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普尔斯马特（PSMT）与RENAISSANCERE HOLDINGS LTD（RNR）财务数据对比。点击上方公司名可切换其他公司
RENAISSANCERE HOLDINGS LTD的季度营收约是普尔斯马特的1.6倍（$2.2B vs $1.4B），RENAISSANCERE HOLDINGS LTD净利率更高（23.5% vs 2.9%，领先20.6%），普尔斯马特同比增速更快（9.9% vs -36.8%），过去两年普尔斯马特的营收复合增速更高（3.5% vs -11.9%）
PriceSmart（普尔斯马特）是一家美资会员制仓储商超运营商，业务覆盖中美洲、加勒比地区及南美洲。公司由Price Club的创立者索尔·普莱斯与罗伯特·普莱斯共同创办，罗伯特·普莱斯现任董事会主席。
RenaissanceRe Holdings Ltd是总部位于百慕大的保险及相关商业服务提供商，核心业务覆盖再保险、常规保险两大板块，同时运营风险相关创新投资业务，为全球客户提供专业的风险对冲与保险解决方案。
PSMT vs RNR — 直观对比
营收规模更大
RNR
是对方的1.6倍
$1.4B
营收增速更快
PSMT
高出46.7%
-36.8%
净利率更高
RNR
高出20.6%
2.9%
两年增速更快
PSMT
近两年复合增速
-11.9%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.4B | $2.2B |
| 净利润 | $40.2M | $515.8M |
| 毛利率 | 17.7% | — |
| 营业利润率 | 4.6% | — |
| 净利率 | 2.9% | 23.5% |
| 营收同比 | 9.9% | -36.8% |
| 净利润同比 | 7.3% | 72.6% |
| 每股收益（稀释后） | $1.29 | $6.57 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PSMTRNR
| Q1 26 | — | $2.2B | ||
| Q4 25 | $1.4B | $3.0B | ||
| Q3 25 | $1.3B | $3.2B | ||
| Q2 25 | $1.3B | $3.2B | ||
| Q1 25 | $1.4B | $3.5B | ||
| Q4 24 | $1.3B | $2.3B | ||
| Q3 24 | $1.2B | $4.0B | ||
| Q2 24 | $1.2B | $2.8B |
净利润PSMTRNR
| Q1 26 | — | $515.8M | ||
| Q4 25 | $40.2M | $760.5M | ||
| Q3 25 | $31.5M | $916.5M | ||
| Q2 25 | $35.2M | $835.4M | ||
| Q1 25 | $43.8M | $170.0M | ||
| Q4 24 | $37.4M | $-189.7M | ||
| Q3 24 | $29.1M | $1.2B | ||
| Q2 24 | $32.5M | $503.9M |
毛利率PSMTRNR
| Q1 26 | — | — | ||
| Q4 25 | 17.7% | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | 17.1% | — | ||
| Q4 24 | 17.4% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
营业利润率PSMTRNR
| Q1 26 | — | — | ||
| Q4 25 | 4.6% | 42.5% | ||
| Q3 25 | 4.0% | 46.3% | ||
| Q2 25 | 4.3% | 41.8% | ||
| Q1 25 | 4.8% | -2.0% | ||
| Q4 24 | 4.6% | -3.6% | ||
| Q3 24 | 4.0% | 43.7% | ||
| Q2 24 | 4.1% | 25.0% |
净利率PSMTRNR
| Q1 26 | — | 23.5% | ||
| Q4 25 | 2.9% | 25.6% | ||
| Q3 25 | 2.4% | 28.7% | ||
| Q2 25 | 2.7% | 26.1% | ||
| Q1 25 | 3.2% | 4.9% | ||
| Q4 24 | 3.0% | -8.3% | ||
| Q3 24 | 2.4% | 29.8% | ||
| Q2 24 | 2.6% | 17.8% |
每股收益（稀释后）PSMTRNR
| Q1 26 | — | $6.57 | ||
| Q4 25 | $1.29 | $16.16 | ||
| Q3 25 | $1.02 | $19.40 | ||
| Q2 25 | $1.14 | $17.20 | ||
| Q1 25 | $1.45 | $3.27 | ||
| Q4 24 | $1.21 | $-3.76 | ||
| Q3 24 | $0.94 | $22.62 | ||
| Q2 24 | $1.08 | $9.41 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $320.6M | $1.6B |
| 总债务越低越好 | $180.3M | — |
| 股东权益账面价值 | $1.3B | $4.3B |
| 总资产 | $2.4B | $53.7B |
| 负债/权益比越低杠杆越低 | 0.14× | — |
8季度趋势，按日历期对齐
现金及短期投资PSMTRNR
| Q1 26 | — | $1.6B | ||
| Q4 25 | $320.6M | $1.7B | ||
| Q3 25 | $314.2M | $1.7B | ||
| Q2 25 | $262.4M | $1.4B | ||
| Q1 25 | $247.3M | $1.6B | ||
| Q4 24 | $222.2M | $1.7B | ||
| Q3 24 | $225.5M | $1.6B | ||
| Q2 24 | $228.2M | $1.6B |
总债务PSMTRNR
| Q1 26 | — | — | ||
| Q4 25 | $180.3M | $2.3B | ||
| Q3 25 | $186.6M | $2.2B | ||
| Q2 25 | $103.1M | $2.3B | ||
| Q1 25 | $107.1M | $2.8B | ||
| Q4 24 | $115.6M | $1.9B | ||
| Q3 24 | $130.4M | $1.9B | ||
| Q2 24 | $135.1M | $2.0B |
股东权益PSMTRNR
| Q1 26 | — | $4.3B | ||
| Q4 25 | $1.3B | $11.6B | ||
| Q3 25 | $1.2B | $11.5B | ||
| Q2 25 | $1.2B | $10.8B | ||
| Q1 25 | $1.2B | $10.3B | ||
| Q4 24 | $1.2B | $10.6B | ||
| Q3 24 | $1.1B | $11.2B | ||
| Q2 24 | $1.1B | $10.2B |
总资产PSMTRNR
| Q1 26 | — | $53.7B | ||
| Q4 25 | $2.4B | $53.8B | ||
| Q3 25 | $2.3B | $54.5B | ||
| Q2 25 | $2.1B | $54.7B | ||
| Q1 25 | $2.1B | $53.6B | ||
| Q4 24 | $2.1B | $50.7B | ||
| Q3 24 | $2.0B | $52.8B | ||
| Q2 24 | $2.0B | $51.6B |
负债/权益比PSMTRNR
| Q1 26 | — | — | ||
| Q4 25 | 0.14× | 0.20× | ||
| Q3 25 | 0.15× | 0.19× | ||
| Q2 25 | 0.08× | 0.21× | ||
| Q1 25 | 0.09× | 0.27× | ||
| Q4 24 | 0.10× | 0.18× | ||
| Q3 24 | 0.12× | 0.17× | ||
| Q2 24 | 0.12× | 0.19× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $71.2M | — |
| 自由现金流经营现金流 - 资本支出 | $32.6M | — |
| 自由现金流率自由现金流/营收 | 2.4% | — |
| 资本支出强度资本支出/营收 | 2.8% | — |
| 现金转化率经营现金流/净利润 | 1.77× | — |
| 过去12个月自由现金流最近4个季度 | $125.5M | — |
8季度趋势，按日历期对齐
经营现金流PSMTRNR
| Q1 26 | — | — | ||
| Q4 25 | $71.2M | $483.0M | ||
| Q3 25 | $82.1M | $1.6B | ||
| Q2 25 | $52.8M | $1.5B | ||
| Q1 25 | $87.9M | $157.8M | ||
| Q4 24 | $38.5M | $778.9M | ||
| Q3 24 | $41.8M | $1.5B | ||
| Q2 24 | $38.1M | $1.2B |
自由现金流PSMTRNR
| Q1 26 | — | — | ||
| Q4 25 | $32.6M | — | ||
| Q3 25 | $25.6M | — | ||
| Q2 25 | $14.0M | — | ||
| Q1 25 | $53.2M | — | ||
| Q4 24 | $10.3M | — | ||
| Q3 24 | $15.2M | — | ||
| Q2 24 | $-308.0K | — |
自由现金流率PSMTRNR
| Q1 26 | — | — | ||
| Q4 25 | 2.4% | — | ||
| Q3 25 | 1.9% | — | ||
| Q2 25 | 1.1% | — | ||
| Q1 25 | 3.9% | — | ||
| Q4 24 | 0.8% | — | ||
| Q3 24 | 1.2% | — | ||
| Q2 24 | -0.0% | — |
资本支出强度PSMTRNR
| Q1 26 | — | — | ||
| Q4 25 | 2.8% | — | ||
| Q3 25 | 4.2% | — | ||
| Q2 25 | 2.9% | — | ||
| Q1 25 | 2.5% | — | ||
| Q4 24 | 2.2% | — | ||
| Q3 24 | 2.2% | — | ||
| Q2 24 | 3.1% | — |
现金转化率PSMTRNR
| Q1 26 | — | — | ||
| Q4 25 | 1.77× | 0.64× | ||
| Q3 25 | 2.60× | 1.73× | ||
| Q2 25 | 1.50× | 1.76× | ||
| Q1 25 | 2.01× | 0.93× | ||
| Q4 24 | 1.03× | — | ||
| Q3 24 | 1.44× | 1.26× | ||
| Q2 24 | 1.17× | 2.41× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PSMT
| Fresh Foods | $454.9M | 33% |
| Caribbean Operations Segment | $396.5M | 29% |
| Colombia Operations Segment | $204.1M | 15% |
| Hardlines | $162.6M | 12% |
| Softlines | $99.8M | 7% |
| ship Income Member | $24.5M | 2% |
| Health Services | $14.5M | 1% |
| Other Revenue And Income | $4.2M | 0% |
| United States Operations Segment | $510.0K | 0% |
| Export Sales | $359.0K | 0% |
RNR
暂无分部数据
