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Primerica, Inc.（PRI）与Stagwell Inc（STGW）财务数据对比。点击上方公司名可切换其他公司
Primerica, Inc.的季度营收约是Stagwell Inc的1.1倍（$853.7M vs $807.4M），Primerica, Inc.净利率更高（23.1% vs 1.6%，领先21.5%），Primerica, Inc.同比增速更快（11.0% vs 2.4%），过去两年Stagwell Inc的营收复合增速更高（9.8% vs 7.2%）
Primerica, Inc.是一家采用多层次营销模式的金融服务机构，业务覆盖美国与加拿大市场，主要面向当地中等收入家庭提供保险、投资等多元化金融产品，满足客户的风险保障与差异化财富管理需求。
Stagwell Inc是一家全球营销传播集团，由马克·佩恩于2015年创立，前身为Stagwell Group。2020年集团宣布计划与关联企业MDC Partners合并，该合并交易于2021年8月正式完成，目前业务覆盖全球多个市场，为客户提供整合营销、品牌传播等专业服务。
PRI vs STGW — 直观对比
营收规模更大
PRI
是对方的1.1倍
$807.4M
营收增速更快
PRI
高出8.7%
2.4%
净利率更高
PRI
高出21.5%
1.6%
两年增速更快
STGW
近两年复合增速
7.2%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $853.7M | $807.4M |
| 净利润 | $197.0M | $12.7M |
| 毛利率 | — | 37.6% |
| 营业利润率 | 28.9% | 7.0% |
| 净利率 | 23.1% | 1.6% |
| 营收同比 | 11.0% | 2.4% |
| 净利润同比 | 17.9% | 291.3% |
| 每股收益（稀释后） | $6.11 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PRISTGW
| Q4 25 | $853.7M | $807.4M | ||
| Q3 25 | $839.9M | $743.0M | ||
| Q2 25 | $793.3M | $706.8M | ||
| Q1 25 | $804.8M | $651.7M | ||
| Q4 24 | $768.8M | $788.7M | ||
| Q3 24 | $774.1M | $711.3M | ||
| Q2 24 | $803.4M | $671.2M | ||
| Q1 24 | $742.8M | $670.1M |
净利润PRISTGW
| Q4 25 | $197.0M | $12.7M | ||
| Q3 25 | $206.8M | $24.6M | ||
| Q2 25 | $178.3M | $-5.3M | ||
| Q1 25 | $169.1M | $-2.9M | ||
| Q4 24 | $167.1M | $3.2M | ||
| Q3 24 | $164.4M | $3.3M | ||
| Q2 24 | $1.2M | $-3.0M | ||
| Q1 24 | $137.9M | $-1.3M |
毛利率PRISTGW
| Q4 25 | — | 37.6% | ||
| Q3 25 | — | 36.6% | ||
| Q2 25 | — | 35.0% | ||
| Q1 25 | — | 36.8% | ||
| Q4 24 | — | 36.3% | ||
| Q3 24 | — | 35.7% | ||
| Q2 24 | 98.0% | 34.6% | ||
| Q1 24 | 98.2% | 33.7% |
营业利润率PRISTGW
| Q4 25 | 28.9% | 7.0% | ||
| Q3 25 | 32.3% | 8.2% | ||
| Q2 25 | 29.6% | 3.3% | ||
| Q1 25 | 27.5% | 2.8% | ||
| Q4 24 | 64.7% | 5.5% | ||
| Q3 24 | 32.9% | 5.9% | ||
| Q2 24 | 1.0% | 3.3% | ||
| Q1 24 | 24.1% | 3.9% |
净利率PRISTGW
| Q4 25 | 23.1% | 1.6% | ||
| Q3 25 | 24.6% | 3.3% | ||
| Q2 25 | 22.5% | -0.7% | ||
| Q1 25 | 21.0% | -0.4% | ||
| Q4 24 | 21.7% | 0.4% | ||
| Q3 24 | 21.2% | 0.5% | ||
| Q2 24 | 0.1% | -0.4% | ||
| Q1 24 | 18.6% | -0.2% |
每股收益（稀释后）PRISTGW
| Q4 25 | $6.11 | — | ||
| Q3 25 | $6.35 | — | ||
| Q2 25 | $5.40 | — | ||
| Q1 25 | $5.05 | — | ||
| Q4 24 | $4.92 | — | ||
| Q3 24 | $4.83 | — | ||
| Q2 24 | $0.03 | — | ||
| Q1 24 | $3.93 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $756.2M | $104.5M |
| 总债务越低越好 | — | $1.3B |
| 股东权益账面价值 | $2.4B | $758.4M |
| 总资产 | $15.0B | $4.2B |
| 负债/权益比越低杠杆越低 | — | 1.75× |
8季度趋势，按日历期对齐
现金及短期投资PRISTGW
| Q4 25 | $756.2M | $104.5M | ||
| Q3 25 | $644.9M | $132.2M | ||
| Q2 25 | $621.2M | $181.3M | ||
| Q1 25 | $625.1M | $137.7M | ||
| Q4 24 | $687.8M | $131.3M | ||
| Q3 24 | $550.1M | $145.8M | ||
| Q2 24 | $627.3M | $136.1M | ||
| Q1 24 | $593.4M | $129.8M |
总债务PRISTGW
| Q4 25 | — | $1.3B | ||
| Q3 25 | — | $1.5B | ||
| Q2 25 | — | $1.5B | ||
| Q1 25 | — | $1.5B | ||
| Q4 24 | — | $1.4B | ||
| Q3 24 | — | $1.5B | ||
| Q2 24 | — | $1.4B | ||
| Q1 24 | — | $1.3B |
股东权益PRISTGW
| Q4 25 | $2.4B | $758.4M | ||
| Q3 25 | $2.3B | $749.0M | ||
| Q2 25 | $2.3B | $750.1M | ||
| Q1 25 | $2.3B | $334.4M | ||
| Q4 24 | $2.3B | $331.7M | ||
| Q3 24 | $1.9B | $286.4M | ||
| Q2 24 | $2.1B | $291.6M | ||
| Q1 24 | $2.2B | $337.7M |
总资产PRISTGW
| Q4 25 | $15.0B | $4.2B | ||
| Q3 25 | $14.8B | $4.3B | ||
| Q2 25 | $14.8B | $4.3B | ||
| Q1 25 | $14.6B | $4.0B | ||
| Q4 24 | $14.6B | $3.9B | ||
| Q3 24 | $14.8B | $3.8B | ||
| Q2 24 | $14.6B | $3.8B | ||
| Q1 24 | $14.9B | $3.8B |
负债/权益比PRISTGW
| Q4 25 | — | 1.75× | ||
| Q3 25 | — | 2.04× | ||
| Q2 25 | — | 1.95× | ||
| Q1 25 | — | 4.38× | ||
| Q4 24 | — | 4.08× | ||
| Q3 24 | — | 5.11× | ||
| Q2 24 | — | 4.88× | ||
| Q1 24 | — | 3.76× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $338.2M | $260.3M |
| 自由现金流经营现金流 - 资本支出 | — | $242.9M |
| 自由现金流率自由现金流/营收 | — | 30.1% |
| 资本支出强度资本支出/营收 | — | 2.2% |
| 现金转化率经营现金流/净利润 | 1.72× | 20.56× |
| 过去12个月自由现金流最近4个季度 | — | $247.3M |
8季度趋势，按日历期对齐
经营现金流PRISTGW
| Q4 25 | $338.2M | $260.3M | ||
| Q3 25 | $202.9M | $-24.0M | ||
| Q2 25 | $162.6M | $114.8M | ||
| Q1 25 | $197.5M | $-60.0M | ||
| Q4 24 | $270.6M | $212.1M | ||
| Q3 24 | $207.3M | $-1.6M | ||
| Q2 24 | $173.3M | $-14.5M | ||
| Q1 24 | $210.9M | $-53.1M |
自由现金流PRISTGW
| Q4 25 | — | $242.9M | ||
| Q3 25 | — | $-38.8M | ||
| Q2 25 | — | $107.1M | ||
| Q1 25 | — | $-63.9M | ||
| Q4 24 | — | $209.9M | ||
| Q3 24 | — | $-4.3M | ||
| Q2 24 | — | $-23.0M | ||
| Q1 24 | — | $-58.6M |
自由现金流率PRISTGW
| Q4 25 | — | 30.1% | ||
| Q3 25 | — | -5.2% | ||
| Q2 25 | — | 15.1% | ||
| Q1 25 | — | -9.8% | ||
| Q4 24 | — | 26.6% | ||
| Q3 24 | — | -0.6% | ||
| Q2 24 | — | -3.4% | ||
| Q1 24 | — | -8.7% |
资本支出强度PRISTGW
| Q4 25 | — | 2.2% | ||
| Q3 25 | — | 2.0% | ||
| Q2 25 | — | 1.1% | ||
| Q1 25 | — | 0.6% | ||
| Q4 24 | — | 0.3% | ||
| Q3 24 | — | 0.4% | ||
| Q2 24 | — | 1.3% | ||
| Q1 24 | — | 0.8% |
现金转化率PRISTGW
| Q4 25 | 1.72× | 20.56× | ||
| Q3 25 | 0.98× | -0.98× | ||
| Q2 25 | 0.91× | — | ||
| Q1 25 | 1.17× | — | ||
| Q4 24 | 1.62× | 65.56× | ||
| Q3 24 | 1.26× | -0.49× | ||
| Q2 24 | 147.98× | — | ||
| Q1 24 | 1.53× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PRI
| Revenues From Sources Other Than Contracts With Customers | $445.9M | 52% |
| Investment And Savings Products Segment Revenues | $340.3M | 40% |
| Other | $56.5M | 7% |
| Segment Revenues From Contracts With Customers | $11.0M | 1% |
STGW
暂无分部数据
