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Primerica, Inc.（PRI）与罗布乐思（RBLX）财务数据对比。点击上方公司名可切换其他公司
罗布乐思的季度营收约是Primerica, Inc.的1.7倍（$1.4B vs $853.7M），Primerica, Inc.净利率更高（23.1% vs -22.3%，领先45.4%），罗布乐思同比增速更快（43.2% vs 11.0%），过去两年罗布乐思的营收复合增速更高（32.9% vs 7.2%）
Primerica, Inc.是一家采用多层次营销模式的金融服务机构，业务覆盖美国与加拿大市场，主要面向当地中等收入家庭提供保险、投资等多元化金融产品，满足客户的风险保障与差异化财富管理需求。
罗布乐思（Roblox Corporation）是总部位于美国加利福尼亚州圣马特奥的游戏企业，由大卫·巴斯祖奇与埃里克·卡塞尔于2004年共同创立。公司核心产品为同名线上游戏创作平台Roblox，于2006年正式上线，截至2024年12月底全球员工规模已超2400人。
PRI vs RBLX — 直观对比
营收规模更大
RBLX
是对方的1.7倍
$853.7M
营收增速更快
RBLX
高出32.2%
11.0%
净利率更高
PRI
高出45.4%
-22.3%
两年增速更快
RBLX
近两年复合增速
7.2%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $853.7M | $1.4B |
| 净利润 | $197.0M | $-316.0M |
| 毛利率 | — | 77.7% |
| 营业利润率 | 28.9% | -25.3% |
| 净利率 | 23.1% | -22.3% |
| 营收同比 | 11.0% | 43.2% |
| 净利润同比 | 17.9% | -43.9% |
| 每股收益（稀释后） | $6.11 | $-0.44 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PRIRBLX
| Q4 25 | $853.7M | $1.4B | ||
| Q3 25 | $839.9M | $1.4B | ||
| Q2 25 | $793.3M | $1.1B | ||
| Q1 25 | $804.8M | $1.0B | ||
| Q4 24 | $768.8M | $988.2M | ||
| Q3 24 | $774.1M | $919.0M | ||
| Q2 24 | $803.4M | $893.5M | ||
| Q1 24 | $742.8M | $801.3M |
净利润PRIRBLX
| Q4 25 | $197.0M | $-316.0M | ||
| Q3 25 | $206.8M | $-255.6M | ||
| Q2 25 | $178.3M | $-278.4M | ||
| Q1 25 | $169.1M | $-215.1M | ||
| Q4 24 | $167.1M | $-219.6M | ||
| Q3 24 | $164.4M | $-239.3M | ||
| Q2 24 | $1.2M | $-205.9M | ||
| Q1 24 | $137.9M | $-270.6M |
毛利率PRIRBLX
| Q4 25 | — | 77.7% | ||
| Q3 25 | — | 78.2% | ||
| Q2 25 | — | 78.2% | ||
| Q1 25 | — | 78.3% | ||
| Q4 24 | — | 77.9% | ||
| Q3 24 | — | 77.7% | ||
| Q2 24 | 98.0% | 77.8% | ||
| Q1 24 | 98.2% | 77.7% |
营业利润率PRIRBLX
| Q4 25 | 28.9% | -25.3% | ||
| Q3 25 | 32.3% | -21.8% | ||
| Q2 25 | 29.6% | -29.8% | ||
| Q1 25 | 27.5% | -24.6% | ||
| Q4 24 | 64.7% | -24.7% | ||
| Q3 24 | 32.9% | -30.4% | ||
| Q2 24 | 1.0% | -26.6% | ||
| Q1 24 | 24.1% | -37.7% |
净利率PRIRBLX
| Q4 25 | 23.1% | -22.3% | ||
| Q3 25 | 24.6% | -18.8% | ||
| Q2 25 | 22.5% | -25.8% | ||
| Q1 25 | 21.0% | -20.8% | ||
| Q4 24 | 21.7% | -22.2% | ||
| Q3 24 | 21.2% | -26.0% | ||
| Q2 24 | 0.1% | -23.0% | ||
| Q1 24 | 18.6% | -33.8% |
每股收益（稀释后）PRIRBLX
| Q4 25 | $6.11 | $-0.44 | ||
| Q3 25 | $6.35 | $-0.37 | ||
| Q2 25 | $5.40 | $-0.41 | ||
| Q1 25 | $5.05 | $-0.32 | ||
| Q4 24 | $4.92 | $-0.32 | ||
| Q3 24 | $4.83 | $-0.37 | ||
| Q2 24 | $0.03 | $-0.32 | ||
| Q1 24 | $3.93 | $-0.43 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $756.2M | $3.1B |
| 总债务越低越好 | — | $1.2B |
| 股东权益账面价值 | $2.4B | $394.5M |
| 总资产 | $15.0B | $9.6B |
| 负债/权益比越低杠杆越低 | — | 2.98× |
8季度趋势，按日历期对齐
现金及短期投资PRIRBLX
| Q4 25 | $756.2M | $3.1B | ||
| Q3 25 | $644.9M | $2.9B | ||
| Q2 25 | $621.2M | $2.6B | ||
| Q1 25 | $625.1M | $2.7B | ||
| Q4 24 | $687.8M | $2.4B | ||
| Q3 24 | $550.1M | $2.3B | ||
| Q2 24 | $627.3M | $2.4B | ||
| Q1 24 | $593.4M | $2.4B |
总债务PRIRBLX
| Q4 25 | — | $1.2B | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $1.2B | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益PRIRBLX
| Q4 25 | $2.4B | $394.5M | ||
| Q3 25 | $2.3B | $407.6M | ||
| Q2 25 | $2.3B | $353.2M | ||
| Q1 25 | $2.3B | $310.7M | ||
| Q4 24 | $2.3B | $221.4M | ||
| Q3 24 | $1.9B | $189.9M | ||
| Q2 24 | $2.1B | $121.5M | ||
| Q1 24 | $2.2B | $71.6M |
总资产PRIRBLX
| Q4 25 | $15.0B | $9.6B | ||
| Q3 25 | $14.8B | $8.6B | ||
| Q2 25 | $14.8B | $7.8B | ||
| Q1 25 | $14.6B | $7.5B | ||
| Q4 24 | $14.6B | $7.2B | ||
| Q3 24 | $14.8B | $6.7B | ||
| Q2 24 | $14.6B | $6.5B | ||
| Q1 24 | $14.9B | $6.3B |
负债/权益比PRIRBLX
| Q4 25 | — | 2.98× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 5.48× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $338.2M | $607.0M |
| 自由现金流经营现金流 - 资本支出 | — | $308.6M |
| 自由现金流率自由现金流/营收 | — | 21.8% |
| 资本支出强度资本支出/营收 | — | 21.1% |
| 现金转化率经营现金流/净利润 | 1.72× | — |
| 过去12个月自由现金流最近4个季度 | — | $1.4B |
8季度趋势，按日历期对齐
经营现金流PRIRBLX
| Q4 25 | $338.2M | $607.0M | ||
| Q3 25 | $202.9M | $546.2M | ||
| Q2 25 | $162.6M | $199.3M | ||
| Q1 25 | $197.5M | $443.9M | ||
| Q4 24 | $270.6M | $184.5M | ||
| Q3 24 | $207.3M | $247.4M | ||
| Q2 24 | $173.3M | $151.4M | ||
| Q1 24 | $210.9M | $238.9M |
自由现金流PRIRBLX
| Q4 25 | — | $308.6M | ||
| Q3 25 | — | $443.6M | ||
| Q2 25 | — | $176.7M | ||
| Q1 25 | — | $426.5M | ||
| Q4 24 | — | $120.6M | ||
| Q3 24 | — | $218.0M | ||
| Q2 24 | — | $111.7M | ||
| Q1 24 | — | $192.3M |
自由现金流率PRIRBLX
| Q4 25 | — | 21.8% | ||
| Q3 25 | — | 32.6% | ||
| Q2 25 | — | 16.3% | ||
| Q1 25 | — | 41.2% | ||
| Q4 24 | — | 12.2% | ||
| Q3 24 | — | 23.7% | ||
| Q2 24 | — | 12.5% | ||
| Q1 24 | — | 24.0% |
资本支出强度PRIRBLX
| Q4 25 | — | 21.1% | ||
| Q3 25 | — | 7.5% | ||
| Q2 25 | — | 2.1% | ||
| Q1 25 | — | 1.7% | ||
| Q4 24 | — | 6.5% | ||
| Q3 24 | — | 3.2% | ||
| Q2 24 | — | 4.4% | ||
| Q1 24 | — | 5.8% |
现金转化率PRIRBLX
| Q4 25 | 1.72× | — | ||
| Q3 25 | 0.98× | — | ||
| Q2 25 | 0.91× | — | ||
| Q1 25 | 1.17× | — | ||
| Q4 24 | 1.62× | — | ||
| Q3 24 | 1.26× | — | ||
| Q2 24 | 147.98× | — | ||
| Q1 24 | 1.53× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PRI
| Revenues From Sources Other Than Contracts With Customers | $445.9M | 52% |
| Investment And Savings Products Segment Revenues | $340.3M | 40% |
| Other | $56.5M | 7% |
| Segment Revenues From Contracts With Customers | $11.0M | 1% |
RBLX
暂无分部数据
