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奇富科技（QFIN）与老虎证券（TIGR）财务数据对比。点击上方公司名可切换其他公司
奇富科技的季度营收约是老虎证券的6.8倍（$731.2M vs $107.6M），老虎证券净利率更高（28.4% vs 27.5%，领先0.9%）
奇富科技（原360数科）是中国头部金融科技企业，主要为持牌金融机构提供智能风控、信贷技术解决方案，服务广大个人消费者及中小微企业，依托大数据、人工智能技术提升金融服务的普惠性与运营效率。
UP Fintech Holding Limited（老虎证券）是知名线上金融服务提供商，主要面向全球华语投资者，提供美股、港股、A股等跨市场股票交易、基金理财、融资融券及投资者教育等服务，覆盖零售及机构两类客户群体。
QFIN vs TIGR — 直观对比
营收规模更大
QFIN
是对方的6.8倍
$107.6M
净利率更高
TIGR
高出0.9%
27.5%
损益表 — Q3 FY2025 vs Q1 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $731.2M | $107.6M |
| 净利润 | $201.2M | $30.6M |
| 毛利率 | — | — |
| 营业利润率 | 32.7% | — |
| 净利率 | 27.5% | 28.4% |
| 营收同比 | — | — |
| 净利润同比 | — | — |
| 每股收益（稀释后） | — | $0.01 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收QFINTIGR
| Q3 25 | $731.2M | — | ||
| Q2 25 | $728.1M | — | ||
| Q1 25 | $646.4M | $107.6M | ||
| Q3 24 | $622.7M | — | ||
| Q2 24 | $572.4M | $166.4M | ||
| Q1 24 | $575.2M | — | ||
| Q3 23 | $586.8M | — | ||
| Q2 23 | $539.8M | — |
净利润QFINTIGR
| Q3 25 | $201.2M | — | ||
| Q2 25 | $241.6M | — | ||
| Q1 25 | $247.6M | $30.6M | ||
| Q3 24 | $256.3M | — | ||
| Q2 24 | $189.4M | $15.2M | ||
| Q1 24 | $160.7M | — | ||
| Q3 23 | $155.9M | — | ||
| Q2 23 | $150.8M | — |
营业利润率QFINTIGR
| Q3 25 | 32.7% | — | ||
| Q2 25 | 41.0% | — | ||
| Q1 25 | 42.1% | — | ||
| Q3 24 | 52.4% | — | ||
| Q2 24 | 47.7% | 14.0% | ||
| Q1 24 | 32.8% | — | ||
| Q3 23 | 32.4% | — | ||
| Q2 23 | 30.2% | — |
净利率QFINTIGR
| Q3 25 | 27.5% | — | ||
| Q2 25 | 33.2% | — | ||
| Q1 25 | 38.3% | 28.4% | ||
| Q3 24 | 41.2% | — | ||
| Q2 24 | 33.1% | 9.1% | ||
| Q1 24 | 27.9% | — | ||
| Q3 23 | 26.6% | — | ||
| Q2 23 | 27.9% | — |
每股收益（稀释后）QFINTIGR
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | $0.01 | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $0.01 | ||
| Q1 24 | — | — | ||
| Q3 23 | — | — | ||
| Q2 23 | — | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $6.5B | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $24.3B | — |
| 总资产 | $61.4B | — |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资QFINTIGR
| Q3 25 | $6.5B | — | ||
| Q2 25 | $5.3B | — | ||
| Q1 25 | $8.6B | — | ||
| Q3 24 | $4.3B | — | ||
| Q2 24 | $6.3B | $392.5M | ||
| Q1 24 | $5.3B | — | ||
| Q3 23 | $4.9B | — | ||
| Q2 23 | $5.3B | — |
股东权益QFINTIGR
| Q3 25 | $24.3B | — | ||
| Q2 25 | $24.1B | — | ||
| Q1 25 | $23.1B | — | ||
| Q3 24 | $22.9B | — | ||
| Q2 24 | $22.6B | $501.2M | ||
| Q1 24 | $22.1B | — | ||
| Q3 23 | $21.1B | — | ||
| Q2 23 | $20.9B | — |
总资产QFINTIGR
| Q3 25 | $61.4B | — | ||
| Q2 25 | $59.8B | — | ||
| Q1 25 | $55.6B | — | ||
| Q3 24 | $47.0B | — | ||
| Q2 24 | $47.0B | $4.8B | ||
| Q1 24 | $47.4B | — | ||
| Q3 23 | $46.0B | — | ||
| Q2 23 | $43.4B | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $351.4M | — |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 1.75× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流QFINTIGR
| Q3 25 | $351.4M | — | ||
| Q2 25 | $366.0M | — | ||
| Q1 25 | $386.6M | — | ||
| Q3 24 | $338.0M | — | ||
| Q2 24 | $269.9M | $155.1M | ||
| Q1 24 | $271.2M | — | ||
| Q3 23 | $170.5M | — | ||
| Q2 23 | $242.9M | — |
自由现金流QFINTIGR
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $153.8M | ||
| Q1 24 | — | — | ||
| Q3 23 | — | — | ||
| Q2 23 | — | — |
自由现金流率QFINTIGR
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 92.4% | ||
| Q1 24 | — | — | ||
| Q3 23 | — | — | ||
| Q2 23 | — | — |
资本支出强度QFINTIGR
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 0.8% | ||
| Q1 24 | — | — | ||
| Q3 23 | — | — | ||
| Q2 23 | — | — |
现金转化率QFINTIGR
| Q3 25 | 1.75× | — | ||
| Q2 25 | 1.52× | — | ||
| Q1 25 | 1.56× | — | ||
| Q3 24 | 1.32× | — | ||
| Q2 24 | 1.43× | 10.20× | ||
| Q1 24 | 1.69× | — | ||
| Q3 23 | 1.09× | — | ||
| Q2 23 | 1.61× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
