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Primerica, Inc.（PRI）与瑞思迈（RMD）财务数据对比。点击上方公司名可切换其他公司
瑞思迈的季度营收约是Primerica, Inc.的1.7倍（$1.4B vs $853.7M），瑞思迈净利率更高（27.6% vs 23.1%，领先4.5%），Primerica, Inc.同比增速更快（11.0% vs 11.0%），过去两年瑞思迈的营收复合增速更高（7.9% vs 7.2%）
Primerica, Inc.是一家采用多层次营销模式的金融服务机构，业务覆盖美国与加拿大市场，主要面向当地中等收入家庭提供保险、投资等多元化金融产品，满足客户的风险保障与差异化财富管理需求。
瑞思迈是一家起源于澳大利亚、总部位于美国加利福尼亚州圣迭戈的医疗设备企业，主打可接入云端的呼吸类医疗设备，用于治疗睡眠呼吸暂停、慢性阻塞性肺病等呼吸道疾病，新冠疫情期间曾大量生产呼吸机等设备助力患者救治。
PRI vs RMD — 直观对比
营收规模更大
RMD
是对方的1.7倍
$853.7M
营收增速更快
PRI
高出0.1%
11.0%
净利率更高
RMD
高出4.5%
23.1%
两年增速更快
RMD
近两年复合增速
7.2%
损益表 — Q4 FY2025 vs Q4 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $853.7M | $1.4B |
| 净利润 | $197.0M | $392.6M |
| 毛利率 | — | 61.8% |
| 营业利润率 | 28.9% | 34.6% |
| 净利率 | 23.1% | 27.6% |
| 营收同比 | 11.0% | 11.0% |
| 净利润同比 | 17.9% | 13.9% |
| 每股收益（稀释后） | $6.11 | $2.68 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PRIRMD
| Q2 26 | — | $1.4B | ||
| Q4 25 | $853.7M | $1.4B | ||
| Q3 25 | $839.9M | $1.3B | ||
| Q2 25 | $793.3M | $1.3B | ||
| Q1 25 | $804.8M | $1.3B | ||
| Q4 24 | $768.8M | $1.3B | ||
| Q3 24 | $774.1M | $1.2B | ||
| Q2 24 | $803.4M | $1.2B |
净利润PRIRMD
| Q2 26 | — | $392.6M | ||
| Q4 25 | $197.0M | $392.6M | ||
| Q3 25 | $206.8M | $348.5M | ||
| Q2 25 | $178.3M | $379.7M | ||
| Q1 25 | $169.1M | $365.0M | ||
| Q4 24 | $167.1M | $344.6M | ||
| Q3 24 | $164.4M | $311.4M | ||
| Q2 24 | $1.2M | $292.2M |
毛利率PRIRMD
| Q2 26 | — | 61.8% | ||
| Q4 25 | — | 61.8% | ||
| Q3 25 | — | 61.5% | ||
| Q2 25 | — | 60.8% | ||
| Q1 25 | — | 59.3% | ||
| Q4 24 | — | 58.6% | ||
| Q3 24 | — | 58.6% | ||
| Q2 24 | 98.0% | 58.5% |
营业利润率PRIRMD
| Q2 26 | — | 34.6% | ||
| Q4 25 | 28.9% | 34.6% | ||
| Q3 25 | 32.3% | 33.4% | ||
| Q2 25 | 29.6% | 33.7% | ||
| Q1 25 | 27.5% | 33.0% | ||
| Q4 24 | 64.7% | 32.5% | ||
| Q3 24 | 32.9% | 31.6% | ||
| Q2 24 | 1.0% | 31.2% |
净利率PRIRMD
| Q2 26 | — | 27.6% | ||
| Q4 25 | 23.1% | 27.6% | ||
| Q3 25 | 24.6% | 26.1% | ||
| Q2 25 | 22.5% | 28.2% | ||
| Q1 25 | 21.0% | 28.3% | ||
| Q4 24 | 21.7% | 26.9% | ||
| Q3 24 | 21.2% | 25.4% | ||
| Q2 24 | 0.1% | 23.9% |
每股收益（稀释后）PRIRMD
| Q2 26 | — | $2.68 | ||
| Q4 25 | $6.11 | $2.68 | ||
| Q3 25 | $6.35 | $2.37 | ||
| Q2 25 | $5.40 | $2.58 | ||
| Q1 25 | $5.05 | $2.48 | ||
| Q4 24 | $4.92 | $2.34 | ||
| Q3 24 | $4.83 | $2.11 | ||
| Q2 24 | $0.03 | $1.97 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $756.2M | $1.4B |
| 总债务越低越好 | — | $663.8M |
| 股东权益账面价值 | $2.4B | $6.3B |
| 总资产 | $15.0B | $8.5B |
| 负债/权益比越低杠杆越低 | — | 0.11× |
8季度趋势，按日历期对齐
现金及短期投资PRIRMD
| Q2 26 | — | $1.4B | ||
| Q4 25 | $756.2M | $1.4B | ||
| Q3 25 | $644.9M | $1.4B | ||
| Q2 25 | $621.2M | $1.2B | ||
| Q1 25 | $625.1M | $932.7M | ||
| Q4 24 | $687.8M | $521.9M | ||
| Q3 24 | $550.1M | $426.4M | ||
| Q2 24 | $627.3M | $238.4M |
总债务PRIRMD
| Q2 26 | — | $663.8M | ||
| Q4 25 | — | $403.9M | ||
| Q3 25 | — | $408.7M | ||
| Q2 25 | — | $658.4M | ||
| Q1 25 | — | $663.1M | ||
| Q4 24 | — | $662.9M | ||
| Q3 24 | — | $667.6M | ||
| Q2 24 | — | $697.3M |
股东权益PRIRMD
| Q2 26 | — | $6.3B | ||
| Q4 25 | $2.4B | $6.3B | ||
| Q3 25 | $2.3B | $6.1B | ||
| Q2 25 | $2.3B | $6.0B | ||
| Q1 25 | $2.3B | $5.5B | ||
| Q4 24 | $2.3B | $5.3B | ||
| Q3 24 | $1.9B | $5.2B | ||
| Q2 24 | $2.1B | $4.9B |
总资产PRIRMD
| Q2 26 | — | $8.5B | ||
| Q4 25 | $15.0B | $8.5B | ||
| Q3 25 | $14.8B | $8.3B | ||
| Q2 25 | $14.8B | $8.2B | ||
| Q1 25 | $14.6B | $7.6B | ||
| Q4 24 | $14.6B | $7.1B | ||
| Q3 24 | $14.8B | $7.2B | ||
| Q2 24 | $14.6B | $6.9B |
负债/权益比PRIRMD
| Q2 26 | — | 0.11× | ||
| Q4 25 | — | 0.06× | ||
| Q3 25 | — | 0.07× | ||
| Q2 25 | — | 0.11× | ||
| Q1 25 | — | 0.12× | ||
| Q4 24 | — | 0.13× | ||
| Q3 24 | — | 0.13× | ||
| Q2 24 | — | 0.14× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $338.2M | — |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 1.72× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流PRIRMD
| Q2 26 | — | — | ||
| Q4 25 | $338.2M | $339.7M | ||
| Q3 25 | $202.9M | $457.3M | ||
| Q2 25 | $162.6M | $538.8M | ||
| Q1 25 | $197.5M | $578.7M | ||
| Q4 24 | $270.6M | $308.6M | ||
| Q3 24 | $207.3M | $325.5M | ||
| Q2 24 | $173.3M | $440.1M |
自由现金流PRIRMD
| Q2 26 | — | — | ||
| Q4 25 | — | $311.2M | ||
| Q3 25 | — | $414.4M | ||
| Q2 25 | — | $508.2M | ||
| Q1 25 | — | $557.9M | ||
| Q4 24 | — | $288.0M | ||
| Q3 24 | — | $307.7M | ||
| Q2 24 | — | $415.2M |
自由现金流率PRIRMD
| Q2 26 | — | — | ||
| Q4 25 | — | 21.9% | ||
| Q3 25 | — | 31.0% | ||
| Q2 25 | — | 37.7% | ||
| Q1 25 | — | 43.2% | ||
| Q4 24 | — | 22.5% | ||
| Q3 24 | — | 25.1% | ||
| Q2 24 | — | 33.9% |
资本支出强度PRIRMD
| Q2 26 | — | — | ||
| Q4 25 | — | 2.0% | ||
| Q3 25 | — | 3.2% | ||
| Q2 25 | — | 2.3% | ||
| Q1 25 | — | 1.6% | ||
| Q4 24 | — | 1.6% | ||
| Q3 24 | — | 1.5% | ||
| Q2 24 | — | 2.0% |
现金转化率PRIRMD
| Q2 26 | — | — | ||
| Q4 25 | 1.72× | 0.87× | ||
| Q3 25 | 0.98× | 1.31× | ||
| Q2 25 | 0.91× | 1.42× | ||
| Q1 25 | 1.17× | 1.59× | ||
| Q4 24 | 1.62× | 0.90× | ||
| Q3 24 | 1.26× | 1.05× | ||
| Q2 24 | 147.98× | 1.51× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PRI
| Revenues From Sources Other Than Contracts With Customers | $445.9M | 52% |
| Investment And Savings Products Segment Revenues | $340.3M | 40% |
| Other | $56.5M | 7% |
| Segment Revenues From Contracts With Customers | $11.0M | 1% |
RMD
暂无分部数据
