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Personalis, Inc.（PSNL）与RBB Bancorp（RBB）财务数据对比。点击上方公司名可切换其他公司
RBB Bancorp的季度营收约是Personalis, Inc.的1.9倍（$32.3M vs $17.3M），RBB Bancorp净利率更高（31.5% vs -137.3%，领先168.8%），RBB Bancorp同比增速更快（12.6% vs 3.2%），RBB Bancorp自由现金流更多（$42.6M vs $-22.3M），过去两年RBB Bancorp的营收复合增速更高（7.0% vs -5.7%）
Personalis, Inc.是一家专注于肿瘤领域先进基因组学解决方案的精准医疗企业，开发专有基因组测序及数据分析平台，为生物制药合作伙伴的免疫疗法研发、临床机构的个性化癌症诊疗提供支持，业务覆盖北美、欧洲及亚太核心市场。
RBB银行控股公司是总部位于美国的金融控股集团，旗下核心主体为皇家商业银行，主要服务亚裔社群、中小微企业、不动产投资者及零售客户，提供商业信贷、储蓄存款、财富管理等多元金融服务，业务覆盖美国沿海核心都会区。
PSNL vs RBB — 直观对比
营收规模更大
RBB
是对方的1.9倍
$17.3M
营收增速更快
RBB
高出9.3%
3.2%
净利率更高
RBB
高出168.8%
-137.3%
自由现金流更多
RBB
多$64.9M
$-22.3M
两年增速更快
RBB
近两年复合增速
-5.7%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $17.3M | $32.3M |
| 净利润 | $-23.8M | $10.2M |
| 毛利率 | 11.0% | — |
| 营业利润率 | -145.7% | 39.5% |
| 净利率 | -137.3% | 31.5% |
| 营收同比 | 3.2% | 12.6% |
| 净利润同比 | -45.0% | 132.1% |
| 每股收益（稀释后） | $-0.26 | $0.59 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PSNLRBB
| Q4 25 | $17.3M | $32.3M | ||
| Q3 25 | $14.5M | $32.6M | ||
| Q2 25 | $17.2M | $35.8M | ||
| Q1 25 | $20.6M | $28.5M | ||
| Q4 24 | $16.8M | $28.7M | ||
| Q3 24 | $25.7M | $30.3M | ||
| Q2 24 | $22.6M | $27.5M | ||
| Q1 24 | $19.5M | $28.2M |
净利润PSNLRBB
| Q4 25 | $-23.8M | $10.2M | ||
| Q3 25 | $-21.7M | $10.1M | ||
| Q2 25 | $-20.1M | $9.3M | ||
| Q1 25 | $-15.8M | $2.3M | ||
| Q4 24 | $-16.4M | $4.4M | ||
| Q3 24 | $-39.1M | $7.0M | ||
| Q2 24 | $-12.8M | $7.2M | ||
| Q1 24 | $-13.0M | $8.0M |
毛利率PSNLRBB
| Q4 25 | 11.0% | — | ||
| Q3 25 | 13.2% | — | ||
| Q2 25 | 27.6% | — | ||
| Q1 25 | 35.0% | — | ||
| Q4 24 | 27.1% | — | ||
| Q3 24 | 34.0% | — | ||
| Q2 24 | 35.6% | — | ||
| Q1 24 | 28.1% | — |
营业利润率PSNLRBB
| Q4 25 | -145.7% | 39.5% | ||
| Q3 25 | -160.7% | 40.7% | ||
| Q2 25 | -126.7% | 36.1% | ||
| Q1 25 | -85.9% | 11.2% | ||
| Q4 24 | -107.8% | 17.6% | ||
| Q3 24 | -55.9% | 31.6% | ||
| Q2 24 | -74.8% | 35.6% | ||
| Q1 24 | -96.7% | 39.9% |
净利率PSNLRBB
| Q4 25 | -137.3% | 31.5% | ||
| Q3 25 | -149.4% | 31.2% | ||
| Q2 25 | -116.6% | 26.1% | ||
| Q1 25 | -76.4% | 8.0% | ||
| Q4 24 | -97.8% | 15.3% | ||
| Q3 24 | -152.0% | 23.1% | ||
| Q2 24 | -56.7% | 26.4% | ||
| Q1 24 | -66.4% | 28.4% |
每股收益（稀释后）PSNLRBB
| Q4 25 | $-0.26 | $0.59 | ||
| Q3 25 | $-0.24 | $0.59 | ||
| Q2 25 | $-0.23 | $0.52 | ||
| Q1 25 | $-0.18 | $0.13 | ||
| Q4 24 | $-0.23 | $0.26 | ||
| Q3 24 | $-0.64 | $0.39 | ||
| Q2 24 | $-0.24 | $0.39 | ||
| Q1 24 | $-0.26 | $0.43 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $240.0M | $212.3M |
| 总债务越低越好 | — | $119.9M |
| 股东权益账面价值 | $261.2M | $523.4M |
| 总资产 | $334.2M | $4.2B |
| 负债/权益比越低杠杆越低 | — | 0.23× |
8季度趋势，按日历期对齐
现金及短期投资PSNLRBB
| Q4 25 | $240.0M | $212.3M | ||
| Q3 25 | $150.5M | $234.9M | ||
| Q2 25 | $173.2M | $191.9M | ||
| Q1 25 | $185.7M | $238.8M | ||
| Q4 24 | $185.0M | $257.7M | ||
| Q3 24 | $143.7M | $349.4M | ||
| Q2 24 | $87.0M | $252.8M | ||
| Q1 24 | $95.4M | — |
总债务PSNLRBB
| Q4 25 | — | $119.9M | ||
| Q3 25 | — | $119.8M | ||
| Q2 25 | — | $119.7M | ||
| Q1 25 | — | $119.6M | ||
| Q4 24 | — | $119.5M | ||
| Q3 24 | — | $119.4M | ||
| Q2 24 | — | $119.3M | ||
| Q1 24 | — | $119.2M |
股东权益PSNLRBB
| Q4 25 | $261.2M | $523.4M | ||
| Q3 25 | $171.4M | $514.3M | ||
| Q2 25 | $190.8M | $517.7M | ||
| Q1 25 | $207.3M | $510.3M | ||
| Q4 24 | $203.0M | $507.9M | ||
| Q3 24 | $166.8M | $509.7M | ||
| Q2 24 | $112.3M | $511.3M | ||
| Q1 24 | $120.7M | $514.0M |
总资产PSNLRBB
| Q4 25 | $334.2M | $4.2B | ||
| Q3 25 | $242.8M | $4.2B | ||
| Q2 25 | $258.7M | $4.1B | ||
| Q1 25 | $273.3M | $4.0B | ||
| Q4 24 | $270.3M | $4.0B | ||
| Q3 24 | $239.9M | $4.0B | ||
| Q2 24 | $185.5M | $3.9B | ||
| Q1 24 | $195.3M | $3.9B |
负债/权益比PSNLRBB
| Q4 25 | — | 0.23× | ||
| Q3 25 | — | 0.23× | ||
| Q2 25 | — | 0.23× | ||
| Q1 25 | — | 0.23× | ||
| Q4 24 | — | 0.24× | ||
| Q3 24 | — | 0.23× | ||
| Q2 24 | — | 0.23× | ||
| Q1 24 | — | 0.23× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-22.2M | $43.4M |
| 自由现金流经营现金流 - 资本支出 | $-22.3M | $42.6M |
| 自由现金流率自由现金流/营收 | -128.7% | 131.8% |
| 资本支出强度资本支出/营收 | 0.4% | 2.5% |
| 现金转化率经营现金流/净利润 | — | 4.26× |
| 过去12个月自由现金流最近4个季度 | $-79.5M | $73.5M |
8季度趋势，按日历期对齐
经营现金流PSNLRBB
| Q4 25 | $-22.2M | $43.4M | ||
| Q3 25 | $-21.8M | $2.1M | ||
| Q2 25 | $-12.9M | $21.7M | ||
| Q1 25 | $-18.0M | $7.8M | ||
| Q4 24 | $-7.8M | $58.5M | ||
| Q3 24 | $-6.2M | $24.5M | ||
| Q2 24 | $-10.7M | $11.7M | ||
| Q1 24 | $-20.4M | $4.8M |
自由现金流PSNLRBB
| Q4 25 | $-22.3M | $42.6M | ||
| Q3 25 | $-23.4M | $1.8M | ||
| Q2 25 | $-13.2M | $21.6M | ||
| Q1 25 | $-20.5M | $7.6M | ||
| Q4 24 | $-9.0M | $57.7M | ||
| Q3 24 | $-6.4M | $24.2M | ||
| Q2 24 | $-10.7M | $11.5M | ||
| Q1 24 | $-20.5M | $4.7M |
自由现金流率PSNLRBB
| Q4 25 | -128.7% | 131.8% | ||
| Q3 25 | -161.6% | 5.4% | ||
| Q2 25 | -76.9% | 60.2% | ||
| Q1 25 | -99.4% | 26.7% | ||
| Q4 24 | -53.8% | 201.0% | ||
| Q3 24 | -25.1% | 80.0% | ||
| Q2 24 | -47.6% | 42.0% | ||
| Q1 24 | -105.1% | 16.6% |
资本支出强度PSNLRBB
| Q4 25 | 0.4% | 2.5% | ||
| Q3 25 | 11.2% | 1.1% | ||
| Q2 25 | 1.7% | 0.3% | ||
| Q1 25 | 12.2% | 0.6% | ||
| Q4 24 | 7.4% | 2.7% | ||
| Q3 24 | 1.0% | 0.8% | ||
| Q2 24 | 0.0% | 0.5% | ||
| Q1 24 | 0.5% | 0.5% |
现金转化率PSNLRBB
| Q4 25 | — | 4.26× | ||
| Q3 25 | — | 0.21× | ||
| Q2 25 | — | 2.32× | ||
| Q1 25 | — | 3.39× | ||
| Q4 24 | — | 13.34× | ||
| Q3 24 | — | 3.50× | ||
| Q2 24 | — | 1.61× | ||
| Q1 24 | — | 0.60× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PSNL
| Population Sequencing | $11.8M | 68% |
| Related Party | $5.4M | 31% |
RBB
暂无分部数据
