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PROVIDENT FINANCIAL HOLDINGS INC（PROV）与Spero Therapeutics, Inc.（SPRO）财务数据对比。点击上方公司名可切换其他公司
Spero Therapeutics, Inc.的季度营收约是PROVIDENT FINANCIAL HOLDINGS INC的1.3倍（$12.6M vs $9.8M），Spero Therapeutics, Inc.净利率更高（250.7% vs 14.6%，领先236.1%），Spero Therapeutics, Inc.同比增速更快（24080.8% vs 2.5%），过去两年Spero Therapeutics, Inc.的营收复合增速更高（847.7% vs 2.3%）
普罗维登特金融控股公司是一家银行控股企业，通过旗下全资子公司普罗维登特储蓄银行开展业务，为美国加利福尼亚州当地社区提供各类存款、住房抵押贷款、消费贷款、小微企业融资等零售及商业金融服务。
PROV vs SPRO — 直观对比
营收规模更大
SPRO
是对方的1.3倍
$9.8M
营收增速更快
SPRO
高出24078.3%
2.5%
净利率更高
SPRO
高出236.1%
14.6%
两年增速更快
SPRO
近两年复合增速
2.3%
损益表 — Q2 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $9.8M | $12.6M |
| 净利润 | $1.4M | $31.5M |
| 毛利率 | — | — |
| 营业利润率 | 20.8% | — |
| 净利率 | 14.6% | 250.7% |
| 营收同比 | 2.5% | 24080.8% |
| 净利润同比 | 64.7% | 250.9% |
| 每股收益（稀释后） | $0.22 | $0.56 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PROVSPRO
| Q4 25 | $9.8M | $12.6M | ||
| Q3 25 | $9.7M | $0 | ||
| Q2 25 | $9.8M | $0 | ||
| Q1 25 | $10.1M | $12.0K | ||
| Q4 24 | $9.6M | $52.0K | ||
| Q3 24 | $9.5M | $65.0K | ||
| Q2 24 | $9.9M | $114.0K | ||
| Q1 24 | $9.4M | $140.0K |
净利润PROVSPRO
| Q4 25 | $1.4M | $31.5M | ||
| Q3 25 | $1.7M | $-7.4M | ||
| Q2 25 | $1.6M | $-1.7M | ||
| Q1 25 | $1.9M | $-13.9M | ||
| Q4 24 | $872.0K | — | ||
| Q3 24 | $1.9M | $-17.1M | ||
| Q2 24 | $2.0M | $-17.9M | ||
| Q1 24 | $1.5M | $-12.7M |
营业利润率PROVSPRO
| Q4 25 | 20.8% | — | ||
| Q3 25 | 28.1% | — | ||
| Q2 25 | 23.6% | — | ||
| Q1 25 | 26.2% | -122758.3% | ||
| Q4 24 | 12.7% | — | ||
| Q3 24 | 28.3% | -28604.6% | ||
| Q2 24 | 27.8% | -16720.2% | ||
| Q1 24 | 22.5% | -9987.1% |
净利率PROVSPRO
| Q4 25 | 14.6% | 250.7% | ||
| Q3 25 | 17.3% | — | ||
| Q2 25 | 16.7% | — | ||
| Q1 25 | 18.4% | -115550.0% | ||
| Q4 24 | 9.1% | — | ||
| Q3 24 | 20.0% | -26380.0% | ||
| Q2 24 | 19.7% | -15668.4% | ||
| Q1 24 | 15.9% | -9049.3% |
每股收益（稀释后）PROVSPRO
| Q4 25 | $0.22 | $0.56 | ||
| Q3 25 | $0.25 | $-0.13 | ||
| Q2 25 | $0.24 | $-0.03 | ||
| Q1 25 | $0.28 | $-0.25 | ||
| Q4 24 | $0.13 | — | ||
| Q3 24 | $0.28 | $-0.32 | ||
| Q2 24 | $0.28 | $-0.33 | ||
| Q1 24 | $0.22 | $-0.24 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $54.4M | $40.3M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $127.5M | $59.0M |
| 总资产 | $1.2B | $68.9M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资PROVSPRO
| Q4 25 | $54.4M | $40.3M | ||
| Q3 25 | $49.4M | $48.6M | ||
| Q2 25 | $53.1M | $31.2M | ||
| Q1 25 | $50.9M | $48.9M | ||
| Q4 24 | $45.5M | $52.9M | ||
| Q3 24 | $48.2M | $76.3M | ||
| Q2 24 | $51.4M | $63.5M | ||
| Q1 24 | $51.7M | $82.3M |
股东权益PROVSPRO
| Q4 25 | $127.5M | $59.0M | ||
| Q3 25 | $128.4M | $26.5M | ||
| Q2 25 | $128.5M | $32.8M | ||
| Q1 25 | $128.9M | $33.8M | ||
| Q4 24 | $128.6M | $46.1M | ||
| Q3 24 | $129.6M | $65.5M | ||
| Q2 24 | $129.9M | $80.5M | ||
| Q1 24 | $129.5M | $96.2M |
总资产PROVSPRO
| Q4 25 | $1.2B | $68.9M | ||
| Q3 25 | $1.2B | $54.2M | ||
| Q2 25 | $1.2B | $62.1M | ||
| Q1 25 | $1.3B | $77.7M | ||
| Q4 24 | $1.3B | $110.5M | ||
| Q3 24 | $1.3B | $135.2M | ||
| Q2 24 | $1.3B | $149.9M | ||
| Q1 24 | $1.3B | $167.7M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.2M | $-8.4M |
| 自由现金流经营现金流 - 资本支出 | $1.0M | — |
| 自由现金流率自由现金流/营收 | 10.5% | — |
| 资本支出强度资本支出/营收 | 1.9% | — |
| 现金转化率经营现金流/净利润 | 0.85× | -0.26× |
| 过去12个月自由现金流最近4个季度 | $14.9M | — |
8季度趋势，按日历期对齐
经营现金流PROVSPRO
| Q4 25 | $1.2M | $-8.4M | ||
| Q3 25 | $2.5M | $17.4M | ||
| Q2 25 | $8.7M | $-17.7M | ||
| Q1 25 | $3.3M | $-4.0M | ||
| Q4 24 | $324.0K | $-23.4M | ||
| Q3 24 | $2.6M | $12.8M | ||
| Q2 24 | $5.7M | $-18.7M | ||
| Q1 24 | $3.0M | $5.9M |
自由现金流PROVSPRO
| Q4 25 | $1.0M | — | ||
| Q3 25 | $2.5M | — | ||
| Q2 25 | $8.2M | — | ||
| Q1 25 | $3.3M | — | ||
| Q4 24 | $307.0K | — | ||
| Q3 24 | $2.4M | — | ||
| Q2 24 | $4.1M | — | ||
| Q1 24 | $2.6M | — |
自由现金流率PROVSPRO
| Q4 25 | 10.5% | — | ||
| Q3 25 | 25.2% | — | ||
| Q2 25 | 83.5% | — | ||
| Q1 25 | 32.5% | — | ||
| Q4 24 | 3.2% | — | ||
| Q3 24 | 25.1% | — | ||
| Q2 24 | 41.3% | — | ||
| Q1 24 | 27.5% | — |
资本支出强度PROVSPRO
| Q4 25 | 1.9% | — | ||
| Q3 25 | 0.5% | — | ||
| Q2 25 | 5.4% | — | ||
| Q1 25 | 0.3% | — | ||
| Q4 24 | 0.2% | — | ||
| Q3 24 | 1.8% | — | ||
| Q2 24 | 16.0% | — | ||
| Q1 24 | 4.2% | — |
现金转化率PROVSPRO
| Q4 25 | 0.85× | -0.26× | ||
| Q3 25 | 1.48× | — | ||
| Q2 25 | 5.34× | — | ||
| Q1 25 | 1.79× | — | ||
| Q4 24 | 0.37× | — | ||
| Q3 24 | 1.35× | — | ||
| Q2 24 | 2.91× | — | ||
| Q1 24 | 2.00× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
