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Primerica, Inc.（PRI）与Reddit, Inc.（RDDT）财务数据对比。点击上方公司名可切换其他公司
Primerica, Inc.的季度营收约是Reddit, Inc.的1.3倍（$853.7M vs $663.0M），Reddit, Inc.净利率更高（30.8% vs 23.1%，领先7.7%），Reddit, Inc.同比增速更快（69.0% vs 11.0%），过去两年Reddit, Inc.的营收复合增速更高（53.6% vs 7.2%）
Primerica, Inc.是一家采用多层次营销模式的金融服务机构，业务覆盖美国与加拿大市场，主要面向当地中等收入家庭提供保险、投资等多元化金融产品，满足客户的风险保障与差异化财富管理需求。
Reddit是美国知名的社交新闻聚合与论坛类社交媒体平台，注册用户可发布链接、文字帖、图片、视频等各类内容，其他用户可对内容进行点赞或点踩，内容按主题归类到用户创建的子板块中，获赞更高的内容会排在板块前列，热度足够的内容还将展示在全站首页。
PRI vs RDDT — 直观对比
营收规模更大
PRI
是对方的1.3倍
$663.0M
营收增速更快
RDDT
高出58.0%
11.0%
净利率更高
RDDT
高出7.7%
23.1%
两年增速更快
RDDT
近两年复合增速
7.2%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $853.7M | $663.0M |
| 净利润 | $197.0M | $204.0M |
| 毛利率 | — | 100.0% |
| 营业利润率 | 28.9% | 0.0% |
| 净利率 | 23.1% | 30.8% |
| 营收同比 | 11.0% | 69.0% |
| 净利润同比 | 17.9% | 680.0% |
| 每股收益（稀释后） | $6.11 | $1.01 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PRIRDDT
| Q1 26 | — | $663.0M | ||
| Q4 25 | $853.7M | $725.6M | ||
| Q3 25 | $839.9M | $584.9M | ||
| Q2 25 | $793.3M | $499.6M | ||
| Q1 25 | $804.8M | $392.4M | ||
| Q4 24 | $768.8M | $427.7M | ||
| Q3 24 | $774.1M | $348.4M | ||
| Q2 24 | $803.4M | $281.2M |
净利润PRIRDDT
| Q1 26 | — | $204.0M | ||
| Q4 25 | $197.0M | $251.6M | ||
| Q3 25 | $206.8M | $162.7M | ||
| Q2 25 | $178.3M | $89.3M | ||
| Q1 25 | $169.1M | $26.2M | ||
| Q4 24 | $167.1M | $71.0M | ||
| Q3 24 | $164.4M | $29.9M | ||
| Q2 24 | $1.2M | $-10.1M |
毛利率PRIRDDT
| Q1 26 | — | 100.0% | ||
| Q4 25 | — | 91.9% | ||
| Q3 25 | — | 91.0% | ||
| Q2 25 | — | 90.8% | ||
| Q1 25 | — | 90.5% | ||
| Q4 24 | — | 92.6% | ||
| Q3 24 | — | 90.1% | ||
| Q2 24 | 98.0% | 89.5% |
营业利润率PRIRDDT
| Q1 26 | — | 0.0% | ||
| Q4 25 | 28.9% | 31.9% | ||
| Q3 25 | 32.3% | 23.7% | ||
| Q2 25 | 29.6% | 13.6% | ||
| Q1 25 | 27.5% | 1.0% | ||
| Q4 24 | 64.7% | 12.4% | ||
| Q3 24 | 32.9% | 2.0% | ||
| Q2 24 | 1.0% | -11.0% |
净利率PRIRDDT
| Q1 26 | — | 30.8% | ||
| Q4 25 | 23.1% | 34.7% | ||
| Q3 25 | 24.6% | 27.8% | ||
| Q2 25 | 22.5% | 17.9% | ||
| Q1 25 | 21.0% | 6.7% | ||
| Q4 24 | 21.7% | 16.6% | ||
| Q3 24 | 21.2% | 8.6% | ||
| Q2 24 | 0.1% | -3.6% |
每股收益（稀释后）PRIRDDT
| Q1 26 | — | $1.01 | ||
| Q4 25 | $6.11 | $1.24 | ||
| Q3 25 | $6.35 | $0.80 | ||
| Q2 25 | $5.40 | $0.45 | ||
| Q1 25 | $5.05 | $0.13 | ||
| Q4 24 | $4.92 | $4.76 | ||
| Q3 24 | $4.83 | $0.16 | ||
| Q2 24 | $0.03 | $-0.06 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $756.2M | $1.4B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $2.4B | $3.2B |
| 总资产 | $15.0B | $3.5B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资PRIRDDT
| Q1 26 | — | $1.4B | ||
| Q4 25 | $756.2M | $953.6M | ||
| Q3 25 | $644.9M | $911.7M | ||
| Q2 25 | $621.2M | $734.1M | ||
| Q1 25 | $625.1M | $635.7M | ||
| Q4 24 | $687.8M | $562.1M | ||
| Q3 24 | $550.1M | $515.9M | ||
| Q2 24 | $627.3M | $468.0M |
股东权益PRIRDDT
| Q1 26 | — | $3.2B | ||
| Q4 25 | $2.4B | $2.9B | ||
| Q3 25 | $2.3B | $2.6B | ||
| Q2 25 | $2.3B | $2.4B | ||
| Q1 25 | $2.3B | $2.2B | ||
| Q4 24 | $2.3B | $2.1B | ||
| Q3 24 | $1.9B | $2.0B | ||
| Q2 24 | $2.1B | $1.9B |
总资产PRIRDDT
| Q1 26 | — | $3.5B | ||
| Q4 25 | $15.0B | $3.2B | ||
| Q3 25 | $14.8B | $2.9B | ||
| Q2 25 | $14.8B | $2.6B | ||
| Q1 25 | $14.6B | $2.4B | ||
| Q4 24 | $14.6B | $2.3B | ||
| Q3 24 | $14.8B | $2.2B | ||
| Q2 24 | $14.6B | $2.1B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $338.2M | — |
| 自由现金流经营现金流 - 资本支出 | — | $311.0M |
| 自由现金流率自由现金流/营收 | — | 46.9% |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 1.72× | — |
| 过去12个月自由现金流最近4个季度 | — | $868.6M |
8季度趋势，按日历期对齐
经营现金流PRIRDDT
| Q1 26 | — | — | ||
| Q4 25 | $338.2M | $266.8M | ||
| Q3 25 | $202.9M | $185.2M | ||
| Q2 25 | $162.6M | $111.3M | ||
| Q1 25 | $197.5M | $127.6M | ||
| Q4 24 | $270.6M | $90.0M | ||
| Q3 24 | $207.3M | $71.6M | ||
| Q2 24 | $173.3M | $28.4M |
自由现金流PRIRDDT
| Q1 26 | — | $311.0M | ||
| Q4 25 | — | $263.6M | ||
| Q3 25 | — | $183.1M | ||
| Q2 25 | — | $110.8M | ||
| Q1 25 | — | $126.6M | ||
| Q4 24 | — | $89.2M | ||
| Q3 24 | — | $70.3M | ||
| Q2 24 | — | $27.2M |
自由现金流率PRIRDDT
| Q1 26 | — | 46.9% | ||
| Q4 25 | — | 36.3% | ||
| Q3 25 | — | 31.3% | ||
| Q2 25 | — | 22.2% | ||
| Q1 25 | — | 32.3% | ||
| Q4 24 | — | 20.8% | ||
| Q3 24 | — | 20.2% | ||
| Q2 24 | — | 9.7% |
资本支出强度PRIRDDT
| Q1 26 | — | — | ||
| Q4 25 | — | 0.4% | ||
| Q3 25 | — | 0.4% | ||
| Q2 25 | — | 0.1% | ||
| Q1 25 | — | 0.2% | ||
| Q4 24 | — | 0.2% | ||
| Q3 24 | — | 0.4% | ||
| Q2 24 | — | 0.4% |
现金转化率PRIRDDT
| Q1 26 | — | — | ||
| Q4 25 | 1.72× | 1.06× | ||
| Q3 25 | 0.98× | 1.14× | ||
| Q2 25 | 0.91× | 1.25× | ||
| Q1 25 | 1.17× | 4.88× | ||
| Q4 24 | 1.62× | 1.27× | ||
| Q3 24 | 1.26× | 2.40× | ||
| Q2 24 | 147.98× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PRI
| Revenues From Sources Other Than Contracts With Customers | $445.9M | 52% |
| Investment And Savings Products Segment Revenues | $340.3M | 40% |
| Other | $56.5M | 7% |
| Segment Revenues From Contracts With Customers | $11.0M | 1% |
RDDT
暂无分部数据
