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QCR HOLDINGS INC（QCRH）与LiveRamp Holdings, Inc.（RAMP）财务数据对比。点击上方公司名可切换其他公司
LiveRamp Holdings, Inc.的季度营收约是QCR HOLDINGS INC的2.0倍（$212.2M vs $107.0M），QCR HOLDINGS INC同比增速更快（16.5% vs 8.6%），过去两年LiveRamp Holdings, Inc.的营收复合增速更高（11.1% vs -13.2%）
QCR控股有限公司通过旗下子公司，为阔德城和锡达拉皮兹地区的客户提供商业与零售银行服务，以及信托和资产管理服务。公司成立于1993年，总部位于伊利诺伊州莫林市。
LiveRamp Holdings, Inc.是一家美国SaaS企业，核心业务为提供数据连接平台，服务涵盖数据导入、线下数据线上迁移等能力，助力企业开展营销相关的数据应用，为品牌及营销从业者的数字化运营提供技术支撑。
QCRH vs RAMP — 直观对比
营收规模更大
RAMP
是对方的2.0倍
$107.0M
营收增速更快
QCRH
高出8.0%
8.6%
两年增速更快
RAMP
近两年复合增速
-13.2%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $107.0M | $212.2M |
| 净利润 | — | $39.9M |
| 毛利率 | — | 71.9% |
| 营业利润率 | 36.1% | 18.6% |
| 净利率 | — | 18.8% |
| 营收同比 | 16.5% | 8.6% |
| 净利润同比 | — | 255.7% |
| 每股收益（稀释后） | $2.10 | $0.62 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收QCRHRAMP
| Q4 25 | $107.0M | $212.2M | ||
| Q3 25 | $101.5M | $199.8M | ||
| Q2 25 | $84.2M | $194.8M | ||
| Q1 25 | $76.9M | $188.7M | ||
| Q4 24 | $91.8M | $195.4M | ||
| Q3 24 | $152.6M | $185.5M | ||
| Q2 24 | $150.6M | $176.0M | ||
| Q1 24 | $141.9M | $171.9M |
净利润QCRHRAMP
| Q4 25 | — | $39.9M | ||
| Q3 25 | $36.7M | $27.4M | ||
| Q2 25 | $29.0M | $7.7M | ||
| Q1 25 | $25.8M | $-6.3M | ||
| Q4 24 | — | $11.2M | ||
| Q3 24 | $27.8M | $1.7M | ||
| Q2 24 | $29.1M | $-7.5M | ||
| Q1 24 | $26.7M | $-5.4M |
毛利率QCRHRAMP
| Q4 25 | — | 71.9% | ||
| Q3 25 | — | 70.2% | ||
| Q2 25 | — | 70.1% | ||
| Q1 25 | — | 69.3% | ||
| Q4 24 | — | 71.9% | ||
| Q3 24 | — | 72.4% | ||
| Q2 24 | — | 70.6% | ||
| Q1 24 | — | 72.2% |
营业利润率QCRHRAMP
| Q4 25 | 36.1% | 18.6% | ||
| Q3 25 | 40.0% | 10.7% | ||
| Q2 25 | 36.3% | 3.7% | ||
| Q1 25 | 34.0% | -6.1% | ||
| Q4 24 | 36.1% | 7.5% | ||
| Q3 24 | 19.6% | 4.0% | ||
| Q2 24 | 21.0% | -3.0% | ||
| Q1 24 | 19.7% | -8.3% |
净利率QCRHRAMP
| Q4 25 | — | 18.8% | ||
| Q3 25 | 36.2% | 13.7% | ||
| Q2 25 | 34.5% | 4.0% | ||
| Q1 25 | 33.6% | -3.3% | ||
| Q4 24 | — | 5.7% | ||
| Q3 24 | 18.2% | 0.9% | ||
| Q2 24 | 19.3% | -4.3% | ||
| Q1 24 | 18.8% | -3.1% |
每股收益（稀释后）QCRHRAMP
| Q4 25 | $2.10 | $0.62 | ||
| Q3 25 | $2.16 | $0.42 | ||
| Q2 25 | $1.71 | $0.12 | ||
| Q1 25 | $1.52 | $-0.10 | ||
| Q4 24 | $1.77 | $0.17 | ||
| Q3 24 | $1.64 | $0.03 | ||
| Q2 24 | $1.72 | $-0.11 | ||
| Q1 24 | $1.58 | $-0.09 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $403.4M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.1B | $962.3M |
| 总资产 | $9.6B | $1.3B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资QCRHRAMP
| Q4 25 | — | $403.4M | ||
| Q3 25 | — | $376.9M | ||
| Q2 25 | — | $371.1M | ||
| Q1 25 | — | $420.8M | ||
| Q4 24 | — | $384.3M | ||
| Q3 24 | — | $348.4M | ||
| Q2 24 | — | $342.7M | ||
| Q1 24 | — | $368.9M |
股东权益QCRHRAMP
| Q4 25 | $1.1B | $962.3M | ||
| Q3 25 | $1.1B | $943.8M | ||
| Q2 25 | $1.1B | $947.8M | ||
| Q1 25 | $1.0B | $948.9M | ||
| Q4 24 | $997.4M | $957.7M | ||
| Q3 24 | $976.6M | $932.1M | ||
| Q2 24 | $936.3M | $951.9M | ||
| Q1 24 | $907.3M | $949.1M |
总资产QCRHRAMP
| Q4 25 | $9.6B | $1.3B | ||
| Q3 25 | $9.6B | $1.2B | ||
| Q2 25 | $9.2B | $1.2B | ||
| Q1 25 | $9.2B | $1.3B | ||
| Q4 24 | $9.0B | $1.3B | ||
| Q3 24 | $9.1B | $1.2B | ||
| Q2 24 | $8.9B | $1.2B | ||
| Q1 24 | $8.6B | $1.2B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $421.5M | — |
| 自由现金流经营现金流 - 资本支出 | $354.1M | — |
| 自由现金流率自由现金流/营收 | 330.9% | — |
| 资本支出强度资本支出/营收 | 63.0% | 0.1% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $397.4M | — |
8季度趋势，按日历期对齐
经营现金流QCRHRAMP
| Q4 25 | $421.5M | — | ||
| Q3 25 | $47.5M | $57.4M | ||
| Q2 25 | $42.2M | $-15.8M | ||
| Q1 25 | $-3.6M | — | ||
| Q4 24 | $444.5M | $45.1M | ||
| Q3 24 | $238.1M | $55.6M | ||
| Q2 24 | $26.3M | $-9.3M | ||
| Q1 24 | $2.7M | — |
自由现金流QCRHRAMP
| Q4 25 | $354.1M | — | ||
| Q3 25 | $31.7M | $56.8M | ||
| Q2 25 | $24.2M | $-16.2M | ||
| Q1 25 | $-12.7M | — | ||
| Q4 24 | $400.0M | $44.8M | ||
| Q3 24 | $229.9M | $55.4M | ||
| Q2 24 | $16.2M | $-9.6M | ||
| Q1 24 | $-9.4M | — |
自由现金流率QCRHRAMP
| Q4 25 | 330.9% | — | ||
| Q3 25 | 31.3% | 28.4% | ||
| Q2 25 | 28.8% | -8.3% | ||
| Q1 25 | -16.5% | — | ||
| Q4 24 | 435.6% | 22.9% | ||
| Q3 24 | 150.7% | 29.8% | ||
| Q2 24 | 10.7% | -5.4% | ||
| Q1 24 | -6.6% | — |
资本支出强度QCRHRAMP
| Q4 25 | 63.0% | 0.1% | ||
| Q3 25 | 15.5% | 0.3% | ||
| Q2 25 | 21.4% | 0.2% | ||
| Q1 25 | 11.9% | 0.2% | ||
| Q4 24 | 48.4% | 0.1% | ||
| Q3 24 | 5.4% | 0.1% | ||
| Q2 24 | 6.8% | 0.1% | ||
| Q1 24 | 8.6% | 1.0% |
现金转化率QCRHRAMP
| Q4 25 | — | — | ||
| Q3 25 | 1.29× | 2.09× | ||
| Q2 25 | 1.46× | -2.04× | ||
| Q1 25 | -0.14× | — | ||
| Q4 24 | — | 4.02× | ||
| Q3 24 | 8.57× | 32.10× | ||
| Q2 24 | 0.90× | — | ||
| Q1 24 | 0.10× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
