vs
PROVIDENT FINANCIAL HOLDINGS INC（PROV）与Simulations Plus, Inc.（SLP）财务数据对比。点击上方公司名可切换其他公司
Simulations Plus, Inc.的季度营收约是PROVIDENT FINANCIAL HOLDINGS INC的1.9倍（$18.4M vs $9.8M），PROVIDENT FINANCIAL HOLDINGS INC净利率更高（14.6% vs 3.7%，领先10.9%），PROVIDENT FINANCIAL HOLDINGS INC同比增速更快（2.5% vs -2.7%），过去两年PROVIDENT FINANCIAL HOLDINGS INC的营收复合增速更高（2.3% vs 0.3%）
普罗维登特金融控股公司是一家银行控股企业，通过旗下全资子公司普罗维登特储蓄银行开展业务，为美国加利福尼亚州当地社区提供各类存款、住房抵押贷款、消费贷款、小微企业融资等零售及商业金融服务。
Simulations Plus公司为医药生物、化工、化妆品、食品原料及除草剂领域开发ADMET（吸收、分布、代谢、排泄和毒性）建模仿真软件，并于2014年9月收购了提供临床试验数据分析及咨询服务的Cognigen公司，助力相关行业研发工作开展。
PROV vs SLP — 直观对比
营收规模更大
SLP
是对方的1.9倍
$9.8M
营收增速更快
PROV
高出5.1%
-2.7%
净利率更高
PROV
高出10.9%
3.7%
两年增速更快
PROV
近两年复合增速
0.3%
损益表 — Q2 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $9.8M | $18.4M |
| 净利润 | $1.4M | $676.0K |
| 毛利率 | — | 59.1% |
| 营业利润率 | 20.8% | 3.9% |
| 净利率 | 14.6% | 3.7% |
| 营收同比 | 2.5% | -2.7% |
| 净利润同比 | 64.7% | 228.2% |
| 每股收益（稀释后） | $0.22 | $0.03 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PROVSLP
| Q4 25 | $9.8M | $18.4M | ||
| Q3 25 | $9.7M | $17.5M | ||
| Q2 25 | $9.8M | $20.4M | ||
| Q1 25 | $10.1M | $22.4M | ||
| Q4 24 | $9.6M | $18.9M | ||
| Q3 24 | $9.5M | $18.7M | ||
| Q2 24 | $9.9M | $18.5M | ||
| Q1 24 | $9.4M | $18.3M |
净利润PROVSLP
| Q4 25 | $1.4M | $676.0K | ||
| Q3 25 | $1.7M | $-681.0K | ||
| Q2 25 | $1.6M | $-67.3M | ||
| Q1 25 | $1.9M | $3.1M | ||
| Q4 24 | $872.0K | $206.0K | ||
| Q3 24 | $1.9M | $843.0K | ||
| Q2 24 | $2.0M | $3.1M | ||
| Q1 24 | $1.5M | $4.0M |
毛利率PROVSLP
| Q4 25 | — | 59.1% | ||
| Q3 25 | — | 56.4% | ||
| Q2 25 | — | 64.0% | ||
| Q1 25 | — | 58.5% | ||
| Q4 24 | — | 54.0% | ||
| Q3 24 | — | 36.6% | ||
| Q2 24 | — | 71.5% | ||
| Q1 24 | — | 72.2% |
营业利润率PROVSLP
| Q4 25 | 20.8% | 3.9% | ||
| Q3 25 | 28.1% | 3.8% | ||
| Q2 25 | 23.6% | -364.5% | ||
| Q1 25 | 26.2% | 12.1% | ||
| Q4 24 | 12.7% | 0.7% | ||
| Q3 24 | 28.3% | -6.2% | ||
| Q2 24 | 27.8% | 10.1% | ||
| Q1 24 | 22.5% | 24.3% |
净利率PROVSLP
| Q4 25 | 14.6% | 3.7% | ||
| Q3 25 | 17.3% | -3.9% | ||
| Q2 25 | 16.7% | -330.6% | ||
| Q1 25 | 18.4% | 13.7% | ||
| Q4 24 | 9.1% | 1.1% | ||
| Q3 24 | 20.0% | 4.5% | ||
| Q2 24 | 19.7% | 16.9% | ||
| Q1 24 | 15.9% | 22.0% |
每股收益（稀释后）PROVSLP
| Q4 25 | $0.22 | $0.03 | ||
| Q3 25 | $0.25 | $-0.03 | ||
| Q2 25 | $0.24 | $-3.35 | ||
| Q1 25 | $0.28 | $0.15 | ||
| Q4 24 | $0.13 | $0.01 | ||
| Q3 24 | $0.28 | $0.04 | ||
| Q2 24 | $0.28 | $0.15 | ||
| Q1 24 | $0.22 | $0.20 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $54.4M | $35.7M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $127.5M | $127.1M |
| 总资产 | $1.2B | $137.8M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资PROVSLP
| Q4 25 | $54.4M | $35.7M | ||
| Q3 25 | $49.4M | $32.4M | ||
| Q2 25 | $53.1M | $28.4M | ||
| Q1 25 | $50.9M | $21.4M | ||
| Q4 24 | $45.5M | $18.2M | ||
| Q3 24 | $48.2M | $20.3M | ||
| Q2 24 | $51.4M | $119.0M | ||
| Q1 24 | $51.7M | $108.5M |
股东权益PROVSLP
| Q4 25 | $127.5M | $127.1M | ||
| Q3 25 | $128.4M | $124.8M | ||
| Q2 25 | $128.5M | $123.8M | ||
| Q1 25 | $128.9M | $189.5M | ||
| Q4 24 | $128.6M | $184.7M | ||
| Q3 24 | $129.6M | $182.4M | ||
| Q2 24 | $129.9M | $180.9M | ||
| Q1 24 | $129.5M | $177.0M |
总资产PROVSLP
| Q4 25 | $1.2B | $137.8M | ||
| Q3 25 | $1.2B | $131.9M | ||
| Q2 25 | $1.2B | $134.4M | ||
| Q1 25 | $1.3B | $201.4M | ||
| Q4 24 | $1.3B | $196.9M | ||
| Q3 24 | $1.3B | $196.6M | ||
| Q2 24 | $1.3B | $192.7M | ||
| Q1 24 | $1.3B | $194.0M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.2M | $4.2M |
| 自由现金流经营现金流 - 资本支出 | $1.0M | — |
| 自由现金流率自由现金流/营收 | 10.5% | — |
| 资本支出强度资本支出/营收 | 1.9% | 0.0% |
| 现金转化率经营现金流/净利润 | 0.85× | 6.26× |
| 过去12个月自由现金流最近4个季度 | $14.9M | — |
8季度趋势，按日历期对齐
经营现金流PROVSLP
| Q4 25 | $1.2M | $4.2M | ||
| Q3 25 | $2.5M | $5.6M | ||
| Q2 25 | $8.7M | $8.1M | ||
| Q1 25 | $3.3M | $5.7M | ||
| Q4 24 | $324.0K | $-1.3M | ||
| Q3 24 | $2.6M | $1.7M | ||
| Q2 24 | $5.7M | $5.7M | ||
| Q1 24 | $3.0M | $5.8M |
自由现金流PROVSLP
| Q4 25 | $1.0M | — | ||
| Q3 25 | $2.5M | $5.3M | ||
| Q2 25 | $8.2M | $7.8M | ||
| Q1 25 | $3.3M | $5.6M | ||
| Q4 24 | $307.0K | $-1.4M | ||
| Q3 24 | $2.4M | $1.6M | ||
| Q2 24 | $4.1M | $5.6M | ||
| Q1 24 | $2.6M | $5.4M |
自由现金流率PROVSLP
| Q4 25 | 10.5% | — | ||
| Q3 25 | 25.2% | 30.5% | ||
| Q2 25 | 83.5% | 38.5% | ||
| Q1 25 | 32.5% | 25.0% | ||
| Q4 24 | 3.2% | -7.2% | ||
| Q3 24 | 25.1% | 8.8% | ||
| Q2 24 | 41.3% | 30.0% | ||
| Q1 24 | 27.5% | 29.4% |
资本支出强度PROVSLP
| Q4 25 | 1.9% | 0.0% | ||
| Q3 25 | 0.5% | 1.5% | ||
| Q2 25 | 5.4% | 1.5% | ||
| Q1 25 | 0.3% | 0.3% | ||
| Q4 24 | 0.2% | 0.5% | ||
| Q3 24 | 1.8% | 0.1% | ||
| Q2 24 | 16.0% | 0.6% | ||
| Q1 24 | 4.2% | 2.4% |
现金转化率PROVSLP
| Q4 25 | 0.85× | 6.26× | ||
| Q3 25 | 1.48× | — | ||
| Q2 25 | 5.34× | — | ||
| Q1 25 | 1.79× | 1.84× | ||
| Q4 24 | 0.37× | -6.18× | ||
| Q3 24 | 1.35× | 1.97× | ||
| Q2 24 | 2.91× | 1.81× | ||
| Q1 24 | 2.00× | 1.44× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PROV
暂无分部数据
SLP
| Services Segment | $9.5M | 52% |
| Development | $7.2M | 39% |
| Discovery | $1.3M | 7% |
