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普尔斯马特（PSMT）与Rocket Companies, Inc.（RKT）财务数据对比。点击上方公司名可切换其他公司
Rocket Companies, Inc.的季度营收约是普尔斯马特的1.9倍（$2.7B vs $1.4B），普尔斯马特净利率更高（2.9% vs 2.5%，领先0.4%），Rocket Companies, Inc.同比增速更快（52.2% vs 9.9%），普尔斯马特自由现金流更多（$32.6M vs $-1.3B），过去两年Rocket Companies, Inc.的营收复合增速更高（39.5% vs 3.5%）
PriceSmart（普尔斯马特）是一家美资会员制仓储商超运营商，业务覆盖中美洲、加勒比地区及南美洲。公司由Price Club的创立者索尔·普莱斯与罗伯特·普莱斯共同创办，罗伯特·普莱斯现任董事会主席。
Rocket Companies, Inc.是美国金融科技及住房服务企业，由丹·吉尔伯特创立，总部位于密歇根州底特律市中心。公司依托旗舰子公司Rocket Mortgage跻身美国最大抵押贷款提供商行列，旗下还拥有Redfin、Forsalebyowner.com、Rocket Money等子品牌。
PSMT vs RKT — 直观对比
营收规模更大
RKT
是对方的1.9倍
$1.4B
营收增速更快
RKT
高出42.2%
9.9%
净利率更高
PSMT
高出0.4%
2.5%
自由现金流更多
PSMT
多$1.3B
$-1.3B
两年增速更快
RKT
近两年复合增速
3.5%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.4B | $2.7B |
| 净利润 | $40.2M | $68.0M |
| 毛利率 | 17.7% | — |
| 营业利润率 | 4.6% | 6.3% |
| 净利率 | 2.9% | 2.5% |
| 营收同比 | 9.9% | 52.2% |
| 净利润同比 | 7.3% | 100.8% |
| 每股收益（稀释后） | $1.29 | $0.10 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PSMTRKT
| Q4 25 | $1.4B | $2.7B | ||
| Q3 25 | $1.3B | $1.6B | ||
| Q2 25 | $1.3B | $1.4B | ||
| Q1 25 | $1.4B | $1.0B | ||
| Q4 24 | $1.3B | $1.8B | ||
| Q3 24 | $1.2B | $646.9M | ||
| Q2 24 | $1.2B | $1.3B | ||
| Q1 24 | $1.3B | $1.4B |
净利润PSMTRKT
| Q4 25 | $40.2M | $68.0M | ||
| Q3 25 | $31.5M | $-123.9M | ||
| Q2 25 | $35.2M | $-1.8M | ||
| Q1 25 | $43.8M | $-10.4M | ||
| Q4 24 | $37.4M | $33.9M | ||
| Q3 24 | $29.1M | $-22.0M | ||
| Q2 24 | $32.5M | $1.3M | ||
| Q1 24 | $39.3M | $16.2M |
毛利率PSMTRKT
| Q4 25 | 17.7% | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | 17.1% | — | ||
| Q4 24 | 17.4% | 58.9% | ||
| Q3 24 | — | -8.4% | ||
| Q2 24 | — | 47.4% | ||
| Q1 24 | — | 51.2% |
营业利润率PSMTRKT
| Q4 25 | 4.6% | 6.3% | ||
| Q3 25 | 4.0% | -11.5% | ||
| Q2 25 | 4.3% | 1.8% | ||
| Q1 25 | 4.8% | -21.5% | ||
| Q4 24 | 4.6% | 38.1% | ||
| Q3 24 | 4.0% | -76.9% | ||
| Q2 24 | 4.1% | 14.8% | ||
| Q1 24 | 4.9% | 21.6% |
净利率PSMTRKT
| Q4 25 | 2.9% | 2.5% | ||
| Q3 25 | 2.4% | -7.7% | ||
| Q2 25 | 2.7% | -0.1% | ||
| Q1 25 | 3.2% | -1.0% | ||
| Q4 24 | 3.0% | 1.9% | ||
| Q3 24 | 2.4% | -3.4% | ||
| Q2 24 | 2.6% | 0.1% | ||
| Q1 24 | 3.0% | 1.2% |
每股收益（稀释后）PSMTRKT
| Q4 25 | $1.29 | $0.10 | ||
| Q3 25 | $1.02 | $-0.06 | ||
| Q2 25 | $1.14 | $-0.01 | ||
| Q1 25 | $1.45 | $-0.08 | ||
| Q4 24 | $1.21 | $0.28 | ||
| Q3 24 | $0.94 | $-0.19 | ||
| Q2 24 | $1.08 | $0.01 | ||
| Q1 24 | $1.31 | $0.11 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $320.6M | $2.7B |
| 总债务越低越好 | $180.3M | — |
| 股东权益账面价值 | $1.3B | $22.9B |
| 总资产 | $2.4B | $60.7B |
| 负债/权益比越低杠杆越低 | 0.14× | — |
8季度趋势，按日历期对齐
现金及短期投资PSMTRKT
| Q4 25 | $320.6M | $2.7B | ||
| Q3 25 | $314.2M | $5.8B | ||
| Q2 25 | $262.4M | $5.1B | ||
| Q1 25 | $247.3M | $1.4B | ||
| Q4 24 | $222.2M | $1.3B | ||
| Q3 24 | $225.5M | $1.2B | ||
| Q2 24 | $228.2M | $1.3B | ||
| Q1 24 | $264.2M | $861.4M |
总债务PSMTRKT
| Q4 25 | $180.3M | — | ||
| Q3 25 | $186.6M | — | ||
| Q2 25 | $103.1M | — | ||
| Q1 25 | $107.1M | — | ||
| Q4 24 | $115.6M | — | ||
| Q3 24 | $130.4M | — | ||
| Q2 24 | $135.1M | — | ||
| Q1 24 | $140.0M | — |
股东权益PSMTRKT
| Q4 25 | $1.3B | $22.9B | ||
| Q3 25 | $1.2B | $8.9B | ||
| Q2 25 | $1.2B | $7.4B | ||
| Q1 25 | $1.2B | $8.6B | ||
| Q4 24 | $1.2B | $9.0B | ||
| Q3 24 | $1.1B | $8.4B | ||
| Q2 24 | $1.1B | $8.8B | ||
| Q1 24 | $1.1B | $8.6B |
总资产PSMTRKT
| Q4 25 | $2.4B | $60.7B | ||
| Q3 25 | $2.3B | $33.6B | ||
| Q2 25 | $2.1B | $30.4B | ||
| Q1 25 | $2.1B | $25.3B | ||
| Q4 24 | $2.1B | $24.5B | ||
| Q3 24 | $2.0B | $25.1B | ||
| Q2 24 | $2.0B | $23.6B | ||
| Q1 24 | $2.0B | $22.2B |
负债/权益比PSMTRKT
| Q4 25 | 0.14× | — | ||
| Q3 25 | 0.15× | — | ||
| Q2 25 | 0.08× | — | ||
| Q1 25 | 0.09× | — | ||
| Q4 24 | 0.10× | — | ||
| Q3 24 | 0.12× | — | ||
| Q2 24 | 0.12× | — | ||
| Q1 24 | 0.13× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $71.2M | $-1.2B |
| 自由现金流经营现金流 - 资本支出 | $32.6M | $-1.3B |
| 自由现金流率自由现金流/营收 | 2.4% | -47.2% |
| 资本支出强度资本支出/营收 | 2.8% | 1.5% |
| 现金转化率经营现金流/净利润 | 1.77× | -18.08× |
| 过去12个月自由现金流最近4个季度 | $125.5M | $-4.0B |
8季度趋势，按日历期对齐
经营现金流PSMTRKT
| Q4 25 | $71.2M | $-1.2B | ||
| Q3 25 | $82.1M | $-50.3M | ||
| Q2 25 | $52.8M | $-1.9B | ||
| Q1 25 | $87.9M | $-797.0M | ||
| Q4 24 | $38.5M | $1.8B | ||
| Q3 24 | $41.8M | $-1.3B | ||
| Q2 24 | $38.1M | $-122.3M | ||
| Q1 24 | $86.6M | $-3.0B |
自由现金流PSMTRKT
| Q4 25 | $32.6M | $-1.3B | ||
| Q3 25 | $25.6M | $-71.8M | ||
| Q2 25 | $14.0M | $-1.9B | ||
| Q1 25 | $53.2M | $-811.0M | ||
| Q4 24 | $10.3M | $1.8B | ||
| Q3 24 | $15.2M | $-1.4B | ||
| Q2 24 | $-308.0K | $-138.3M | ||
| Q1 24 | $16.4M | $-3.0B |
自由现金流率PSMTRKT
| Q4 25 | 2.4% | -47.2% | ||
| Q3 25 | 1.9% | -4.5% | ||
| Q2 25 | 1.1% | -137.2% | ||
| Q1 25 | 3.9% | -78.2% | ||
| Q4 24 | 0.8% | 103.1% | ||
| Q3 24 | 1.2% | -209.6% | ||
| Q2 24 | -0.0% | -10.6% | ||
| Q1 24 | 1.3% | -218.7% |
资本支出强度PSMTRKT
| Q4 25 | 2.8% | 1.5% | ||
| Q3 25 | 4.2% | 1.3% | ||
| Q2 25 | 2.9% | 1.1% | ||
| Q1 25 | 2.5% | 1.4% | ||
| Q4 24 | 2.2% | 1.1% | ||
| Q3 24 | 2.2% | 2.9% | ||
| Q2 24 | 3.1% | 1.2% | ||
| Q1 24 | 5.4% | 1.0% |
现金转化率PSMTRKT
| Q4 25 | 1.77× | -18.08× | ||
| Q3 25 | 2.60× | — | ||
| Q2 25 | 1.50× | — | ||
| Q1 25 | 2.01× | — | ||
| Q4 24 | 1.03× | 54.42× | ||
| Q3 24 | 1.44× | — | ||
| Q2 24 | 1.17× | -94.46× | ||
| Q1 24 | 2.20× | -185.80× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PSMT
| Fresh Foods | $454.9M | 33% |
| Caribbean Operations Segment | $396.5M | 29% |
| Colombia Operations Segment | $204.1M | 15% |
| Hardlines | $162.6M | 12% |
| Softlines | $99.8M | 7% |
| ship Income Member | $24.5M | 2% |
| Health Services | $14.5M | 1% |
| Other Revenue And Income | $4.2M | 0% |
| United States Operations Segment | $510.0K | 0% |
| Export Sales | $359.0K | 0% |
RKT
| Other | $1.4B | 51% |
| Direct To Customer Segment | $945.8M | 35% |
| Partner Network Segment | $216.7M | 8% |
| Subscription Revenue | $91.3M | 3% |
| Closing Fees | $47.1M | 2% |
| Appraisal Revenue | $10.7M | 0% |
