4M | $851.9M |
总债务PRGSRNST
| Q1 26 | — | $806.2M | ||
| Q4 25 | $1.4B | $499.8M | ||
| Q3 25 | $1.4B | $558.9M | ||
| Q2 25 | $1.5B | $557.0M | ||
| Q1 25 | $1.5B | $433.3M | ||
| Q4 24 | $1.5B | $430.6M | ||
| Q3 24 | — | $433.2M | ||
| Q2 24 | — | $428.7M |
股东权益PRGSRNST
| Q1 26 | — | $3.9B | ||
| Q4 25 | $478.3M | $3.9B | ||
| Q3 25 | $477.7M | $3.8B | ||
| Q2 25 | $452.7M | $3.8B | ||
| Q1 25 | $431.8M | $2.7B | ||
| Q4 24 | $438.8M | $2.7B | ||
| Q3 24 | $425.6M | $2.7B | ||
| Q2 24 | $401.7M | $2.4B |
总资产PRGSRNST
| Q1 26 | — | $27.1B | ||
| Q4 25 | $2.5B | $26.8B | ||
| Q3 25 | $2.4B | $26.7B | ||
| Q2 25 | $2.4B | $26.6B | ||
| Q1 25 | $2.5B | $18.3B | ||
| Q4 24 | $2.5B | $18.0B | ||
| Q3 24 | $1.6B | $18.0B | ||
| Q2 24 | $1.6B | $17.5B |
负债/权益比PRGSRNST
| Q1 26 | — | 0.21× | ||
| Q4 25 | 2.93× | 0.13× | ||
| Q3 25 | 2.97× | 0.15× | ||
| Q2 25 | 3.22× | 0.15× | ||
| Q1 25 | 3.50× | 0.16× | ||
| Q4 24 | 3.48× | 0.16× | ||
| Q3 24 | — | 0.16× | ||
| Q2 24 | — | 0.18× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $62.8M | — |
| 自由现金流经营现金流 - 资本支出 | $59.9M | — |
| 自由现金流率自由现金流/营收 | 23.7% | — |
| 资本支出强度资本支出/营收 | 1.1% | — |
| 现金转化率经营现金流/净利润 | 2.44× | — |
| 过去12个月自由现金流最近4个季度 | $229.5M | — |
8季度趋势，按日历期对齐
经营现金流PRGSRNST
| Q1 26 | — | — | ||
| Q4 25 | $62.8M | $271.5M | ||
| Q3 25 | $73.4M | $135.5M | ||
| Q2 25 | $30.0M | $-77.3M | ||
| Q1 25 | $68.9M | $106.2M | ||
| Q4 24 | $19.7M | $106.4M | ||
| Q3 24 | $57.7M | $-1.7M | ||
| Q2 24 | $63.7M | $-49.1M |
自由现金流PRGSRNST
| Q1 26 | — | — | ||
| Q4 25 | $59.9M | $237.8M | ||
| Q3 25 | $72.4M | $120.1M | ||
| Q2 25 | $29.5M | $-87.5M | ||
| Q1 25 | $67.7M | $101.3M | ||
| Q4 24 | $16.8M | $92.8M | ||
| Q3 24 | $56.6M | $-5.3M | ||
| Q2 24 | $62.7M | $-52.6M |
自由现金流率PRGSRNST
| Q1 26 | — | — | ||
| Q4 25 | 23.7% | 85.4% | ||
| Q3 25 | 29.0% | 44.6% | ||
| Q2 25 | 12.4% | -32.7% | ||
| Q1 25 | 28.4% | 59.4% | ||
| Q4 24 | 7.8% | 55.5% | ||
| Q3 24 | 31.7% | -2.4% | ||
| Q2 24 | 35.8% | -32.1% |
资本支出强度PRGSRNST
| Q1 26 | — | — | ||
| Q4 25 | 1.1% | 12.1% | ||
| Q3 25 | 0.4% | 5.7% | ||
| Q2 25 | 0.2% | 3.8% | ||
| Q1 25 | 0.5% | 2.8% | ||
| Q4 24 | 1.3% | 8.2% | ||
| Q3 24 | 0.6% | 1.6% | ||
| Q2 24 | 0.5% | 2.1% |
现金转化率PRGSRNST
| Q1 26 | — | — | ||
| Q4 25 | 2.44× | 3.44× | ||
| Q3 25 | 3.78× | 2.27× | ||
| Q2 25 | 1.76× | -75.92× | ||
| Q1 25 | 6.30× | 2.56× | ||
| Q4 24 | 17.13× | 2.38× | ||
| Q3 24 | 2.03× | -0.02× | ||
| Q2 24 | 3.93× | -1.26× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PRGS
| Maintenanceand Services | $187.5M | 74% |
| Share File Acquisition | $67.5M | 27% |
RNST
| Net Interest Income | $223.6M | 82% |
| Noninterest Income | $50.3M | 18% |
