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QCR HOLDINGS INC（QCRH）与REGIS CORP（RGS）财务数据对比。点击上方公司名可切换其他公司
QCR HOLDINGS INC的季度营收约是REGIS CORP的1.9倍（$107.0M vs $57.1M），REGIS CORP同比增速更快（22.3% vs 16.5%），QCR HOLDINGS INC自由现金流更多（$354.1M vs $891.0K），过去两年REGIS CORP的营收复合增速更高（7.8% vs -13.2%）
QCR控股有限公司通过旗下子公司，为阔德城和锡达拉皮兹地区的客户提供商业与零售银行服务，以及信托和资产管理服务。公司成立于1993年，总部位于伊利诺伊州莫林市。
瑞吉斯公司是一家美国美发沙龙运营商，总部位于明尼苏达州明尼阿波利斯市。截至2021年8月，该集团旗下拥有5563家加盟沙龙以及276家直营门店，是北美地区规模领先的美发沙龙连锁经营企业。
QCRH vs RGS — 直观对比
营收规模更大
QCRH
是对方的1.9倍
$57.1M
营收增速更快
RGS
高出5.7%
16.5%
自由现金流更多
QCRH
多$353.2M
$891.0K
两年增速更快
RGS
近两年复合增速
-13.2%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $107.0M | $57.1M |
| 净利润 | — | $456.0K |
| 毛利率 | — | — |
| 营业利润率 | 36.1% | 10.8% |
| 净利率 | — | 0.8% |
| 营收同比 | 16.5% | 22.3% |
| 净利润同比 | — | -94.0% |
| 每股收益（稀释后） | $2.10 | $0.16 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收QCRHRGS
| Q4 25 | $107.0M | $57.1M | ||
| Q3 25 | $101.5M | $59.0M | ||
| Q2 25 | $84.2M | $60.4M | ||
| Q1 25 | $76.9M | $57.0M | ||
| Q4 24 | $91.8M | $46.7M | ||
| Q3 24 | $152.6M | $46.1M | ||
| Q2 24 | $150.6M | $49.4M | ||
| Q1 24 | $141.9M | $49.2M |
净利润QCRHRGS
| Q4 25 | — | $456.0K | ||
| Q3 25 | $36.7M | $1.4M | ||
| Q2 25 | $29.0M | $116.5M | ||
| Q1 25 | $25.8M | $250.0K | ||
| Q4 24 | — | $7.6M | ||
| Q3 24 | $27.8M | $-853.0K | ||
| Q2 24 | $29.1M | $91.2M | ||
| Q1 24 | $26.7M | $-2.3M |
营业利润率QCRHRGS
| Q4 25 | 36.1% | 10.8% | ||
| Q3 25 | 40.0% | 10.0% | ||
| Q2 25 | 36.3% | 12.1% | ||
| Q1 25 | 34.0% | 8.8% | ||
| Q4 24 | 36.1% | 11.8% | ||
| Q3 24 | 19.6% | 4.6% | ||
| Q2 24 | 21.0% | — | ||
| Q1 24 | 19.7% | 8.3% |
净利率QCRHRGS
| Q4 25 | — | 0.8% | ||
| Q3 25 | 36.2% | 2.3% | ||
| Q2 25 | 34.5% | 192.9% | ||
| Q1 25 | 33.6% | 0.4% | ||
| Q4 24 | — | 16.4% | ||
| Q3 24 | 18.2% | -1.9% | ||
| Q2 24 | 19.3% | 184.7% | ||
| Q1 24 | 18.8% | -4.7% |
每股收益（稀释后）QCRHRGS
| Q4 25 | $2.10 | $0.16 | ||
| Q3 25 | $2.16 | $0.49 | ||
| Q2 25 | $1.71 | $43.67 | ||
| Q1 25 | $1.52 | $0.08 | ||
| Q4 24 | $1.77 | $2.71 | ||
| Q3 24 | $1.64 | $-0.36 | ||
| Q2 24 | $1.72 | $38.40 | ||
| Q1 24 | $1.58 | $-1.00 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $18.4M |
| 总债务越低越好 | — | $113.3M |
| 股东权益账面价值 | $1.1B | $188.7M |
| 总资产 | $9.6B | $588.3M |
| 负债/权益比越低杠杆越低 | — | 0.60× |
8季度趋势，按日历期对齐
现金及短期投资QCRHRGS
| Q4 25 | — | $18.4M | ||
| Q3 25 | — | $16.6M | ||
| Q2 25 | — | $17.0M | ||
| Q1 25 | — | $13.3M | ||
| Q4 24 | — | $10.2M | ||
| Q3 24 | — | $6.3M | ||
| Q2 24 | — | $10.1M | ||
| Q1 24 | — | $5.9M |
总债务QCRHRGS
| Q4 25 | — | $113.3M | ||
| Q3 25 | — | $111.3M | ||
| Q2 25 | — | $110.8M | ||
| Q1 25 | — | $112.0M | ||
| Q4 24 | — | $111.5M | ||
| Q3 24 | — | $95.2M | ||
| Q2 24 | — | $99.5M | ||
| Q1 24 | — | $179.7M |
股东权益QCRHRGS
| Q4 25 | $1.1B | $188.7M | ||
| Q3 25 | $1.1B | $187.6M | ||
| Q2 25 | $1.1B | $185.6M | ||
| Q1 25 | $1.0B | $68.6M | ||
| Q4 24 | $997.4M | $66.7M | ||
| Q3 24 | $976.6M | $56.4M | ||
| Q2 24 | $936.3M | $56.8M | ||
| Q1 24 | $907.3M | $-35.8M |
总资产QCRHRGS
| Q4 25 | $9.6B | $588.3M | ||
| Q3 25 | $9.6B | $592.1M | ||
| Q2 25 | $9.2B | $599.0M | ||
| Q1 25 | $9.2B | $511.2M | ||
| Q4 24 | $9.0B | $530.1M | ||
| Q3 24 | $9.1B | $508.9M | ||
| Q2 24 | $8.9B | $530.5M | ||
| Q1 24 | $8.6B | $543.7M |
负债/权益比QCRHRGS
| Q4 25 | — | 0.60× | ||
| Q3 25 | — | 0.59× | ||
| Q2 25 | — | 0.60× | ||
| Q1 25 | — | 1.63× | ||
| Q4 24 | — | 1.67× | ||
| Q3 24 | — | 1.69× | ||
| Q2 24 | — | 1.75× | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $421.5M | $1.7M |
| 自由现金流经营现金流 - 资本支出 | $354.1M | $891.0K |
| 自由现金流率自由现金流/营收 | 330.9% | 1.6% |
| 资本支出强度资本支出/营收 | 63.0% | 1.4% |
| 现金转化率经营现金流/净利润 | — | 3.65× |
| 过去12个月自由现金流最近4个季度 | $397.4M | $14.9M |
8季度趋势，按日历期对齐
经营现金流QCRHRGS
| Q4 25 | $421.5M | $1.7M | ||
| Q3 25 | $47.5M | $2.3M | ||
| Q2 25 | $42.2M | $6.8M | ||
| Q1 25 | $-3.6M | $6.2M | ||
| Q4 24 | $444.5M | $2.1M | ||
| Q3 24 | $238.1M | $-1.3M | ||
| Q2 24 | $26.3M | $5.1M | ||
| Q1 24 | $2.7M | $-277.0K |
自由现金流QCRHRGS
| Q4 25 | $354.1M | $891.0K | ||
| Q3 25 | $31.7M | $1.9M | ||
| Q2 25 | $24.2M | $6.2M | ||
| Q1 25 | $-12.7M | $5.9M | ||
| Q4 24 | $400.0M | $1.7M | ||
| Q3 24 | $229.9M | $-1.4M | ||
| Q2 24 | $16.2M | $5.1M | ||
| Q1 24 | $-9.4M | $-326.0K |
自由现金流率QCRHRGS
| Q4 25 | 330.9% | 1.6% | ||
| Q3 25 | 31.3% | 3.2% | ||
| Q2 25 | 28.8% | 10.3% | ||
| Q1 25 | -16.5% | 10.3% | ||
| Q4 24 | 435.6% | 3.6% | ||
| Q3 24 | 150.7% | -3.0% | ||
| Q2 24 | 10.7% | 10.3% | ||
| Q1 24 | -6.6% | -0.7% |
资本支出强度QCRHRGS
| Q4 25 | 63.0% | 1.4% | ||
| Q3 25 | 15.5% | 0.7% | ||
| Q2 25 | 21.4% | 0.9% | ||
| Q1 25 | 11.9% | 0.6% | ||
| Q4 24 | 48.4% | 0.9% | ||
| Q3 24 | 5.4% | 0.0% | ||
| Q2 24 | 6.8% | 0.0% | ||
| Q1 24 | 8.6% | 0.1% |
现金转化率QCRHRGS
| Q4 25 | — | 3.65× | ||
| Q3 25 | 1.29× | 1.68× | ||
| Q2 25 | 1.46× | 0.06× | ||
| Q1 25 | -0.14× | 24.80× | ||
| Q4 24 | — | 0.28× | ||
| Q3 24 | 8.57× | — | ||
| Q2 24 | 0.90× | 0.06× | ||
| Q1 24 | 0.10× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
QCRH
暂无分部数据
RGS
| Franchise Segment | $37.9M | 66% |
| Royalty | $13.6M | 24% |
| Other | $2.8M | 5% |
| Fees | $1.8M | 3% |
| Franchise Fees | $1.0M | 2% |
