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保德信金融（PRU）与TIGO ENERGY, INC.（TYGO）财务数据对比。点击上方公司名可切换其他公司
保德信金融的季度营收约是TIGO ENERGY, INC.的1.7倍（$15.7B vs $9.2B）
保德信金融是美国头部金融服务企业，旗下子公司面向美国及全球40余个国家的零售与机构客户，提供保险、退休规划、投资管理等多元产品与服务。2019年其为美国规模最大的保险提供商，总资产达8151亿美元，同时入选财富世界500强及美国财富500强榜单。
Tigo Energy是一家美国企业，总部位于加利福尼亚州洛斯加托斯，专注服务光伏领域的安装商、经销商与原始设备制造商，主打产品与技术包括组件级功率优化器及智能组件功率电子器件，同时也为行业客户提供配套软件与相关服务。
PRU vs TYGO — 直观对比
营收规模更大
PRU
是对方的1.7倍
$9.2B
损益表 — Q4 FY2025 vs Q4 FY2023
| 指标 | | |
|---|---|---|
| 营收 | $15.7B | $9.2B |
| 净利润 | $905.0M | — |
| 毛利率 | — | 0.0% |
| 营业利润率 | 7.7% | — |
| 净利率 | 5.8% | — |
| 营收同比 | 25.3% | — |
| 净利润同比 | 1687.7% | -1736.1% |
| 每股收益（稀释后） | $2.54 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PRUTYGO
| Q4 25 | $15.7B | — | ||
| Q3 25 | $17.9B | — | ||
| Q2 25 | $13.7B | — | ||
| Q1 25 | $13.5B | — | ||
| Q4 24 | $12.5B | — | ||
| Q3 24 | $19.5B | — | ||
| Q2 24 | $14.9B | — | ||
| Q1 24 | $23.5B | — |
净利润PRUTYGO
| Q4 25 | $905.0M | — | ||
| Q3 25 | $1.4B | — | ||
| Q2 25 | $533.0M | — | ||
| Q1 25 | $707.0M | — | ||
| Q4 24 | $-57.0M | — | ||
| Q3 24 | $448.0M | — | ||
| Q2 24 | $1.2B | — | ||
| Q1 24 | $1.1B | — |
营业利润率PRUTYGO
| Q4 25 | 7.7% | — | ||
| Q3 25 | 10.0% | — | ||
| Q2 25 | 5.4% | — | ||
| Q1 25 | 6.8% | — | ||
| Q4 24 | -1.2% | — | ||
| Q3 24 | 2.8% | — | ||
| Q2 24 | 9.5% | — | ||
| Q1 24 | 5.9% | — |
净利率PRUTYGO
| Q4 25 | 5.8% | — | ||
| Q3 25 | 8.0% | — | ||
| Q2 25 | 3.9% | — | ||
| Q1 25 | 5.2% | — | ||
| Q4 24 | -0.5% | — | ||
| Q3 24 | 2.3% | — | ||
| Q2 24 | 8.0% | — | ||
| Q1 24 | 4.8% | — |
每股收益（稀释后）PRUTYGO
| Q4 25 | $2.54 | — | ||
| Q3 25 | $4.01 | — | ||
| Q2 25 | $1.48 | — | ||
| Q1 25 | $1.96 | — | ||
| Q4 24 | $-0.14 | — | ||
| Q3 24 | $1.24 | — | ||
| Q2 24 | $3.28 | — | ||
| Q1 24 | $3.12 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $19.7B | $31.2M |
| 总债务越低越好 | — | $50.0M |
| 股东权益账面价值 | $32.4B | $62.8M |
| 总资产 | $773.7B | $127.8M |
| 负债/权益比越低杠杆越低 | — | 0.80× |
8季度趋势，按日历期对齐
现金及短期投资PRUTYGO
| Q4 25 | $19.7B | — | ||
| Q3 25 | $17.5B | — | ||
| Q2 25 | $16.6B | — | ||
| Q1 25 | $16.1B | — | ||
| Q4 24 | $18.5B | — | ||
| Q3 24 | $20.2B | — | ||
| Q2 24 | $17.1B | — | ||
| Q1 24 | $18.7B | — |
股东权益PRUTYGO
| Q4 25 | $32.4B | — | ||
| Q3 25 | $32.1B | — | ||
| Q2 25 | $30.6B | — | ||
| Q1 25 | $29.9B | — | ||
| Q4 24 | $27.9B | — | ||
| Q3 24 | $30.4B | — | ||
| Q2 24 | $28.0B | — | ||
| Q1 24 | $27.2B | — |
总资产PRUTYGO
| Q4 25 | $773.7B | — | ||
| Q3 25 | $776.3B | — | ||
| Q2 25 | $759.0B | — | ||
| Q1 25 | $739.3B | — | ||
| Q4 24 | $735.6B | — | ||
| Q3 24 | $760.3B | — | ||
| Q2 24 | $715.2B | — | ||
| Q1 24 | $725.8B | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $3.3B | $-37.2M |
| 自由现金流经营现金流 - 资本支出 | — | $-39.3M |
| 自由现金流率自由现金流/营收 | — | -0.4% |
| 资本支出强度资本支出/营收 | — | 0.0% |
| 现金转化率经营现金流/净利润 | 3.67× | — |
| 过去12个月自由现金流最近4个季度 | — | $-70.6M |
8季度趋势，按日历期对齐
经营现金流PRUTYGO
| Q4 25 | $3.3B | — | ||
| Q3 25 | $4.3B | — | ||
| Q2 25 | $1.2B | — | ||
| Q1 25 | $-2.5B | — | ||
| Q4 24 | $2.3B | — | ||
| Q3 24 | $1.1B | — | ||
| Q2 24 | $-146.0M | — | ||
| Q1 24 | $5.2B | — |
现金转化率PRUTYGO
| Q4 25 | 3.67× | — | ||
| Q3 25 | 3.00× | — | ||
| Q2 25 | 2.18× | — | ||
| Q1 25 | -3.54× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 2.47× | — | ||
| Q2 24 | -0.12× | — | ||
| Q1 24 | 4.59× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PRU
| Other | $8.5B | 54% |
| International Insurance Division | $4.4B | 28% |
| US Businesses Division | $1.6B | 10% |
| PGIM Division | $1.1B | 7% |
| Trading | $51.0M | 0% |
TYGO
暂无分部数据
