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PROVIDENT FINANCIAL HOLDINGS INC（PROV）与RETRACTABLE TECHNOLOGIES INC（RVP）财务数据对比。点击上方公司名可切换其他公司
PROVIDENT FINANCIAL HOLDINGS INC的季度营收约是RETRACTABLE TECHNOLOGIES INC的1.0倍（$9.8M vs $9.4M），PROVIDENT FINANCIAL HOLDINGS INC净利率更高（14.6% vs -24.9%，领先39.5%），RETRACTABLE TECHNOLOGIES INC同比增速更快（4.0% vs 2.5%），过去两年RETRACTABLE TECHNOLOGIES INC的营收复合增速更高（11.5% vs 2.3%）
普罗维登特金融控股公司是一家银行控股企业，通过旗下全资子公司普罗维登特储蓄银行开展业务，为美国加利福尼亚州当地社区提供各类存款、住房抵押贷款、消费贷款、小微企业融资等零售及商业金融服务。
Retractable Technologies Inc是一家专业医疗设备制造商，主打可回缩注射器、安全针头、静脉导管等一次性安全医疗产品，客户覆盖医疗机构、制药企业及公共卫生部门，产品可有效降低医护人员与患者的针刺伤害风险。
PROV vs RVP — 直观对比
营收规模更大
PROV
是对方的1.0倍
$9.4M
营收增速更快
RVP
高出1.6%
2.5%
净利率更高
PROV
高出39.5%
-24.9%
两年增速更快
RVP
近两年复合增速
2.3%
损益表 — Q2 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $9.8M | $9.4M |
| 净利润 | $1.4M | $-2.3M |
| 毛利率 | — | -16.2% |
| 营业利润率 | 20.8% | -81.7% |
| 净利率 | 14.6% | -24.9% |
| 营收同比 | 2.5% | 4.0% |
| 净利润同比 | 64.7% | -162.3% |
| 每股收益（稀释后） | $0.22 | $-0.09 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PROVRVP
| Q4 25 | $9.8M | $9.4M | ||
| Q3 25 | $9.7M | $10.1M | ||
| Q2 25 | $9.8M | $10.4M | ||
| Q1 25 | $10.1M | $8.3M | ||
| Q4 24 | $9.6M | $9.1M | ||
| Q3 24 | $9.5M | $10.3M | ||
| Q2 24 | $9.9M | $6.0M | ||
| Q1 24 | $9.4M | $7.6M |
净利润PROVRVP
| Q4 25 | $1.4M | $-2.3M | ||
| Q3 25 | $1.7M | $371.0K | ||
| Q2 25 | $1.6M | $-87.5K | ||
| Q1 25 | $1.9M | $-10.5M | ||
| Q4 24 | $872.0K | $3.8M | ||
| Q3 24 | $1.9M | $-1.9M | ||
| Q2 24 | $2.0M | $-14.2M | ||
| Q1 24 | $1.5M | $429.4K |
毛利率PROVRVP
| Q4 25 | — | -16.2% | ||
| Q3 25 | — | 16.7% | ||
| Q2 25 | — | -1.0% | ||
| Q1 25 | — | -0.0% | ||
| Q4 24 | — | -27.5% | ||
| Q3 24 | — | -0.1% | ||
| Q2 24 | — | -7.0% | ||
| Q1 24 | — | 25.0% |
营业利润率PROVRVP
| Q4 25 | 20.8% | -81.7% | ||
| Q3 25 | 28.1% | -36.2% | ||
| Q2 25 | 23.6% | -49.1% | ||
| Q1 25 | 26.2% | -56.4% | ||
| Q4 24 | 12.7% | -79.6% | ||
| Q3 24 | 28.3% | -49.6% | ||
| Q2 24 | 27.8% | -95.6% | ||
| Q1 24 | 22.5% | -39.3% |
净利率PROVRVP
| Q4 25 | 14.6% | -24.9% | ||
| Q3 25 | 17.3% | 3.7% | ||
| Q2 25 | 16.7% | -0.8% | ||
| Q1 25 | 18.4% | -126.6% | ||
| Q4 24 | 9.1% | 41.6% | ||
| Q3 24 | 20.0% | -18.6% | ||
| Q2 24 | 19.7% | -234.9% | ||
| Q1 24 | 15.9% | 5.7% |
每股收益（稀释后）PROVRVP
| Q4 25 | $0.22 | $-0.09 | ||
| Q3 25 | $0.25 | $0.01 | ||
| Q2 25 | $0.24 | $0.00 | ||
| Q1 25 | $0.28 | $-0.35 | ||
| Q4 24 | $0.13 | $0.14 | ||
| Q3 24 | $0.28 | $-0.07 | ||
| Q2 24 | $0.28 | $-0.48 | ||
| Q1 24 | $0.22 | $0.01 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $54.4M | $2.6M |
| 总债务越低越好 | — | $895.6K |
| 股东权益账面价值 | $127.5M | $74.4M |
| 总资产 | $1.2B | $142.6M |
| 负债/权益比越低杠杆越低 | — | 0.01× |
8季度趋势，按日历期对齐
现金及短期投资PROVRVP
| Q4 25 | $54.4M | $2.6M | ||
| Q3 25 | $49.4M | $3.4M | ||
| Q2 25 | $53.1M | $3.0M | ||
| Q1 25 | $50.9M | $3.4M | ||
| Q4 24 | $45.5M | $4.2M | ||
| Q3 24 | $48.2M | $3.9M | ||
| Q2 24 | $51.4M | $6.9M | ||
| Q1 24 | $51.7M | $10.0M |
总债务PROVRVP
| Q4 25 | — | $895.6K | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $1.2M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益PROVRVP
| Q4 25 | $127.5M | $74.4M | ||
| Q3 25 | $128.4M | $76.8M | ||
| Q2 25 | $128.5M | $76.5M | ||
| Q1 25 | $128.9M | $76.6M | ||
| Q4 24 | $128.6M | $87.2M | ||
| Q3 24 | $129.6M | $83.5M | ||
| Q2 24 | $129.9M | $85.4M | ||
| Q1 24 | $129.5M | $99.7M |
总资产PROVRVP
| Q4 25 | $1.2B | $142.6M | ||
| Q3 25 | $1.2B | $146.4M | ||
| Q2 25 | $1.2B | $147.1M | ||
| Q1 25 | $1.3B | $149.3M | ||
| Q4 24 | $1.3B | $160.7M | ||
| Q3 24 | $1.3B | $157.8M | ||
| Q2 24 | $1.3B | $160.7M | ||
| Q1 24 | $1.3B | $176.0M |
负债/权益比PROVRVP
| Q4 25 | — | 0.01× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.01× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.2M | $-596.5K |
| 自由现金流经营现金流 - 资本支出 | $1.0M | — |
| 自由现金流率自由现金流/营收 | 10.5% | — |
| 资本支出强度资本支出/营收 | 1.9% | — |
| 现金转化率经营现金流/净利润 | 0.85× | — |
| 过去12个月自由现金流最近4个季度 | $14.9M | — |
8季度趋势，按日历期对齐
经营现金流PROVRVP
| Q4 25 | $1.2M | $-596.5K | ||
| Q3 25 | $2.5M | $-1.3M | ||
| Q2 25 | $8.7M | $-3.7M | ||
| Q1 25 | $3.3M | $-1.5M | ||
| Q4 24 | $324.0K | $-1.1M | ||
| Q3 24 | $2.6M | $-5.7M | ||
| Q2 24 | $5.7M | $-2.7M | ||
| Q1 24 | $3.0M | $-2.0M |
自由现金流PROVRVP
| Q4 25 | $1.0M | — | ||
| Q3 25 | $2.5M | $-1.3M | ||
| Q2 25 | $8.2M | $-4.1M | ||
| Q1 25 | $3.3M | $-1.6M | ||
| Q4 24 | $307.0K | $-1.4M | ||
| Q3 24 | $2.4M | $-6.5M | ||
| Q2 24 | $4.1M | $-2.8M | ||
| Q1 24 | $2.6M | $-2.2M |
自由现金流率PROVRVP
| Q4 25 | 10.5% | — | ||
| Q3 25 | 25.2% | -13.4% | ||
| Q2 25 | 83.5% | -38.9% | ||
| Q1 25 | 32.5% | -18.8% | ||
| Q4 24 | 3.2% | -15.5% | ||
| Q3 24 | 25.1% | -63.0% | ||
| Q2 24 | 41.3% | -46.8% | ||
| Q1 24 | 27.5% | -29.6% |
资本支出强度PROVRVP
| Q4 25 | 1.9% | — | ||
| Q3 25 | 0.5% | 0.9% | ||
| Q2 25 | 5.4% | 3.2% | ||
| Q1 25 | 0.3% | 1.0% | ||
| Q4 24 | 0.2% | 3.3% | ||
| Q3 24 | 1.8% | 7.7% | ||
| Q2 24 | 16.0% | 2.0% | ||
| Q1 24 | 4.2% | 3.0% |
现金转化率PROVRVP
| Q4 25 | 0.85× | — | ||
| Q3 25 | 1.48× | -3.39× | ||
| Q2 25 | 5.34× | — | ||
| Q1 25 | 1.79× | — | ||
| Q4 24 | 0.37× | -0.29× | ||
| Q3 24 | 1.35× | — | ||
| Q2 24 | 2.91× | — | ||
| Q1 24 | 2.00× | -4.71× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
